Gareth Morgan - Ferret
@ferrinfo.bsky.social
CEO of Ferret Information Systems - benefits advice systems and training specialists. Blogs with boring numbers at https://benefitsinthefuture.com/. Models the effects of tax and benefits systems. Waves a sword in 17c reenactments.
Did my 10 seconds on More or Less this morning but why do they always leave out the pithy comment you were really proud of?
January 28, 2026 at 9:23 AM
Did my 10 seconds on More or Less this morning but why do they always leave out the pithy comment you were really proud of?
Reposted by Gareth Morgan - Ferret
Read our full #UKPoverty2026 report here: www.jrf.org.uk/uk-poverty-2...
UK Poverty 2026: The essential guide to understanding poverty in the UK
This report sets out the nature of poverty in the UK, and evaluates changes under the last Conservative-led Government. It also sets out the scale of action necessary for the current Government to del...
www.jrf.org.uk
January 27, 2026 at 7:54 AM
Read our full #UKPoverty2026 report here: www.jrf.org.uk/uk-poverty-2...
Reposted by Gareth Morgan - Ferret
Rydyn ni’n cefnogi mwy o bobl ledled Cymru nag erioed o’r blaen. Dyna pam rydyn ni’n galw ar lywodraeth nesaf Cymru i gynnal mynediad at gyngor annibynnol o ansawdd uchel, fel bod pobl yn cael y cymorth cywir pan fydd ei angen arnynt.
Mwy o wybodaeth ⤵️
public.flourish.studio/story/3553775/
Mwy o wybodaeth ⤵️
public.flourish.studio/story/3553775/
January 27, 2026 at 8:51 AM
Rydyn ni’n cefnogi mwy o bobl ledled Cymru nag erioed o’r blaen. Dyna pam rydyn ni’n galw ar lywodraeth nesaf Cymru i gynnal mynediad at gyngor annibynnol o ansawdd uchel, fel bod pobl yn cael y cymorth cywir pan fydd ei angen arnynt.
Mwy o wybodaeth ⤵️
public.flourish.studio/story/3553775/
Mwy o wybodaeth ⤵️
public.flourish.studio/story/3553775/
Reposted by Gareth Morgan - Ferret
We're supporting more people across Wales than ever before. That's why we're calling on the next Welsh Government to maintain access to good quality, independent advice to ensure that people have the right support when they need it.
Read more ⤵️
public.flourish.studio/story/3486637/
Read more ⤵️
public.flourish.studio/story/3486637/
January 27, 2026 at 8:51 AM
We're supporting more people across Wales than ever before. That's why we're calling on the next Welsh Government to maintain access to good quality, independent advice to ensure that people have the right support when they need it.
Read more ⤵️
public.flourish.studio/story/3486637/
Read more ⤵️
public.flourish.studio/story/3486637/
Reposted by Gareth Morgan - Ferret
HT John Ganz: "I have the impression that the persons directing the policy of the Hitler Government are not normal. Many of us, indeed, have a feeling that we are living in a country where fantastic hooligans and eccentrics have got the upper hand.” —Sir Horace Rumbold to London, 1933
January 19, 2026 at 11:13 PM
HT John Ganz: "I have the impression that the persons directing the policy of the Hitler Government are not normal. Many of us, indeed, have a feeling that we are living in a country where fantastic hooligans and eccentrics have got the upper hand.” —Sir Horace Rumbold to London, 1933
Daily Mail joins in the false benefits comparisons. This time they managed to give a 3 child family on benefits over £25k more than is correct when comparing with a single high earner. benefitsinthefuture.com/tis-the-season…#benefitst#workr#DailyMailil
https://benefitsinthefuture.com/tis-the-season…
January 5, 2026 at 8:54 AM
Daily Mail joins in the false benefits comparisons. This time they managed to give a 3 child family on benefits over £25k more than is correct when comparing with a single high earner. benefitsinthefuture.com/tis-the-season…#benefitst#workr#DailyMailil
Reposted by Gareth Morgan - Ferret
‘tis the season to be jolly… wrong, in the Daily Mail. This time the Mail manages to give a 3 child family on benefits over £25k more than is correct when comparing with a single high earner. benefitsinthefuture.com/tis-the-seas... #benefits #work #dailymail
‘tis the season to be jolly… misleading, in the Daily Mail – Benefits in the Future
There might almost seem to be a deliberate campaign by some of the press to mislead or distort the rules and rates around benefits entitlements. In particular, there seems to be a trend, amongst the u...
benefitsinthefuture.com
December 29, 2025 at 7:03 PM
‘tis the season to be jolly… wrong, in the Daily Mail. This time the Mail manages to give a 3 child family on benefits over £25k more than is correct when comparing with a single high earner. benefitsinthefuture.com/tis-the-seas... #benefits #work #dailymail
‘tis the season to be jolly… wrong, in the Daily Mail. This time the Mail manages to give a 3 child family on benefits over £25k more than is correct when comparing with a single high earner. benefitsinthefuture.com/tis-the-seas... #benefits #work #dailymail
‘tis the season to be jolly… misleading, in the Daily Mail – Benefits in the Future
There might almost seem to be a deliberate campaign by some of the press to mislead or distort the rules and rates around benefits entitlements. In particular, there seems to be a trend, amongst the u...
benefitsinthefuture.com
December 29, 2025 at 7:03 PM
‘tis the season to be jolly… wrong, in the Daily Mail. This time the Mail manages to give a 3 child family on benefits over £25k more than is correct when comparing with a single high earner. benefitsinthefuture.com/tis-the-seas... #benefits #work #dailymail
‘tis the season to be jolly… misleading, in the Daily Mail. This time the Mail manages to give a 3 child family on benefits over £25k more than is true when comparing with a single high earner. The details benefitsinthefuture.com
Benefits in the Future – Welfare reform commentary and analysis
Welfare reform commentary and analysis
benefitsinthefuture.com
December 29, 2025 at 4:38 PM
‘tis the season to be jolly… misleading, in the Daily Mail. This time the Mail manages to give a 3 child family on benefits over £25k more than is true when comparing with a single high earner. The details benefitsinthefuture.com
Reposted by Gareth Morgan - Ferret
Have only seen what's quoted here but I'm sure NC's right that 'failures' to report changes of circumstance were the main driver of the overpayment issues. A system that imposes major compliance costs on claimants and draconian responses to breaches will do that. www.theguardian.com/society/2025...
Senior DWP civil servant blames victims for carer’s allowance scandal
Neil Couling said failings by individual claimants ‘at the heart’ of crisis, despite a report finding DWP shortcomings ‘unacceptable’
www.theguardian.com
December 6, 2025 at 10:26 PM
Have only seen what's quoted here but I'm sure NC's right that 'failures' to report changes of circumstance were the main driver of the overpayment issues. A system that imposes major compliance costs on claimants and draconian responses to breaches will do that. www.theguardian.com/society/2025...
The lifting of the 2 child limit makes a big difference to those working over 16 hours at NLW levels of earning. That’s particularly true where they are paying for childcare and the, largely unnoticed, lifting of the 2 child childcare limit applies. Politically, it’s a work incentive measure.
December 5, 2025 at 7:26 AM
The lifting of the 2 child limit makes a big difference to those working over 16 hours at NLW levels of earning. That’s particularly true where they are paying for childcare and the, largely unnoticed, lifting of the 2 child childcare limit applies. Politically, it’s a work incentive measure.
Reposted by Gareth Morgan - Ferret
Lies, Damned Lies and the Telegraph – Gareth Morgan.
I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece is by Gareth Morgan on December 1, 2025 The…
I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece is by Gareth Morgan on December 1, 2025 The…
Lies, Damned Lies and the Telegraph – Gareth Morgan.
I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece is by Gareth Morgan on December 1, 2025 The abolition of the two-child benefit limit in the budget attracted a lot of comment. From the Government and its supporters came a stream of articles and postings lauding the action at the number of families and children that it will lift out of poverty.
henrytapper.com
December 3, 2025 at 5:00 AM
Lies, Damned Lies and the Telegraph – Gareth Morgan.
I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece is by Gareth Morgan on December 1, 2025 The…
I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece is by Gareth Morgan on December 1, 2025 The…
Reposted by Gareth Morgan - Ferret
Lies, Damned Lies and the Telegraph - Gareth Morgan. henrytapper.com/2025/12/03/l... The, much more than misleading, figures given in the ‘research’ and enlarged in the article are a sad indictment of a political assault masquerading as accurate reporting.
Lies, Damned Lies and the Telegraph – Gareth Morgan.
I had not got my head around the two children rules until I heard from my friend Gareth Morgan at our webinar and from Alan Chaplin who highlighted this wondrous piece on social media. This piece i…
henrytapper.com
December 3, 2025 at 7:47 AM
Lies, Damned Lies and the Telegraph - Gareth Morgan. henrytapper.com/2025/12/03/l... The, much more than misleading, figures given in the ‘research’ and enlarged in the article are a sad indictment of a political assault masquerading as accurate reporting.
Reposted by Gareth Morgan - Ferret
Lies, damned lies and the Telegraph. They posted CSJ figures using an outrageously false comparison of 2 cases. It claimed a benefits family were better off by £18k than a working household when the real figure was £16k worse off. The details benefitsinthefuture.com #benefits #budget
Benefits in the Future – Welfare reform commentary and analysis
Welfare reform commentary and analysis
benefitsinthefuture.com
December 1, 2025 at 8:27 PM
Lies, damned lies and the Telegraph. They posted CSJ figures using an outrageously false comparison of 2 cases. It claimed a benefits family were better off by £18k than a working household when the real figure was £16k worse off. The details benefitsinthefuture.com #benefits #budget
Reposted by Gareth Morgan - Ferret
I hope somebody will complain to IPSO about this (and the similar Express splash). If so this will be a very useful reference.
Lies, damned lies and the Telegraph. They posted CSJ figures using an outrageously false comparison of 2 cases. It claimed a benefits family were better off by £18k than a working household when the real figure was £16k worse off. The details benefitsinthefuture.com #benefits #budget
Benefits in the Future – Welfare reform commentary and analysis
Welfare reform commentary and analysis
benefitsinthefuture.com
December 1, 2025 at 9:56 PM
I hope somebody will complain to IPSO about this (and the similar Express splash). If so this will be a very useful reference.
Lies, damned lies and the Telegraph. They posted CSJ figures using an outrageously false comparison of 2 cases. It claimed a benefits family were better off by £18k than a working household when the real figure was £16k worse off. The details benefitsinthefuture.com #benefits #budget
Benefits in the Future – Welfare reform commentary and analysis
Welfare reform commentary and analysis
benefitsinthefuture.com
December 1, 2025 at 8:27 PM
Lies, damned lies and the Telegraph. They posted CSJ figures using an outrageously false comparison of 2 cases. It claimed a benefits family were better off by £18k than a working household when the real figure was £16k worse off. The details benefitsinthefuture.com #benefits #budget
Ending 2 child cap offers no help to those hit by OBC. No family in Wales with 3 kids escapes but add that to the new per-child childcare support and it's a real jump in support if you're earning over 16 x NLW. The better-off in-work numbers can look huge.
November 26, 2025 at 5:29 PM
Ending 2 child cap offers no help to those hit by OBC. No family in Wales with 3 kids escapes but add that to the new per-child childcare support and it's a real jump in support if you're earning over 16 x NLW. The better-off in-work numbers can look huge.
All purpose Budget post.
“I want to get more and pay less”.
“I want to get more and pay less”.
November 25, 2025 at 9:49 AM
All purpose Budget post.
“I want to get more and pay less”.
“I want to get more and pay less”.
If Welsh local authorities matched the best Pension Credit take up performance of a Welsh LA then this is the extra annual benefit that would go into pockets and the local economy. £29.5m a year!
#Wales #benefits #pensioners
#Wales #benefits #pensioners
November 3, 2025 at 2:14 PM
If Welsh local authorities matched the best Pension Credit take up performance of a Welsh LA then this is the extra annual benefit that would go into pockets and the local economy. £29.5m a year!
#Wales #benefits #pensioners
#Wales #benefits #pensioners
Is welfare rights work the reason some areas have double the Pension Credit take-up rate of others?
benefitsinthefuture.com/4092-2/ #pensions #benefits #older #takeup
benefitsinthefuture.com/4092-2/ #pensions #benefits #older #takeup
Big differences in Pension Credit take-up revealed – Benefits in the Future
The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much more detailed manner. For the first time it’s possible to see local authority and Westminster ...
benefitsinthefuture.com
November 3, 2025 at 11:37 AM
Is welfare rights work the reason some areas have double the Pension Credit take-up rate of others?
benefitsinthefuture.com/4092-2/ #pensions #benefits #older #takeup
benefitsinthefuture.com/4092-2/ #pensions #benefits #older #takeup
Some areas see almost 90% of eligible Pension Credit paid but others only get 40%. Why and what’s different. benefitsinthefuture.com/4092-2/ #pensions #benefits #older
Big differences in Pension Credit take-up revealed – Benefits in the Future
The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much more detailed manner. For the first time it’s possible to see local authority and Westminster ...
benefitsinthefuture.com
November 3, 2025 at 8:03 AM
Some areas see almost 90% of eligible Pension Credit paid but others only get 40%. Why and what’s different. benefitsinthefuture.com/4092-2/ #pensions #benefits #older
Reposted by Gareth Morgan - Ferret
Some areas see almost 90% of eligible Pension Credit paid but others only get 40%. Why and what’s different. benefitsinthefuture.com/4092-2/ #pensions #benefits
Big differences in Pension Credit take-up revealed – Benefits in the Future
The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much more detailed manner. For the first time it’s possible to see local authority and Westminster ...
benefitsinthefuture.com
October 31, 2025 at 10:30 PM
Some areas see almost 90% of eligible Pension Credit paid but others only get 40%. Why and what’s different. benefitsinthefuture.com/4092-2/ #pensions #benefits
Reposted by Gareth Morgan - Ferret
"the best performing areas are those which have had a long record of active welfare rights work while those at the bottom have been more poorly resourced" @ferrinfo.bsky.social Gareth Morgan
Big differences in Pension Credit take-up revealed
Big differences in Pension Credit take-up revealed by Gareth Morgan on October 31, 2025 The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much mor…
henrytapper.com
November 1, 2025 at 6:40 AM
"the best performing areas are those which have had a long record of active welfare rights work while those at the bottom have been more poorly resourced" @ferrinfo.bsky.social Gareth Morgan
Some areas see almost 90% of eligible Pension Credit paid but others only get 40%. Why and what’s different. benefitsinthefuture.com/4092-2/ #pensions #benefits
Big differences in Pension Credit take-up revealed – Benefits in the Future
The DWP have published some analysis, for the first time, which looks at Pension Credit take-up in a much more detailed manner. For the first time it’s possible to see local authority and Westminster ...
benefitsinthefuture.com
October 31, 2025 at 10:30 PM
Some areas see almost 90% of eligible Pension Credit paid but others only get 40%. Why and what’s different. benefitsinthefuture.com/4092-2/ #pensions #benefits
It’s suggested that the living wage could go up to £12.70 next year. But of every extra £ paid by an employer in 2026, over 90% could go to the Treasury. Why isn’t it going to the low paid worker? See benefitsinthefuture.com/who-actually...
Who actually gains from minimum wage increases? Some pre-budget comments – Benefits in the Future
The real winner from a National Living Wage increase is the Treasury which can take over 90% of the extra paid. The biggest losers are employers. I have written, for several years, in my blog about ...
benefitsinthefuture.com
October 27, 2025 at 2:27 PM
It’s suggested that the living wage could go up to £12.70 next year. But of every extra £ paid by an employer in 2026, over 90% could go to the Treasury. Why isn’t it going to the low paid worker? See benefitsinthefuture.com/who-actually...