BuyBowieMD
@rmollel.bsky.social
Cybersecurity by day, transforming houses into homes is my hobby!
Reposted by BuyBowieMD
Someone once said NextDoor is the social network for dogs if they could type. It’s always “what’s that noise?” and “who’s that stranger?” which is exactly what I imagine my dogs would text other neighborhood dogs.
April 15, 2025 at 1:03 AM
Someone once said NextDoor is the social network for dogs if they could type. It’s always “what’s that noise?” and “who’s that stranger?” which is exactly what I imagine my dogs would text other neighborhood dogs.
Reposted by BuyBowieMD
What homeowners spend on professional vs. DIY projects varies considerably by income, age, race, how long they’ve lived in the home, the year the home was built, etc., says @sophiawedeen.bsky.social. Our interactive tool illustrates these disparaties.
www.jchs.harvard.edu/blog/interac...
www.jchs.harvard.edu/blog/interac...
Interactive Tool Highlights Disparities in Remodeling Spending
Our latest report, Improving America’s Housing 2025, finds significant disparities in remodeling spending. What owners spend on both professional an
www.jchs.harvard.edu
April 10, 2025 at 3:06 PM
What homeowners spend on professional vs. DIY projects varies considerably by income, age, race, how long they’ve lived in the home, the year the home was built, etc., says @sophiawedeen.bsky.social. Our interactive tool illustrates these disparaties.
www.jchs.harvard.edu/blog/interac...
www.jchs.harvard.edu/blog/interac...
Reposted by BuyBowieMD
There is one high-stakes question dominating housing finance today: will Fannie Mae and Freddie Mac, the backbone of US mortgage markets, exit conservatorship?
Join us Apr 17 for a conversation with former Freddie Mac CEO (and former JCHS Fellow) Don Layton.
www.jchs.harvard.edu/calendar/mor...
Join us Apr 17 for a conversation with former Freddie Mac CEO (and former JCHS Fellow) Don Layton.
www.jchs.harvard.edu/calendar/mor...
Mortgage Giants at a Crossroads: Would Re-Privatization of Freddie & Fannie Help or Hurt Housing?
Don Layton, former CEO of Freddie Mac, will join JCHS Managing Director Chris Herbert for an overview of Freddie Mac and Fannie Mae, followed by a dis
www.jchs.harvard.edu
April 7, 2025 at 7:24 PM
There is one high-stakes question dominating housing finance today: will Fannie Mae and Freddie Mac, the backbone of US mortgage markets, exit conservatorship?
Join us Apr 17 for a conversation with former Freddie Mac CEO (and former JCHS Fellow) Don Layton.
www.jchs.harvard.edu/calendar/mor...
Join us Apr 17 for a conversation with former Freddie Mac CEO (and former JCHS Fellow) Don Layton.
www.jchs.harvard.edu/calendar/mor...
Reposted by BuyBowieMD
This Wednesday, April 2: What is the impact of investor ownership of single-family rental homes? Our @aherm.bsky.social joins a @bpc-bipartisan.bsky.social conversation about the state of the single-family rental market, opportunities, and challenges.
bipartisanpolicy.org/event/instit...
bipartisanpolicy.org/event/instit...
March 31, 2025 at 5:14 PM
This Wednesday, April 2: What is the impact of investor ownership of single-family rental homes? Our @aherm.bsky.social joins a @bpc-bipartisan.bsky.social conversation about the state of the single-family rental market, opportunities, and challenges.
bipartisanpolicy.org/event/instit...
bipartisanpolicy.org/event/instit...
Reposted by BuyBowieMD
Yesterday, the new FHFA director signed an order to end Fannie Mae and Freddie Mac programs designed to provide assistance with downpayments and closing costs for first-time home buyers.
finance.yahoo.com/news/fhfa-ch...
finance.yahoo.com/news/fhfa-ch...
FHFA Chief Ends Program Designed to Help First-Time Homebuyers
(Bloomberg) -- The head of the US Federal Housing Finance Agency ordered to end Fannie Mae and Freddie Mac programs intended to support first-time homebuyers by providing down payments and closing-cos...
finance.yahoo.com
March 26, 2025 at 2:56 PM
Yesterday, the new FHFA director signed an order to end Fannie Mae and Freddie Mac programs designed to provide assistance with downpayments and closing costs for first-time home buyers.
finance.yahoo.com/news/fhfa-ch...
finance.yahoo.com/news/fhfa-ch...
Reposted by BuyBowieMD
Households are running out of emergency funds: their ability to come up with $2,000 for an emergency expense is at the lowest level since the survey started in 2015.
www.apolloacademy.com/households-r...
www.apolloacademy.com/households-r...
Households Running Out of Emergency Funds - Apollo Academy
Data from the Fed shows that households’ ability to come up with $2,000 for an emergency expense within the next...
www.apolloacademy.com
March 20, 2025 at 1:28 PM
Households are running out of emergency funds: their ability to come up with $2,000 for an emergency expense is at the lowest level since the survey started in 2015.
www.apolloacademy.com/households-r...
www.apolloacademy.com/households-r...
Reposted by BuyBowieMD
Home improvement spending by immigrants in the US nearly tripled from $18 billion in 2003 to $51 billion in 2023.
Join us for the release of our new report about the US remodeling industry tomorrow, Thursday, March 20, at 2pm ET. Registration required.
www.jchs.harvard.edu/calendar/imp...
Join us for the release of our new report about the US remodeling industry tomorrow, Thursday, March 20, at 2pm ET. Registration required.
www.jchs.harvard.edu/calendar/imp...
March 19, 2025 at 7:46 PM
Home improvement spending by immigrants in the US nearly tripled from $18 billion in 2003 to $51 billion in 2023.
Join us for the release of our new report about the US remodeling industry tomorrow, Thursday, March 20, at 2pm ET. Registration required.
www.jchs.harvard.edu/calendar/imp...
Join us for the release of our new report about the US remodeling industry tomorrow, Thursday, March 20, at 2pm ET. Registration required.
www.jchs.harvard.edu/calendar/imp...
Reposted by BuyBowieMD
TODAY @ 7pm: How did America cease to be the land of opportunity? @yappelbaum.bsky.social @theatlantic.com chats about his new book with our @dluberoff.bsky.social at @portersqbooks.bsky.social in Cambridge.
In person only, registration required.
www.jchs.harvard.edu/calendar/stu...
In person only, registration required.
www.jchs.harvard.edu/calendar/stu...
Stuck: How the Privileged and the Propertied Broke the Engine of American Opportunity
How did America cease to be the land of opportunity? Yoni Appelbaum will discuss his new book which explores the people and ideas that caused American
www.jchs.harvard.edu
March 19, 2025 at 2:41 PM
TODAY @ 7pm: How did America cease to be the land of opportunity? @yappelbaum.bsky.social @theatlantic.com chats about his new book with our @dluberoff.bsky.social at @portersqbooks.bsky.social in Cambridge.
In person only, registration required.
www.jchs.harvard.edu/calendar/stu...
In person only, registration required.
www.jchs.harvard.edu/calendar/stu...
Reposted by BuyBowieMD
As of January, "qualified income" needed to afford median home in U.S. was $124,150, but U.S. median household income was $79,223 ... makes for a $44,927 affordability gap via LizAnn Sonders and
@DataArbor
@DataArbor
March 19, 2025 at 2:09 AM
As of January, "qualified income" needed to afford median home in U.S. was $124,150, but U.S. median household income was $79,223 ... makes for a $44,927 affordability gap via LizAnn Sonders and
@DataArbor
@DataArbor
Reposted by BuyBowieMD
HUD's work profoundly affects people’s lives: HUD backs loans for homes, apartments, and nursing homes, helps seniors and people with disabilities on fixed incomes stay in their homes, finances new affordable buildings, helps prevent discrimination, and more.
www.startribune.com/cuts-to-hud-...
www.startribune.com/cuts-to-hud-...
Cuts to HUD are cuts to homes
In this time of uncertainty, my thoughts turn to all that’s at stake for Minnesotans and others.
www.startribune.com
March 18, 2025 at 11:24 AM
HUD's work profoundly affects people’s lives: HUD backs loans for homes, apartments, and nursing homes, helps seniors and people with disabilities on fixed incomes stay in their homes, finances new affordable buildings, helps prevent discrimination, and more.
www.startribune.com/cuts-to-hud-...
www.startribune.com/cuts-to-hud-...
Reposted by BuyBowieMD
Singapore, which has an extremely high home ownership rate of over 90%, is among the world's most expensive for real estate and also has one of the most affordable housing markets.
How this is possible, and why it is getting harder to sustain ⤵️
How this is possible, and why it is getting harder to sustain ⤵️
Singapore's World Famous Public Housing System Is Strained by an Overheated Market
Singapore is one of the three most expensive cities for real estate, according to Julius Baer. It is also one of the world’s most affordable cities for housing — better than Tulsa, Oklahoma — consulta...
www.bloomberg.com
March 4, 2025 at 2:18 AM
Singapore, which has an extremely high home ownership rate of over 90%, is among the world's most expensive for real estate and also has one of the most affordable housing markets.
How this is possible, and why it is getting harder to sustain ⤵️
How this is possible, and why it is getting harder to sustain ⤵️
Wow. Just wow.
Even as a landlord, I can’t believe how heartless this is. A mere three-day eviction notice? That’s beyond unreasonable—it’s downright inhumane. Are they serious?
Even as a landlord, I can’t believe how heartless this is. A mere three-day eviction notice? That’s beyond unreasonable—it’s downright inhumane. Are they serious?
Under President Biden, a 30-day eviction notice rule was made permanent. A new bill would erase it and landlords would be allowed to give tenants in federally-subsidized housing three days’ notice or less before evicting them. @nytimes.com
www.nytimes.com/2025/02/13/r...
www.nytimes.com/2025/02/13/r...
Some Tenants Could Get Only One Day’s Eviction Notice, Under Federal Bill (Gift Article)
Legislation would end tenant protections that were first put in place during the pandemic.
www.nytimes.com
February 13, 2025 at 11:43 PM
Wow. Just wow.
Even as a landlord, I can’t believe how heartless this is. A mere three-day eviction notice? That’s beyond unreasonable—it’s downright inhumane. Are they serious?
Even as a landlord, I can’t believe how heartless this is. A mere three-day eviction notice? That’s beyond unreasonable—it’s downright inhumane. Are they serious?
Reposted by BuyBowieMD
The 25% tariff on steel and aluminum imports, plus possible tariffs on lumber and gypsum, could add thousands of dollars to the cost of a new home in the US. [Corrected link]
realestate.usnews.com/real-estate/...
realestate.usnews.com/real-estate/...
February 11, 2025 at 7:26 PM
The 25% tariff on steel and aluminum imports, plus possible tariffs on lumber and gypsum, could add thousands of dollars to the cost of a new home in the US. [Corrected link]
realestate.usnews.com/real-estate/...
realestate.usnews.com/real-estate/...
Reposted by BuyBowieMD
This is the most relevant article to NIH and research cuts I’ve seen.
Imagine if this was today , how many people would be saying “Why are we studying Gila Monsters and their impact on diabetes ? That’s wasted money !”
globalnews.ca/news/9793403...
Imagine if this was today , how many people would be saying “Why are we studying Gila Monsters and their impact on diabetes ? That’s wasted money !”
globalnews.ca/news/9793403...
How a Canadian scientist and a venomous lizard helped pave the way for Ozempic - National | Globalnews.ca
In 1984, Dr. Daniel Drucker, an endocrinologist from the University of Toronto, discovered a hormone that helped pave the way for popular diabetes drugs such as Ozempic.
globalnews.ca
February 9, 2025 at 9:58 PM
This is the most relevant article to NIH and research cuts I’ve seen.
Imagine if this was today , how many people would be saying “Why are we studying Gila Monsters and their impact on diabetes ? That’s wasted money !”
globalnews.ca/news/9793403...
Imagine if this was today , how many people would be saying “Why are we studying Gila Monsters and their impact on diabetes ? That’s wasted money !”
globalnews.ca/news/9793403...
Reposted by BuyBowieMD
February 4, 2025 at 2:08 PM
Reposted by BuyBowieMD
The National Association of Home Builders explains what happens if we make inputs for home construction, such as Canadian lumber, more expensive.
February 1, 2025 at 9:55 PM
The National Association of Home Builders explains what happens if we make inputs for home construction, such as Canadian lumber, more expensive.
Reposted by BuyBowieMD
People who've never been dependent on a paycheck should not get to decide how long you can go without yours.
December 19, 2024 at 6:58 PM
People who've never been dependent on a paycheck should not get to decide how long you can go without yours.
Reposted by BuyBowieMD
I’m buying my groceries exclusively from Costco now, by the way. I might end up with more food than I need, but my values aren’t compromised.
January 25, 2025 at 6:22 PM
I’m buying my groceries exclusively from Costco now, by the way. I might end up with more food than I need, but my values aren’t compromised.
Reposted by BuyBowieMD
NOW: More than 98% of #Costco shareholders have just rejected an anti-DEI measure
The attempt to force Costco to audit their #DEI work was by an anti-inclusion lobby group:
"The proponent's broader agenda is not reducing risk for the Company but abolition of diversity initiatives." - Costco Board
The attempt to force Costco to audit their #DEI work was by an anti-inclusion lobby group:
"The proponent's broader agenda is not reducing risk for the Company but abolition of diversity initiatives." - Costco Board
January 23, 2025 at 10:21 PM
Reposted by BuyBowieMD
This article, written last April, is just as relevant today, with 30-year mortgage rates still around 7 percent. www.nytimes.com/2024/04/15/u...
A Huge Number of Homeowners Have Mortgage Rates Too Good to Give Up
On a scale not seen in decades, many Americans are stuck in homes they would rather leave.
www.nytimes.com
January 12, 2025 at 8:29 PM
This article, written last April, is just as relevant today, with 30-year mortgage rates still around 7 percent. www.nytimes.com/2024/04/15/u...
www.eyeonannapolis.net/2025/01/mary...
Maryland property owners will see higher tax assessments in 2025 as the state continues to experience rising home prices.
Hey 👋🏾 primary residence homeowners make sure you have #Homestead Tax Credit on file with #SDAT to limit impact.
#RealEstate #Maryland
Maryland property owners will see higher tax assessments in 2025 as the state continues to experience rising home prices.
Hey 👋🏾 primary residence homeowners make sure you have #Homestead Tax Credit on file with #SDAT to limit impact.
#RealEstate #Maryland
Maryland Property Taxes Climb Again as Housing Crunch Fuels Higher Assessments
Maryland property owners will see higher tax assessments in 2025 as the state continues to experience rising home prices and limited housing inventory. The State Department of Assessments and Taxat…
www.eyeonannapolis.net
January 2, 2025 at 11:29 PM
www.eyeonannapolis.net/2025/01/mary...
Maryland property owners will see higher tax assessments in 2025 as the state continues to experience rising home prices.
Hey 👋🏾 primary residence homeowners make sure you have #Homestead Tax Credit on file with #SDAT to limit impact.
#RealEstate #Maryland
Maryland property owners will see higher tax assessments in 2025 as the state continues to experience rising home prices.
Hey 👋🏾 primary residence homeowners make sure you have #Homestead Tax Credit on file with #SDAT to limit impact.
#RealEstate #Maryland
Reposted by BuyBowieMD
Happy new year.
May it bring peace and prosperity to you all.
And freedom to all oppressed peoples.
May it bring peace and prosperity to you all.
And freedom to all oppressed peoples.
January 1, 2025 at 1:30 PM
Happy new year.
May it bring peace and prosperity to you all.
And freedom to all oppressed peoples.
May it bring peace and prosperity to you all.
And freedom to all oppressed peoples.