Prof.Alex
@profalex.bsky.social
Camping lover, golf nut, & of course, dogs & cats. Attorney, Professor, 80s was awesome, Gen X I'm told.
Bankruptcy.Blog.
Bankruptcy.Blog.
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Can a cease and desist letter actually stop defamation or harassment on social media?
If you're considering sending or have received a cease and desist letter, don't expect miracles.
If you're considering sending or have received a cease and desist letter, don't expect miracles.
The Chapter 13 cram-down in bankruptcy can help you potentially reduce your car loan to the vehicle's current fair market value, saving you thousands of dollars!
In this quick video and blog post, I explain what the "cram down" is and, more importantly, when you can use it.
In this quick video and blog post, I explain what the "cram down" is and, more importantly, when you can use it.
November 11, 2025 at 8:37 PM
The Chapter 13 cram-down in bankruptcy can help you potentially reduce your car loan to the vehicle's current fair market value, saving you thousands of dollars!
In this quick video and blog post, I explain what the "cram down" is and, more importantly, when you can use it.
In this quick video and blog post, I explain what the "cram down" is and, more importantly, when you can use it.
👇That did make me laugh out loud!!!!
I’m confused too. I think this is how he reaches out to big insurance letting them know they need to buy his crypto.
November 11, 2025 at 6:00 PM
👇That did make me laugh out loud!!!!
Can a cease and desist letter actually stop defamation or harassment on social media?
If you're considering sending or have received a cease and desist letter, don't expect miracles.
If you're considering sending or have received a cease and desist letter, don't expect miracles.
November 11, 2025 at 5:59 PM
Can a cease and desist letter actually stop defamation or harassment on social media?
If you're considering sending or have received a cease and desist letter, don't expect miracles.
If you're considering sending or have received a cease and desist letter, don't expect miracles.
I won't get into the car loan portion of it b/c your car will break down in year 5 and now you are carrying over that negative equity over and over and over again into each vehicle.
I will bring down mortgages to $80 per month. As POTUS, I'm introducing the 300 year mortgage!
In just 15 generations, that house be paid off! And if you act now....
In just 15 generations, that house be paid off! And if you act now....
November 11, 2025 at 5:55 PM
I won't get into the car loan portion of it b/c your car will break down in year 5 and now you are carrying over that negative equity over and over and over again into each vehicle.
I will bring down mortgages to $80 per month. As POTUS, I'm introducing the 300 year mortgage!
In just 15 generations, that house be paid off! And if you act now....
In just 15 generations, that house be paid off! And if you act now....
November 11, 2025 at 5:53 PM
I will bring down mortgages to $80 per month. As POTUS, I'm introducing the 300 year mortgage!
In just 15 generations, that house be paid off! And if you act now....
In just 15 generations, that house be paid off! And if you act now....
I'm so confused by this. So I get a check to use for healthcare? Will that check cover the full amount? And where is money for this coming from? The govt is in more debt this year than last, so obviously, DOGE accomplished nothing.
November 11, 2025 at 4:51 PM
I'm so confused by this. So I get a check to use for healthcare? Will that check cover the full amount? And where is money for this coming from? The govt is in more debt this year than last, so obviously, DOGE accomplished nothing.
MEANS TEST ALERT: New Chapter 7 Limits Effective Nov. 1, 2025
The U.S. Trustee Program has released its semiannual update to the Means Test median income figures. The higher income limit may help you qualify for Chapter 7 cases filed on or after November 1, 2025.
bankruptcy.blog/2025/11/chap...
The U.S. Trustee Program has released its semiannual update to the Means Test median income figures. The higher income limit may help you qualify for Chapter 7 cases filed on or after November 1, 2025.
bankruptcy.blog/2025/11/chap...
Bankruptcy Alert: New Chapter 7 Means Test Income Limits Now in Effect (November 1, 2025 Update)
A bankruptcy law expert breaks down the U.S. Trustee Program's new Means Test median income figures, effective November 1, 2025.
bankruptcy.blog
November 11, 2025 at 4:44 PM
MEANS TEST ALERT: New Chapter 7 Limits Effective Nov. 1, 2025
The U.S. Trustee Program has released its semiannual update to the Means Test median income figures. The higher income limit may help you qualify for Chapter 7 cases filed on or after November 1, 2025.
bankruptcy.blog/2025/11/chap...
The U.S. Trustee Program has released its semiannual update to the Means Test median income figures. The higher income limit may help you qualify for Chapter 7 cases filed on or after November 1, 2025.
bankruptcy.blog/2025/11/chap...
1/2 The top reason for filing for bankruptcy is medical debt. During the Biden Administration, states were given the option to remove medical debt from consumers' credit reports.
Now, the Trump Administration is arguing that the Fair Credit Reporting Act overrides state laws on this issue.
Now, the Trump Administration is arguing that the Fair Credit Reporting Act overrides state laws on this issue.
November 10, 2025 at 11:30 PM
1/2 The top reason for filing for bankruptcy is medical debt. During the Biden Administration, states were given the option to remove medical debt from consumers' credit reports.
Now, the Trump Administration is arguing that the Fair Credit Reporting Act overrides state laws on this issue.
Now, the Trump Administration is arguing that the Fair Credit Reporting Act overrides state laws on this issue.
Bankruptcy filings continue to rise; this past month, filings increased by 15%. Why? A combination of a weak job market, student loans, and all-time high credit card debt.
November 10, 2025 at 10:25 PM
Bankruptcy filings continue to rise; this past month, filings increased by 15%. Why? A combination of a weak job market, student loans, and all-time high credit card debt.
I think it's crazy that part of the government shutdown agreement included pay for the furloughed employees. That should be a given, not something that has to be negotiated.
November 10, 2025 at 9:37 PM
I think it's crazy that part of the government shutdown agreement included pay for the furloughed employees. That should be a given, not something that has to be negotiated.
As household credit card debt reaches its highest level, it's time to get creative with your debt such as consolidating your debt with a personal loan or a credit card balance transfer.
bankruptcy.blog/2024/07/pers...
bankruptcy.blog/2024/07/pers...
Bankrupty Attorney and Law Professor's Guide to Consolidating Debt and Saving Money
Learn a Bankruptcy Attorney and Law Professor's strategic guide to debt consolidation with a personal loan to save money.
bankruptcy.blog
November 10, 2025 at 9:31 PM
As household credit card debt reaches its highest level, it's time to get creative with your debt such as consolidating your debt with a personal loan or a credit card balance transfer.
bankruptcy.blog/2024/07/pers...
bankruptcy.blog/2024/07/pers...
So what do you think I'm talking about in class today? Depositions! Here's a classic one with Larry Flynt.
www.youtube.com/watch?v=K2b6...
www.youtube.com/watch?v=K2b6...
Larry Flynt Deposition
YouTube video by The Art of Litigation
www.youtube.com
November 10, 2025 at 2:22 PM
So what do you think I'm talking about in class today? Depositions! Here's a classic one with Larry Flynt.
www.youtube.com/watch?v=K2b6...
www.youtube.com/watch?v=K2b6...
Chilly morning. Warm up with your cup of coffee.
November 10, 2025 at 2:20 PM
Chilly morning. Warm up with your cup of coffee.
November 9, 2025 at 11:59 PM
I can't blame the guy, but he has a lifetime appointment. Now, some radical and young judge will be appointed to replace him for the next 3-4 decades.
November 9, 2025 at 8:17 PM
I can't blame the guy, but he has a lifetime appointment. Now, some radical and young judge will be appointed to replace him for the next 3-4 decades.
Your wages are about to be garnished or your bank account frozen, but you didn't know about the lawsuit? Here are the steps you need to take!
November 9, 2025 at 7:01 PM
Your wages are about to be garnished or your bank account frozen, but you didn't know about the lawsuit? Here are the steps you need to take!
Meanwhile, on Twitter/X, a blog post regarding the increase in bankruptcy filings and tying it into student loans somehow makes me responsible for the student loan debt crisis as a "conflicted attorney" who serves my master.
November 9, 2025 at 5:28 PM
Meanwhile, on Twitter/X, a blog post regarding the increase in bankruptcy filings and tying it into student loans somehow makes me responsible for the student loan debt crisis as a "conflicted attorney" who serves my master.
Don't make the biggest mistake: Ignoring a creditor lawsuit is NOT an option. It leads straight to frozen bank accounts and wage garnishment.
November 9, 2025 at 5:21 PM
Don't make the biggest mistake: Ignoring a creditor lawsuit is NOT an option. It leads straight to frozen bank accounts and wage garnishment.
Before you sign the Quit Claim Deed in a divorce, understand the liability issues involved!
open.spotify.com/episode/1bTa...
open.spotify.com/episode/1bTa...
⚠️ DIVORCE MISTAKE: Never Sign a Quitclaim Deed Without Knowing This!
Spotify video
open.spotify.com
November 9, 2025 at 3:46 PM
Before you sign the Quit Claim Deed in a divorce, understand the liability issues involved!
open.spotify.com/episode/1bTa...
open.spotify.com/episode/1bTa...
Nothing new. Google has been doing it from day 1. They would claim fraudulent clicks were were approx. 15%, in reality 25% on average, yet, competitors clicked my ads at 80%+ so 2/10 clients were legit contacts. I paid a fortune!
A stock dip comes after Reuters reported Meta estimated a chunk of revenue would come from running fraudulent ads.
Mark Zuckerberg Drops To Sixth-Richest After Meta Stock Slides
A stock dip comes after Reuters reported Meta estimated a chunk of revenue would come from running fraudulent ads.
www.forbes.com
November 9, 2025 at 3:38 AM
Nothing new. Google has been doing it from day 1. They would claim fraudulent clicks were were approx. 15%, in reality 25% on average, yet, competitors clicked my ads at 80%+ so 2/10 clients were legit contacts. I paid a fortune!
Think you are safe from creditors because you have an LLC? Think again!
November 8, 2025 at 8:05 PM
Think you are safe from creditors because you have an LLC? Think again!
For those that are Cuban and Puerto Rican, we all know we have to eat our "pan Cubano" in 24 hours, otherwise, it's like a bat. Trust me, research YouTube or IG, I'm sure there are plenty of videos on that.
On a side note, nothing is better than "pan Cubano" dipped in your cafe con leche.
On a side note, nothing is better than "pan Cubano" dipped in your cafe con leche.
U.S. Attorney Jeanine Pirro wasted our money pursuing sandwich thrower
To establish a forcible assault, jurors were required to find that Dunn caused “reasonable apprehension of immediate bodily harm.” That allegation was laughable.
To establish a forcible assault, jurors were required to find that Dunn caused “reasonable apprehension of immediate bodily harm.” That allegation was laughable.
Opinion | The sandwich thrower was wrong. But Jeanine Pirro was, too.
To establish a forcible assault, jurors were required to find that Dunn caused “reasonable apprehension of immediate bodily harm.” That allegation was laughable.
www.msnbc.com
November 8, 2025 at 7:40 PM
For those that are Cuban and Puerto Rican, we all know we have to eat our "pan Cubano" in 24 hours, otherwise, it's like a bat. Trust me, research YouTube or IG, I'm sure there are plenty of videos on that.
On a side note, nothing is better than "pan Cubano" dipped in your cafe con leche.
On a side note, nothing is better than "pan Cubano" dipped in your cafe con leche.
When a divorce is filed and your partner or spouse doesn't leave the property, what are your options if you can't get a restraining order? This video discusses another option for you to consider.
www.youtube.com/shorts/Np3uw...
www.youtube.com/shorts/Np3uw...
Get Your Spouse Out of the House (Without a Restraining Order)
YouTube video by Bankruptcy Blog
www.youtube.com
November 8, 2025 at 7:37 PM
When a divorce is filed and your partner or spouse doesn't leave the property, what are your options if you can't get a restraining order? This video discusses another option for you to consider.
www.youtube.com/shorts/Np3uw...
www.youtube.com/shorts/Np3uw...
There should be a study researching the people who voted b/c of the price of eggs, how many eggs have they actually bought in the last 10 months.
November 8, 2025 at 5:03 PM
There should be a study researching the people who voted b/c of the price of eggs, how many eggs have they actually bought in the last 10 months.