@coltfleu.bsky.social
Consumer rights, civil rights, Arsenal FC
The fine print:
Opinions expressed are my own; posts are my thoughts not legal advice; this is a personal account and does not reflect my employer; re-posts are not endorsements.
The fine print:
Opinions expressed are my own; posts are my thoughts not legal advice; this is a personal account and does not reflect my employer; re-posts are not endorsements.
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Here is the long and short of it.
October 29, 2025 at 5:24 PM
Here is the long and short of it.
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That’s called burying the lead
October 21, 2025 at 7:24 PM
That’s called burying the lead
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I can't thank you enough for the massive outpouring of well-wishes on this very special day.
🫶, Mar🐫
🫶, Mar🐫
September 25, 2025 at 7:48 PM
I can't thank you enough for the massive outpouring of well-wishes on this very special day.
🫶, Mar🐫
🫶, Mar🐫
Every person seeing this has “agreed” to arbitration without realizing it. -waiving the right to a jury, to a judge, to discovery, to bring class claims, and on and on. Arbitration agreements originated for business v business disputes not to ensure consumers and workers lose due to power imbalance.
One of the biggest lies spread by corporations is that consumers and workers voluntarily agree to #ForcedArbitration.
Most people don’t know a forced arbitration clause is part of their contract, and the contract is typically "take-it-or-leave-it." #FinePrintTraps #FairAct #ProtectConsumers
Most people don’t know a forced arbitration clause is part of their contract, and the contract is typically "take-it-or-leave-it." #FinePrintTraps #FairAct #ProtectConsumers
September 22, 2025 at 8:42 PM
Every person seeing this has “agreed” to arbitration without realizing it. -waiving the right to a jury, to a judge, to discovery, to bring class claims, and on and on. Arbitration agreements originated for business v business disputes not to ensure consumers and workers lose due to power imbalance.
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One of the biggest lies spread by corporations is that consumers and workers voluntarily agree to #ForcedArbitration.
Most people don’t know a forced arbitration clause is part of their contract, and the contract is typically "take-it-or-leave-it." #FinePrintTraps #FairAct #ProtectConsumers
Most people don’t know a forced arbitration clause is part of their contract, and the contract is typically "take-it-or-leave-it." #FinePrintTraps #FairAct #ProtectConsumers
September 22, 2025 at 6:39 PM
One of the biggest lies spread by corporations is that consumers and workers voluntarily agree to #ForcedArbitration.
Most people don’t know a forced arbitration clause is part of their contract, and the contract is typically "take-it-or-leave-it." #FinePrintTraps #FairAct #ProtectConsumers
Most people don’t know a forced arbitration clause is part of their contract, and the contract is typically "take-it-or-leave-it." #FinePrintTraps #FairAct #ProtectConsumers
Excited to be back in my home town to support Healing Appalachia! Gonna listen to some great music this weekend and raise desperately needed money to help the area continue to climb out of the opioid epidemic. No one is going to help us but us. Be safe out there and take care of your neighbors.
September 19, 2025 at 1:48 PM
Excited to be back in my home town to support Healing Appalachia! Gonna listen to some great music this weekend and raise desperately needed money to help the area continue to climb out of the opioid epidemic. No one is going to help us but us. Be safe out there and take care of your neighbors.
Michael Oliver is a clown.
September 14, 2025 at 2:45 PM
Michael Oliver is a clown.
The Animals crushed the 100 yard dash, so The Rolling Stones could run a marathon.
August 14, 2025 at 10:59 PM
The Animals crushed the 100 yard dash, so The Rolling Stones could run a marathon.
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It’s a terrible bill. It will literally kill people. The most vulnerable among us will suffer as the wealthiest benefit. It’s perverse. I wish there were something I could do. But alas, I am only a U.S. Senator from Alaska whose “no” vote would kill the bill. So I voted yes. You get it.
July 1, 2025 at 9:56 PM
It’s a terrible bill. It will literally kill people. The most vulnerable among us will suffer as the wealthiest benefit. It’s perverse. I wish there were something I could do. But alas, I am only a U.S. Senator from Alaska whose “no” vote would kill the bill. So I voted yes. You get it.
It seems early but we appear to have entered my favorite weeks of a summer farm share: aubergine and tomatoes. 🤤🤤🤤
June 28, 2025 at 5:46 PM
It seems early but we appear to have entered my favorite weeks of a summer farm share: aubergine and tomatoes. 🤤🤤🤤
While Trump sucks Elon’s, er, charging cable, could the media remind him these cars are woke? Electric car rebates for buyers, carbon offsets for Tesla? Climate change? Green new deal? Media, please make him square the circle.
March 11, 2025 at 10:23 PM
While Trump sucks Elon’s, er, charging cable, could the media remind him these cars are woke? Electric car rebates for buyers, carbon offsets for Tesla? Climate change? Green new deal? Media, please make him square the circle.
This is the real life consequence of Trump, Elon, Project 2025. Some loan shark claiming 0% interest and then trapping someone into a usurious loan?!? Dead to rights, it’s morally and legally wrong and the CFPB swings into action. But not now. Now we we side with the loan shark. Make it make sense.
The CFPB has dismissed an enforcement action that it had filed last year against #SoLoFunds for deceiving borrowers and illegally extracting fees. Now states have to pick up the pieces against a company that's deceiving borrowers and ignoring rate caps. www.nclc.org/cfpb-drops-l...
CFPB Drops Lawsuit Against Illegal Tip-Based Payday Lender
Peer-to-peer loan platform, sued by multiple states, claims 0% APR for 400% APR loans WASHINGTON ––Late Friday the Consumer Financial Protection Bureau (CFPB) dismissed, with prejudice, an enforcement...
www.nclc.org
February 24, 2025 at 11:24 PM
This is the real life consequence of Trump, Elon, Project 2025. Some loan shark claiming 0% interest and then trapping someone into a usurious loan?!? Dead to rights, it’s morally and legally wrong and the CFPB swings into action. But not now. Now we we side with the loan shark. Make it make sense.
Shock. Gasp. Who could’ve seen it coming?!? Make some more profit on the backs of the working poor? Fuckin’ A. Eat the rich.
Wow. Less than a month into the Trump presidency, and they're already giving big banks the green light to gouge consumers with junk fees.
Time to put every Republican on-record: will you support *increasing* junk fees on your constituents?
Time to put every Republican on-record: will you support *increasing* junk fees on your constituents?
February 19, 2025 at 10:36 PM
Shock. Gasp. Who could’ve seen it coming?!? Make some more profit on the backs of the working poor? Fuckin’ A. Eat the rich.
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"The CFPB forced Wells Fargo to pay billions for creating 16 million fake accounts & required the credit bureaus to fix mistakes damaging millions of credit reports, but that type of work has now screeched to a halt." #ProtectConsumers #DefendCFPB www.nclc.org/unlawful-shu...
Unlawful Shut Down of Consumer Agency Endangers Working Families, Honest Businesses, the Economy
Consumer advocates warned today that the illegal effort by the Trump Administration to shut down the Consumer Financial Protection Bureau (CFPB) endangers the entire economy.
www.nclc.org
February 10, 2025 at 1:01 PM
"The CFPB forced Wells Fargo to pay billions for creating 16 million fake accounts & required the credit bureaus to fix mistakes damaging millions of credit reports, but that type of work has now screeched to a halt." #ProtectConsumers #DefendCFPB www.nclc.org/unlawful-shu...
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Just deliberately crashing and then restoring the market and rich people betting on it happening and enriching themselves. Nothing to see here.
Anyone who happened to know that the White House would announce and then suspend tariffs within 24 hours just made a boatload of money.
February 3, 2025 at 10:33 PM
Just deliberately crashing and then restoring the market and rich people betting on it happening and enriching themselves. Nothing to see here.
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Yes, this current moment is terrifying for many of us. And also - I firmly believe there is so much that we can do. Here’s something short that I wrote on that: “if you’re terrified right now, here’s what to do next.” If of interest, please share. open.substack.com/pub/okwonga/...
February 2, 2025 at 10:11 AM
Yes, this current moment is terrifying for many of us. And also - I firmly believe there is so much that we can do. Here’s something short that I wrote on that: “if you’re terrified right now, here’s what to do next.” If of interest, please share. open.substack.com/pub/okwonga/...
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Dani Ceballos?!? There’s a neuron that hasn’t fired in a while.
November 27, 2024 at 9:15 PM
Dani Ceballos?!? There’s a neuron that hasn’t fired in a while.
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At 17 years and 247 days, Ethan Nwaneri is now Arsenal's second youngest Premier League goalscorer, behind only Cesc Fàbregas against Blackburn in August 2004 (17y 113d). via OptaJoe
November 23, 2024 at 5:07 PM
At 17 years and 247 days, Ethan Nwaneri is now Arsenal's second youngest Premier League goalscorer, behind only Cesc Fàbregas against Blackburn in August 2004 (17y 113d). via OptaJoe
Should have more goals and less cards. But, thrilled with the lead and the scintillating football. Come on you Gooners!
November 23, 2024 at 3:52 PM
Should have more goals and less cards. But, thrilled with the lead and the scintillating football. Come on you Gooners!
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Season Premiere January 20th: “Full White House” (h/t @jimmykimmel.bsky.social )
November 22, 2024 at 4:13 PM
Season Premiere January 20th: “Full White House” (h/t @jimmykimmel.bsky.social )
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buying twitter for 44 billion is a bad deal, but buying the US government for 44 billion is actually an amazing deal
November 15, 2024 at 2:16 AM
buying twitter for 44 billion is a bad deal, but buying the US government for 44 billion is actually an amazing deal