Prof.Alex
@profalex.bsky.social
Camping lover, golf nut, & of course, dogs & cats. Attorney, Professor, 80s was awesome, Gen X I'm told.
Bankruptcy.Blog.
Bankruptcy.Blog.
Watching the news. Get it?
November 13, 2025 at 11:46 PM
Watching the news. Get it?
☕ Your coffee just became a bankruptcy crisis. Tariffs are costing you 19% more, pushing small shops to close, while Starbucks lays off 2,000 employees.
Full-length blog below.
Full-length blog below.
November 13, 2025 at 6:00 PM
☕ Your coffee just became a bankruptcy crisis. Tariffs are costing you 19% more, pushing small shops to close, while Starbucks lays off 2,000 employees.
Full-length blog below.
Full-length blog below.
I know we are all excited about the Trump dividend stimulus check, but I'm still waiting on my DOGE check.
November 13, 2025 at 3:10 PM
I know we are all excited about the Trump dividend stimulus check, but I'm still waiting on my DOGE check.
I honestly don't understand the lying from the Trump Administration or Karoline Leavitt when the fact is that when the consumer reaches the checkout counter, they'll know the truth.
It's lying for the sake of lying.
It's lying for the sake of lying.
November 13, 2025 at 2:17 PM
I honestly don't understand the lying from the Trump Administration or Karoline Leavitt when the fact is that when the consumer reaches the checkout counter, they'll know the truth.
It's lying for the sake of lying.
It's lying for the sake of lying.
Wrapping up today's blog post on the tariffs and the increase in bankruptcy filings for consumers and businesses, especially for coffee companies.
November 13, 2025 at 2:09 PM
Wrapping up today's blog post on the tariffs and the increase in bankruptcy filings for consumers and businesses, especially for coffee companies.
15-year car loans will destroy your finances and get you stuck in a debt loop you can't escape. It's a recipe for NEGATIVE EQUITY.
But, here's an idea: pay employees more!
But, here's an idea: pay employees more!
November 12, 2025 at 9:19 PM
15-year car loans will destroy your finances and get you stuck in a debt loop you can't escape. It's a recipe for NEGATIVE EQUITY.
But, here's an idea: pay employees more!
But, here's an idea: pay employees more!
Why are coffee companies filing for bankruptcy? TARIFFS!!!!!
And Starbucks is laying off another 900 employees, a total of 2,000 for the year, and restructuring 1 billion.
We don't really produce coffee in the U.S., and so we tax it! That makes ZERO SENSE!!
And Starbucks is laying off another 900 employees, a total of 2,000 for the year, and restructuring 1 billion.
We don't really produce coffee in the U.S., and so we tax it! That makes ZERO SENSE!!
November 12, 2025 at 2:53 PM
Why are coffee companies filing for bankruptcy? TARIFFS!!!!!
And Starbucks is laying off another 900 employees, a total of 2,000 for the year, and restructuring 1 billion.
We don't really produce coffee in the U.S., and so we tax it! That makes ZERO SENSE!!
And Starbucks is laying off another 900 employees, a total of 2,000 for the year, and restructuring 1 billion.
We don't really produce coffee in the U.S., and so we tax it! That makes ZERO SENSE!!
BREAKING: Pine Gate Renewables, one of the biggest solar developers in the U.S., has filed for Chapter 11 bankruptcy.
The company blames the Big Beautiful Bill!
Pine Gate operates in 38 states.
Know who predicted this? Me! I said the Big Beautiful Bill would decimate the solar industry!
The company blames the Big Beautiful Bill!
Pine Gate operates in 38 states.
Know who predicted this? Me! I said the Big Beautiful Bill would decimate the solar industry!
November 12, 2025 at 2:28 PM
BREAKING: Pine Gate Renewables, one of the biggest solar developers in the U.S., has filed for Chapter 11 bankruptcy.
The company blames the Big Beautiful Bill!
Pine Gate operates in 38 states.
Know who predicted this? Me! I said the Big Beautiful Bill would decimate the solar industry!
The company blames the Big Beautiful Bill!
Pine Gate operates in 38 states.
Know who predicted this? Me! I said the Big Beautiful Bill would decimate the solar industry!
Is this anything like the predictions that Elon Musk made about how much money DOGE would save the federal government?
By the way, has anyone gotten their DOGE refund check?
By the way, has anyone gotten their DOGE refund check?
November 11, 2025 at 9:15 PM
Is this anything like the predictions that Elon Musk made about how much money DOGE would save the federal government?
By the way, has anyone gotten their DOGE refund check?
By the way, has anyone gotten their DOGE refund check?
The Chapter 13 cram-down in bankruptcy can help you potentially reduce your car loan to the vehicle's current fair market value, saving you thousands of dollars!
In this quick video and blog post, I explain what the "cram down" is and, more importantly, when you can use it.
In this quick video and blog post, I explain what the "cram down" is and, more importantly, when you can use it.
November 11, 2025 at 8:37 PM
The Chapter 13 cram-down in bankruptcy can help you potentially reduce your car loan to the vehicle's current fair market value, saving you thousands of dollars!
In this quick video and blog post, I explain what the "cram down" is and, more importantly, when you can use it.
In this quick video and blog post, I explain what the "cram down" is and, more importantly, when you can use it.
Can a cease and desist letter actually stop defamation or harassment on social media?
If you're considering sending or have received a cease and desist letter, don't expect miracles.
If you're considering sending or have received a cease and desist letter, don't expect miracles.
November 11, 2025 at 5:59 PM
Can a cease and desist letter actually stop defamation or harassment on social media?
If you're considering sending or have received a cease and desist letter, don't expect miracles.
If you're considering sending or have received a cease and desist letter, don't expect miracles.
Bankruptcy filings continue to rise; this past month, filings increased by 15%. Why? A combination of a weak job market, student loans, and all-time high credit card debt.
November 10, 2025 at 10:25 PM
Bankruptcy filings continue to rise; this past month, filings increased by 15%. Why? A combination of a weak job market, student loans, and all-time high credit card debt.
Chilly morning. Warm up with your cup of coffee.
November 10, 2025 at 2:20 PM
Chilly morning. Warm up with your cup of coffee.
November 9, 2025 at 11:59 PM
Your wages are about to be garnished or your bank account frozen, but you didn't know about the lawsuit? Here are the steps you need to take!
November 9, 2025 at 7:01 PM
Your wages are about to be garnished or your bank account frozen, but you didn't know about the lawsuit? Here are the steps you need to take!
Meanwhile, on Twitter/X, a blog post regarding the increase in bankruptcy filings and tying it into student loans somehow makes me responsible for the student loan debt crisis as a "conflicted attorney" who serves my master.
November 9, 2025 at 5:28 PM
Meanwhile, on Twitter/X, a blog post regarding the increase in bankruptcy filings and tying it into student loans somehow makes me responsible for the student loan debt crisis as a "conflicted attorney" who serves my master.
Don't make the biggest mistake: Ignoring a creditor lawsuit is NOT an option. It leads straight to frozen bank accounts and wage garnishment.
November 9, 2025 at 5:21 PM
Don't make the biggest mistake: Ignoring a creditor lawsuit is NOT an option. It leads straight to frozen bank accounts and wage garnishment.
Think you are safe from creditors because you have an LLC? Think again!
November 8, 2025 at 8:05 PM
Think you are safe from creditors because you have an LLC? Think again!
Don't do what Dr. Phil did in his business bankruptcy case! It will cost you!
November 7, 2025 at 7:02 PM
Don't do what Dr. Phil did in his business bankruptcy case! It will cost you!
Holiday hiring by retailers is expected to fall to its lowest level in at least 15 years, according to the National Retail Federation.
November 7, 2025 at 3:01 PM
Holiday hiring by retailers is expected to fall to its lowest level in at least 15 years, according to the National Retail Federation.
Always enjoy seeing the deer.
November 7, 2025 at 3:47 AM
Always enjoy seeing the deer.
November 5, 2025 at 11:39 PM
IBM is laying off 5,000 employees. Why? You guessed it- AI!!!!
November 5, 2025 at 8:22 PM
IBM is laying off 5,000 employees. Why? You guessed it- AI!!!!