Make the Math Easy
@cohokrum.bsky.social
Lucky Husband & Father. Dog lover. #CFA. Portfolio Manager
Pinned
Make the Math Easy
@cohokrum.bsky.social
· Nov 16
About me - I’m an institutional money manager - bond guy though, so no one wants to talk to me at parties! Simple personal finance stuff everyone can do, but so many people mess it up. Gonna post tips here. I’m not selling anything - just hope this helps some people.
While it’s hard to stay invested when everything feels over valued and expensive, look at the shortish length of time the market is down.
Remember - you have to time when to get out of the market (which is hard and usually wrong).
& just as importantly when to get back IN the market.
Remember - you have to time when to get out of the market (which is hard and usually wrong).
& just as importantly when to get back IN the market.
January 27, 2025 at 2:42 AM
While it’s hard to stay invested when everything feels over valued and expensive, look at the shortish length of time the market is down.
Remember - you have to time when to get out of the market (which is hard and usually wrong).
& just as importantly when to get back IN the market.
Remember - you have to time when to get out of the market (which is hard and usually wrong).
& just as importantly when to get back IN the market.
This made me laugh. Found it on twitter but not attributed so apologies for not giving appropriate credit.
January 27, 2025 at 2:31 AM
This made me laugh. Found it on twitter but not attributed so apologies for not giving appropriate credit.
Reposted by Make the Math Easy
brilliant anglerfish street art in bergen, norway
January 23, 2025 at 2:43 PM
brilliant anglerfish street art in bergen, norway
ATM fees are a killer. You should always think about what % they are taking out of your cash ($5 on $50 is 10%!) and be as proactive as possible to avoid those fees. My son is just out of college and I calculated he spent $150 (that he doesn’t have) on ATM fees over the last 3 months. Brutal.
January 6, 2025 at 7:27 PM
ATM fees are a killer. You should always think about what % they are taking out of your cash ($5 on $50 is 10%!) and be as proactive as possible to avoid those fees. My son is just out of college and I calculated he spent $150 (that he doesn’t have) on ATM fees over the last 3 months. Brutal.
Lot of couch available but the pack likes to be together!
January 5, 2025 at 4:33 AM
Lot of couch available but the pack likes to be together!
Beautiful hawk in our tree out front
January 4, 2025 at 11:32 PM
Beautiful hawk in our tree out front
Cleaning for a party makes her nervous.
December 31, 2024 at 2:38 AM
Cleaning for a party makes her nervous.
Waiting for Santa yesterday.
December 26, 2024 at 1:22 PM
Waiting for Santa yesterday.
@ianbremmer.com
@andrewsorkin.bsky.social
@nicktimiraos.bsky.social
@mcuban.bsky.social
@julliettekayyem.bsky.social
Based on my understanding of economics, I’ve been somewhat horrified & perplexed at Trump’s tariff plans. I fully understand he doesn’t actually understand economics (as evidenced
@andrewsorkin.bsky.social
@nicktimiraos.bsky.social
@mcuban.bsky.social
@julliettekayyem.bsky.social
Based on my understanding of economics, I’ve been somewhat horrified & perplexed at Trump’s tariff plans. I fully understand he doesn’t actually understand economics (as evidenced
December 18, 2024 at 8:18 PM
@ianbremmer.com
@andrewsorkin.bsky.social
@nicktimiraos.bsky.social
@mcuban.bsky.social
@julliettekayyem.bsky.social
Based on my understanding of economics, I’ve been somewhat horrified & perplexed at Trump’s tariff plans. I fully understand he doesn’t actually understand economics (as evidenced
@andrewsorkin.bsky.social
@nicktimiraos.bsky.social
@mcuban.bsky.social
@julliettekayyem.bsky.social
Based on my understanding of economics, I’ve been somewhat horrified & perplexed at Trump’s tariff plans. I fully understand he doesn’t actually understand economics (as evidenced
Reposted by Make the Math Easy
visualizing the length of the us/mexico border by placing it across continental europe
December 18, 2024 at 6:43 AM
visualizing the length of the us/mexico border by placing it across continental europe
Everyone should invest in their 401k as much as they can afford and should always stretch to make sure they are getting at least the maximum company match they can.
That match is literally free money. Over a long career it will add up and compound.
That match is literally free money. Over a long career it will add up and compound.
December 15, 2024 at 5:12 PM
Everyone should invest in their 401k as much as they can afford and should always stretch to make sure they are getting at least the maximum company match they can.
That match is literally free money. Over a long career it will add up and compound.
That match is literally free money. Over a long career it will add up and compound.
Reposted by Make the Math Easy
Cold but beautiful yesterday @ Sandy Beach in Cohasset, MA.
Blonde dog is 14 and definitely has a tough time keeping up chasing the ball with the black dog. But she always gets an A for effort!
Blonde dog is 14 and definitely has a tough time keeping up chasing the ball with the black dog. But she always gets an A for effort!
December 14, 2024 at 3:08 PM
Cold but beautiful yesterday @ Sandy Beach in Cohasset, MA.
Blonde dog is 14 and definitely has a tough time keeping up chasing the ball with the black dog. But she always gets an A for effort!
Blonde dog is 14 and definitely has a tough time keeping up chasing the ball with the black dog. But she always gets an A for effort!
Reposted by Make the Math Easy
Thoughtful commentary from a decorated combat veteran. www.thefp.com/p/pete-hegse...
Why Does Pete Hegseth Keep Talking About ‘Warfighters’?
As a Fox host, Hegseth successfully urged Trump to pardon several soldiers convicted of war crimes. Is that who he’ll support as defense secretary?
www.thefp.com
December 11, 2024 at 7:44 PM
Thoughtful commentary from a decorated combat veteran. www.thefp.com/p/pete-hegse...
Reposted by Make the Math Easy
If AI development stopped this week we would have 5-10 years of absorbing the impact of current models on education, culture, healthcare, and business.
But this week has also suggested that development is not stopping.
But this week has also suggested that development is not stopping.
December 11, 2024 at 11:03 PM
If AI development stopped this week we would have 5-10 years of absorbing the impact of current models on education, culture, healthcare, and business.
But this week has also suggested that development is not stopping.
But this week has also suggested that development is not stopping.
Reposted by Make the Math Easy
How you look as a VP vs. how you look by the time you make MD
November 18, 2024 at 6:40 PM
How you look as a VP vs. how you look by the time you make MD
Took this pic b/c she was all staticky and her hair was looking funny.
But then I noticed it looks like she’s just a floating head!
But then I noticed it looks like she’s just a floating head!
December 8, 2024 at 8:55 PM
Took this pic b/c she was all staticky and her hair was looking funny.
But then I noticed it looks like she’s just a floating head!
But then I noticed it looks like she’s just a floating head!
Reposted by Make the Math Easy
Never underestimate the power of cognitive dissonance.
It's a LOT easier to make a fool out of someone than to convince them that they've been made into a fool.
It's a LOT easier to make a fool out of someone than to convince them that they've been made into a fool.
December 6, 2024 at 2:24 AM
Never underestimate the power of cognitive dissonance.
It's a LOT easier to make a fool out of someone than to convince them that they've been made into a fool.
It's a LOT easier to make a fool out of someone than to convince them that they've been made into a fool.
Reposted by Make the Math Easy
Should we be worried that 2025 begins with "wtf"
November 30, 2024 at 9:10 PM
Should we be worried that 2025 begins with "wtf"
Reposted by Make the Math Easy
She’s so hard to photograph. Gotta zoom in to see her face.
December 2, 2024 at 7:12 PM
She’s so hard to photograph. Gotta zoom in to see her face.
If you can do after tax 401k contributions it’s a nice additional back door Roth.
It’s company specific, but we get a 50% match on first 8%. I can then do 12% after tax (up to a max). Once I hit the limit, I roll the after tax 401k to my Roth.
Might have small tax on interim gains, but negligible
It’s company specific, but we get a 50% match on first 8%. I can then do 12% after tax (up to a max). Once I hit the limit, I roll the after tax 401k to my Roth.
Might have small tax on interim gains, but negligible
December 2, 2024 at 7:07 PM
If you can do after tax 401k contributions it’s a nice additional back door Roth.
It’s company specific, but we get a 50% match on first 8%. I can then do 12% after tax (up to a max). Once I hit the limit, I roll the after tax 401k to my Roth.
Might have small tax on interim gains, but negligible
It’s company specific, but we get a 50% match on first 8%. I can then do 12% after tax (up to a max). Once I hit the limit, I roll the after tax 401k to my Roth.
Might have small tax on interim gains, but negligible
Reposted by Make the Math Easy
#FoxOfTheDay 🦊
A delightful image of Fox cubs holding onto each other’s tails. 💚
📸 Credit: Tavistock Photo.
#WildlifePhotography #Nature #Foxes
A delightful image of Fox cubs holding onto each other’s tails. 💚
📸 Credit: Tavistock Photo.
#WildlifePhotography #Nature #Foxes
November 29, 2024 at 12:12 PM
#FoxOfTheDay 🦊
A delightful image of Fox cubs holding onto each other’s tails. 💚
📸 Credit: Tavistock Photo.
#WildlifePhotography #Nature #Foxes
A delightful image of Fox cubs holding onto each other’s tails. 💚
📸 Credit: Tavistock Photo.
#WildlifePhotography #Nature #Foxes
The pillow usage as she ages has become more and more human like …
November 27, 2024 at 3:28 AM
The pillow usage as she ages has become more and more human like …