Sharon Cornelissen
@sjccorn.bsky.social
Loves all things housing. PhD and Director of Housing at DC-based Consumer Federation of America. Writing a book on depopulation and failed gentrification in Detroit.
Pinned
Sharon Cornelissen
@sjccorn.bsky.social
· Apr 14
my #book has a cover! The Last House on the Block will come out in Nov 2025, read more here: press.uchicago.edu/ucp/books/bo...
Reposted by Sharon Cornelissen
At NCST's annual #Homeownership Policy Symposium, @sjccorn.bsky.social shared findings from CFA’s Penalized report, including that #Insurance companies charge the typical #homeowner almost $2,000 a year more, just for having a lower #CreditScore
Report Here⤵️
consumerfed.org/reports/pena...
Report Here⤵️
consumerfed.org/reports/pena...
November 19, 2025 at 3:41 PM
At NCST's annual #Homeownership Policy Symposium, @sjccorn.bsky.social shared findings from CFA’s Penalized report, including that #Insurance companies charge the typical #homeowner almost $2,000 a year more, just for having a lower #CreditScore
Report Here⤵️
consumerfed.org/reports/pena...
Report Here⤵️
consumerfed.org/reports/pena...
Reposted by Sharon Cornelissen
Join @jonathantarleton.bsky.social at @solidstatebooksdc.bsky.social in DC tonight at 7 for a conversation with @sjccorn.bsky.social (THE LAST HOUSE ON THE BLOCK, @uchicagopress.bsky.social). It's our Spotlight Event! www.washingtonindependentreviewofbooks.com/features/sha... #booksky
November 18, 2025 at 9:09 PM
Join @jonathantarleton.bsky.social at @solidstatebooksdc.bsky.social in DC tonight at 7 for a conversation with @sjccorn.bsky.social (THE LAST HOUSE ON THE BLOCK, @uchicagopress.bsky.social). It's our Spotlight Event! www.washingtonindependentreviewofbooks.com/features/sha... #booksky
Reposted by Sharon Cornelissen
Look what arrived today. Congratulations @sjccorn.bsky.social 🎉 I can’t wait to read it!
November 17, 2025 at 11:04 PM
Look what arrived today. Congratulations @sjccorn.bsky.social 🎉 I can’t wait to read it!
There is still time to register! Join us today at 12.15 EST for a webinar and conversation about “The Last House on the Block” 🏡 #ethnography #urbanstudies #Detroit
TODAY @ 12:15 pm: A new book from @sjccorn.bsky.social examines whether gentrification is inevitable when white homesteaders come to one of the most depopulated neighborhoods in the country.
mailchi.mp/harvard/last...
mailchi.mp/harvard/last...
November 14, 2025 at 3:35 PM
There is still time to register! Join us today at 12.15 EST for a webinar and conversation about “The Last House on the Block” 🏡 #ethnography #urbanstudies #Detroit
Reposted by Sharon Cornelissen
Watch our @sjccorn.bsky.social discuss President Trump's proposal for a 50-year #mortgage and the state of #housing in our current economy with Washington Journal
📺: www.c-span.org/event/washin...
📺: www.c-span.org/event/washin...
November 14, 2025 at 2:00 PM
Watch our @sjccorn.bsky.social discuss President Trump's proposal for a 50-year #mortgage and the state of #housing in our current economy with Washington Journal
📺: www.c-span.org/event/washin...
📺: www.c-span.org/event/washin...
Reposted by Sharon Cornelissen
Tomorrow (11/14) @ 12:15 pm ET: A new book from our former postdoc @sjccorn.bsky.social examines whether gentrification is inevitable when white homesteaders come to one of the most depopulated neighborhoods in the country. @consumerfed.bsky.social
www.jchs.harvard.edu/calendar/las...
www.jchs.harvard.edu/calendar/las...
November 13, 2025 at 4:52 PM
Tomorrow (11/14) @ 12:15 pm ET: A new book from our former postdoc @sjccorn.bsky.social examines whether gentrification is inevitable when white homesteaders come to one of the most depopulated neighborhoods in the country. @consumerfed.bsky.social
www.jchs.harvard.edu/calendar/las...
www.jchs.harvard.edu/calendar/las...
the 50-year #mortgage is a distraction: today’s first-time homebuyers would still be paying until they are 90 (!), and lose out on the wealth-building potential of homeownership. A nonsense solution by an unserious regulator #FHFA
As first-time homebuyers get older, the 50-year #mortgage appears less manageable. The median age of first-time #homebuyers is an all-time high of 40.
“So you’ll be 90,” @sjccorn.bsky.social said, “the cost of that is that people won’t be able to build wealth through #homeownership.”
“So you’ll be 90,” @sjccorn.bsky.social said, “the cost of that is that people won’t be able to build wealth through #homeownership.”
‘Band-aid,’ ‘distraction’: Experts slam Pulte, Trump 50-year mortgage idea
The proposal comes after Trump directed Pulte to leverage Fannie and Freddie to ramp up the country’s stalled housing production.
www.politico.com
November 12, 2025 at 2:45 PM
Reposted by Sharon Cornelissen
“More people are feeling forced to go #uninsured or underinsured because #homeowners’ #insurance has become so expensive.” @sjccorn.bsky.social
Lawmakers race to protect FEMA funding where disasters made homes uninhabitable
After deadly disasters across the country, residents face rebuilding without insurance as FEMA funding and aid access remain uncertain.
san.com
November 10, 2025 at 1:33 PM
“More people are feeling forced to go #uninsured or underinsured because #homeowners’ #insurance has become so expensive.” @sjccorn.bsky.social
I’m starting my book tour at @literatibookstore.bsky.social tomorrow Wed 11/5 at 6.30pm. Join us to talk about #Detroit, housing, ethnography and my new book “The Last House on the Block!” More info literatibookstore.com/event/2025-1...
Upcoming events! More info at our website, LiteratiBookstore.com.
November 4, 2025 at 8:14 PM
I’m starting my book tour at @literatibookstore.bsky.social tomorrow Wed 11/5 at 6.30pm. Join us to talk about #Detroit, housing, ethnography and my new book “The Last House on the Block!” More info literatibookstore.com/event/2025-1...
FHFA’s plans to lower affordable #housing goals
➡️ This means that up to 177,000 families could lose access to GSE-backed #mortgages!
CFA is joined by 27 leading consumer, Civil Rights, and housing groups, urging #FHFA to reverse course
➡️ This means that up to 177,000 families could lose access to GSE-backed #mortgages!
CFA is joined by 27 leading consumer, Civil Rights, and housing groups, urging #FHFA to reverse course
Honored to join this diverse coalition opposing #FHFA proposal to reduce #AffordableHousing Goals.
Up to 177,000 families could lose access to affordable #mortgages over the next three years.
View Letter Here: consumerfed.org/testimonial/...
Up to 177,000 families could lose access to affordable #mortgages over the next three years.
View Letter Here: consumerfed.org/testimonial/...
November 4, 2025 at 3:27 PM
FHFA’s plans to lower affordable #housing goals
➡️ This means that up to 177,000 families could lose access to GSE-backed #mortgages!
CFA is joined by 27 leading consumer, Civil Rights, and housing groups, urging #FHFA to reverse course
➡️ This means that up to 177,000 families could lose access to GSE-backed #mortgages!
CFA is joined by 27 leading consumer, Civil Rights, and housing groups, urging #FHFA to reverse course
Reposted by Sharon Cornelissen
Housing counselors are the frontline workers who help people stay housed in the middle of our #HousingCrisis, but now they're one of the The Administration's many targets facing deep funding and staffing cuts.
Learn more in our new blog by @sjccorn.bsky.social ⤵️
consumerfed.org/frontline-wo...
Learn more in our new blog by @sjccorn.bsky.social ⤵️
consumerfed.org/frontline-wo...
October 24, 2025 at 12:57 PM
Housing counselors are the frontline workers who help people stay housed in the middle of our #HousingCrisis, but now they're one of the The Administration's many targets facing deep funding and staffing cuts.
Learn more in our new blog by @sjccorn.bsky.social ⤵️
consumerfed.org/frontline-wo...
Learn more in our new blog by @sjccorn.bsky.social ⤵️
consumerfed.org/frontline-wo...
Reposted by Sharon Cornelissen
"Without #mortgages, families cannot become #homeowners, cash investors have free reign, and communities struggle to build wealth." @sjccorn.bsky.social
@usatoday.com #MortgageDesert
www.usatoday.com/story/money/...
@usatoday.com #MortgageDesert
www.usatoday.com/story/money/...
'Mortgage deserts' plague urban and rural areas across the US
The lack of access to mortgage financing can keep communities and families from building wealth, a new report shows.
www.usatoday.com
October 10, 2025 at 12:26 PM
"Without #mortgages, families cannot become #homeowners, cash investors have free reign, and communities struggle to build wealth." @sjccorn.bsky.social
@usatoday.com #MortgageDesert
www.usatoday.com/story/money/...
@usatoday.com #MortgageDesert
www.usatoday.com/story/money/...
Reposted by Sharon Cornelissen
NEW REPORT: “Mortgages remain scarce in too many places," said @sjccorn.bsky.social “From rural #Georgia to rural #Texas and from #Baltimore to #Detroit, without #mortgages, families cannot become #homeowners
#MortgageDeserts
#MortgageDeserts
New Report Discovers Mortgage Deserts Exist Nationwide, Most Often in Communities with a Higher-Than-Average Share of Black Residents · Consumer Federation of America
A new report from the Consumer Federation of America, Mortgage Deserts: Mapping Which Rural and Urban Communities Remain Left Behind by Mortgage Finance, shows that despite decades of federal policy e...
consumerfed.org
October 8, 2025 at 1:20 PM
NEW REPORT: “Mortgages remain scarce in too many places," said @sjccorn.bsky.social “From rural #Georgia to rural #Texas and from #Baltimore to #Detroit, without #mortgages, families cannot become #homeowners
#MortgageDeserts
#MortgageDeserts
Reposted by Sharon Cornelissen
What are #FannieMae & #FreddieMac and what would it mean to end their #Conservatorship ?
#AffordableHousing
Learn more with CFA’s Fact Sheets:
consumerfed.org/in_the_media...
youtube.com/shorts/Zqno3...
#AffordableHousing
Learn more with CFA’s Fact Sheets:
consumerfed.org/in_the_media...
youtube.com/shorts/Zqno3...
Fannie Mae & Freddie Mac support affordable mortgages & help more Americans become homeowners
YouTube video by Consumer Federation of America
youtube.com
September 17, 2025 at 2:02 PM
What are #FannieMae & #FreddieMac and what would it mean to end their #Conservatorship ?
#AffordableHousing
Learn more with CFA’s Fact Sheets:
consumerfed.org/in_the_media...
youtube.com/shorts/Zqno3...
#AffordableHousing
Learn more with CFA’s Fact Sheets:
consumerfed.org/in_the_media...
youtube.com/shorts/Zqno3...
Reposted by Sharon Cornelissen
“Buying a #house is already one of the most stressful purchases people will ever make. This bill is an important win for the #privacy of #homebuyers across the country." @sjccorn.bsky.social
CFA Applauds Passage of Homebuyer Privacy Protection Act · Consumer Federation of America
The Consumer Federation of America applauds the passage of the Homebuyer Privacy Protection Act. This important, bipartisan consumer protection legislation, supported by leading consumer and housing i...
consumerfed.org
September 8, 2025 at 7:24 PM
“Buying a #house is already one of the most stressful purchases people will ever make. This bill is an important win for the #privacy of #homebuyers across the country." @sjccorn.bsky.social
Reposted by Sharon Cornelissen
“In many cases, it’s more expensive to have a low #CreditScore than to live in a high-risk area.” - @sjccorn.bsky.social @cplusc.bsky.social
www.homes.com
August 19, 2025 at 8:32 PM
“In many cases, it’s more expensive to have a low #CreditScore than to live in a high-risk area.” - @sjccorn.bsky.social @cplusc.bsky.social
Reposted by Sharon Cornelissen
“Your #CreditScore shouldn’t determine whether you can afford to #Insure your home.” @sjccorn.bsky.social
Watch the full story here: www.azfamily.com/video/2025/0...
Watch the full story here: www.azfamily.com/video/2025/0...
August 13, 2025 at 5:01 PM
“Your #CreditScore shouldn’t determine whether you can afford to #Insure your home.” @sjccorn.bsky.social
Watch the full story here: www.azfamily.com/video/2025/0...
Watch the full story here: www.azfamily.com/video/2025/0...
Reposted by Sharon Cornelissen
Housing markets =*local*! Ofc institutional single-family rental (SFR) investors aren't big % nationally, but own large % of (SFRs) in some metros:
e.g., Atlanta: 25% Jacksonville: 22% Charlotte: 18%
& b/c they target certain *parts* of metros, means even larger %s in many parts of these metros.
e.g., Atlanta: 25% Jacksonville: 22% Charlotte: 18%
& b/c they target certain *parts* of metros, means even larger %s in many parts of these metros.
August 11, 2025 at 5:19 PM
Housing markets =*local*! Ofc institutional single-family rental (SFR) investors aren't big % nationally, but own large % of (SFRs) in some metros:
e.g., Atlanta: 25% Jacksonville: 22% Charlotte: 18%
& b/c they target certain *parts* of metros, means even larger %s in many parts of these metros.
e.g., Atlanta: 25% Jacksonville: 22% Charlotte: 18%
& b/c they target certain *parts* of metros, means even larger %s in many parts of these metros.
I’m not at @asanews this year, but guess who and what is? The wonderful Taylor and Guillermina posing with my book #LastHouse! If you are at #ASA2025 stop by at the Chicago press table to have a preview of this #Detroit ethnography on failed #gentrification!
August 11, 2025 at 2:31 PM
I’m not at @asanews this year, but guess who and what is? The wonderful Taylor and Guillermina posing with my book #LastHouse! If you are at #ASA2025 stop by at the Chicago press table to have a preview of this #Detroit ethnography on failed #gentrification!
Reposted by Sharon Cornelissen
The nation’s #Housing challenges are often framed within the context of cities, yet #rural communities also struggle to provide residents with high-quality, affordable #homes. Takeaways from eastern #Kentucky provide lessons for other states. @pewresearch.org @sjccorn.bsky.social
Rural Homeownership Support Requires Home Construction, Repairs, and Small Mortgage Financing
The nation’s housing challenges are often framed within the context of cities: Boston’s high and rising rents, San Francisco’s brutal and persistent homelessness, and New York’s cramped and expensive ...
www.pew.org
July 23, 2025 at 2:07 PM
The nation’s #Housing challenges are often framed within the context of cities, yet #rural communities also struggle to provide residents with high-quality, affordable #homes. Takeaways from eastern #Kentucky provide lessons for other states. @pewresearch.org @sjccorn.bsky.social
Reposted by Sharon Cornelissen
“We need more competition among #credit bureaus and an end to monopolistic practices to lower prices and improve accuracy," @sjccorn.bsky.social #mortgage
Fannie and Freddie may use new credit scores. Will it help you get a mortgage?
The regulator of Fannie Mae and Freddie Mac wants to allow mortgage lenders to use an alternative credit score to FICO for borrower applications.
www.usatoday.com
July 14, 2025 at 12:49 PM
“We need more competition among #credit bureaus and an end to monopolistic practices to lower prices and improve accuracy," @sjccorn.bsky.social #mortgage
Reposted by Sharon Cornelissen
Of the 22.6 million #families who would end up with less resources under the reconciliation bill, more than half are at or below the #poverty level. New #research shows losses will far outweigh gains for the lowest income families. urbn.is/4l9JXwA
June 17, 2025 at 6:15 PM
Of the 22.6 million #families who would end up with less resources under the reconciliation bill, more than half are at or below the #poverty level. New #research shows losses will far outweigh gains for the lowest income families. urbn.is/4l9JXwA
Important win. #Redlining is still illegal — and there is no take-backsies on legal settlements
A federal judge rejects the Trump Administration’s efforts to abandon the #CFPB's redlining settlement with Townstone Financial Inc. This is a huge victory protecting against attempts to rollback critical civil rights and fair lending protections.
nationalfairhousing.org/judge-reject...
nationalfairhousing.org/judge-reject...
Judge Rejects Trump Administration’s Efforts to Abandon Redlining Settlement with Townstone Financial Inc. - NFHA
FOR IMMEDIATE RELEASE: Judge Rejects Trump Administration’s Efforts to Abandon Redlining Settlement with Townstone Financial Inc. WASHINGTON _ A federal judge has denied an attempt by the new leadersh...
nationalfairhousing.org
June 13, 2025 at 4:56 PM
Important win. #Redlining is still illegal — and there is no take-backsies on legal settlements
Reposted by Sharon Cornelissen
Bottom line: Being a Dad is more expensive in Trump’s America.
From golf equipment and grills to tools and lawnmowers, Trump's tariffs are making Dad's favorite items more expensive.
We've broken down the price increases item by item 👇
From golf equipment and grills to tools and lawnmowers, Trump's tariffs are making Dad's favorite items more expensive.
We've broken down the price increases item by item 👇
Being a Dad Is More Expensive in Trump’s America - Groundwork Collaborative
groundworkcollaborative.org
June 12, 2025 at 3:58 PM
Bottom line: Being a Dad is more expensive in Trump’s America.
From golf equipment and grills to tools and lawnmowers, Trump's tariffs are making Dad's favorite items more expensive.
We've broken down the price increases item by item 👇
From golf equipment and grills to tools and lawnmowers, Trump's tariffs are making Dad's favorite items more expensive.
We've broken down the price increases item by item 👇
Reposted by Sharon Cornelissen
“They’ve hollowed out the #CFPB & other #Housing Agencies… Federal oversight is not happening right now.”
- Alys Cohen, @nclc4consumers.bsky.social
- Alys Cohen, @nclc4consumers.bsky.social
June 4, 2025 at 3:27 PM
“They’ve hollowed out the #CFPB & other #Housing Agencies… Federal oversight is not happening right now.”
- Alys Cohen, @nclc4consumers.bsky.social
- Alys Cohen, @nclc4consumers.bsky.social