Dave Jones
banner
cadavejones.bsky.social
Dave Jones
@cadavejones.bsky.social
Former financial regulator (CA Insurance Commissioner), current Director, UC Berkeley Center for Law, Energy & Environment, Climate Risk Initiative. Posts are my own opinion.
Excited to be speaking at the Harvard Climate Symposium at The Salata Institute for Climate and Sustainability at Harvard University today!

salatainstitute.harvard.edu/hcaw/
HCAW - The Salata Institute
salatainstitute.harvard.edu
September 19, 2025 at 1:13 PM
Terrific report on terrible anti-consumer impact from another gem from Florida's deregulation of its insurance market. @publiccitizen.bsky.social
840,000 insurance policyholders in Florida are trapped in a mandatory arbitration system where the insurer almost always wins.

Regular people are left to pick up the pieces and pay the settlements.

We need a real investigation and accountability for this broken system.
September 16, 2025 at 3:58 PM
Reposted by Dave Jones
A good news story from Colorado, courtesy of
@jordanhaedtler.bsky.social — Colorado became the first state to require insurance companies to include climate risk in insurance modeling!
September 14, 2025 at 2:42 PM
Reposted by Dave Jones
"Let's make sure when we do these huge, amazing zoning reforms ... that we're not zoning for new housing in these risk zones," says Heather Clark

It's time to do disaster-informed zoning!
September 14, 2025 at 2:37 PM
Reposted by Dave Jones
"It turns out YIMBY is a climate policy ... compact development contributes substantially to reducing emissions." - @cadavejones.bsky.social 👏👏👏
September 14, 2025 at 2:33 PM
Reposted by Dave Jones
"We are not doing anyone a favor by putting them in harm's way," Heather Clark says.

We need to ensure that the housing we advocate for is resilient and safe.
September 14, 2025 at 2:16 PM
Reposted by Dave Jones
There's $13 trillion worth of housing that'll face risks due to climate change — that's a lot of money, @mateosfo.bsky.social points out.

We're steadily marching to an "uninsurable future," @cadavejones.bsky.social says.
September 14, 2025 at 2:11 PM
Reposted by Dave Jones
We're starting our first plenary of #YIMBYtown2025! Follow along for a deep dive on climate risk, housing, and insurance, feat. @mateosfo.bsky.social @cadavejones.bsky.social @katenrg.bsky.social @jordanhaedtler.bsky.social and Heather Clark!
September 14, 2025 at 2:07 PM
North Dakota farmers can thank President Trump and his tariffs for their inability to sell their soybeans. "China’s Snub of U.S. Soybeans Is a Crisis for American Farmers." www.nytimes.com/2025/09/15/b...
China’s Snub of U.S. Soybeans Is a Crisis for American Farmers
www.nytimes.com
September 15, 2025 at 1:10 PM
Reposted by Dave Jones
If you don’t want to be called a Nazi, stop acting like one.
Brian Kilmeade endorses euthanizing homeless people: "Involuntary lethal injection, or something. Just kill them."
September 13, 2025 at 6:51 PM
Reposted by Dave Jones
In a marathon hearing on Thursday before the Senate Finance Committee, RFK Jr. faced a barrage of questions from senators who were outraged by his recent actions.

In some cases, Kennedy appeared to promote flat-out lies.
RFK Jr. is living in a pretend anti-vax world
Unfortunately, he is wreaking havoc in the real one.
www.motherjones.com
September 4, 2025 at 8:44 PM
Reposted by Dave Jones
After a recent storm, perhaps you've seen a photo of a car underwater and wondered what happens to the car and the owner? In a new paper titled "Vehicle flood damage and household disaster assistance in the US," I take a look into this issue. onlinelibrary.wiley.com/doi/10.1111/... 🧵(1/6)
Vehicle flood damage and household disaster assistance in the United States
Vehicles are the most commonly-owned nonfinancial asset in the United States (US) and represent a relatively high share of net worth for low-wealth households. Despite rising flood exposure from urba...
onlinelibrary.wiley.com
April 14, 2025 at 4:05 PM
Reposted by Dave Jones
🇺🇸 In the US, reinsurance experts warn that climate-linked insurance failures could trigger broader financial instability.

@cadavejones.bsky.social‬ calls it “an uninsurable future”, meanwhile Munich Re reports US$6.9tn in global weather losses over 40 years.

Climate spillover effects for reinsurance should concern regulators, say experts
As climate change becomes more politicised, reinsurance firms are making fewer public commitments, but that doesn’t mean they aren’t aware of the risks.
greencb.co
September 5, 2025 at 2:03 PM
If you have yet to figure out that President Trump & his allies are destroying our democracy & imposing an authoritarian regime, or if you have & want a deeper historical understanding, watch this video from historians of fascist & other authoritarian regimes.
www.nytimes.com/2025/05/14/o...
Opinion | We Study Fascism, and We’re Leaving the U.S.
www.nytimes.com
August 31, 2025 at 4:50 PM
Reposted by Dave Jones
🌍 Extreme weather is driving up insurance losses— US$6.9tn over the last 40 years, with 90% of US losses in 2024 from climate-related events.

“We’re marching towards an uninsurable future, not only in the US but globally,” says ‪@cadavejones.bsky.social‬ 

Climate spillover effects for reinsurance should concern regulators, say experts
As climate change becomes more politicised, reinsurance firms are making fewer public commitments, but that doesn’t mean they aren’t aware of the risks.
greencb.co
August 27, 2025 at 1:03 PM
University of California should not settle with Trump. Our democracy is at stake as Trump attacks the courts, lawyers, the media, the civil service, science, and universities. UC should sue, not settle.
www.latimes.com/opinion/stor...
Contributor: Why California universities must fight Trump in court
If the prestigious UC schools give in, what’s to stop the president from shaking down every college in the country?
www.latimes.com
August 30, 2025 at 4:31 PM
Reposted by Dave Jones
🙌 CA’s former Insurance Commissioner @cadavejones.bsky.social, says Big Oil should help pay for the home insurance crisis. Arguing fossil fuel giants, who are responsible, should share the cost of climate-driven insurance losses.

We couldn’t agree more.

Full interview: www.msn.com/en-us/money/...
August 5, 2025 at 12:10 PM
Reposted by Dave Jones
🌍 Extreme weather is driving up insurance losses— US$6.9tn over the last 40 years, with 90% of US losses in 2024 from climate-related events.

“We’re marching towards an uninsurable future, not only in the US but globally,” says ‪@cadavejones.bsky.social‬ 

Climate spillover effects for reinsurance should concern regulators, say experts
As climate change becomes more politicised, reinsurance firms are making fewer public commitments, but that doesn’t mean they aren’t aware of the risks.
greencb.co
August 21, 2025 at 3:01 PM
Reposted by Dave Jones
🌍 Extreme weather is driving up insurance losses — US$6.9tn over the last 40 years, with 90% of US losses in 2024 from climate-related events.

“We’re marching towards an uninsurable future, not only in the US but globally,” says ‪@cadavejones.bsky.social‬ 

Climate spillover effects for reinsurance should concern regulators, say experts
As climate change becomes more politicised, reinsurance firms are making fewer public commitments, but that doesn’t mean they aren’t aware of the risks.
greencb.co
August 26, 2025 at 8:03 AM
Reposted by Dave Jones
Tune in to our conversation with @ucs.org Rachel Cleetus, LA-based real estate agent Claire O'Connor, and former CA Insurance Commissioner @cadavejones.bsky.social here or wherever you get your pods: listen.climateone.org/kWpW6hfQ?sid...
Scorching Premiums: Climate Costs Hit Insurance Markets
What should home buyers do to evaluate climate risks and insurance availability during their search? And how can governments help insurers weather the increasing frequency of climate-induced disasters...
listen.climateone.org
August 1, 2025 at 4:36 PM
Reposted by Dave Jones
While politicians in Washington continue to debate the severity of climate change, one industry has already made up its mind. In states like Florida and California, the homeowner's insurance is already in crisis, and things are only going to get worse. Can anything be done to fix insurance?
August 1, 2025 at 4:36 PM
Reposted by Dave Jones
NEW: We Need the Federal Government to Protect Us from Climate Chaos

The Trump administration is simultaneously exacerbating climate change and eroding society’s ability to understand, prepare for, and respond to it.

This is precisely the opposite of what should be happening right now. 🧵
We Need the Federal Government to Protect Us from Climate Chaos | Revolving Door Project
The deadly Texas floods will not be the last manifestation of extreme weather turbocharged by fossil fuel pollution. In an era of escalating climate threats, we need a stronger public sector with more...
therevolvingdoorproject.org
July 7, 2025 at 8:08 PM
Reposted by Dave Jones
NEW: You may have heard that the Pentagon will soon stop processing & delivering data essential to hurricane forecasts.

It's part of a dangerous pattern. RDP is tracking how the Trump admin's callous policy choices, before & after bouts of extreme weather, exacerbate avoidable suffering/death.🧵⬇️
July 2, 2025 at 2:45 PM
Reposted by Dave Jones
The climate-driven insurance crisis sounds bad.
@cadavejones.bsky.social
“The trend is all bad,” Jones said. “We’re just going to see more and more extreme and severe weather related events killing more people, damaging more property and causing insurers more and more losses.” NYT Climate Forward
May 19, 2025 at 8:51 PM