Charles Dailey
@charlesdailey.bsky.social
Saint Paul, Minnesota boy. Dog lover. NMLS ID # 79048. Chief Operating Officer of iLoan. iLoan is an equal housing lender.
Weims are the best. One you go weim, you never go back.
December 7, 2024 at 9:54 AM
Weims are the best. One you go weim, you never go back.
Meanwhile, don't lose your job.
November 28, 2024 at 4:26 AM
Meanwhile, don't lose your job.
The inverse relationship with rates and home showings in MN in one chart. Buyers and sellers pull back and pick up largely in concert. No rate reprieve, no market?
November 21, 2024 at 6:12 PM
The inverse relationship with rates and home showings in MN in one chart. Buyers and sellers pull back and pick up largely in concert. No rate reprieve, no market?
Net saving as a percentage of gross national income has been crushed since the Fed's first rate hike.
November 21, 2024 at 6:50 PM
Net saving as a percentage of gross national income has been crushed since the Fed's first rate hike.
"In Miami-Dade, the median monthly condo association fee rose from $567 in 2019 to $900 this year." Deflationary spiral coming?
November 21, 2024 at 6:49 PM
"In Miami-Dade, the median monthly condo association fee rose from $567 in 2019 to $900 this year." Deflationary spiral coming?
By claim, mortgage folks were the 2nd most Republican-leaning in surveyed financial services. By vote, they are the most Republican. They're not too into foreign policy, health care, climate change & tax reform. And apparently libertarians like Munis.😆
November 21, 2024 at 6:49 PM
By claim, mortgage folks were the 2nd most Republican-leaning in surveyed financial services. By vote, they are the most Republican. They're not too into foreign policy, health care, climate change & tax reform. And apparently libertarians like Munis.😆
For those of you anxiously waiting for HUD clarification on seller-paid Realtor commissions...
November 21, 2024 at 6:48 PM
For those of you anxiously waiting for HUD clarification on seller-paid Realtor commissions...
The American Dream feels increasingly out of reach or at least is becoming a la carte. I checked these numbers, and some were high, some were low but overall, they’re pretty close.
November 21, 2024 at 6:48 PM
The American Dream feels increasingly out of reach or at least is becoming a la carte. I checked these numbers, and some were high, some were low but overall, they’re pretty close.
Is the middle class shrinking? 65% don't meet their own definition of belonging.
November 21, 2024 at 6:47 PM
Is the middle class shrinking? 65% don't meet their own definition of belonging.
Behind the hype of Black Friday spending was a reliance on "buy now pay later" options which increased 72% from spending the week before; worsening an already deteriorating debt picture.
November 21, 2024 at 6:46 PM
Behind the hype of Black Friday spending was a reliance on "buy now pay later" options which increased 72% from spending the week before; worsening an already deteriorating debt picture.
Thanks Peeps.....
November 21, 2024 at 6:46 PM
Thanks Peeps.....
50% of the US property exposure to flooding from rising sea levels is in Florida (CoreLogic). NOAA expects 10-12 inches in 30 years. Invest wisely.
November 21, 2024 at 6:46 PM
50% of the US property exposure to flooding from rising sea levels is in Florida (CoreLogic). NOAA expects 10-12 inches in 30 years. Invest wisely.
Homeowner’s insurance is not a CA and FL issue; it’s everywhere now. Property and casualty insurance carriers in Minnesota for instance are taking emergency action to respond to the rapid hardening of the market. Here's a list so far:
November 21, 2024 at 6:46 PM
Homeowner’s insurance is not a CA and FL issue; it’s everywhere now. Property and casualty insurance carriers in Minnesota for instance are taking emergency action to respond to the rapid hardening of the market. Here's a list so far:
They relied on China's shadow banking for loans to bypass bank restrictions. When that didn't work, they went to pre-sales with mortgages from buyers. Moody's is happy because those loans are diced up w/risk spread out. Where have we heard this before?
November 21, 2024 at 6:46 PM
They relied on China's shadow banking for loans to bypass bank restrictions. When that didn't work, they went to pre-sales with mortgages from buyers. Moody's is happy because those loans are diced up w/risk spread out. Where have we heard this before?
23.8% of home sales go to investors in Q2, 2023.
November 21, 2024 at 6:45 PM
23.8% of home sales go to investors in Q2, 2023.
Already gone from FL and CA for homeowners, Travelers Insurance says goodbye to older roofs, coverage lapses (even for a day), and convictions.
November 21, 2024 at 6:45 PM
Already gone from FL and CA for homeowners, Travelers Insurance says goodbye to older roofs, coverage lapses (even for a day), and convictions.
On behalf of iLoan, I am happy to support the work of the Mapping Prejudice Project with a $10,000 donation. We hope their research will continue to disclose a critical part of our history and a justifiable rationale for future change.
November 21, 2024 at 6:41 PM
On behalf of iLoan, I am happy to support the work of the Mapping Prejudice Project with a $10,000 donation. We hope their research will continue to disclose a critical part of our history and a justifiable rationale for future change.
H1b visa holders, just another example of great borrowers abused by the lending process:
November 21, 2024 at 6:10 PM
H1b visa holders, just another example of great borrowers abused by the lending process:
The upcoming Federal Reserve rate hike could actually lower mortgage rates:
November 21, 2024 at 6:09 PM
The upcoming Federal Reserve rate hike could actually lower mortgage rates:
It's a myth that mortgages are harder for the self-employed; with us anyways #iTrustiLoan
November 21, 2024 at 6:09 PM
It's a myth that mortgages are harder for the self-employed; with us anyways #iTrustiLoan
A must read if you're considering a townhouse, row house or condo purchase in 2015:
November 21, 2024 at 6:04 PM
A must read if you're considering a townhouse, row house or condo purchase in 2015: