Carlo Valle, Canada's Financial Shogun
@carlovalledfa.bsky.social
Advisor from Montreal. Named Canada's Financial Shogun by Emperor of Canada after defeating the usuper at the Battle of Sekigahara. LEARN MORE: carlovalle.ca
#pfcan #FreePalestine ✊🏼🍉
#pfcan #FreePalestine ✊🏼🍉
If you're friends aren't making deals on a getaway with friends, YOU NEED NEW FRIENDS.
#RiseAndGrind
#LinkedInCringe
#Satire
#RiseAndGrind
#LinkedInCringe
#Satire
September 23, 2025 at 11:42 PM
If you're friends aren't making deals on a getaway with friends, YOU NEED NEW FRIENDS.
#RiseAndGrind
#LinkedInCringe
#Satire
#RiseAndGrind
#LinkedInCringe
#Satire
You remember the opening scene from "2001: A Space Odyssey"?
My new and impressive heat pump reminds me of the Alien Monolith.
Want to learn about how I picked this model and why?
How does this apply to providing financial advice?
zurl.co/b7RIk
My new and impressive heat pump reminds me of the Alien Monolith.
Want to learn about how I picked this model and why?
How does this apply to providing financial advice?
zurl.co/b7RIk
September 16, 2025 at 4:36 PM
You remember the opening scene from "2001: A Space Odyssey"?
My new and impressive heat pump reminds me of the Alien Monolith.
Want to learn about how I picked this model and why?
How does this apply to providing financial advice?
zurl.co/b7RIk
My new and impressive heat pump reminds me of the Alien Monolith.
Want to learn about how I picked this model and why?
How does this apply to providing financial advice?
zurl.co/b7RIk
“Let’s be honest, I think Feminism has FAILED.”
I’ve heard multiple women say this in conversations at cafés, at the university, even at weddings.😭
Much of the reasoning behind making such a hyperbolic statement is driven by a resentment that ‘WOMEN CAN’T HAVE IT ALL.’
I’ve heard multiple women say this in conversations at cafés, at the university, even at weddings.😭
Much of the reasoning behind making such a hyperbolic statement is driven by a resentment that ‘WOMEN CAN’T HAVE IT ALL.’
August 28, 2025 at 11:15 AM
“Let’s be honest, I think Feminism has FAILED.”
I’ve heard multiple women say this in conversations at cafés, at the university, even at weddings.😭
Much of the reasoning behind making such a hyperbolic statement is driven by a resentment that ‘WOMEN CAN’T HAVE IT ALL.’
I’ve heard multiple women say this in conversations at cafés, at the university, even at weddings.😭
Much of the reasoning behind making such a hyperbolic statement is driven by a resentment that ‘WOMEN CAN’T HAVE IT ALL.’
3️⃣BUSINESS LESSONS I Learned While Lying on the Ground next to a Trash Can with a Broken Arm in Laval, Québec.
August 20, 2025 at 4:15 PM
3️⃣BUSINESS LESSONS I Learned While Lying on the Ground next to a Trash Can with a Broken Arm in Laval, Québec.
I helped my client go from having debt to becoming a millionaire overnight. 😱
Everyday, millions of Canadians transact with advisors and institutions. Few do anything meaningful for their clients.
Okay. Not really.
Everyday, millions of Canadians transact with advisors and institutions. Few do anything meaningful for their clients.
Okay. Not really.
August 19, 2025 at 10:45 PM
I helped my client go from having debt to becoming a millionaire overnight. 😱
Everyday, millions of Canadians transact with advisors and institutions. Few do anything meaningful for their clients.
Okay. Not really.
Everyday, millions of Canadians transact with advisors and institutions. Few do anything meaningful for their clients.
Okay. Not really.
L’histoire montre que, lorsqu’une profession devient majoritairement féminine, les salaires stagnent ou reculent, même si les responsabilités et la formation restent inchangées.
Pourquoi cela se produit-il?
zurl.co/41fXh
Pourquoi cela se produit-il?
zurl.co/41fXh
July 28, 2025 at 3:42 PM
L’histoire montre que, lorsqu’une profession devient majoritairement féminine, les salaires stagnent ou reculent, même si les responsabilités et la formation restent inchangées.
Pourquoi cela se produit-il?
zurl.co/41fXh
Pourquoi cela se produit-il?
zurl.co/41fXh
My piece on Islamic financing was published almost a YEAR AGO on FP Collective 🕌
Give it a read! zurl.co/EwBTn
Give it a read! zurl.co/EwBTn
What are Islamic Mortgages?
When Justin Trudeau announced the 2024 Federal Budget, he discussed new initiatives to make home ownership more accessible.
One of these initiatives involved Halal Mortgages.
Let's take a moment to say: Islamic fundamentalists are NOT taking over Canada. This is a false claim that has no basis in reality.
In
zurl.co
July 10, 2025 at 11:05 AM
My piece on Islamic financing was published almost a YEAR AGO on FP Collective 🕌
Give it a read! zurl.co/EwBTn
Give it a read! zurl.co/EwBTn
We tend to see debt as a personal financial problem. Should we consider it a public policy issue?
In April 2024, I attended a conference and workshop hosted by the @Observatoire québécois des inégalités.
In April 2024, I attended a conference and workshop hosted by the @Observatoire québécois des inégalités.
July 9, 2025 at 11:10 AM
We tend to see debt as a personal financial problem. Should we consider it a public policy issue?
In April 2024, I attended a conference and workshop hosted by the @Observatoire québécois des inégalités.
In April 2024, I attended a conference and workshop hosted by the @Observatoire québécois des inégalités.
BUSINESSES are potentially making A BIG MISTAKE 💸🤦🏽♂️
I often speak to new business owners, and when I ask about their equipment, almost all of them will say they PURCHASED IT OUTRIGHT. This could be a MISTAKE.
I often speak to new business owners, and when I ask about their equipment, almost all of them will say they PURCHASED IT OUTRIGHT. This could be a MISTAKE.
July 8, 2025 at 4:17 PM
BUSINESSES are potentially making A BIG MISTAKE 💸🤦🏽♂️
I often speak to new business owners, and when I ask about their equipment, almost all of them will say they PURCHASED IT OUTRIGHT. This could be a MISTAKE.
I often speak to new business owners, and when I ask about their equipment, almost all of them will say they PURCHASED IT OUTRIGHT. This could be a MISTAKE.
Not a day goes by where Finfluencers (financial influencers) aren't peddling their newsletters or lousy stock picks.
July 8, 2025 at 3:04 PM
Not a day goes by where Finfluencers (financial influencers) aren't peddling their newsletters or lousy stock picks.
🤖Here's a reason why good advisors will never be threatened by #AI or #roboadvisors 👇🏽
There's more to financial services than financial products.
If all I did was invest people's money or sold them insurance products, then I will about of the job very soon.
There's more to financial services than financial products.
If all I did was invest people's money or sold them insurance products, then I will about of the job very soon.
July 7, 2025 at 8:25 PM
🤖Here's a reason why good advisors will never be threatened by #AI or #roboadvisors 👇🏽
There's more to financial services than financial products.
If all I did was invest people's money or sold them insurance products, then I will about of the job very soon.
There's more to financial services than financial products.
If all I did was invest people's money or sold them insurance products, then I will about of the job very soon.
Too many advisors think that being financially literate is a guarantee to financial success. It’s much more complex than that.
We assume that being financially literate is some a requirement to being wealthy.
I mean, look at Donald Trump.
We assume that being financially literate is some a requirement to being wealthy.
I mean, look at Donald Trump.
June 27, 2025 at 10:45 AM
Too many advisors think that being financially literate is a guarantee to financial success. It’s much more complex than that.
We assume that being financially literate is some a requirement to being wealthy.
I mean, look at Donald Trump.
We assume that being financially literate is some a requirement to being wealthy.
I mean, look at Donald Trump.
I'm excited for Zoho's Client Experience workshop in Montreal. Definitely worth every dollar spent. #ZohoCXW #CXWorkshop
May 27, 2025 at 10:30 AM
I'm excited for Zoho's Client Experience workshop in Montreal. Definitely worth every dollar spent. #ZohoCXW #CXWorkshop
Par Whole Life policyholders 👇🏽
Many professionals and business owners (or both) are convinced that their Par Whole Life policy is a sure way to build wealth in any economic condition.
I'd say their insurance agent has done a great job MISREPRESENTING the product.
Many professionals and business owners (or both) are convinced that their Par Whole Life policy is a sure way to build wealth in any economic condition.
I'd say their insurance agent has done a great job MISREPRESENTING the product.
May 21, 2025 at 11:00 AM
Par Whole Life policyholders 👇🏽
Many professionals and business owners (or both) are convinced that their Par Whole Life policy is a sure way to build wealth in any economic condition.
I'd say their insurance agent has done a great job MISREPRESENTING the product.
Many professionals and business owners (or both) are convinced that their Par Whole Life policy is a sure way to build wealth in any economic condition.
I'd say their insurance agent has done a great job MISREPRESENTING the product.
Every time I do #insurance for couples 👫 ...
Life insurance:
👩 Woo hoo! Suck it, men!
👨 Ugghh. I wrestle ONE bear and my insurance goes up.
Disability Insurance:
👩 DOH!
👨 I'm gonna wrestle MORE bears!
Life insurance:
👩 Woo hoo! Suck it, men!
👨 Ugghh. I wrestle ONE bear and my insurance goes up.
Disability Insurance:
👩 DOH!
👨 I'm gonna wrestle MORE bears!
May 20, 2025 at 8:30 PM
Every time I do #insurance for couples 👫 ...
Life insurance:
👩 Woo hoo! Suck it, men!
👨 Ugghh. I wrestle ONE bear and my insurance goes up.
Disability Insurance:
👩 DOH!
👨 I'm gonna wrestle MORE bears!
Life insurance:
👩 Woo hoo! Suck it, men!
👨 Ugghh. I wrestle ONE bear and my insurance goes up.
Disability Insurance:
👩 DOH!
👨 I'm gonna wrestle MORE bears!
Did you read your employer-sponsored group insurance coverage CAREFULLY?
I get it. Why spend money for coverage I got from my employer?
It is a very common response I get when from clients. But here are some REASONS WHY (insurance joke) that’s a BAD IDEA:
I get it. Why spend money for coverage I got from my employer?
It is a very common response I get when from clients. But here are some REASONS WHY (insurance joke) that’s a BAD IDEA:
May 16, 2025 at 11:05 AM
Did you read your employer-sponsored group insurance coverage CAREFULLY?
I get it. Why spend money for coverage I got from my employer?
It is a very common response I get when from clients. But here are some REASONS WHY (insurance joke) that’s a BAD IDEA:
I get it. Why spend money for coverage I got from my employer?
It is a very common response I get when from clients. But here are some REASONS WHY (insurance joke) that’s a BAD IDEA:
Having personal debt can be problematic. But as a business owner, here is how you can make the interest TAX-DEDUCTIBLE in 3 STEPS!
LEARN MORE HERE : zurl.co/8z8Xh
LEARN MORE HERE : zurl.co/8z8Xh
May 15, 2025 at 11:00 AM
Having personal debt can be problematic. But as a business owner, here is how you can make the interest TAX-DEDUCTIBLE in 3 STEPS!
LEARN MORE HERE : zurl.co/8z8Xh
LEARN MORE HERE : zurl.co/8z8Xh
STOP THINKING ABOUT YOUR FINANCES ON VACATION!!
(Your mental health needs a break)
My wife and I are both self-employed. So, when we departed on a 7-week family vacation in Central America we felt EVERY DOLLAR we spent. 💸
A big reason: no new money is being made.
(Your mental health needs a break)
My wife and I are both self-employed. So, when we departed on a 7-week family vacation in Central America we felt EVERY DOLLAR we spent. 💸
A big reason: no new money is being made.
May 14, 2025 at 11:00 AM
STOP THINKING ABOUT YOUR FINANCES ON VACATION!!
(Your mental health needs a break)
My wife and I are both self-employed. So, when we departed on a 7-week family vacation in Central America we felt EVERY DOLLAR we spent. 💸
A big reason: no new money is being made.
(Your mental health needs a break)
My wife and I are both self-employed. So, when we departed on a 7-week family vacation in Central America we felt EVERY DOLLAR we spent. 💸
A big reason: no new money is being made.
Advisors, accountants and everyday Canadian business owners make this FALL FOR THIS MYTH ALL TOO OFTEN.
The myth is: if your corporation receives dividends from Canadian companies, it's taxed more favorably at 38%.
The myth is: if your corporation receives dividends from Canadian companies, it's taxed more favorably at 38%.
May 7, 2025 at 4:07 PM
Advisors, accountants and everyday Canadian business owners make this FALL FOR THIS MYTH ALL TOO OFTEN.
The myth is: if your corporation receives dividends from Canadian companies, it's taxed more favorably at 38%.
The myth is: if your corporation receives dividends from Canadian companies, it's taxed more favorably at 38%.
"Retire 30% wealthier" LOL
This is one of the best marketing phrases in the finance industry of recent history.
It is BOTH telling you the truth while lying to you.
Here's why these two images are THE SAME PICTURE.
TRUTH: There is a sizeable gap. (It's not what you think)
This is one of the best marketing phrases in the finance industry of recent history.
It is BOTH telling you the truth while lying to you.
Here's why these two images are THE SAME PICTURE.
TRUTH: There is a sizeable gap. (It's not what you think)
May 6, 2025 at 8:04 PM
"Retire 30% wealthier" LOL
This is one of the best marketing phrases in the finance industry of recent history.
It is BOTH telling you the truth while lying to you.
Here's why these two images are THE SAME PICTURE.
TRUTH: There is a sizeable gap. (It's not what you think)
This is one of the best marketing phrases in the finance industry of recent history.
It is BOTH telling you the truth while lying to you.
Here's why these two images are THE SAME PICTURE.
TRUTH: There is a sizeable gap. (It's not what you think)
Every physician client and prospect I have met has an unnecessary permanent life insurance policy.
They are young. They have no RRSPs. No TFSAs. No RESPs. Yet, for some reason they have a permanent life insurance policy.
Could these policies be useful. Sure.
They are young. They have no RRSPs. No TFSAs. No RESPs. Yet, for some reason they have a permanent life insurance policy.
Could these policies be useful. Sure.
May 5, 2025 at 11:45 AM
Every physician client and prospect I have met has an unnecessary permanent life insurance policy.
They are young. They have no RRSPs. No TFSAs. No RESPs. Yet, for some reason they have a permanent life insurance policy.
Could these policies be useful. Sure.
They are young. They have no RRSPs. No TFSAs. No RESPs. Yet, for some reason they have a permanent life insurance policy.
Could these policies be useful. Sure.
I think budgeting is overrated. But it can be helpful to follow a guideline.
By using the 50/30/20 rule as your guideline, you can create a budget that sets you up for success.
For more information, take a look at the infographic below zurl.co/4GaHh
By using the 50/30/20 rule as your guideline, you can create a budget that sets you up for success.
For more information, take a look at the infographic below zurl.co/4GaHh
Designing Your Budget The 50/30/20 Rule
Check out this infographic!
zurl.co
April 29, 2025 at 11:10 AM
I think budgeting is overrated. But it can be helpful to follow a guideline.
By using the 50/30/20 rule as your guideline, you can create a budget that sets you up for success.
For more information, take a look at the infographic below zurl.co/4GaHh
By using the 50/30/20 rule as your guideline, you can create a budget that sets you up for success.
For more information, take a look at the infographic below zurl.co/4GaHh
Planning for the future is a gift to yourself and your loved ones.
A living trust could be a valuable tool in your estate plan.
A living trust could be a valuable tool in your estate plan.
April 28, 2025 at 1:36 AM
Planning for the future is a gift to yourself and your loved ones.
A living trust could be a valuable tool in your estate plan.
A living trust could be a valuable tool in your estate plan.
Je participerai au colloque Colloque Code F 2025 -
SE CONSTRUIRE UN PATRIMOINE EN TERRE NOUVELLE!
Une belle occasion d’échanger sur la santé financière des communautés ethnoculturelles du Québec!.
📅Le 03 mai 2025 au Centre Saint-Pierre à Montréal.
zurl.co/oijSS
SE CONSTRUIRE UN PATRIMOINE EN TERRE NOUVELLE!
Une belle occasion d’échanger sur la santé financière des communautés ethnoculturelles du Québec!.
📅Le 03 mai 2025 au Centre Saint-Pierre à Montréal.
zurl.co/oijSS
April 27, 2025 at 11:30 AM
Je participerai au colloque Colloque Code F 2025 -
SE CONSTRUIRE UN PATRIMOINE EN TERRE NOUVELLE!
Une belle occasion d’échanger sur la santé financière des communautés ethnoculturelles du Québec!.
📅Le 03 mai 2025 au Centre Saint-Pierre à Montréal.
zurl.co/oijSS
SE CONSTRUIRE UN PATRIMOINE EN TERRE NOUVELLE!
Une belle occasion d’échanger sur la santé financière des communautés ethnoculturelles du Québec!.
📅Le 03 mai 2025 au Centre Saint-Pierre à Montréal.
zurl.co/oijSS