Marloes Nicholls
@marloesnicholls.bsky.social
Head of Advocacy @TheFinanceLab making £€$¥ work for people and planet. Currently focussed on the UK gov's landmark pensions reforms.
Reposted by Marloes Nicholls
Great to have MPs like Simon Opher supporting @thefinancelab.bsky.social's amendment to the Pensions Schemes Bill.
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
November 5, 2025 at 2:55 PM
Great to have MPs like Simon Opher supporting @thefinancelab.bsky.social's amendment to the Pensions Schemes Bill.
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
Reposted by Marloes Nicholls
💥BREAKING💥 Four young Canadians just launched a lawsuit against the Canada Pension Plan investment manager, #CPP Investments, for alleged mismanagement of climate risks.
Read more about the case brought by @ecojusticecanada.bsky.social and @gpllp.bsky.social
👉 bit.ly/4okNn1i
Read more about the case brought by @ecojusticecanada.bsky.social and @gpllp.bsky.social
👉 bit.ly/4okNn1i
October 27, 2025 at 2:19 PM
💥BREAKING💥 Four young Canadians just launched a lawsuit against the Canada Pension Plan investment manager, #CPP Investments, for alleged mismanagement of climate risks.
Read more about the case brought by @ecojusticecanada.bsky.social and @gpllp.bsky.social
👉 bit.ly/4okNn1i
Read more about the case brought by @ecojusticecanada.bsky.social and @gpllp.bsky.social
👉 bit.ly/4okNn1i
1/2 Collective pensions for millions of UK workers felt closer to a reality today.
‘CDC’ promises an “income for life”, higher average incomes (25-65%!), and greater investment for the UK - all particularly important for people on low incomes and facing hardship in retirement.
‘CDC’ promises an “income for life”, higher average incomes (25-65%!), and greater investment for the UK - all particularly important for people on low incomes and facing hardship in retirement.
October 22, 2025 at 7:36 PM
1/2 Collective pensions for millions of UK workers felt closer to a reality today.
‘CDC’ promises an “income for life”, higher average incomes (25-65%!), and greater investment for the UK - all particularly important for people on low incomes and facing hardship in retirement.
‘CDC’ promises an “income for life”, higher average incomes (25-65%!), and greater investment for the UK - all particularly important for people on low incomes and facing hardship in retirement.
Sue Owen asked what her pension savings are being invested in - and was horrified.
Ep. 3 of this brilliant new podcast explains how the pensions industry continues to fuel the climate crisis. But you can write to your MP today to call for Government action actionnetwork.org/letters/writ...
Ep. 3 of this brilliant new podcast explains how the pensions industry continues to fuel the climate crisis. But you can write to your MP today to call for Government action actionnetwork.org/letters/writ...
October 14, 2025 at 12:45 PM
Sue Owen asked what her pension savings are being invested in - and was horrified.
Ep. 3 of this brilliant new podcast explains how the pensions industry continues to fuel the climate crisis. But you can write to your MP today to call for Government action actionnetwork.org/letters/writ...
Ep. 3 of this brilliant new podcast explains how the pensions industry continues to fuel the climate crisis. But you can write to your MP today to call for Government action actionnetwork.org/letters/writ...
Reposted by Marloes Nicholls
🚨 Prospect research reveals women lose out on £7,600 a year in retirement.
A 36.5% gender pension gap – that's double the gender pay gap.
This inequality is unacceptable. Government must take real action now to close the gap.
A 36.5% gender pension gap – that's double the gender pay gap.
This inequality is unacceptable. Government must take real action now to close the gap.
Gender gap means retired women ‘have four months a year with no pension’
Income inequality means women in effect stop receiving a pension from 21 August, union leaders say
www.theguardian.com
August 21, 2025 at 9:34 AM
🚨 Prospect research reveals women lose out on £7,600 a year in retirement.
A 36.5% gender pension gap – that's double the gender pay gap.
This inequality is unacceptable. Government must take real action now to close the gap.
A 36.5% gender pension gap – that's double the gender pay gap.
This inequality is unacceptable. Government must take real action now to close the gap.
Reposted by Marloes Nicholls
The new Pensions Commission must tackle the inequality at the heart of the UK’s pension system.
~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement.
Read our statement from @marloesnicholls.bsky.social, Head of Advocacy: filab.uk/46YlcPU
~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement.
Read our statement from @marloesnicholls.bsky.social, Head of Advocacy: filab.uk/46YlcPU
Lab Statement: Launch of a new Pensions Commission - Finance Innovation Lab
In response to the announcement that the government are launching a new Pensions Commission to examine the reasons why so many people are facing the prospect of poverty in retirement and to make…
filab.uk
July 21, 2025 at 3:15 PM
The new Pensions Commission must tackle the inequality at the heart of the UK’s pension system.
~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement.
Read our statement from @marloesnicholls.bsky.social, Head of Advocacy: filab.uk/46YlcPU
~2/3rds of pension wealth is held by the richest 10%, while millions face hardship in retirement.
Read our statement from @marloesnicholls.bsky.social, Head of Advocacy: filab.uk/46YlcPU
Reposted by Marloes Nicholls
We’re excited to launch our new report on the gender wealth gap — examining the scale of inequality and the role wealth taxation could play in addressing it. Wealth inequality is wider than income inequality — and deeply gendered.
Read it here: 👇
www.wbg.org.uk/publication/...
Read it here: 👇
www.wbg.org.uk/publication/...
July 24, 2025 at 7:42 AM
We’re excited to launch our new report on the gender wealth gap — examining the scale of inequality and the role wealth taxation could play in addressing it. Wealth inequality is wider than income inequality — and deeply gendered.
Read it here: 👇
www.wbg.org.uk/publication/...
Read it here: 👇
www.wbg.org.uk/publication/...
The Pension Schemes Bill is a critical chance for the government to protect our savings and retirements from the risks of climate change.
Read our proposal: www.netzeroinvestor.net/news-and-vie...
Read our proposal: www.netzeroinvestor.net/news-and-vie...
June 30, 2025 at 4:05 PM
The Pension Schemes Bill is a critical chance for the government to protect our savings and retirements from the risks of climate change.
Read our proposal: www.netzeroinvestor.net/news-and-vie...
Read our proposal: www.netzeroinvestor.net/news-and-vie...
Reposted by Marloes Nicholls
Why are our pensions being used to fund fossil fuels and deforestation to the tune of billions of pounds, threatening our prosperity in older age and indeed our savings?
Today @annagelderdmp.bsky.social rightly asked the government what the new Pension Schemes Bill would do to change this.
Today @annagelderdmp.bsky.social rightly asked the government what the new Pension Schemes Bill would do to change this.
June 23, 2025 at 4:15 PM
Why are our pensions being used to fund fossil fuels and deforestation to the tune of billions of pounds, threatening our prosperity in older age and indeed our savings?
Today @annagelderdmp.bsky.social rightly asked the government what the new Pension Schemes Bill would do to change this.
Today @annagelderdmp.bsky.social rightly asked the government what the new Pension Schemes Bill would do to change this.
We can't retire if the planet's on fire.
It was fantastic to kick start a debate in parliament this week, with partners across civil society and industry, on the major opportunity the government has to align its landmark pension reforms with sustainability.
It was fantastic to kick start a debate in parliament this week, with partners across civil society and industry, on the major opportunity the government has to align its landmark pension reforms with sustainability.
May 21, 2025 at 3:39 PM
We can't retire if the planet's on fire.
It was fantastic to kick start a debate in parliament this week, with partners across civil society and industry, on the major opportunity the government has to align its landmark pension reforms with sustainability.
It was fantastic to kick start a debate in parliament this week, with partners across civil society and industry, on the major opportunity the government has to align its landmark pension reforms with sustainability.
Reposted by Marloes Nicholls
Current defined contribution schemes work like savings accounts and leave too many with insufficient pensions. Our CEO @jesselgriffiths.bsky.social was in parliament last week discussing new proposals for pensions.
DC pensions are like savings accounts which makes it harder for funds to take risk
Defined contribution pensions operate more like a savings account meaning funds are wary of taking higher risks with investments, MPs were told.
filab.uk
May 19, 2025 at 4:22 PM
Current defined contribution schemes work like savings accounts and leave too many with insufficient pensions. Our CEO @jesselgriffiths.bsky.social was in parliament last week discussing new proposals for pensions.
Reposted by Marloes Nicholls
📢 With @thefinancelab.bsky.social, we're calling on the UK Govt to transform the pensions system.
The system should support everyone to save for a financially secure retirement. Right now, that's not happening.
The UK Govt must reform the system to ensure we all have enough to live on in older age
The system should support everyone to save for a financially secure retirement. Right now, that's not happening.
The UK Govt must reform the system to ensure we all have enough to live on in older age
The biggest review of the pensions system in a generation is underway.
We're calling for:
💷 Decent pensions for all.
☀️ A just transition to a thriving low-carbon economy.
🚫 A phase-out of funding for fossil fuels, deforestation and other harmful industries.
Sign now: to.350.org/pensions
@350.org
We're calling for:
💷 Decent pensions for all.
☀️ A just transition to a thriving low-carbon economy.
🚫 A phase-out of funding for fossil fuels, deforestation and other harmful industries.
Sign now: to.350.org/pensions
@350.org
May 1, 2025 at 2:33 PM
📢 With @thefinancelab.bsky.social, we're calling on the UK Govt to transform the pensions system.
The system should support everyone to save for a financially secure retirement. Right now, that's not happening.
The UK Govt must reform the system to ensure we all have enough to live on in older age
The system should support everyone to save for a financially secure retirement. Right now, that's not happening.
The UK Govt must reform the system to ensure we all have enough to live on in older age
It was fantastic to meet with officials leading the government’s landmark Pensions Review this afternoon, together with inspiring civil society and union colleagues. We're advocating to ensure that as we get older, we all have enough money and a thriving planet to live on.
May 2, 2025 at 9:41 AM
It was fantastic to meet with officials leading the government’s landmark Pensions Review this afternoon, together with inspiring civil society and union colleagues. We're advocating to ensure that as we get older, we all have enough money and a thriving planet to live on.
Civil society organisations, unions, and a host of celebrities have joined forces to call on the government to fix the UK’s pensions system.
Here’s my comment for PensionsAge
www.pensionsage.com/pa/New-campa...
Here’s my comment for PensionsAge
www.pensionsage.com/pa/New-campa...
May 2, 2025 at 9:39 AM
Civil society organisations, unions, and a host of celebrities have joined forces to call on the government to fix the UK’s pensions system.
Here’s my comment for PensionsAge
www.pensionsage.com/pa/New-campa...
Here’s my comment for PensionsAge
www.pensionsage.com/pa/New-campa...
Reposted by Marloes Nicholls
The biggest review of the pensions system in a generation is underway. Sign the petition for:
💷 Decent pensions for all
☀️ A just transition to a thriving low-carbon economy
🚫 A phase-out of funding for fossil fuels, deforestation & other harmful industries
✍️ act.350.org/sign/fairer-...
💷 Decent pensions for all
☀️ A just transition to a thriving low-carbon economy
🚫 A phase-out of funding for fossil fuels, deforestation & other harmful industries
✍️ act.350.org/sign/fairer-...
May 1, 2025 at 9:16 AM
The biggest review of the pensions system in a generation is underway. Sign the petition for:
💷 Decent pensions for all
☀️ A just transition to a thriving low-carbon economy
🚫 A phase-out of funding for fossil fuels, deforestation & other harmful industries
✍️ act.350.org/sign/fairer-...
💷 Decent pensions for all
☀️ A just transition to a thriving low-carbon economy
🚫 A phase-out of funding for fossil fuels, deforestation & other harmful industries
✍️ act.350.org/sign/fairer-...
Reposted by Marloes Nicholls
Big opportunity for the government to shape pensions policy for decades to come.
Vital that they show plenty of ambition.
Vital that they show plenty of ambition.
The biggest review of pensions in a generation is underway.
We're want:
💷 Decent pensions for all.
☀️ A just transition to a thriving low-carbon economy.
🚫 A phase-out of funding for fossil fuels, deforestation and other harmful industries.
Sign now: to.350.org/pensions
We're want:
💷 Decent pensions for all.
☀️ A just transition to a thriving low-carbon economy.
🚫 A phase-out of funding for fossil fuels, deforestation and other harmful industries.
Sign now: to.350.org/pensions
April 30, 2025 at 3:55 PM
Big opportunity for the government to shape pensions policy for decades to come.
Vital that they show plenty of ambition.
Vital that they show plenty of ambition.
The Lab’s @JesseLGriffiths explains how the key to tackling the UK’s under-investment problem and driving the just transition will be pensions reform allied to a scaled-up National Wealth Fund ⬇️ @netzeroinvestor
www.netzeroinvestor.net/news-and-vie...
www.netzeroinvestor.net/news-and-vie...
www.netzeroinvestor.net
April 16, 2025 at 9:40 AM
The Lab’s @JesseLGriffiths explains how the key to tackling the UK’s under-investment problem and driving the just transition will be pensions reform allied to a scaled-up National Wealth Fund ⬇️ @netzeroinvestor
www.netzeroinvestor.net/news-and-vie...
www.netzeroinvestor.net/news-and-vie...
Reposted by Marloes Nicholls
At the end of a slightly terrifying week, where a major financial crisis was averted – for now – I thought I’d reflect on whether such a crisis might happen anyway, and what this means for UK financial sector policy.
A thread.
/1
A thread.
/1
April 11, 2025 at 10:13 AM
At the end of a slightly terrifying week, where a major financial crisis was averted – for now – I thought I’d reflect on whether such a crisis might happen anyway, and what this means for UK financial sector policy.
A thread.
/1
A thread.
/1
Great to be part of the @tuc.org.uk pensions conference today!
I asked Torsten Bell why the government’s once-in-a-generation Pensions Review doesn’t consider the climate crisis when that could have far greater implications for growth + future pensions than proposals like consolidation
I asked Torsten Bell why the government’s once-in-a-generation Pensions Review doesn’t consider the climate crisis when that could have far greater implications for growth + future pensions than proposals like consolidation
April 2, 2025 at 6:29 PM
Great to be part of the @tuc.org.uk pensions conference today!
I asked Torsten Bell why the government’s once-in-a-generation Pensions Review doesn’t consider the climate crisis when that could have far greater implications for growth + future pensions than proposals like consolidation
I asked Torsten Bell why the government’s once-in-a-generation Pensions Review doesn’t consider the climate crisis when that could have far greater implications for growth + future pensions than proposals like consolidation
Reposted by Marloes Nicholls
Before we close our doors on Friday, we wanted to share some fantastic organisations we've worked with. Follow them for more 💚
🌱 @thefinancelab.bsky.social
🔥 @fossilfreeldn.bsky.social
💰 @bankgreen.bsky.social
👀 @globalwitness.bsky.social
🗳️ @shareaction.bsky.social
✊ @tippingpointuk.bsky.social
🌱 @thefinancelab.bsky.social
🔥 @fossilfreeldn.bsky.social
💰 @bankgreen.bsky.social
👀 @globalwitness.bsky.social
🗳️ @shareaction.bsky.social
✊ @tippingpointuk.bsky.social
March 5, 2025 at 9:30 AM
Before we close our doors on Friday, we wanted to share some fantastic organisations we've worked with. Follow them for more 💚
🌱 @thefinancelab.bsky.social
🔥 @fossilfreeldn.bsky.social
💰 @bankgreen.bsky.social
👀 @globalwitness.bsky.social
🗳️ @shareaction.bsky.social
✊ @tippingpointuk.bsky.social
🌱 @thefinancelab.bsky.social
🔥 @fossilfreeldn.bsky.social
💰 @bankgreen.bsky.social
👀 @globalwitness.bsky.social
🗳️ @shareaction.bsky.social
✊ @tippingpointuk.bsky.social
Reposted by Marloes Nicholls
🚨 NEWS: we've updated our climate ranking of the biggest UK pension providers 🚨
There's been pockets of progress but the average score is shockingly low at 4.5/10 🤯We need pension providers to do better.
They're looking after OUR money. It's our future they're risking.
There's been pockets of progress but the average score is shockingly low at 4.5/10 🤯We need pension providers to do better.
They're looking after OUR money. It's our future they're risking.
February 12, 2025 at 8:30 AM
🚨 NEWS: we've updated our climate ranking of the biggest UK pension providers 🚨
There's been pockets of progress but the average score is shockingly low at 4.5/10 🤯We need pension providers to do better.
They're looking after OUR money. It's our future they're risking.
There's been pockets of progress but the average score is shockingly low at 4.5/10 🤯We need pension providers to do better.
They're looking after OUR money. It's our future they're risking.
Reposted by Marloes Nicholls
"We must not forget the lasting damage done by the global financial crisis."
There is no growth in an economy so poorly regulated that it crashes.
It's reassuring to see the Bank of England governor knows this.
www.theguardian.com/business/202...
There is no growth in an economy so poorly regulated that it crashes.
It's reassuring to see the Bank of England governor knows this.
www.theguardian.com/business/202...
‘Let’s not forget the pain of the 2008 crisis in pursuit of growth,’ warns Andrew Bailey
Bank of England governor says there is ‘no trade-off’ between economic growth and financial stability
www.theguardian.com
February 12, 2025 at 9:46 AM
"We must not forget the lasting damage done by the global financial crisis."
There is no growth in an economy so poorly regulated that it crashes.
It's reassuring to see the Bank of England governor knows this.
www.theguardian.com/business/202...
There is no growth in an economy so poorly regulated that it crashes.
It's reassuring to see the Bank of England governor knows this.
www.theguardian.com/business/202...
Reposted by Marloes Nicholls
Last year, the government committed to a landmark Pensions Review - the first opportunity in two decades to overhaul the £3 trillion private pension system.
🤔 So what does this mean for the divestment movement?
👇👇
🤔 So what does this mean for the divestment movement?
👇👇
February 6, 2025 at 9:46 AM
Last year, the government committed to a landmark Pensions Review - the first opportunity in two decades to overhaul the £3 trillion private pension system.
🤔 So what does this mean for the divestment movement?
👇👇
🤔 So what does this mean for the divestment movement?
👇👇
The UK's looming pensions crisis can't be solved by individual actions alone. If we're to retire with decent incomes on a liveable planet, the government must ambitiously progress the 'Pensions Review' (the first opportunity to overhaul the system in 20 years). Please could you raise this too?
Pensions Special! How to save, boost, protect & take your pension. Tue @itvMLshow 8pm. One of the most important shows I'll do, pls watch & spread word.
How to start a pension, consolidation, how to get your money out & more. GOT QUESTIONS JUST REPLY HERE #MartinLewis
How to start a pension, consolidation, how to get your money out & more. GOT QUESTIONS JUST REPLY HERE #MartinLewis
January 28, 2025 at 12:20 PM
The UK's looming pensions crisis can't be solved by individual actions alone. If we're to retire with decent incomes on a liveable planet, the government must ambitiously progress the 'Pensions Review' (the first opportunity to overhaul the system in 20 years). Please could you raise this too?
Widespread disappointment over pension review delay reported in PensionsAge www.pensionsage.com/pa/Pensions-...
'Widespread disappointment' over pension review delay
The pensions industry has expressed its disappointment at the news of a potential delay to the second phase of the government's Pension Review, with particular concerns raised over the impact on auto-...
www.pensionsage.com
December 16, 2024 at 7:43 PM
Widespread disappointment over pension review delay reported in PensionsAge www.pensionsage.com/pa/Pensions-...