Erin Witte
@erinwitte-cfa.bsky.social
Mom, partner, dog mom. Likes consumers, hates injustice. Pronounced “witty.”
Reposted by Erin Witte
In response to a petition from us and @consumerfed.bsky.social, the FTC is reopening the previously vacated Lina Khan-era Click to Cancel rule.
This is a major step in ending subscription traps and saving consumers time and money.
This is a major step in ending subscription traps and saving consumers time and money.
December 10, 2025 at 3:34 PM
In response to a petition from us and @consumerfed.bsky.social, the FTC is reopening the previously vacated Lina Khan-era Click to Cancel rule.
This is a major step in ending subscription traps and saving consumers time and money.
This is a major step in ending subscription traps and saving consumers time and money.
Reposted by Erin Witte
The report found that annual car #repossessions and loan default rates are at their highest since the years during and immediately after the #GreatRecession
@erinwitte-cfa.bsky.social
www.miamiherald.com/news/busines...
@erinwitte-cfa.bsky.social
www.miamiherald.com/news/busines...
With surging auto debt and repos across US, car-dependent Miami feels the pain
Soaring car prices, predatory loans and stagnant wages are pushing Americans into record levels of auto debt.
www.miamiherald.com
December 9, 2025 at 1:55 PM
The report found that annual car #repossessions and loan default rates are at their highest since the years during and immediately after the #GreatRecession
@erinwitte-cfa.bsky.social
www.miamiherald.com/news/busines...
@erinwitte-cfa.bsky.social
www.miamiherald.com/news/busines...
Congress designed the FTC as an independent commission to resist political pressure. That’s not a bug—it’s a critical feature. SCOTUS must reject Trump’s illegal attempts to undo a century of law and protect the FTC. @consumerfed.bsky.social
December 8, 2025 at 6:07 PM
Congress designed the FTC as an independent commission to resist political pressure. That’s not a bug—it’s a critical feature. SCOTUS must reject Trump’s illegal attempts to undo a century of law and protect the FTC. @consumerfed.bsky.social
Tell your state to end subscription traps (and check out our website!)
Proud to announce the launch of EndSubscriptionTraps.com, a powerful new digital campaign designed to spotlight and end deceptive #subscription practices through #legislation
@erinwitte-cfa.bsky.social
@econliberties.bsky.social
Center for Law & Economic Justice at UC Berkeley #ClicktoCancel
@erinwitte-cfa.bsky.social
@econliberties.bsky.social
Center for Law & Economic Justice at UC Berkeley #ClicktoCancel
November 3, 2025 at 9:14 PM
Tell your state to end subscription traps (and check out our website!)
Reposted by Erin Witte
An estimated 1.73 million vehicles were repossessed last year, the most since 2009.
October 30, 2025 at 5:47 PM
An estimated 1.73 million vehicles were repossessed last year, the most since 2009.
Reposted by Erin Witte
“It’s #customer disservice at this point,” said @erinwitte-cfa.bsky.social, director of consumer protection.
For some #companies, bad service is by design. @marketplace.org
For some #companies, bad service is by design. @marketplace.org
Why does it feel like customer service is on the decline?
For some companies, bad service is by design.
www.marketplace.org
October 21, 2025 at 1:02 PM
“It’s #customer disservice at this point,” said @erinwitte-cfa.bsky.social, director of consumer protection.
For some #companies, bad service is by design. @marketplace.org
For some #companies, bad service is by design. @marketplace.org
Reposted by Erin Witte
“The FCC is obligated by Congress & the American people, to reduce unwanted robocalls and telemarketing,” said Margot Saunders, senior attorney @nclc4consumers.bsky.social “This proposed rulemaking falls woefully short of that obligation." #EndRobocalls #ProtectConsumers www.nclc.org/fcc-proposal...
FCC Proposal Could Unleash Unstoppable Robocalls
Advocates urge Commission to rethink proposal to delete important protections for consumers and small business owners
www.nclc.org
October 16, 2025 at 8:55 PM
“The FCC is obligated by Congress & the American people, to reduce unwanted robocalls and telemarketing,” said Margot Saunders, senior attorney @nclc4consumers.bsky.social “This proposed rulemaking falls woefully short of that obligation." #EndRobocalls #ProtectConsumers www.nclc.org/fcc-proposal...
Reposted by Erin Witte
#California! Good news for car buyers. @governor.ca.gov just signed the Combating Auto Retail Scams Act, to make buying cars more affordable & less risky. Imagine having 3 days to return a used car for ANY reason, for a refund. Game changer! @consumerfed.bsky.social www.gov.ca.gov/2025/10/06/g...
Governor Newsom signs new laws to help reduce costs for families | Governor of California
www.gov.ca.gov
October 7, 2025 at 3:11 AM
#California! Good news for car buyers. @governor.ca.gov just signed the Combating Auto Retail Scams Act, to make buying cars more affordable & less risky. Imagine having 3 days to return a used car for ANY reason, for a refund. Game changer! @consumerfed.bsky.social www.gov.ca.gov/2025/10/06/g...
Reposted by Erin Witte
TY @erinwitte-cfa.bsky.social @chuckbell.bsky.social @nationalconsumers.bsky.social @nclc4consumers.bsky.social @consumercal.bsky.social @consumerfed.bsky.social @weareunidosus.bsky.social @consumeradvocates.bsky.social for supporting passage of #SB766. @governor.ca.gov pls sign #SB766 into law
BRAVO Senator Ben Allen for championing the CA CARS Act including a 3-day cooling off period for used car buyers. Imagine getting a refund for any reason after having time to read paperwork & get the car inspected. Game changer! @governor.ca.gov Pls sign #SB766
www.youtube.com/watch?v=egWo...
www.youtube.com/watch?v=egWo...
CA Combating Auto Retail Scams (CARS) Act, SB 766 author Sen. Ben Allen responds to Sen. Brian Jones
YouTube video by carconsumers
www.youtube.com
September 19, 2025 at 7:59 PM
California is poised to save car buyers over $234 million and 8.5 million hours by making car dealers tell them the price up front. 🚗
KUDOS to @benallenca.bsky.social, @autosafety4all.bsky.social and @saalevine.bsky.social for getting this to @governor.ca.gov’s desk.
KUDOS to @benallenca.bsky.social, @autosafety4all.bsky.social and @saalevine.bsky.social for getting this to @governor.ca.gov’s desk.
September 11, 2025 at 7:30 PM
California is poised to save car buyers over $234 million and 8.5 million hours by making car dealers tell them the price up front. 🚗
KUDOS to @benallenca.bsky.social, @autosafety4all.bsky.social and @saalevine.bsky.social for getting this to @governor.ca.gov’s desk.
KUDOS to @benallenca.bsky.social, @autosafety4all.bsky.social and @saalevine.bsky.social for getting this to @governor.ca.gov’s desk.
Buying a car should open doors for people, not send them into a debt spiral.
Families are drowning in car debt, the FTC abandoned the CARS rule and the CFPB is pardoning predatory auto lenders.
Check out our new report - Driven to Default. consumerfed.org/reports/driv...
Families are drowning in car debt, the FTC abandoned the CARS rule and the CFPB is pardoning predatory auto lenders.
Check out our new report - Driven to Default. consumerfed.org/reports/driv...
Driven to Default: The Economy-Wide Risks of Rising Auto Loan Delinquencies · Consumer Federation of America
Auto finance is at a breaking point, as Americans owe over $1.66 trillion in auto debt. Delinquencies, defaults, and repossessions have shot up in recent years and look alarmingly similar to trends th...
consumerfed.org
September 10, 2025 at 1:55 PM
Buying a car should open doors for people, not send them into a debt spiral.
Families are drowning in car debt, the FTC abandoned the CARS rule and the CFPB is pardoning predatory auto lenders.
Check out our new report - Driven to Default. consumerfed.org/reports/driv...
Families are drowning in car debt, the FTC abandoned the CARS rule and the CFPB is pardoning predatory auto lenders.
Check out our new report - Driven to Default. consumerfed.org/reports/driv...
Reposted by Erin Witte
Auto related #CFPB complaints are at an all-time high. So why is the #Trump CFPB proposing to reduce the number of supervised #AutoLenders by 90% ?
New blog by @erinwitte-cfa.bsky.social
New blog by @erinwitte-cfa.bsky.social
Driving Oversight: Why the CFPB’s Supervision of Auto Finance Matters · Consumer Federation of America
Advance Notice of Proposed Rulemaking published by the CFPB on August 7 seeks to shrink the Bureau’s nonbank larger participant auto lending supervision jurisdiction to as few as five lenders. This co...
consumerfed.org
August 29, 2025 at 12:30 PM
Auto related #CFPB complaints are at an all-time high. So why is the #Trump CFPB proposing to reduce the number of supervised #AutoLenders by 90% ?
New blog by @erinwitte-cfa.bsky.social
New blog by @erinwitte-cfa.bsky.social
The first attempt by Vought’s CFPB to explain their decision to take $3 billion away from Americans and give it back to lawbreaking corporations is a pitiful one.
Guess they are finally feeling the heat from the constant bad press.
www.usnews.com/banking/arti...
Guess they are finally feeling the heat from the constant bad press.
www.usnews.com/banking/arti...
www.usnews.com
August 27, 2025 at 7:56 PM
The first attempt by Vought’s CFPB to explain their decision to take $3 billion away from Americans and give it back to lawbreaking corporations is a pitiful one.
Guess they are finally feeling the heat from the constant bad press.
www.usnews.com/banking/arti...
Guess they are finally feeling the heat from the constant bad press.
www.usnews.com/banking/arti...
And 14% said they are using buy-now-pay-later to pay for their groceries!
New polling shows that 53% of Americans consider the price of groceries to be a major source of stress.
www.axios.com/2025/08/04/g...
www.axios.com/2025/08/04/g...
Most U.S. adults stressed by grocery costs: poll
Just 14% said the price of groceries was not a source of stress.
www.axios.com
August 5, 2025 at 5:45 PM
And 14% said they are using buy-now-pay-later to pay for their groceries!
Reposted by Erin Witte
A federal court has blocked the #FTC #ClicktoCancel rule. Consumer advocates like @erinwitte-cfa.bsky.social say the policy was meant to prevent manipulative #cancellation processes.
Full Video Here: youtu.be/bKJ6GQi4RFg
Full Video Here: youtu.be/bKJ6GQi4RFg
July 24, 2025 at 12:12 PM
A federal court has blocked the #FTC #ClicktoCancel rule. Consumer advocates like @erinwitte-cfa.bsky.social say the policy was meant to prevent manipulative #cancellation processes.
Full Video Here: youtu.be/bKJ6GQi4RFg
Full Video Here: youtu.be/bKJ6GQi4RFg
Reposted by Erin Witte
Top CEOs now make an average of 285x what workers make, according to a new report from the @aflcio.org.
aflcio.org/paywatch
aflcio.org/paywatch
aflcio.org
July 23, 2025 at 2:45 PM
Top CEOs now make an average of 285x what workers make, according to a new report from the @aflcio.org.
aflcio.org/paywatch
aflcio.org/paywatch
Reposted by Erin Witte
“The #ClicktoCancel Rule was a straightforward, common-sense approach that gave Americans the power to break up with their #subscriptions," said @erinwitte-cfa.bsky.social . The court's decision was "yet another handout to the #corporations. #FTC
A court just canceled 'click to cancel.' How the ruling affects you.
A federal appeals court blocked a FTC rule that would have forced businesses to make it easier to cancel unwanted subscriptions and memberships.
www.usatoday.com
July 10, 2025 at 7:26 PM
“The #ClicktoCancel Rule was a straightforward, common-sense approach that gave Americans the power to break up with their #subscriptions," said @erinwitte-cfa.bsky.social . The court's decision was "yet another handout to the #corporations. #FTC
Reposted by Erin Witte
There's a reason why you feel frustrated by buying airline tickets.
“The airline industry is really the pioneer of some of the most ruthless and deceptive pricing practices. It’s not surprising that people feel really powerless and frustrated when they’re purchasing airline tickets.”
“The airline industry is really the pioneer of some of the most ruthless and deceptive pricing practices. It’s not surprising that people feel really powerless and frustrated when they’re purchasing airline tickets.”
Round-trip vs one-way: Which airfare trick really saves you money? | Cruising Altitude
Airline pricing can be unpredictable, but here's what to know about one commonly-discussed "hack."
www.usatoday.com
July 9, 2025 at 3:48 PM
There's a reason why you feel frustrated by buying airline tickets.
“The airline industry is really the pioneer of some of the most ruthless and deceptive pricing practices. It’s not surprising that people feel really powerless and frustrated when they’re purchasing airline tickets.”
“The airline industry is really the pioneer of some of the most ruthless and deceptive pricing practices. It’s not surprising that people feel really powerless and frustrated when they’re purchasing airline tickets.”
Apparently hearing from 16,000 actual people about their subscription traps was NOT sufficient, because the corporations
who profit from subscription traps didn’t get enough chances to say how much they didn’t want to stop subscription trapping.
Airtight American logic from the 8th Circuit.
who profit from subscription traps didn’t get enough chances to say how much they didn’t want to stop subscription trapping.
Airtight American logic from the 8th Circuit.
There's something poetic in procedural bureaucracy swallowing up a rule designed to end consumer bureaucracy.
www.theguardian.com/us-news/2025...
www.theguardian.com/us-news/2025...
US court strikes down ‘click-to-cancel’ rule designed to make unsubscribing easier
Rule would have kept businesses from forcing customers through lengthy chats or other barriers to cancellation
www.theguardian.com
July 9, 2025 at 1:14 AM
Apparently hearing from 16,000 actual people about their subscription traps was NOT sufficient, because the corporations
who profit from subscription traps didn’t get enough chances to say how much they didn’t want to stop subscription trapping.
Airtight American logic from the 8th Circuit.
who profit from subscription traps didn’t get enough chances to say how much they didn’t want to stop subscription trapping.
Airtight American logic from the 8th Circuit.
Reposted by Erin Witte
Folks, Navy Federal Credit Union will no longer have to refund $80M to servicemembers illegally charged overdraft fees after the Trump Admin dismissed a case brought by the CFPB, under the Biden Admin, to protect military members.
apnews.com/article/navy...
apnews.com/article/navy...
Consumer Financial Protection Bureau dismisses $95M overdraft case vs. Navy Federal Credit Union
The Consumer Financial Protection Bureau, led by President Trump’s administration, has dropped a case against Navy Federal Credit Union.
apnews.com
July 2, 2025 at 3:58 PM
Folks, Navy Federal Credit Union will no longer have to refund $80M to servicemembers illegally charged overdraft fees after the Trump Admin dismissed a case brought by the CFPB, under the Biden Admin, to protect military members.
apnews.com/article/navy...
apnews.com/article/navy...
Reposted by Erin Witte
“These retreats are gifts to predatory lenders and would-be fraudsters,” said @erinwitte-cfa.bsky.social. “They are being told over and over that they can keep on doing what they are doing.” #CFPB @washingtonpost.com
Government drops cases against ‘predatory’ financial firms
The Consumer Financial Protection Bureau has dropped 18 enforcement lawsuits against firms accused of abusive or deceptive tactics.
www.washingtonpost.com
June 20, 2025 at 12:36 PM
“These retreats are gifts to predatory lenders and would-be fraudsters,” said @erinwitte-cfa.bsky.social. “They are being told over and over that they can keep on doing what they are doing.” #CFPB @washingtonpost.com
Reposted by Erin Witte
A number of provisions have been thrown out of the Big Beautiful Bill because of violations of the Byrd rule.
This includes pretty much all the Banking Committee provisions, including the defunding of the Consumer Financial Protection Bureau and the Office of Financial Research.
All these are gone:
This includes pretty much all the Banking Committee provisions, including the defunding of the Consumer Financial Protection Bureau and the Office of Financial Research.
All these are gone:
June 20, 2025 at 11:09 AM
A number of provisions have been thrown out of the Big Beautiful Bill because of violations of the Byrd rule.
This includes pretty much all the Banking Committee provisions, including the defunding of the Consumer Financial Protection Bureau and the Office of Financial Research.
All these are gone:
This includes pretty much all the Banking Committee provisions, including the defunding of the Consumer Financial Protection Bureau and the Office of Financial Research.
All these are gone:
Reposted by Erin Witte
The correct way to connect the authoritarian presence in LA and the Big Beautiful Bill is that the bill gives the government the resources to do this in dozens of cities at once. So if you don't like what's happening in LA, it's coming to your town if the bill passes.
June 9, 2025 at 5:54 PM
The correct way to connect the authoritarian presence in LA and the Big Beautiful Bill is that the bill gives the government the resources to do this in dozens of cities at once. So if you don't like what's happening in LA, it's coming to your town if the bill passes.
Reposted by Erin Witte
The DOGE-led attacks on the civil service have decimated FOIA offices, severely weakening a key tool that helps the public understand what the federal government is doing.
Public Records Wreckers
The consequences of gutting FOIA offices are both obvious and unknowable.
prospect.org
June 1, 2025 at 2:00 AM
The DOGE-led attacks on the civil service have decimated FOIA offices, severely weakening a key tool that helps the public understand what the federal government is doing.
Most of the Walmart delivery drivers who had to jump through hoops just to get paid were moms with limited income.
Maybe instead of a baby bonus, you could just sue the companies that are stealing wages from moms?
Maybe instead of a baby bonus, you could just sue the companies that are stealing wages from moms?
Another Trump Adm cave-in to Biggest companies as its pro big business/anti consumer CFPB drops this case against Walmart. www.consumerfinance.gov/about-us/new...
CFPB Sues Walmart and Branch Messenger for Illegally Opening Deposit Accounts for More Than One Million Delivery Drivers | Consumer Financial Protection Bureau
Today, the CFPB sued Walmart and Branch Messenger for forcing delivery drivers to use costly deposit accounts to get paid and for deceiving workers— “last mile” drivers in Walmart’s Spark Driver progr...
www.consumerfinance.gov
May 14, 2025 at 1:14 AM
Most of the Walmart delivery drivers who had to jump through hoops just to get paid were moms with limited income.
Maybe instead of a baby bonus, you could just sue the companies that are stealing wages from moms?
Maybe instead of a baby bonus, you could just sue the companies that are stealing wages from moms?