LA Gardner
@lafg46.bsky.social
Reposted by LA Gardner
FLASHBACK: I haven't had a chance to chime in on either the Senate CR vote *or* Trump's "HSA's for All!" idiocy yet, so in the meantime here's something I wrote 8 years ago about what I *think* GOP Sen. Cassidy has in mind as a "solution" to the tax credit crisis:
acasignups.net/17/07/06/upd...
acasignups.net/17/07/06/upd...
UPDATE: Ted Cruz comes up with the stupidest BCRAP imaginable.
So the Big News this week is that Ted Cruz has come up with what he thinks is a brilliant solution to the GOP Senate's BCRAP problem: His proposal, which he’s circulating to his colleagues on typed ha...
acasignups.net
November 12, 2025 at 5:14 PM
FLASHBACK: I haven't had a chance to chime in on either the Senate CR vote *or* Trump's "HSA's for All!" idiocy yet, so in the meantime here's something I wrote 8 years ago about what I *think* GOP Sen. Cassidy has in mind as a "solution" to the tax credit crisis:
acasignups.net/17/07/06/upd...
acasignups.net/17/07/06/upd...
Reposted by LA Gardner
Trump, who rushed to the Supreme Court on Friday, is hellbent in his refusal to bring much-needed aid to the country's neediest.
Trump's war on the hungry continues with Supreme Court win
The pause allows, for now, the president to keep using hungry Americans as a political weapon.
www.motherjones.com
November 8, 2025 at 8:30 PM
Trump, who rushed to the Supreme Court on Friday, is hellbent in his refusal to bring much-needed aid to the country's neediest.
Reposted by LA Gardner
Oh yeah…there’s also this.
HSA funds are used to pay for *deductibles, co-pays & coinsurance*, not the premiums. You’d still need the insurance policy.
“None of the Republican senators seemed to grapple with the fact that consumers would still need to buy plans from the same insurance companies.”
HSA funds are used to pay for *deductibles, co-pays & coinsurance*, not the premiums. You’d still need the insurance policy.
“None of the Republican senators seemed to grapple with the fact that consumers would still need to buy plans from the same insurance companies.”
November 8, 2025 at 10:49 PM
Oh yeah…there’s also this.
HSA funds are used to pay for *deductibles, co-pays & coinsurance*, not the premiums. You’d still need the insurance policy.
“None of the Republican senators seemed to grapple with the fact that consumers would still need to buy plans from the same insurance companies.”
HSA funds are used to pay for *deductibles, co-pays & coinsurance*, not the premiums. You’d still need the insurance policy.
“None of the Republican senators seemed to grapple with the fact that consumers would still need to buy plans from the same insurance companies.”
Reposted by LA Gardner
And of course neither Trump nor any other Republican seems to have a problem with us OVERPAYING the SAME INSURANCE CARRIERS HUNDREDS OF BILLIONS OF DOLLARS for Medicare Advantage…
www.americanprogress.org/article/endi...
www.americanprogress.org/article/endi...
Ending Overpayment in Medicare Advantage
A new Center for American Progress analysis finds that Medicare Advantage (MA) plans are overpaid by 22 to 39 percent; savings from curbing MA overpayments should be used to improve the Medicare progr...
www.americanprogress.org
November 8, 2025 at 10:56 PM
And of course neither Trump nor any other Republican seems to have a problem with us OVERPAYING the SAME INSURANCE CARRIERS HUNDREDS OF BILLIONS OF DOLLARS for Medicare Advantage…
www.americanprogress.org/article/endi...
www.americanprogress.org/article/endi...
Reposted by LA Gardner
📣 Now it's time to focus on the 2026 Midterm Main Event!
I'll be filling in competitive #TEXAS districts soon; for now you can help TX Senate Dems, TX House Dems & the TX Democratic Party.
Donate today! #Blue26
secure.actblue.com/donate/txblu...
I'll be filling in competitive #TEXAS districts soon; for now you can help TX Senate Dems, TX House Dems & the TX Democratic Party.
Donate today! #Blue26
secure.actblue.com/donate/txblu...
Chip in!
Show your support with a contribution.
secure.actblue.com
November 7, 2025 at 10:12 PM
📣 Now it's time to focus on the 2026 Midterm Main Event!
I'll be filling in competitive #TEXAS districts soon; for now you can help TX Senate Dems, TX House Dems & the TX Democratic Party.
Donate today! #Blue26
secure.actblue.com/donate/txblu...
I'll be filling in competitive #TEXAS districts soon; for now you can help TX Senate Dems, TX House Dems & the TX Democratic Party.
Donate today! #Blue26
secure.actblue.com/donate/txblu...
Reposted by LA Gardner
Awesome!
This is why I always advise SHOPPING AROUND on the ACA exchange even if you don’t think there’s a better value available!
This is why I always advise SHOPPING AROUND on the ACA exchange even if you don’t think there’s a better value available!
After reading it, I went to my exchange here in CO and learned that I can get a GOLD plan, with better coverage AND a lower premium vs a SILVER plan. Would have never looked at a gold plan w/o reading your piece. TY!
November 8, 2025 at 12:25 AM
Awesome!
This is why I always advise SHOPPING AROUND on the ACA exchange even if you don’t think there’s a better value available!
This is why I always advise SHOPPING AROUND on the ACA exchange even if you don’t think there’s a better value available!
Reposted by LA Gardner
That header is something else.
November 7, 2025 at 1:05 PM
That header is something else.
Shopping hard for 2026 b/c nightmare increase in FL premiums combined with gutting APTC in Big B Bill. Time to reacquaint (or acquaint) myself w/wonkiest aspects of ACA markets means turning to @charlesgaba.com & @kff.org
Excellent starting point:
acasignups.net/25/11/06/pre...
Excellent starting point:
acasignups.net/25/11/06/pre...
Premium Alignment, or how a dozen states are quietly providing ACA enrollees w/better options even in the face of expiring tax credits
I've written multiple times in the past about "Silver Loading," the ACA health insurance policy pricing strategy in which insurance carriers load the extra cost of their Cost Sharing Reduction financi...
acasignups.net
November 7, 2025 at 11:41 AM
Shopping hard for 2026 b/c nightmare increase in FL premiums combined with gutting APTC in Big B Bill. Time to reacquaint (or acquaint) myself w/wonkiest aspects of ACA markets means turning to @charlesgaba.com & @kff.org
Excellent starting point:
acasignups.net/25/11/06/pre...
Excellent starting point:
acasignups.net/25/11/06/pre...
Reposted by LA Gardner
📣 Now it's time to focus on the 2026 Midterm Main Event!
I'll be filling in competitive #WISCONSIN districts soon; for now you can help WI Senate Dems, WI Assembly Dems & the WI Democratic Party.
Donate today! #Blue26
secure.actblue.com/donate/wiblu...
I'll be filling in competitive #WISCONSIN districts soon; for now you can help WI Senate Dems, WI Assembly Dems & the WI Democratic Party.
Donate today! #Blue26
secure.actblue.com/donate/wiblu...
Chip in!
Show your support with a contribution.
secure.actblue.com
November 6, 2025 at 10:22 PM
📣 Now it's time to focus on the 2026 Midterm Main Event!
I'll be filling in competitive #WISCONSIN districts soon; for now you can help WI Senate Dems, WI Assembly Dems & the WI Democratic Party.
Donate today! #Blue26
secure.actblue.com/donate/wiblu...
I'll be filling in competitive #WISCONSIN districts soon; for now you can help WI Senate Dems, WI Assembly Dems & the WI Democratic Party.
Donate today! #Blue26
secure.actblue.com/donate/wiblu...
Reposted by LA Gardner
Good morning.
People aren’t as dumb as Trump thinks.
They know he’s busy doing ego stroking world tours and building his ballroom. Everything but trying to end the shutdown.
He could open the government tomorrow if he put in any energy at all.
People aren’t as dumb as Trump thinks.
They know he’s busy doing ego stroking world tours and building his ballroom. Everything but trying to end the shutdown.
He could open the government tomorrow if he put in any energy at all.
November 3, 2025 at 1:44 PM
Good morning.
People aren’t as dumb as Trump thinks.
They know he’s busy doing ego stroking world tours and building his ballroom. Everything but trying to end the shutdown.
He could open the government tomorrow if he put in any energy at all.
People aren’t as dumb as Trump thinks.
They know he’s busy doing ego stroking world tours and building his ballroom. Everything but trying to end the shutdown.
He could open the government tomorrow if he put in any energy at all.
Reposted by LA Gardner
Try up to 40% in FL-27.
Of the TOTAL population.
Of the TOTAL population.
No place in the country will feel more pain from Trump’s premium increases than Florida. In many parts of the state, 20% of families get their health care from the ACA. The stories were gut wrenching.
Senate Democrats head to Trump’s ‘backyard’ to press him on Obamacare
November 4, 2025 at 1:06 AM
Try up to 40% in FL-27.
Of the TOTAL population.
Of the TOTAL population.
Reposted by LA Gardner
The shutdown is fun for Trump because he gets to throw lavish Gatsby-themed parties for his millionaire friends AND invent new and innovative ways to hurt poor people.
November 3, 2025 at 1:45 PM
The shutdown is fun for Trump because he gets to throw lavish Gatsby-themed parties for his millionaire friends AND invent new and innovative ways to hurt poor people.
Reposted by LA Gardner
Donald Trump is trying to bully us into silence. He’s abusing his power to create a censorship state.
But tomorrow voters in New Jersey, Virginia and all across the nation will show up and make clear - we will not be ruled. The people are still in charge.
But tomorrow voters in New Jersey, Virginia and all across the nation will show up and make clear - we will not be ruled. The people are still in charge.
November 3, 2025 at 4:06 PM
Donald Trump is trying to bully us into silence. He’s abusing his power to create a censorship state.
But tomorrow voters in New Jersey, Virginia and all across the nation will show up and make clear - we will not be ruled. The people are still in charge.
But tomorrow voters in New Jersey, Virginia and all across the nation will show up and make clear - we will not be ruled. The people are still in charge.
Reposted by LA Gardner
Remembering the late Actor, Jeremy Brett (3 November 1933 – 12 September 1995)
November 3, 2025 at 5:49 AM
Remembering the late Actor, Jeremy Brett (3 November 1933 – 12 September 1995)
Reposted by LA Gardner
None of this matters if there is no language that forces the executive to administer the budget as written by Congress
November 4, 2025 at 12:48 AM
Reposted by LA Gardner
Senate Democrats head to Trump’s ‘backyard’ to press him on Obamacare
Senate Democrats head to Trump’s ‘backyard’ to press him on Obamacare
Democratic Sens. Elizabeth Warren, Chris Murphy and Tina Smith traveled to Miami to hear from people who will see higher prices in the Affordable Care Act exchanges.
dlvr.it
November 3, 2025 at 10:29 PM
Senate Democrats head to Trump’s ‘backyard’ to press him on Obamacare
Reposted by LA Gardner
No place in the country will feel more pain from Trump’s premium increases than Florida. In many parts of the state, 20% of families get their health care from the ACA. The stories were gut wrenching.
Senate Democrats head to Trump’s ‘backyard’ to press him on Obamacare
Senate Democrats head to Trump’s ‘backyard’ to press him on Obamacare
Democratic Sens. Elizabeth Warren, Chris Murphy and Tina Smith traveled to Miami to hear from people who will see higher prices in the Affordable Care Act exchanges.
dlvr.it
November 4, 2025 at 12:45 AM
No place in the country will feel more pain from Trump’s premium increases than Florida. In many parts of the state, 20% of families get their health care from the ACA. The stories were gut wrenching.
Reposted by LA Gardner
📣 1 DAY TO GO.
I've also created a SECOND NJ page focusing on the REDDEST districts in the state.
Most of these Dems likely won't win, but funding them means they can run competitive races & force NJ Republicans to defend "safe" turf. Donate today! #Blue25
secure.actblue.com/donate/njval...
I've also created a SECOND NJ page focusing on the REDDEST districts in the state.
Most of these Dems likely won't win, but funding them means they can run competitive races & force NJ Republicans to defend "safe" turf. Donate today! #Blue25
secure.actblue.com/donate/njval...
Chip in!
Show your support with a contribution.
secure.actblue.com
November 3, 2025 at 9:03 PM
📣 1 DAY TO GO.
I've also created a SECOND NJ page focusing on the REDDEST districts in the state.
Most of these Dems likely won't win, but funding them means they can run competitive races & force NJ Republicans to defend "safe" turf. Donate today! #Blue25
secure.actblue.com/donate/njval...
I've also created a SECOND NJ page focusing on the REDDEST districts in the state.
Most of these Dems likely won't win, but funding them means they can run competitive races & force NJ Republicans to defend "safe" turf. Donate today! #Blue25
secure.actblue.com/donate/njval...
Reposted by LA Gardner
🚨 AT LAST: My *FINAL* breakout of avg. UNSUBSIDIZED 2026 #ACA premiums.
This includes the final, *official* filing decisions for every state.
Nationally, *full-price* ACA rates are going up 25.5% on average, from $619/mo to $777/mo.
acasignups.net/rate_changes...
This includes the final, *official* filing decisions for every state.
Nationally, *full-price* ACA rates are going up 25.5% on average, from $619/mo to $777/mo.
acasignups.net/rate_changes...
2026 Rate Change Project
Every year, I spend months painstakingly tracking every insurance carrier rate filing (nearly 400 for 2025!) for the following year to determine just how much average insurance policy premiums on the ...
acasignups.net
November 2, 2025 at 8:43 PM
🚨 AT LAST: My *FINAL* breakout of avg. UNSUBSIDIZED 2026 #ACA premiums.
This includes the final, *official* filing decisions for every state.
Nationally, *full-price* ACA rates are going up 25.5% on average, from $619/mo to $777/mo.
acasignups.net/rate_changes...
This includes the final, *official* filing decisions for every state.
Nationally, *full-price* ACA rates are going up 25.5% on average, from $619/mo to $777/mo.
acasignups.net/rate_changes...
Reposted by LA Gardner
📣 By request, I've added HIGH-DEF PDF versions of my healthcare pie charts for the FIRST HALF of the House districts in #FLORIDA!
Scroll past the web version to download; suitable for printing to a 24" x 36" poster board for your next town hall or #HandsOff protest!
acasignups.net/cd-pie-chart...
Scroll past the web version to download; suitable for printing to a 24" x 36" poster board for your next town hall or #HandsOff protest!
acasignups.net/cd-pie-chart...
House District Enrollment: Florida (01 - 14) (now w/high-res PDFs!)
Over the past couple of months I've compiled a master spreadsheet breaking out enrollment in ACA plans (Qualified Health Plans & Basic Health Plans), Medicaid/CHIP coverage (both traditional & via ACA...
acasignups.net
April 21, 2025 at 1:37 PM
📣 By request, I've added HIGH-DEF PDF versions of my healthcare pie charts for the FIRST HALF of the House districts in #FLORIDA!
Scroll past the web version to download; suitable for printing to a 24" x 36" poster board for your next town hall or #HandsOff protest!
acasignups.net/cd-pie-chart...
Scroll past the web version to download; suitable for printing to a 24" x 36" poster board for your next town hall or #HandsOff protest!
acasignups.net/cd-pie-chart...
Reposted by LA Gardner
Texas ended up not being quite as bad as I thought in my prior estimates...although it's still pretty bad.
Use my enrollment guide to help mitigate the damage:
acasignups.net/25/10/31/slo...
Use my enrollment guide to help mitigate the damage:
acasignups.net/25/10/31/slo...
November 2, 2025 at 3:59 PM
Texas ended up not being quite as bad as I thought in my prior estimates...although it's still pretty bad.
Use my enrollment guide to help mitigate the damage:
acasignups.net/25/10/31/slo...
Use my enrollment guide to help mitigate the damage:
acasignups.net/25/10/31/slo...
Reposted by LA Gardner
I think we are going to have to start calling any Karen a Pam.
October 8, 2025 at 7:06 AM
I think we are going to have to start calling any Karen a Pam.
Reposted by LA Gardner
🚨 #Pennsylvania Republicans are pulling out all the stops to remove 3 Democratic State Supreme Court Justices this year!
27 DAYS TO GO. Help keep them on the bench.
There's also seats up in #WI & #NC next year. Donate today!
secure.actblue.com/donate/state...
27 DAYS TO GO. Help keep them on the bench.
There's also seats up in #WI & #NC next year. Donate today!
secure.actblue.com/donate/state...
Chip in!
Show your support with a contribution.
secure.actblue.com
October 8, 2025 at 7:32 PM
🚨 #Pennsylvania Republicans are pulling out all the stops to remove 3 Democratic State Supreme Court Justices this year!
27 DAYS TO GO. Help keep them on the bench.
There's also seats up in #WI & #NC next year. Donate today!
secure.actblue.com/donate/state...
27 DAYS TO GO. Help keep them on the bench.
There's also seats up in #WI & #NC next year. Donate today!
secure.actblue.com/donate/state...