catherinedtoth
@catherinedtoth.bsky.social
Fair Lending attorney with 40 years of experience as a federal regulator, USAID banking specialist, and private sector Fair Lending Officer. California Bar. Fighting for our civil rights in Cleveland, Ohio. Married to maurnp@bsky.social! 🏳️🌈🏦🏄🏻♀️⚖️
Reposted by catherinedtoth
U.S. Sen. Baldwin introduces bill to repeal law that lets senators pocket $500,000 for being lawfully investigated
www.wispolitics.com/... #wipolitics
www.wispolitics.com/... #wipolitics
U.S. Sen. Baldwin, Colleagues: Introduce bill to repeal law that lets senators pocket $500,000 for being lawfully investigated
WASHINGTON, D.C. – Today, U.S. Senator Tammy Baldwin (D-WI) and her colleagues introduced the Anti-Cash Grab Act, legislation that will repeal a provision — quietly added into the Senate government funding bill by Senate Majority Leader John Thune (R-SD) at the last...
www.wispolitics.com
November 19, 2025 at 1:19 PM
U.S. Sen. Baldwin introduces bill to repeal law that lets senators pocket $500,000 for being lawfully investigated
www.wispolitics.com/... #wipolitics
www.wispolitics.com/... #wipolitics
Reposted by catherinedtoth
Reposted by catherinedtoth
Home insurance is in crisis, and Big Oil's lies are to blame.
"We’re never going to bend the curve of ever-rising insurance costs without addressing the core driver of higher prices: the worsening climate disasters that Big Oil knowingly made a reality," explains CCI's @iylas.bsky.social.
"We’re never going to bend the curve of ever-rising insurance costs without addressing the core driver of higher prices: the worsening climate disasters that Big Oil knowingly made a reality," explains CCI's @iylas.bsky.social.
November 19, 2025 at 10:05 PM
Home insurance is in crisis, and Big Oil's lies are to blame.
"We’re never going to bend the curve of ever-rising insurance costs without addressing the core driver of higher prices: the worsening climate disasters that Big Oil knowingly made a reality," explains CCI's @iylas.bsky.social.
"We’re never going to bend the curve of ever-rising insurance costs without addressing the core driver of higher prices: the worsening climate disasters that Big Oil knowingly made a reality," explains CCI's @iylas.bsky.social.
Reposted by catherinedtoth
The House takes 2 months off & finally reports back to work & promptly spends the next week filing censure motions against each other & attending black tie dinners w/Saudis while the clock counts down for 24 million people to have their health insurance premiums spike in 42 days.
November 20, 2025 at 1:39 AM
The House takes 2 months off & finally reports back to work & promptly spends the next week filing censure motions against each other & attending black tie dinners w/Saudis while the clock counts down for 24 million people to have their health insurance premiums spike in 42 days.
Reposted by catherinedtoth
Literally just lectured about this!
In the late 1960s, air quality was so bad in several cities they had to turn on the street lights during the day so drivers could see. And yeah, the Cuyahoga River was so polluted it literally caught on fire.
In the late 1960s, air quality was so bad in several cities they had to turn on the street lights during the day so drivers could see. And yeah, the Cuyahoga River was so polluted it literally caught on fire.
Oh, I don’t know. Our rivers no longer catch on fire and our air is far less poisonous than it used to be, even in smog bowls like Los Angeles. And I think those are good things.
If there’s no shale gas then there’s no shale gas, but I still think environmentalism is basically bad and politicians should focus more on material prosperity.
November 19, 2025 at 4:01 PM
Literally just lectured about this!
In the late 1960s, air quality was so bad in several cities they had to turn on the street lights during the day so drivers could see. And yeah, the Cuyahoga River was so polluted it literally caught on fire.
In the late 1960s, air quality was so bad in several cities they had to turn on the street lights during the day so drivers could see. And yeah, the Cuyahoga River was so polluted it literally caught on fire.
Reposted by catherinedtoth
"While the laws governing our regulatory system have served us well for nearly 80 years, we’ve learned a lot in that time about how they could be improved... The EXPERTS Act combines all that learning into one comprehensive package...." sensiblesafeguards.org/press/expert...
EXPERTS Act Would Restore and Modernize the Federal Regulatory System, Which Has Been Corrupted by Trump, Courts, and Corporate Lobbyists
EXPERTS Act Would Restore and Modernize the Federal Regulatory System, Which Has Been Corrupted by Trump, Courts, and Corporate Lobbyists For Immediate Release: November 19, 2025 Contact: David Rosen,...
sensiblesafeguards.org
November 19, 2025 at 7:31 PM
"While the laws governing our regulatory system have served us well for nearly 80 years, we’ve learned a lot in that time about how they could be improved... The EXPERTS Act combines all that learning into one comprehensive package...." sensiblesafeguards.org/press/expert...
Reposted by catherinedtoth
BREAKING: The FBI trainee that was fired for displaying a Pride Flag is SUING the government, saying his removal was illegal www.nytimes.com/2025/11/19/u...
An F.B.I. Trainee Hung a Pride Flag Near His Desk. He Says He Was Fired for It.
www.nytimes.com
November 19, 2025 at 5:56 PM
BREAKING: The FBI trainee that was fired for displaying a Pride Flag is SUING the government, saying his removal was illegal www.nytimes.com/2025/11/19/u...
Reposted by catherinedtoth
Five corporations control 90% of the US media market.
Airlines merged from 12 major carriers in 1980 to 4 today.
Four giants control 80% of meat processing.
A handful of companies control the pharmaceutical industry.
The evidence of corporate concentration is everywhere.
Airlines merged from 12 major carriers in 1980 to 4 today.
Four giants control 80% of meat processing.
A handful of companies control the pharmaceutical industry.
The evidence of corporate concentration is everywhere.
November 19, 2025 at 6:45 PM
Five corporations control 90% of the US media market.
Airlines merged from 12 major carriers in 1980 to 4 today.
Four giants control 80% of meat processing.
A handful of companies control the pharmaceutical industry.
The evidence of corporate concentration is everywhere.
Airlines merged from 12 major carriers in 1980 to 4 today.
Four giants control 80% of meat processing.
A handful of companies control the pharmaceutical industry.
The evidence of corporate concentration is everywhere.
Reposted by catherinedtoth
💥 A growing number of U.S. service members are now reaching out to outside legal counsel to determine whether the orders coming from Trump & Hegseth are lawful. https://open.substack.com/pub/aaronparnas/p/news-growing-number-of-military-service?r=art2k&utm_medium=ios
NEWS: Growing Number of Military Service Members Seek Outside Legal Counsel to Determine if Trump's Orders are Legal
Growing number of military service members seek outside counsel to determine if Trump's orders are legal, Trump furious at Indiana Republicans who won't redistrict, Epstein survivors demand action
open.substack.com
November 16, 2025 at 9:35 PM
💥 A growing number of U.S. service members are now reaching out to outside legal counsel to determine whether the orders coming from Trump & Hegseth are lawful. https://open.substack.com/pub/aaronparnas/p/news-growing-number-of-military-service?r=art2k&utm_medium=ios
Reposted by catherinedtoth
The most corrupt and compromised president in American history
November 16, 2025 at 1:35 PM
The most corrupt and compromised president in American history
Reposted by catherinedtoth
Reposted by catherinedtoth
New York City billboards are displaying the president’s 91 felony charges.
November 16, 2025 at 8:46 PM
New York City billboards are displaying the president’s 91 felony charges.
Reposted by catherinedtoth
How many people do you know with a pre-existing condition ?
This would be a death sentence for so many people 🪦
This would be a death sentence for so many people 🪦
November 16, 2025 at 3:15 PM
How many people do you know with a pre-existing condition ?
This would be a death sentence for so many people 🪦
This would be a death sentence for so many people 🪦
Reposted by catherinedtoth
All I’m going to say is, they don’t care if he’s had sex with children, but if they find out he’s had sex with another man, they will implode…
They have a fcked up sense of morality.
They have a fcked up sense of morality.
November 16, 2025 at 6:40 PM
All I’m going to say is, they don’t care if he’s had sex with children, but if they find out he’s had sex with another man, they will implode…
They have a fcked up sense of morality.
They have a fcked up sense of morality.
Reposted by catherinedtoth
November 16, 2025 at 10:52 AM
Reposted by catherinedtoth
Hey @nytimes.com, you misspelled "corruption" and "violating the Constitution."
November 16, 2025 at 7:08 PM
Hey @nytimes.com, you misspelled "corruption" and "violating the Constitution."
Reposted by catherinedtoth
Reposted by catherinedtoth
They're "imbecilic morons" for exercising their first amendment rights?
Most Un-American administration in the history of this country.
Most Un-American administration in the history of this country.
November 15, 2025 at 5:36 AM
They're "imbecilic morons" for exercising their first amendment rights?
Most Un-American administration in the history of this country.
Most Un-American administration in the history of this country.
Reposted by catherinedtoth
Yikes 😬 an official U.S. government account just referred to Americans as “imbecilic morons.” That’s… a choice.
November 15, 2025 at 5:34 AM
Yikes 😬 an official U.S. government account just referred to Americans as “imbecilic morons.” That’s… a choice.
Reposted by catherinedtoth
At today's People's Oversight Hearing, @tewheels.bsky.social on his time as FCC Chair: "The FCC is unique. It's an amphibian existing between the admin and Congress. And the leadership is appointed by the president. But it's administering a statute written by Congress..." (1)
November 12, 2025 at 2:58 PM
At today's People's Oversight Hearing, @tewheels.bsky.social on his time as FCC Chair: "The FCC is unique. It's an amphibian existing between the admin and Congress. And the leadership is appointed by the president. But it's administering a statute written by Congress..." (1)
Reposted by catherinedtoth
Other folks have said it, but let me just note that:
(1) lots of talented, must-read journalists have been let go from their jobs over the last year
(2) millions of Americans are abandoning current media outlets and looking for new alternatives
Seems like a sure-fire business opportunity here?
(1) lots of talented, must-read journalists have been let go from their jobs over the last year
(2) millions of Americans are abandoning current media outlets and looking for new alternatives
Seems like a sure-fire business opportunity here?
November 12, 2025 at 1:48 PM
Other folks have said it, but let me just note that:
(1) lots of talented, must-read journalists have been let go from their jobs over the last year
(2) millions of Americans are abandoning current media outlets and looking for new alternatives
Seems like a sure-fire business opportunity here?
(1) lots of talented, must-read journalists have been let go from their jobs over the last year
(2) millions of Americans are abandoning current media outlets and looking for new alternatives
Seems like a sure-fire business opportunity here?
Reposted by catherinedtoth
This wasn't efficiency
It wasn't sharper business practice
It is basically cutting out all the costs to prioritise long term cashflow into dividends and share returns
See also your mobile phone provider, energy supplies, pharmaceuticals and ha ha! Boeing, where customer safety was a Cost.
10/n
It wasn't sharper business practice
It is basically cutting out all the costs to prioritise long term cashflow into dividends and share returns
See also your mobile phone provider, energy supplies, pharmaceuticals and ha ha! Boeing, where customer safety was a Cost.
10/n
Fight GIF
ALT: Fight GIF
media.tenor.com
November 11, 2025 at 4:09 PM
This wasn't efficiency
It wasn't sharper business practice
It is basically cutting out all the costs to prioritise long term cashflow into dividends and share returns
See also your mobile phone provider, energy supplies, pharmaceuticals and ha ha! Boeing, where customer safety was a Cost.
10/n
It wasn't sharper business practice
It is basically cutting out all the costs to prioritise long term cashflow into dividends and share returns
See also your mobile phone provider, energy supplies, pharmaceuticals and ha ha! Boeing, where customer safety was a Cost.
10/n
Reposted by catherinedtoth
Take your bank
It announces a merger
Cool
Share values soar, shareholders laughing all the way to... Well, their own bank
Branches were closed, customer service automated, everything stripped to the bare minimum
Why?
Customers
Don't make investors rich
Share value does
9/n
It announces a merger
Cool
Share values soar, shareholders laughing all the way to... Well, their own bank
Branches were closed, customer service automated, everything stripped to the bare minimum
Why?
Customers
Don't make investors rich
Share value does
9/n
a video game character holding a sword with the words hey look a customer below him
ALT: a video game character holding a sword with the words hey look a customer below him
media.tenor.com
November 11, 2025 at 4:06 PM
Take your bank
It announces a merger
Cool
Share values soar, shareholders laughing all the way to... Well, their own bank
Branches were closed, customer service automated, everything stripped to the bare minimum
Why?
Customers
Don't make investors rich
Share value does
9/n
It announces a merger
Cool
Share values soar, shareholders laughing all the way to... Well, their own bank
Branches were closed, customer service automated, everything stripped to the bare minimum
Why?
Customers
Don't make investors rich
Share value does
9/n
Reposted by catherinedtoth
But, What's easier, is to play off future expectations of larger returns
Sweetened with juicy up front dividends
From the 70s onwards firms found they could do this through gimmicks, mergers and acquisitions
Let's go M&A first
Step 1. Announce a merger, share price soars, dividends
6/n
Sweetened with juicy up front dividends
From the 70s onwards firms found they could do this through gimmicks, mergers and acquisitions
Let's go M&A first
Step 1. Announce a merger, share price soars, dividends
6/n
a man in a dark room with the words it 's merging time
ALT: a man in a dark room with the words it 's merging time
media.tenor.com
November 11, 2025 at 4:00 PM
But, What's easier, is to play off future expectations of larger returns
Sweetened with juicy up front dividends
From the 70s onwards firms found they could do this through gimmicks, mergers and acquisitions
Let's go M&A first
Step 1. Announce a merger, share price soars, dividends
6/n
Sweetened with juicy up front dividends
From the 70s onwards firms found they could do this through gimmicks, mergers and acquisitions
Let's go M&A first
Step 1. Announce a merger, share price soars, dividends
6/n
Reposted by catherinedtoth
We then start to reach an incentive tipping point
Companies, particularly in competitive markets and oligopolistic markets with close large competitors, reach a point at which profits on success become marginal
Resulting in steady but slow returns
Shareholders no likey. They want Big Returns
4/n
Companies, particularly in competitive markets and oligopolistic markets with close large competitors, reach a point at which profits on success become marginal
Resulting in steady but slow returns
Shareholders no likey. They want Big Returns
4/n
a man looking out a window at a city
ALT: a man looking out a window at a city
media.tenor.com
November 11, 2025 at 3:56 PM
We then start to reach an incentive tipping point
Companies, particularly in competitive markets and oligopolistic markets with close large competitors, reach a point at which profits on success become marginal
Resulting in steady but slow returns
Shareholders no likey. They want Big Returns
4/n
Companies, particularly in competitive markets and oligopolistic markets with close large competitors, reach a point at which profits on success become marginal
Resulting in steady but slow returns
Shareholders no likey. They want Big Returns
4/n