Charles Dailey
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charlesdailey.bsky.social
Charles Dailey
@charlesdailey.bsky.social
Saint Paul, Minnesota boy. Dog lover. NMLS ID # 79048. Chief Operating Officer of iLoan. iLoan is an equal housing lender.
"Trump’s funding freeze of Indigenous food programs may violate treaty law - High Country News"
www.hcn.org/articles/tru...
Trump’s funding freeze of Indigenous food programs may violate treaty law - High Country News
According to legal experts, the cutoff erodes the little trust Indian Country has in the federal government.
www.hcn.org
October 27, 2025 at 7:17 AM
This sits at “historically worrying levels,” UBS says, given this signal’s track record of identifying turning points using data from the National Bureau of Economic Research.
UBS gives America a recession checkup and sees a 93% probability from the hard data, with a ‘soggy’ economy ahead
“Stable but elevated” isn't something you want to hear in a medical checkup or in a recession likelihood outlook.
finance.yahoo.com
October 22, 2025 at 6:28 AM
ICE’s ‘Athletically Allergic’ Recruits

To recruit and field 10,000 new agents by January, they must pass a fitness test. To pass, recruits must do 15 push-ups and 32 sit-ups, and run 1.5 miles in 14 minutes. Over a third fail.
www.theatlantic.com/politics/arc...
ICE’s ‘Athletically Allergic’ Recruits
Push-ups, sit-ups, and a brisk jog pose a threat to Trump’s deportation campaign.
www.theatlantic.com
October 22, 2025 at 2:49 AM
"ICE raids may seem like a law enforcement issue, but they’re shaking the same economic foundation; rent collections, job stability, and local tax revenue. When people disappear, rent goes unpaid, construction slows, and property taxes fall."

uncommongathering.substack.com/p/ice-raids-...
ICE Raids and the Apartment Market: A Warning Signal for the Housing Economy
Across the United States, property owners and managers are beginning to see subtle but troubling patterns that point to deeper instability in the housing market.
uncommongathering.substack.com
October 16, 2025 at 5:35 PM
"A Rutgers University professor who taught a course on anti-fascism was blocked from leaving the US on Wednesday night, according to media reports, hours after Donald Trump hosted a White House roundtable highlighting the impact of antifa or “anti-fascist” far-left activists."
US anti-fascism expert blocked from flying to Spain at airport
Rutgers University professor who published book on antifa was informed at boarding gate that his trip was cancelled
www.theguardian.com
October 10, 2025 at 12:32 AM
"The Minnesota Department of Natural Resources graded the health of Lake Itasca a C+, a stunningly low score for a lake with a watershed that is almost entirely undisturbed."

Lake Itasca's declining health: A cause for concern | Local News | republicaneagle.com
Something is wrong with Lake Itasca, the source of the Mississippi River
Discover the surprising decline in health of the pristine Lake Itasca, the source of the Mississippi River. Find out the challenges it faces and what can be done to protect it.
www.republicaneagle.com
October 8, 2025 at 11:44 PM
Reposted by Charles Dailey
Capital is flowing from the U.S. to Europe. 🇩🇪 🇫🇷 🇬🇧 🇪🇸

@barchart.com
March 15, 2025 at 6:41 PM
Reposted by Charles Dailey
Stupid: hurting others while hurting yourself.
March 11, 2025 at 11:32 AM
Reposted by Charles Dailey
Am sure the date is not randomly picked and cannot compare but for got to love this chart …
January 5, 2025 at 10:04 PM
Reposted by Charles Dailey
After nearly three decades, a Minnesota summer camp for kids with HIV/AIDS is closing and up for sale... because retroviral drugs are so effective that there aren't enough campers.

Science works, y'all.

www.startribune.com/closure-of-n...
Closure of northern Minnesota camp is ‘the greatest story.’ Here’s why.
Willow River, Minn., camp One Heartland is for sale after serving kids there for nearly three decades.
www.startribune.com
December 27, 2024 at 9:46 PM
Reposted by Charles Dailey
America's richest 10% now hold 60% of the nation's wealth.

The bottom half of America? It holds just 6%.

Wealth inequality is eating this country alive.
December 28, 2024 at 12:00 AM
Reposted by Charles Dailey
The 5y auction day is here and rates across the curve are above their SOFR funding rate and enjoying life full of carry
December 24, 2024 at 1:13 PM
Reposted by Charles Dailey
Any loan officers, mortgage brokers, mortgage ops, home appraisers, mortgage-centric real estate agents on here?

If so, please connect so we can get the conversations going!
December 7, 2024 at 6:26 PM
Reposted by Charles Dailey
They’re planning a heist in plain sight.
“This is an enormous heist. They’re just backing the truck up to the government in front of all of us. A massive bailout to the crypto world,” says @chrislhayes.bsky.social on the GOP crypto bill.
December 7, 2024 at 2:55 AM
Reposted by Charles Dailey
The Russian Central bank admits that there has been no slowdown in inflation since the raised the key rate to 21%.
December 3, 2024 at 10:35 AM
Reposted by Charles Dailey
The Flooding Will Come “No Matter What”

The complex, contradictory and heartbreaking process of American climate migration is underway.

By @abrahm.bsky.social
The Flooding Will Come “No Matter What”: Climate Change is Already Forcing People From Their Homes
The complex, contradictory and heartbreaking process of American climate migration is underway.
propub.li
December 2, 2024 at 4:00 AM
Reposted by Charles Dailey
Looking for some Thanksgiving dinner conversation starters?
How could Trump's proposed 25% tariffs impact Minnesota?
Supply chain disruptions, a spike in prices and other impacts are expected to be felt immediately if the tariffs are adopted.
bringmethenews.com
November 28, 2024 at 3:01 AM
Reposted by Charles Dailey
MORE CENTURYLINK OUTAGES: Discount Auto Glass by University/Dale hasn't had access to its 3 customer phone lines since Nov. 9. Nancy Tomhave, Hayden Heights, Carolyn Ross, Summit-U, won't be getting landline calls for the holidays. Both women are seniors. www.twincities.com/2024/11/27/c... #StPaul
Copper wire thefts leave CenturyLink landline customers in St. Paul without phone service for weeks
The extended outages have impacted at least two areas in St. Paul.
www.twincities.com
November 27, 2024 at 8:22 PM
Reposted by Charles Dailey
The ruble will likely continue to devalue as more new cash is pumped into the system. Nabiullina recently gave up on pegging the currency by burning through foreign currency & assets held by Russia to continually purchase rubles.
bsky.app/profile/igor...
Russia: The ruble lost nearly 4% of value today. Central Bank head Nabiullina essentially gave up keeping the currency at an artificial peg through constant purchase of rubles with Russia-held foreign currency & other assets.
Serious uncertainty ahead for the Russian economy.
November 26, 2024 at 9:30 PM
Reposted by Charles Dailey
Russia: The ruble lost nearly 4% of value today. Central Bank head Nabiullina essentially gave up keeping the currency at an artificial peg through constant purchase of rubles with Russia-held foreign currency & other assets.
Serious uncertainty ahead for the Russian economy.
November 26, 2024 at 4:47 PM
Sustained loss of high-paying jobs could erode the middle and upper-middle class. This economy is not just crushing lower income earners. buff.ly/3VbeBv0
Six-Figure Job Market Faces 'White-Collar Recession' As LinkedIn Reports 26% Drop In Engineering Roles
The tech job market is in a tough spot right now. People like Jon Bach, a former director at eBay, are feeling the squeeze. Bach worked at eBay for 13 years, but after getting laid off in January, his...
buff.ly
November 26, 2024 at 4:35 PM
Reposted by Charles Dailey
NEW: Rather than relying on his party’s control of Congress to trim the budget, Trump and his advisers intend to test an obscure legal theory holding that presidents have sweeping power to defund programs they dislike.
How Trump Plans to Seize the Power of the Purse From Congress
The second-term president likely will seek to cut off spending that lawmakers have already appropriated, setting off a constitutional struggle within the branches. If successful, he could wield the…
propub.li
November 26, 2024 at 1:00 PM
Reposted by Charles Dailey
The Russian Ministry of Construction expects a "quiet period" in housing sales until March 2025.

Personally I would consider a drop in property sales of -48% to -82% more than a "quiet period".
November 22, 2024 at 10:04 AM
The inverse relationship with rates and home showings in MN in one chart. Buyers and sellers pull back and pick up largely in concert. No rate reprieve, no market?
November 21, 2024 at 6:12 PM