Henry Tapper
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henrytapper.bsky.social
Henry Tapper
@henrytapper.bsky.social
Pension Plowman and Glover
Pinned
More self-congratulations from rich lawyers - this time earned. henrytapper.com/2025/12/07/m... Why I cannot but love Slaughter and May for getting #CDC sorted and now helping Aberdeen and Stagecoach Group Limited, find a way to keep pensions running on.
More self-congratulations from rich lawyers – this time earned.
Slaughter and May acted for Aberdeen Group on an innovative “run on” transaction for the Stagecoach Group Pension Scheme Slaughters have done good things with Royal Mail to get its CDC scheme under…
henrytapper.com
CAN CDC BE FAIR ENOUGH TO SHARE? 10.30 am tomorrow (Tuesday 20th) henrytapper.com/2026/01/19/c... If you work for Aberdeen and have a cushy office job , do you get the same pension as someone who works at Stagecoach and works as a bus driver – living less long on average?
CAN CDC BE FAIR ENOUGH TO SHARE? 10.30 am tomorrow (Tuesday 20th)
Join the CDC discussion with those passionately for and against CDC! Join here Coffee Morning – The Rise & Rise of CDC –  CPD included You are cordially invited to join us fo…
henrytapper.com
January 19, 2026 at 10:58 AM
Jack explains plans American retirement plan loans henrytapper.com/2026/01/19/j... This article came from a comment by Jack Towarnicky

It comes as we consider the question  raised by timothy Lancaster;-  "should we help employees in debt before encouraging saving."
Jack explains plans American retirement plan loans
This article came from a comment by Jack Towarnicky It comes as we consider the question  raised by timothy Lancaster;-  “should we help employees in debt before encouraging saving.” I …
henrytapper.com
January 19, 2026 at 7:16 AM
Is financial services doing well? "we'll hear it is today henrytapper.com/2026/01/19/i... We now need a determination amongst those managing pension funds, advising them and those building new structures , to make it clear that we will "get real" and "get growth" into the British economy.
Is financial services doing well? “we’ll hear it is today
There are many reasons for those working in the City to feel concerned. There is a log in any signs of recovery that our public markets are recovering, we are going through a lag in recovery in hou…
henrytapper.com
January 19, 2026 at 6:33 AM
Three passions; football , independence and governance; thanks LCP! henrytapper.com/2026/01/19/t... LCP and LawDeb are calling for the new club licensing system to be strong, transparent and proportionate.
Three passions; football , independence and governance; thanks LCP!
I am so pleased to have been given the opportunity to attend the LCP’s discussion on the challenge offered to football by an independent football regulator. When I grew up, I supported Bourne…
henrytapper.com
January 19, 2026 at 6:20 AM
When a horse makes everyone happy- Protektorat at Windsor one Sunday in January! henrytapper.com/2026/01/18/w... I’m so happy to have been at a racecourse at a time when a horse, a rider and thousands of people were as one in happiness!
When a horse makes everyone happy- Protektorat at Windsor one Sunday in January!
This article is from Racing Post and is for me and my party who watched on from the final fence and after Protektorat’s victory from the winners parade. I’m so happy to have been at a r…
henrytapper.com
January 18, 2026 at 7:20 PM
How employers can help staff in debt! henrytapper.com/2026/01/18/h... "I’m reminded of a once popular parable which illustrates the circulation of money in a small community".
How employers can help staff in debt!
I published a quote from Timothy Byron McKeeby says: I’m reminded of a once popular parable which illustrates the circulation of money in a small community. Sometimes referred to as “The Parable of…
henrytapper.com
January 18, 2026 at 11:12 AM
"Push me - pull you" in our private markets and our public ones! henrytapper.com/2026/01/18/p... Whether it’s my self-assessment or your crypto-currency. Whether it’s out distrust of private credit on the way out or the way in to private equity from public markets, we seem to be “push me- pull you”.
“Push me – pull you” in our private markets and our public ones!
I am confronted by four stories on my newsfeed, all of which I know enough about to have a hunch they matter to me, but all of which worry me! Let’s deal with them one at a time. I went to my…
henrytapper.com
January 18, 2026 at 8:42 AM
"Push me - pull you" in our private markets and our public ones! henrytapper.com/2026/01/18/p... Whether it’s my self-assessment or your crypto-currency. Whether it’s out distrust of private credit on the way out or the way in to private equity from public markets, we seem to be “push me- pull you”.
“Push me – pull you” in our private markets and our public ones!
I am confronted by four stories on my newsfeed, all of which I know enough about to have a hunch they matter to me, but all of which worry me! Let’s deal with them one at a time. I went to my…
henrytapper.com
January 18, 2026 at 8:41 AM
Reasons to be cheerful : 1-2-3. henrytapper.com/2026/01/18/r... Which begs the question, what can we – in pensions do – to make sure that we do to back “patriotic winners”?

I will give three reasons to be cheerful (1-2-3)
Reasons to be cheerful : 1-2-3.
Here is how Ian Hogarth sums up his argument in the (Sunday) Times. Overall, Britain needs to toughen up, fight its own corner, and be less naive in its dealings with inward investors and rival tec…
henrytapper.com
January 18, 2026 at 7:42 AM
Reasons to be cheerful : 1-2-3. henrytapper.com/2026/01/18/r... Which begs the question, what can we – in pensions do – to make sure that we do to back “patriotic winners”?

I will give three reasons to be cheerful (1-2-3)
Reasons to be cheerful : 1-2-3.
Here is how Ian Hogarth sums up his argument in the (Sunday) Times. Overall, Britain needs to toughen up, fight its own corner, and be less naive in its dealings with inward investors and rival tec…
henrytapper.com
January 18, 2026 at 7:41 AM
Finfluence; a safer way to learn about money? henrytapper.com/2026/01/18/f... There's been a lot of discussion this week about whether we should stop the young from watching things on social media. I wonder if readers aren't prone to spending too much of their time reading a finfluencer.
Finfluence; a safer way to learn about money?
There has been a lot of discussion this week about whether we should stop the young from watching things on social media. I wonder if the readers of this blog are not prone to spending too much of …
henrytapper.com
January 18, 2026 at 6:38 AM
Should we help employees in debt before encouraging saving? henrytapper.com/2026/01/17/s... I don’t have an answer to Timothy Lancaster , but I’d be pleased to hear from readers what they have as a reaction.
Should we help employees in debt before encouraging saving?
I am pleased to have bumped into someone new in the work I’ve been in all my life! Now that’s a new look at an old problem. I don’t have an answer to Timothy Lancaster , but I&#82…
henrytapper.com
January 17, 2026 at 7:30 AM
Can patients become doctors, can savers become actuaries? henrytapper.com/2026/01/17/c... What I am sure of , is that patients will not become doctors, savers will not become actuaries and that responsibility for our health as well as our wealth is in the hands of others.
Can patients become doctors, can savers become actuaries?
People are confused by pension pots Richard has followed MoneyFarm to that conclusion. Most people understand savings and pensions to be different. Most of us think of pensions not as pots but as p…
henrytapper.com
January 17, 2026 at 7:21 AM
The corridor could be your home - don't be shy - we're all in it together! henrytapper.com/2026/01/16/t... We are all in this together and the sooner we recognise it could happen to us or to our closest, the better.
The corridor could be your home – don’t be shy – we’re all in it together!
This is where last Thursday and Friday. I moved slowly down a corridor at Wexham Accident and Emergency unit and would, had after 24 hours I’d been released, have eventually found my way to a…
henrytapper.com
January 16, 2026 at 7:03 AM
A wake up and a shake up for advisers and trustees in their "end game" henrytapper.com/2026/01/16/a... Two amendments are going through the House of Lords, framed by @rosaltmann.bsky.social n . I am proud to have introduced but the hard work has been done by those pictured.
A wake up and a shake up for advisers and trustees in their “end game”
Two amendments are going through the House of Lords, framed by Baroness Altmann of Tottenham. I am proud to have played a part in this work but recognise the bulk of the momentum has been created b…
henrytapper.com
January 16, 2026 at 6:21 AM
Leaseholders are not getting protection and it's not good enough. henrytapper.com/2026/01/16/l... Thanks Harry Scoffin and those you work with at Free Leaseholders.
Leaseholders are not getting protection and it’s not good enough.
Earlier this week I pointed to statistics showing that all over the country, the owners of leasehold properties are finding reselling of their leaseholds harder. Indeed many leaseholders are findin…
henrytapper.com
January 16, 2026 at 5:13 AM
Black Rock's view of the world - streamed this week on the Pension PlayPen henrytapper.com/2026/01/15/b... There is no doubt that the world is fragile and this video is of a web call where the audience were very much in listening mode.
Black Rock’s view of the world – streamed this week on the Pension PlayPen
BlackRock’s take on the world is delivered here by  Antony Manchester A full house as usual to hear the views of one of the world’s financial might’s. You can download the video f…
henrytapper.com
January 15, 2026 at 6:34 AM
"Too tired to work , too poor to retire" - a message to the Pensions Commission. henrytapper.com/2026/01/15/t... When we take the phrase “generous state pensions”, we can still distance Britain (though ours are due to rise as others fall)
“Too tired to work , too poor to retire” – a message to the Pensions Commission.
The Pensions Commission (II) is sitting and will be for the next year. It will be receiving information from a number of sources as it thinks about how to reorganise the financing of Britain’…
henrytapper.com
January 15, 2026 at 6:04 AM
Jesal Mistry leaves L&G for Apollo - what's going on in DC investment? henrytapper.com/2026/01/14/j... Get back in touch Mr Jesal Mistry! We want to know what you and Mr Jeff Sayers are up to! Britain needs an enhancement in its DC - whether collective or retail investment!
Jesal Mistry leaves L&G for Apollo – what’s going on in DC investment?
I am confused about Apollo’s intentions in investing in the UK DC Market. I am confused by L&G’s top DC investment person is finding a new home with them! Corporate Adviser make thi…
henrytapper.com
January 14, 2026 at 8:03 AM
What are our Lords up to with "Pension Schemes" this week? henrytapper.com/2026/01/14/w... The amendments that Ros wants to discuss gestated on this blog, in our Pension PlayPen debates and in the work of the many who contribute to the gestation of good pension policy in Britain this parliament.
What are our Lords up to with “Pension Schemes” this week?
This from the “on the money” Pension Age which keeps us up to date with the Pension discussions. Peers query mandation and LGPS powers as Pension Schemes Bill enters HoL committee stage…
henrytapper.com
January 14, 2026 at 7:07 AM
Us older folk don't want the world (or even Greenland). henrytapper.com/2026/01/14/u... "A triple lock and a free bus pass are very little for older Brits to ask for in a world where one septuagenarian American is demanding he should be given Greenland".
Us older folk don’t want the world (or even Greenland).
Thanks to Jonathan Guthrie for lighting up a wet and windy January morning when the thought of a self-assessment hangs over me and I suspect many other older folk. Here is a ray of light! I am not …
henrytapper.com
January 14, 2026 at 6:59 AM
Why do people move or stay put? Hamptons know more than most. henrytapper.com/2026/01/13/w... In some cases, even owners who bought a decade ago still face getting back less than they paid – something that would have been almost unthinkable in the heady days of 2015. And for many, the sums are tight
Why do people move or stay put? Hamptons know more than most.
Upward house price growth in London is no longer the one-way bet it once seemed. Hamptons’ analysis of Land Registry data, which compares the price homeowners paid for their property with the…
henrytapper.com
January 13, 2026 at 4:35 PM
We did as we were told, not as we chose; VFM for workplace pensions. henrytapper.com/2026/01/13/w... To suppose the reality of saving is going to be decided by a four-shade rating flies in the face of reality. Workplace pension saving is ruled by regulators and providers and by payroll!
We did as we were told, not as we chose; VFM for workplace pensions.
I cannot understand who a value for money assessment is for if it is not for the regulator. Who takes choices on the provider of workplace pensions if no choice needs to be made? The vast majority …
henrytapper.com
January 13, 2026 at 7:41 AM
Anthony Manchester; Global Policy as seen by BlackRock'; 10.30 today henrytapper.com/2026/01/13/a... Antony has been with BlackRock since 2017 and previous roles have included City of London Corporation, and the Foreign & Commonwealth Office.
Anthony Manchester; Global Policy as seen by BlackRock’; 10.30 today
Coffee Morning – In conversation with BlackRock’s Antony Manchester  Attending CPD included You are cordially invited to join us for our next Coffee Morning event in which BlackRock&#82…
henrytapper.com
January 13, 2026 at 7:32 AM