FAIR plan’s current liability is greater than the entirety of CA’s annual budget and it’s only a fraction of CA’s property owners. The insurance industry would have to backstop this weee the FAIR plan to go bankrupt, which is both likely and impossible. Jane Kim wants to increase public exposure.

There simply is not enough public money or insurance industry regulation that can cover California’s growing climate risk. It is a serious problem that Insurance Commissioner candidates and state legislators prefer driving us off the cliff as opposed to honestly assessing reality.

you can tell JD’s been stewing in Euro/UK/Canada immigration discourse too much because no American’s primary complaint about undocumented immigrants is that they contribute too little to housing supply. You hear it more in countries with more public housing & fewer immigrants in construction

lol spoke too soon, the other two options are somehow(!) even dumber

“JTF-War” are you fucking kidding me rn

Imagine George Marshall trying to command operation watchtower and torch at the same time lmaoooo