We need a list of all the private insurance executives of top 20 insurance companies in US and their compensation history. People need to know who is robbing them and sentencing them and their loved ones to death by denial.

Filling my prescription feels like an Olympic sport with at least five rings to navigate. This has been my slalom course since June. New employer came with new insurance that is divided between four companies covering medical, dental, vision and prescription.

#lmf-indurancestories

bsky.app/profile/pani...

Not sure what you've got in mind, but here are my ideas on what could be effective:

1. Share stories w/actual denial letters (identifying info redacted)

2. Teach people how to write effective appeal letters.

3. Teach ppl what their appeal rights are for their specific plans

(non-ERISA vs ERISA).

4. Teach people about fair hearing trials and how to request one and external appeals and how to request one (if applicable for their plan).

5. How to call insurance companies and get them to reverse their decision outside of the appeal process.

6. How to demand info

on the reviewers that denied the claim or prior authorization.

7. Teach people about recording laws and how to check on their consent laws in their state. How to record insurance company calls for poss litigation.

8. How to file complaints with Dept of Ins, etc

9. Getting Congress to notice, have people testify and hopefully we will change the health insurance landscape (aka eradicate it) in the US.

I think you should plan on a multi pronged approach.

NAIL THEM from all sides.

Make them sweat, BURY THEM IN APPEALS.

Yes it is insane how doctors and nurses and clinics spend so much time jumping through hoops to try to figure out how to appease the insurance companies instead of focusing on providing health care to patients.

Been learning about the insane pressures put on doctors/nurses/care givers. It’s rough. I think it’s really important to help them as well & help people know they are also victims of this vicious system. They would benefit from a revised system that makes their lives more joyful/manageable. Win-Win

It’s beyond. Apparently there’s something called pajama time which is when the sit down at night to do paperwork.

Suggest you look up how little you contributed to Medicare over your career-( on bottom of SS earnings report on your online SS account) People don’t want to pay more than the 1.45 each employee & company and wonder why the premiums are higher when medical costs have consistently gone UP…🤷‍♀️

ACA is great only because it beats no coverage at all. The premiums are still too high and we haven’t even discussed the deductibles and/or max out of pocket costs that are unreasonable at best.

As a Canadian, even the $600 seems steep. But also, as a Canadian small business owner, I pay 53% income tax on all earnings above $175k US and you know what? I don’t have a problem with that? Why are wealthy and successful people so unwilling to contribute their fair share to help others?

We need Universal health care like other countries have. Health care is a necessity. Not a luxury.

I’m deeply grateful to have good people looking out for me, but what a disaster of a system we have where this kind of workaround is even necessary to get care—care that’s on my plan and I’m entitled to when I need it. /end