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browntom1234.bsky.social
Tom Brown
@browntom1234.bsky.social
430 followers 550 following 930 posts
Bird app refugee
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Reposted by Tom Brown
kenwhite.bsky.social
/2 Also note that this key paragraph characterizes the agreement rather than quoting it, an odd choice in this context. Seems skeevy.
October 9, 2025 at 10:21 PM
Reposted by Tom Brown
kenwhite.bsky.social
I’ve never seen anything remotely this petty charged as bank fraud.
joshuajfriedman.com Joshua J. Friedman @joshuajfriedman.com · Oct 9
NEW: Here's the two-count indictment against NY AG Letitia James. storage.courtlistener.com/recap/gov.us...
INDICTMENT October 2025 Term - at Alexandria, Virginia THE GRAND JURY CHARGES THAT: GENERAL ALLEGATIONS At all times relevant to this Indictment: 1. Letitia A. James ("JAMES) was a resident of Brooklyn, New York, and the borrower on a Fannie Mae-backed mortgage loan for the property located at 3121 Peronne Avenue, Norfolk, Virginia. 2. OVM Financial (also known as Old Virginia Mortgage / AnnieMac) was a mortgage lending business located in Virginia Beach, Virginia, engaged in the business of originating and underwriting residential mortgage loans, including those backed by the Federal National Mortgage Association ("Fannie Mae"). OVM Financial qualified as a "financial institution" within the meaning of 18 U.S.C. § 20(10). 3. Fannie Mae was a federally chartered corporation that purchased and guaranteed mortgages, operating as a government-sponsored enterprise under the oversight of the Federal Housing Finance Agency ("FHFA"). 4. First Savings Bank was a state-chartered, FDIC-insured financial institution (Certificate #29961), headquartered in Jeffersonville, Indiana, which acquired mortgage loans through assignment or acquisition. First Savings Bank qualified as a "financial institution" within the meaning of 18 U.S.C. § 20(1). 5. On or about August 17, 2020, JAMES, as sole borrower, purchased the three (3) bedroom, (1) bathroom property located at 3121 Peronne Avenue, Norfolk, Virginia 23509 (the "Peronne Property"), for approximately $137,000, financed with a mortgage loan of approximately $109,600 (Loan #4430025978) backed by Fannie Mae. 6. The loan was originated by OVM Financial under a signed Second Home Rider, which required JAMES, as the sole borrower to occupy and use the property as her secondary residence, and prohibited its use as a timesharing or other shared ownership arrangement or agreement that requires her either to rent the property or give any other person any control over the occupancy or use of the property. 7. Despite these representations, the Peronne Property was not occupied or used by JAMES as a secondary residence and was instead used as a rental investment property, renting the property to a family of (3). 8. This misrepresentation allowed JAMES to obtain favorable loan terms not available for investment properties, including a note rate of 3.000% (avoiding a 0.815% higher comparable investment property rate of 3.815%, resulting in approximately $17,837 in rate savings over the life of the loan), a seller credit of approximately $3,288 (exceeding the seller credit for investment properties by approximately $1,096), for total ill-gotten gains of approximately $18,933 over the life of the loan. 9. JAMES' Universal Property application for homeowners' insurance indicated "owner- occupied non-seasonal use," further misrepresenting the intended use of the property. 10. JAMES filed Schedule E tax forms), under penalties of perjury, treating the Perrone Property as rental real estate, reporting fair rental days, zero personal use days, thousand(s) of dollars in rents received, and claiming deductions for expenses relating to the property, further contradicting the second home classification. 11. The loan was acquired by or assigned to First Savings Bank by March 2021, exposing it to risks associated with the misrepresented loan. 12. The acts described herein occurred within the Eastern District of Virginia. COUNT ONE (Bank Fraud - 18 U.S.C. § 1344) 13. The allegations in paragraphs 1 through 12 are re-alleged and incorporated herein. 14. From on or about August 7, 2020, through at least January 2024, in the Eastern District of Virginia and elsewhere, the Defendant, LETITIA A. JAMES, did knowingly execute and attempt to execute a scheme and artifice to defraud OVM Financial and First Savings Bank, financial institutions, and to obtain moneys, funds, and credits owned by and under the custody and control of OVM Financial and First Savings Bank by means of false and fraudulent pretenses, representations, and promises. 15. The scheme involved falsely representing the Peronne Property as a secondary residence to obtain favorable mortgage terms, while using it as an investment property with no intended or actual personal occupancy or use by her. (In violation of Title 18, United States Code, Section 1344). COUNT TWO (False Statements to a Financial Institution - 18 U.S.C. § 1014) 16. The allegations in paragraphs 1 through 12 are re-alleged and incorporated herein. 17. From on or about July 28, 2020, through at least August 31, 2020, in the Eastern District of Virginia and elsewhere, the Defendant, LETITIA A. JAMES, did knowingly make and cause to be made false statements and reports for the purpose of influencing the action of OVM Financial, a Fannie Mae-backed lender, upon an application for a loan, in that JAMES represented and affirmed in uniform residential loan applications and related documents that the Peronne Property would be used as a secondary residence, when in truth and fact, as JAMES then knew, the property was intended and used as an investment property with no intended or actual personal occupancy or use by her. (In violation of Title 18, United States Code, Section 1014). FORFEITURE NOTICE Pursuant to Federal Rule of Criminal Procedure 32.2(a) and Title 18, U.S.C. § 982(a)(2)(A), upon conviction of the offenses in Counts One and Two, the Defendant, Letitia A. James, shall forfeit to the United States any property constituting, or derived from, proceeds obtained, directly or indirectly, as a result of such violations, including but not limited to a money judgment in the amount of $18,933. If any of the property described above, as a result of any act or omission of the Defendant: (a) cannot be located upon the exercise of due diligence; (b) has been transferred or sold to, or deposited with, a third party; (c) has been placed beyond the jurisdiction of the court; (d) has been substantially diminished in value; or (e) has been commingled with other property which cannot be divided without difficulty, the United States shall be entitled to a forfeiture of substitute property pursuant to Title 21, U.S.C. § 853(b), as incorporated by Title 18 U.S.C. § 982(b)(1). (In accordance with Title 18 U.S.C. § 981(a)(1)(C) and 982(a)(1); Title 28, U.S.C. § 2461(c); and Title 21 U.S.C. § 853(p).)
October 9, 2025 at 10:11 PM
Reposted by Tom Brown
tinylongwing.bsky.social
Pileated Woodpecker for iamtheonethinginlifeicancontrol on tumblr! Thank you for the #Waymakers donation!

For info, to donate & request a bird: act.theyoungcenter.org/a/birdsbeyon...

All funds aid unaccompanied immigrant kids in the US. Ends Sept. 30! 🎨🪶 #BirdArt #SciArt
Digital illustration of an adult male Pileated Woodpecker climbing up onto a mossy log in a dark forest lit with spots of sunlight. He has a bright red crest and malar (moustache), a long pointed grayish beak, a golden iris, and white streaks leading from his face down to his shoulders.
September 14, 2025 at 8:28 AM
Reposted by Tom Brown
ai6yr.bsky.social
Hmm, somewhat delayed I think, DAWN (local Pakistani paper) says waters are recedingDawn: Flood scare fades in south Punjab as rescue efforts go on https://www.dawn.com/news/1941843/flood-scare-fades-in-south-punjab-as-rescue-efforts-go-on#flooding #
September 14, 2025 at 4:38 AM
Reposted by Tom Brown
ai6yr.bsky.social
NHK News: Pakistan floods kill over 960 people, over 2.6 million forced to evacuatehttps://www3.nhk.or.jp/nhkworld/en/news/20250914_01/#climateemergency #climate #flooding
September 14, 2025 at 4:34 AM
browntom1234.bsky.social
My brother in the desert (Ridgecrest, CA) had a big kitty visit his house. You can hear his GF say "And no! You're not feeding it!" 😄
September 14, 2025 at 8:38 AM
Reposted by Tom Brown
georgetakei.bsky.social
When I was little, the U.S. military came to our home at gunpoint and took me and my family away. We were imprisoned for years in barbed wire camps simply because we were Japanese American. I have spent my life telling that story, hoping it would never be repeated.
July 21, 2025 at 5:20 PM
Reposted by Tom Brown
larkshead.bsky.social
It’s linked in the article, but here is the link for his GoFundMe

www.gofundme.com/f/help-bring...
August 28, 2025 at 4:14 AM
Reposted by Tom Brown
atrupar.com
We had a horrific emergency involving our kids today and right now I'm just sitting at my computer in a daze and in shock. Thankfully they are okay but others are less fortunate.
August 27, 2025 at 3:26 PM
Reposted by Tom Brown
marinamueller935.bsky.social
Late summer photo of the little pine 🙂
Field of green under cloudy skies with a small pine tree on the left
August 19, 2025 at 10:11 PM
Reposted by Tom Brown
markwarner.bsky.social
Donald Trump ran on lowering costs.

Instead, inflation is up and slated to get way worse. Companies from Walmart to P&G are announcing price increases directly as a result of these disastrous taxes.
August 25, 2025 at 9:26 PM
Reposted by Tom Brown
andersaslund.bsky.social
The US tolerance of presidential corruption is incredible & unacceptable for a country that still considers itself democratic and subject to the rule of law.
August 22, 2025 at 2:37 AM
Reposted by Tom Brown
ai6yr.bsky.social
LA Times: Records fall as worst of dangerous heat wave bears down on Southern Californiahttps://www.latimes.com/california/story/2025-08-22/california-heat-wave-warnings-fires#heatwave #CAwx
August 22, 2025 at 2:48 PM
Reposted by Tom Brown
shayne571.bsky.social
Coming to a city near you.
carlquintanilla.bsky.social Carl Quintanilla @carlquintanilla.bsky.social · Aug 11
* TRUMP ON WASHINGTON, DC: PLACES UNDER DIRECT FEDERAL CONTROL

* TRUMP ON WASHINGTON, DC: DEPLOYING NATIONAL GUARD TROOPS

* TRUMP ON WASHINGTON, DC: THIS WILL GO FURTHER, STARTING WITH DC

@reuters.com
August 11, 2025 at 3:48 PM
Reposted by Tom Brown
drjackbrown.bsky.social
He who whines like a child for a Nobel Peace Prize must not also deploy soldiers against his own people.
August 19, 2025 at 8:05 PM
Reposted by Tom Brown
shoe.bsky.social
August 20, 2025 at 9:12 PM
Reposted by Tom Brown
mehdirhasan.bsky.social
Do you know how insane and infuriating it is to live in a country where one party claims, with media and public support, the mantle of being the ‘tough on crime’ party while its leader openly calls for convicted criminals to be released from prison ‘or else’?
August 21, 2025 at 4:02 PM
Reposted by Tom Brown
shoe.bsky.social
Lmao Rekt
August 20, 2025 at 7:39 PM
Reposted by Tom Brown
marinamueller935.bsky.social
Female Mallard 🪶
Female Mallard duck lying on a log. There is some green foliage in the photo.
August 20, 2025 at 12:20 AM
Reposted by Tom Brown
marinamueller935.bsky.social
Juvenile Northern Flicker on our deck railing! 🪶
Young brown bird on wooden ledge with evergreen branches in the background
August 20, 2025 at 1:23 AM
browntom1234.bsky.social
Baby dolphin¹ run, Wednesday evening.

¹coastal bottlenose
August 21, 2025 at 10:19 AM
Reposted by Tom Brown
shoe.bsky.social
Those farms ain't gonna farm themselves. Get to work, Yorkers.
August 21, 2025 at 12:38 AM
Reposted by Tom Brown
minakimes.bsky.social
They say phones only make us miserable but I just got this news alert and laughed for a solid minute so who is to say
Breaking News 1m ago A close adviser to Mayor Eric Adams was suspended from his campaign after trying to give a journalist cash inside a potato chip bag.
August 21, 2025 at 2:28 AM
Reposted by Tom Brown
lucagalletti.bsky.social
Watkins Glen State Park, NY
August 20, 2025 at 6:12 PM
Reposted by Tom Brown
reichlinmelnick.bsky.social
Here is an image of the crowd of people that chased a dozen ICE agents out of Columbia Heights yesterday. I don’t see one “elderly white hippie” there.

I do see a wide variety of ages, genders, and races; DC residents united in disgust at what Miller is cheering on.
A screenshot of the video. A crowd of easily 50-70 people is amassed on the sidewalk yelling and chanting at ICE agents. There are white people, black people, Latinos, and Asians visible. There are and men and women (and maybe even some Enbies and trans folks, who knows), and a wide mix of ages from young 20-somethings to people who look in their 50s.
August 20, 2025 at 5:12 PM