Prof.Alex
@profalex.bsky.social
Camping lover, golf nut, & of course, dogs & cats. Attorney, Professor, 80s was awesome, Gen X I'm told.
Bankruptcy.Blog.
Bankruptcy.Blog.
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Starbucks Layoffs, Local Coffee Bankruptcies: A Professor’s Take on the Bankruptcy Crisis
A bankruptcy attorney and professor explains the bankruptcy surge, the household debt crisis, and the effects of the tariffs.
bankruptcy.blog
A record high in U.S. household debt is triggering a surge in bankruptcy filings. Simultaneously, the retail coffee industry is collapsing under the tariff tax, forcing small shops to close their doors, while Starbucks sheds 2,000 employees and shuts down locations.
bankruptcy.blog/2025/11/layo...
bankruptcy.blog/2025/11/layo...
Facing a lawsuit from a creditor? Here are the steps you should take immediately!
www.youtube.com/shorts/XitvV...
www.youtube.com/shorts/XitvV...
SUED BY A CREDITOR? 3 STEPS TO TAKE NOW!
YouTube video by Bankruptcy Blog
www.youtube.com
November 14, 2025 at 4:50 PM
Facing a lawsuit from a creditor? Here are the steps you should take immediately!
www.youtube.com/shorts/XitvV...
www.youtube.com/shorts/XitvV...
Are we feeling liberated yet?
November 14, 2025 at 3:26 PM
Are we feeling liberated yet?
Many people assume bankruptcy is a one-and-done choice, but it's possible to convert from Chapter 7 to 13 and vice-versa!
Learn When and Why to Convert Your Bankruptcy Case:
bankruptcy.blog/2025/11/bank...
Learn When and Why to Convert Your Bankruptcy Case:
bankruptcy.blog/2025/11/bank...
Bankruptcy Conversions: Switching Chapters (7 to 13 and 13 to 7) Explained
A bankruptcy law attorney & professor explains bankruptcy conversions: Chapter 7 (liquidation) and Chapter 13 (reorganization).
bankruptcy.blog
November 14, 2025 at 3:25 PM
Many people assume bankruptcy is a one-and-done choice, but it's possible to convert from Chapter 7 to 13 and vice-versa!
Learn When and Why to Convert Your Bankruptcy Case:
bankruptcy.blog/2025/11/bank...
Learn When and Why to Convert Your Bankruptcy Case:
bankruptcy.blog/2025/11/bank...
The tariff yoyo continues. Now there will be a lower tariff for beef, bananas, and coffee. Exactly what my blog and video were about yesterday. It makes zero sense to impose a tariff on a product we don't produce in the U.S.
November 14, 2025 at 2:22 PM
The tariff yoyo continues. Now there will be a lower tariff for beef, bananas, and coffee. Exactly what my blog and video were about yesterday. It makes zero sense to impose a tariff on a product we don't produce in the U.S.
Watching the news. Get it?
November 13, 2025 at 11:46 PM
Watching the news. Get it?
The financial landscape continues to change. Major companies have been laying off employees by thousands. Now Wendy's Restaurants may close up to 300 locations and layoff up to 12,000 employees in the next few years.
November 13, 2025 at 8:29 PM
The financial landscape continues to change. Major companies have been laying off employees by thousands. Now Wendy's Restaurants may close up to 300 locations and layoff up to 12,000 employees in the next few years.
Never has a U.S. President resigned due to health reasons. Now ask yourself why that would happen now.
Put 2 and 2 together. Hint- it has nothing to do with health, it's just the excuse.
Put 2 and 2 together. Hint- it has nothing to do with health, it's just the excuse.
November 13, 2025 at 7:29 PM
Never has a U.S. President resigned due to health reasons. Now ask yourself why that would happen now.
Put 2 and 2 together. Hint- it has nothing to do with health, it's just the excuse.
Put 2 and 2 together. Hint- it has nothing to do with health, it's just the excuse.
Lol. Well said.
The Trump denial campaign about the current economic distress many Americans are facing is a major mistake politically.. People do not like being told they are doing well when they are not
November 13, 2025 at 7:26 PM
Lol. Well said.
I just posted minutes ago my latest blog and video, which in part references how the tariffs on coffee are increasing bankruptcies for small coffee shops and Starbucks is laying off 2,000 employees and closing locations.
******Now I see Verizon is laying off 15,000 employees!!!!!
******Now I see Verizon is laying off 15,000 employees!!!!!
November 13, 2025 at 6:25 PM
I just posted minutes ago my latest blog and video, which in part references how the tariffs on coffee are increasing bankruptcies for small coffee shops and Starbucks is laying off 2,000 employees and closing locations.
******Now I see Verizon is laying off 15,000 employees!!!!!
******Now I see Verizon is laying off 15,000 employees!!!!!
Trump: "I want the money to go directly to you. You’ll go out and buy your own health insurance and you’ll negotiate different plans… you will be an entrepreneur for yourself."
So I guess every homeowner is an entrepreneur?
So I guess every homeowner is an entrepreneur?
November 13, 2025 at 6:09 PM
Trump: "I want the money to go directly to you. You’ll go out and buy your own health insurance and you’ll negotiate different plans… you will be an entrepreneur for yourself."
So I guess every homeowner is an entrepreneur?
So I guess every homeowner is an entrepreneur?
☕ Your coffee just became a bankruptcy crisis. Tariffs are costing you 19% more, pushing small shops to close, while Starbucks lays off 2,000 employees.
Full-length blog below.
Full-length blog below.
November 13, 2025 at 6:00 PM
☕ Your coffee just became a bankruptcy crisis. Tariffs are costing you 19% more, pushing small shops to close, while Starbucks lays off 2,000 employees.
Full-length blog below.
Full-length blog below.
As talks continue of 15-year car loans, Chapter 13 bankruptcy could be an option to reduce the loan balance to the fair market value. Here's what you need to know about the "cram down."
www.youtube.com/watch?v=V5vr...
www.youtube.com/watch?v=V5vr...
How Chapter 13 Bankruptcy Cramdown Pays off Your Car Loan Faster
YouTube video by Bankruptcy Blog
www.youtube.com
November 13, 2025 at 5:24 PM
As talks continue of 15-year car loans, Chapter 13 bankruptcy could be an option to reduce the loan balance to the fair market value. Here's what you need to know about the "cram down."
www.youtube.com/watch?v=V5vr...
www.youtube.com/watch?v=V5vr...
I know we are all excited about the Trump dividend stimulus check, but I'm still waiting on my DOGE check.
November 13, 2025 at 3:10 PM
I know we are all excited about the Trump dividend stimulus check, but I'm still waiting on my DOGE check.
A record high in U.S. household debt is triggering a surge in bankruptcy filings. Simultaneously, the retail coffee industry is collapsing under the tariff tax, forcing small shops to close their doors, while Starbucks sheds 2,000 employees and shuts down locations.
bankruptcy.blog/2025/11/layo...
bankruptcy.blog/2025/11/layo...
Starbucks Layoffs, Local Coffee Bankruptcies: A Professor’s Take on the Bankruptcy Crisis
A bankruptcy attorney and professor explains the bankruptcy surge, the household debt crisis, and the effects of the tariffs.
bankruptcy.blog
November 13, 2025 at 2:54 PM
A record high in U.S. household debt is triggering a surge in bankruptcy filings. Simultaneously, the retail coffee industry is collapsing under the tariff tax, forcing small shops to close their doors, while Starbucks sheds 2,000 employees and shuts down locations.
bankruptcy.blog/2025/11/layo...
bankruptcy.blog/2025/11/layo...
He is literally playing the role of defense attorney while wearing a prosecutor's hat!
The reasons I don't like state bars is b/c I consider them useless. If I represented Client A as a defense attorney, & now I'm involved as a prosecutor with the possible witness against Client A, I would have been DISBARRED LONG AGO!!!
And the media keeps missing that story!!!!!!!!
And the media keeps missing that story!!!!!!!!
Blanche didn’t ask Maxwell a single question about any of these emails. Then he moved her to Club Fed where she is served individual meals and has a puppy and numerous other special privileges while she prepares her clemency petition. WHY?
November 13, 2025 at 2:30 PM
He is literally playing the role of defense attorney while wearing a prosecutor's hat!
The reasons I don't like state bars is b/c I consider them useless. If I represented Client A as a defense attorney, & now I'm involved as a prosecutor with the possible witness against Client A, I would have been DISBARRED LONG AGO!!!
And the media keeps missing that story!!!!!!!!
And the media keeps missing that story!!!!!!!!
Blanche didn’t ask Maxwell a single question about any of these emails. Then he moved her to Club Fed where she is served individual meals and has a puppy and numerous other special privileges while she prepares her clemency petition. WHY?
November 13, 2025 at 2:23 PM
The reasons I don't like state bars is b/c I consider them useless. If I represented Client A as a defense attorney, & now I'm involved as a prosecutor with the possible witness against Client A, I would have been DISBARRED LONG AGO!!!
And the media keeps missing that story!!!!!!!!
And the media keeps missing that story!!!!!!!!
I honestly don't understand the lying from the Trump Administration or Karoline Leavitt when the fact is that when the consumer reaches the checkout counter, they'll know the truth.
It's lying for the sake of lying.
It's lying for the sake of lying.
November 13, 2025 at 2:17 PM
I honestly don't understand the lying from the Trump Administration or Karoline Leavitt when the fact is that when the consumer reaches the checkout counter, they'll know the truth.
It's lying for the sake of lying.
It's lying for the sake of lying.
Wrapping up today's blog post on the tariffs and the increase in bankruptcy filings for consumers and businesses, especially for coffee companies.
November 13, 2025 at 2:09 PM
Wrapping up today's blog post on the tariffs and the increase in bankruptcy filings for consumers and businesses, especially for coffee companies.
Sadly, this happens every single time a hotel files for bankruptcy.
November 12, 2025 at 9:23 PM
Sadly, this happens every single time a hotel files for bankruptcy.
15-year car loans will destroy your finances and get you stuck in a debt loop you can't escape. It's a recipe for NEGATIVE EQUITY.
But, here's an idea: pay employees more!
But, here's an idea: pay employees more!
November 12, 2025 at 9:19 PM
15-year car loans will destroy your finances and get you stuck in a debt loop you can't escape. It's a recipe for NEGATIVE EQUITY.
But, here's an idea: pay employees more!
But, here's an idea: pay employees more!
It's 2025 and people like Ingraham still think that the President controls the price of gas. The President has as much control over gas prices as I do. OPEC could care less what you think the gas I price should be.
Yeah whoever jacked up tariffs on coffee from Brazil earlier this year must be a real bonehead
November 12, 2025 at 7:46 PM
It's 2025 and people like Ingraham still think that the President controls the price of gas. The President has as much control over gas prices as I do. OPEC could care less what you think the gas I price should be.
I agree. I've never been anxious about money. However, I've always been anxious about the lack of money.
Trump told Fox News he doesn’t believe that people are anxious about money.
Trump Brushes Off Americans’ Concerns About Affordability, Calls Polling 'Fake'
Trump told Fox News he doesn’t believe that people are anxious about money.
www.forbes.com
November 12, 2025 at 7:43 PM
I agree. I've never been anxious about money. However, I've always been anxious about the lack of money.
If you're getting sued, you CANNOT ignore the lawsuit; otherwise, your wages can be garnished and bank accounts frozen. Here are some steps you can take to protect yourself!
bankruptcy.blog/2024/07/prot...
bankruptcy.blog/2024/07/prot...
Protecting Your Bank Account When Sued: Vital Tips and Strategies
Don't ignore that lawsuit! Protect your cash. Prevent creditors from freezing your bank account. Immediate action stops the freeze
bankruptcy.blog
November 12, 2025 at 7:42 PM
If you're getting sued, you CANNOT ignore the lawsuit; otherwise, your wages can be garnished and bank accounts frozen. Here are some steps you can take to protect yourself!
bankruptcy.blog/2024/07/prot...
bankruptcy.blog/2024/07/prot...