Insurance Horror Stories
@insurancestories.bsky.social
Never Forget! They are our friends & family!
We will not stop sharing your stories until we have Universal Health Care Access for all People.
Life Before Profits!!!!
Please heart and repost until we end denials.
Thank you.
@LuigiMovement.Bsky.social
We will not stop sharing your stories until we have Universal Health Care Access for all People.
Life Before Profits!!!!
Please heart and repost until we end denials.
Thank you.
@LuigiMovement.Bsky.social
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#Luigi #LifeOverProfits #Resist #UniversalHealth
bsky.app/profile/did:...
Additional Insurance Horror Story Account:
@insurancescams.bsky.social
#Luigi #LifeOverProfits #Resist #UniversalHealth
Reposted by Insurance Horror Stories
We need a list of all the private insurance executives of top 20 insurance companies in US and their compensation history. People need to know who is robbing them and sentencing them and their loved ones to death by denial.
co.pa
January 17, 2025 at 1:14 PM
We need a list of all the private insurance executives of top 20 insurance companies in US and their compensation history. People need to know who is robbing them and sentencing them and their loved ones to death by denial.
Reposted by Insurance Horror Stories
Reposted by Insurance Horror Stories
The horrors of the US healthcare system continue.
Surgeon shares story of insurance provider calling during patient's surgery | Fox News search.app/jhymJcHZ6hnd...
Surgeon shares story of insurance provider calling during patient's surgery | Fox News search.app/jhymJcHZ6hnd...
Surgeon shares story of insurance provider calling during patient's surgery
A surgeon in Austin, Texas, was in the operating room with a patient when a call came in from the patient’s insurance provider, UnitedHealthcare. She returned the call and shared the story.
search.app
January 17, 2025 at 7:19 PM
The horrors of the US healthcare system continue.
Surgeon shares story of insurance provider calling during patient's surgery | Fox News search.app/jhymJcHZ6hnd...
Surgeon shares story of insurance provider calling during patient's surgery | Fox News search.app/jhymJcHZ6hnd...
Reposted by Insurance Horror Stories
Story from @nhassanein.bsky.social: Last year, Gov. Kemp vetoed a bill that would have required the state’s health insurance program for teachers and state workers to reimburse independent pharmacies at the same rate as chain pharmacies.
Independent pharmacies know their communities. But many are struggling to stay open. • Stateline
Independent pharmacies serve as crucial resources for communities lacking health care and grappling with disparities, but they’re struggling to stay open.
stateline.org
January 17, 2025 at 8:24 PM
Story from @nhassanein.bsky.social: Last year, Gov. Kemp vetoed a bill that would have required the state’s health insurance program for teachers and state workers to reimburse independent pharmacies at the same rate as chain pharmacies.
Reposted by Insurance Horror Stories
Filling my prescription feels like an Olympic sport with at least five rings to navigate. This has been my slalom course since June. New employer came with new insurance that is divided between four companies covering medical, dental, vision and prescription.
January 17, 2025 at 10:06 PM
Filling my prescription feels like an Olympic sport with at least five rings to navigate. This has been my slalom course since June. New employer came with new insurance that is divided between four companies covering medical, dental, vision and prescription.
Reposted by Insurance Horror Stories
The American medical/insurance systems are Fu@ked.
Here is a story about the gymnastics needed to get my prescribed biologic medicine. Backstory: an employer gets bought out, leading to new medical insurance mid-year, followed by the company handling the prescription portion being bought out. 🧵
Here is a story about the gymnastics needed to get my prescribed biologic medicine. Backstory: an employer gets bought out, leading to new medical insurance mid-year, followed by the company handling the prescription portion being bought out. 🧵
January 17, 2025 at 9:58 PM
The American medical/insurance systems are Fu@ked.
Here is a story about the gymnastics needed to get my prescribed biologic medicine. Backstory: an employer gets bought out, leading to new medical insurance mid-year, followed by the company handling the prescription portion being bought out. 🧵
Here is a story about the gymnastics needed to get my prescribed biologic medicine. Backstory: an employer gets bought out, leading to new medical insurance mid-year, followed by the company handling the prescription portion being bought out. 🧵
Reposted by Insurance Horror Stories
45,000 Americans dying every year due to lack of health care insurance, our politicans — who are bribed by health care insurance company lobbyists — ought to be ashamed credit: fcknhistory2
clapperapp.com/video/1Qx0vg...
clapperapp.com/video/1Qx0vg...
45,000 Americans dying every year due to lack of health care insurance, our politicans — who are bribed by health care insurance company lobbyists — ought to be ashamed credit: fcknhistory2 - Clapper
FULANO DETAL @fulano_detal has created a short video on Clapper | 45,000 Americans dying every year due to lack of health care insurance, our politicans — who are bribed by health care insurance comp...
clapperapp.com
January 17, 2025 at 11:42 PM
45,000 Americans dying every year due to lack of health care insurance, our politicans — who are bribed by health care insurance company lobbyists — ought to be ashamed credit: fcknhistory2
clapperapp.com/video/1Qx0vg...
clapperapp.com/video/1Qx0vg...
Reposted by Insurance Horror Stories
Three UnitedHealth-owned insurance companies must pay over $165 million for engaging in widespread deceptive conduct that misled thousands of consumers into unknowingly buying extra health insurance.
www.reuters.com/legal/govern...
www.reuters.com/legal/govern...
UnitedHealth units ordered to collectively pay $165 million for misleading Massachusetts consumers
Three UnitedHealth-owned insurance companies collectively must pay over $165 million for engaging in widespread deceptive conduct that misled thousands of consumers in Massachusetts into unknowingly buying supplemental health insurance, a state court judge has ruled.
www.reuters.com
January 10, 2025 at 4:01 PM
Three UnitedHealth-owned insurance companies must pay over $165 million for engaging in widespread deceptive conduct that misled thousands of consumers into unknowingly buying extra health insurance.
www.reuters.com/legal/govern...
www.reuters.com/legal/govern...
Reposted by Insurance Horror Stories
Reposted by Insurance Horror Stories
Not sure what you've got in mind, but here are my ideas on what could be effective:
1. Share stories w/actual denial letters (identifying info redacted)
2. Teach people how to write effective appeal letters.
3. Teach ppl what their appeal rights are for their specific plans
1. Share stories w/actual denial letters (identifying info redacted)
2. Teach people how to write effective appeal letters.
3. Teach ppl what their appeal rights are for their specific plans
January 3, 2025 at 6:16 AM
Not sure what you've got in mind, but here are my ideas on what could be effective:
1. Share stories w/actual denial letters (identifying info redacted)
2. Teach people how to write effective appeal letters.
3. Teach ppl what their appeal rights are for their specific plans
1. Share stories w/actual denial letters (identifying info redacted)
2. Teach people how to write effective appeal letters.
3. Teach ppl what their appeal rights are for their specific plans
Reposted by Insurance Horror Stories
(non-ERISA vs ERISA).
4. Teach people about fair hearing trials and how to request one and external appeals and how to request one (if applicable for their plan).
5. How to call insurance companies and get them to reverse their decision outside of the appeal process.
6. How to demand info
4. Teach people about fair hearing trials and how to request one and external appeals and how to request one (if applicable for their plan).
5. How to call insurance companies and get them to reverse their decision outside of the appeal process.
6. How to demand info
January 3, 2025 at 6:16 AM
(non-ERISA vs ERISA).
4. Teach people about fair hearing trials and how to request one and external appeals and how to request one (if applicable for their plan).
5. How to call insurance companies and get them to reverse their decision outside of the appeal process.
6. How to demand info
4. Teach people about fair hearing trials and how to request one and external appeals and how to request one (if applicable for their plan).
5. How to call insurance companies and get them to reverse their decision outside of the appeal process.
6. How to demand info
Reposted by Insurance Horror Stories
on the reviewers that denied the claim or prior authorization.
7. Teach people about recording laws and how to check on their consent laws in their state. How to record insurance company calls for poss litigation.
8. How to file complaints with Dept of Ins, etc
7. Teach people about recording laws and how to check on their consent laws in their state. How to record insurance company calls for poss litigation.
8. How to file complaints with Dept of Ins, etc
January 3, 2025 at 6:16 AM
on the reviewers that denied the claim or prior authorization.
7. Teach people about recording laws and how to check on their consent laws in their state. How to record insurance company calls for poss litigation.
8. How to file complaints with Dept of Ins, etc
7. Teach people about recording laws and how to check on their consent laws in their state. How to record insurance company calls for poss litigation.
8. How to file complaints with Dept of Ins, etc
Reposted by Insurance Horror Stories
9. Getting Congress to notice, have people testify and hopefully we will change the health insurance landscape (aka eradicate it) in the US.
I think you should plan on a multi pronged approach.
NAIL THEM from all sides.
Make them sweat, BURY THEM IN APPEALS.
I think you should plan on a multi pronged approach.
NAIL THEM from all sides.
Make them sweat, BURY THEM IN APPEALS.
January 3, 2025 at 6:16 AM
9. Getting Congress to notice, have people testify and hopefully we will change the health insurance landscape (aka eradicate it) in the US.
I think you should plan on a multi pronged approach.
NAIL THEM from all sides.
Make them sweat, BURY THEM IN APPEALS.
I think you should plan on a multi pronged approach.
NAIL THEM from all sides.
Make them sweat, BURY THEM IN APPEALS.
Reposted by Insurance Horror Stories
Yes it is insane how doctors and nurses and clinics spend so much time jumping through hoops to try to figure out how to appease the insurance companies instead of focusing on providing health care to patients.
January 2, 2025 at 3:37 PM
Yes it is insane how doctors and nurses and clinics spend so much time jumping through hoops to try to figure out how to appease the insurance companies instead of focusing on providing health care to patients.
Reposted by Insurance Horror Stories
Been learning about the insane pressures put on doctors/nurses/care givers. It’s rough. I think it’s really important to help them as well & help people know they are also victims of this vicious system. They would benefit from a revised system that makes their lives more joyful/manageable. Win-Win
January 2, 2025 at 3:25 PM
Been learning about the insane pressures put on doctors/nurses/care givers. It’s rough. I think it’s really important to help them as well & help people know they are also victims of this vicious system. They would benefit from a revised system that makes their lives more joyful/manageable. Win-Win
Reposted by Insurance Horror Stories
It’s beyond. Apparently there’s something called pajama time which is when the sit down at night to do paperwork.
January 2, 2025 at 5:47 PM
It’s beyond. Apparently there’s something called pajama time which is when the sit down at night to do paperwork.
Reposted by Insurance Horror Stories
Suggest you look up how little you contributed to Medicare over your career-( on bottom of SS earnings report on your online SS account) People don’t want to pay more than the 1.45 each employee & company and wonder why the premiums are higher when medical costs have consistently gone UP…🤷♀️
January 1, 2025 at 3:03 PM
Suggest you look up how little you contributed to Medicare over your career-( on bottom of SS earnings report on your online SS account) People don’t want to pay more than the 1.45 each employee & company and wonder why the premiums are higher when medical costs have consistently gone UP…🤷♀️
Reposted by Insurance Horror Stories
ACA is great only because it beats no coverage at all. The premiums are still too high and we haven’t even discussed the deductibles and/or max out of pocket costs that are unreasonable at best.
January 1, 2025 at 2:40 AM
ACA is great only because it beats no coverage at all. The premiums are still too high and we haven’t even discussed the deductibles and/or max out of pocket costs that are unreasonable at best.
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As a Canadian, even the $600 seems steep. But also, as a Canadian small business owner, I pay 53% income tax on all earnings above $175k US and you know what? I don’t have a problem with that? Why are wealthy and successful people so unwilling to contribute their fair share to help others?
December 31, 2024 at 10:38 PM
As a Canadian, even the $600 seems steep. But also, as a Canadian small business owner, I pay 53% income tax on all earnings above $175k US and you know what? I don’t have a problem with that? Why are wealthy and successful people so unwilling to contribute their fair share to help others?
Reposted by Insurance Horror Stories
We need Universal health care like other countries have. Health care is a necessity. Not a luxury.
January 1, 2025 at 5:16 PM
We need Universal health care like other countries have. Health care is a necessity. Not a luxury.
Reposted by Insurance Horror Stories
The black line is how much a 64-yr old couple earning $90K/yr has to pay per month for the benchmark #ACA policy in 2025.
The blue bars are how much they'd have to pay in 2026 if the IRA subsidies are allowed to expire.
I'm only halfway through the states.
The blue bars are how much they'd have to pay in 2026 if the IRA subsidies are allowed to expire.
I'm only halfway through the states.
December 31, 2024 at 3:26 AM
The black line is how much a 64-yr old couple earning $90K/yr has to pay per month for the benchmark #ACA policy in 2025.
The blue bars are how much they'd have to pay in 2026 if the IRA subsidies are allowed to expire.
I'm only halfway through the states.
The blue bars are how much they'd have to pay in 2026 if the IRA subsidies are allowed to expire.
I'm only halfway through the states.
Reposted by Insurance Horror Stories
"Tear it all down," the doctor said.
🔴 Dr. Zachary Levy has said UnitedHealthcare denied the claims of one of his patients, and that the treatment was necessary to prevent her from dying.
🔴 Dr. Zachary Levy has said UnitedHealthcare denied the claims of one of his patients, and that the treatment was necessary to prevent her from dying.
United Healthcare denies claim of woman in coma
The patient's doctor criticized the insurance company, saying that the treatment was necessary to prevent her from dying.
www.newsweek.com
January 1, 2025 at 5:22 PM
"Tear it all down," the doctor said.
🔴 Dr. Zachary Levy has said UnitedHealthcare denied the claims of one of his patients, and that the treatment was necessary to prevent her from dying.
🔴 Dr. Zachary Levy has said UnitedHealthcare denied the claims of one of his patients, and that the treatment was necessary to prevent her from dying.
Reposted by Insurance Horror Stories
I’m deeply grateful to have good people looking out for me, but what a disaster of a system we have where this kind of workaround is even necessary to get care—care that’s on my plan and I’m entitled to when I need it. /end
January 1, 2025 at 4:23 AM
I’m deeply grateful to have good people looking out for me, but what a disaster of a system we have where this kind of workaround is even necessary to get care—care that’s on my plan and I’m entitled to when I need it. /end
Reposted by Insurance Horror Stories
I have a positive medical story. 90 days ago I had a difficult total knee replacement surgery. My insurance allots 64 physical therapy visits but they cut me off at 27 saying it’s no longer medically necessary. Except it is. I saw my surgeon today and he asked if I was keeping up with PT. 1/
January 1, 2025 at 4:23 AM
I have a positive medical story. 90 days ago I had a difficult total knee replacement surgery. My insurance allots 64 physical therapy visits but they cut me off at 27 saying it’s no longer medically necessary. Except it is. I saw my surgeon today and he asked if I was keeping up with PT. 1/