Myth Busting
MYTH: Refinancing always means starting over.
TRUTH: You can refinance into a shorter term, remove PMI, or restructure debt to fit your current goals.
Let’s talk about options that actually make sense for you.
#NoLiesJustMortgages #MortgageMyths #KeepingItRealEstate #HonestHomebuying
MYTH: Refinancing always means starting over.
TRUTH: You can refinance into a shorter term, remove PMI, or restructure debt to fit your current goals.
Let’s talk about options that actually make sense for you.
#NoLiesJustMortgages #MortgageMyths #KeepingItRealEstate #HonestHomebuying
January 14, 2026 at 5:03 PM
Myth Busting
MYTH: Refinancing always means starting over.
TRUTH: You can refinance into a shorter term, remove PMI, or restructure debt to fit your current goals.
Let’s talk about options that actually make sense for you.
#NoLiesJustMortgages #MortgageMyths #KeepingItRealEstate #HonestHomebuying
MYTH: Refinancing always means starting over.
TRUTH: You can refinance into a shorter term, remove PMI, or restructure debt to fit your current goals.
Let’s talk about options that actually make sense for you.
#NoLiesJustMortgages #MortgageMyths #KeepingItRealEstate #HonestHomebuying
💡 Mortgage myths busted!
Think you need a 20% deposit? ❌
Worried your credit score stops you buying? ❌
Stuck with your current bank? ❌
At Impact Specialist Finance, we’ll help you see the options you didn’t know existed.
📞 01403 272625 #Horsham #MortgageMyths #PropertyTips
Think you need a 20% deposit? ❌
Worried your credit score stops you buying? ❌
Stuck with your current bank? ❌
At Impact Specialist Finance, we’ll help you see the options you didn’t know existed.
📞 01403 272625 #Horsham #MortgageMyths #PropertyTips
December 12, 2025 at 6:37 PM
💡 Mortgage myths busted!
Think you need a 20% deposit? ❌
Worried your credit score stops you buying? ❌
Stuck with your current bank? ❌
At Impact Specialist Finance, we’ll help you see the options you didn’t know existed.
📞 01403 272625 #Horsham #MortgageMyths #PropertyTips
Think you need a 20% deposit? ❌
Worried your credit score stops you buying? ❌
Stuck with your current bank? ❌
At Impact Specialist Finance, we’ll help you see the options you didn’t know existed.
📞 01403 272625 #Horsham #MortgageMyths #PropertyTips
Think you need 20% down to buy your dream home? Think again! 🏡💡
CU Mortgage Express is here to answer your questions and find the perfect mortgage for you.
Heard any other home-buying myths? Tell us in the comments! 💬
Contact Us:
📞 (850) 542-2221
🌐 www.cumortgagexpress.com
#MortgageMyths
CU Mortgage Express is here to answer your questions and find the perfect mortgage for you.
Heard any other home-buying myths? Tell us in the comments! 💬
Contact Us:
📞 (850) 542-2221
🌐 www.cumortgagexpress.com
#MortgageMyths
November 9, 2025 at 3:01 PM
Think you need 20% down to buy your dream home? Think again! 🏡💡
CU Mortgage Express is here to answer your questions and find the perfect mortgage for you.
Heard any other home-buying myths? Tell us in the comments! 💬
Contact Us:
📞 (850) 542-2221
🌐 www.cumortgagexpress.com
#MortgageMyths
CU Mortgage Express is here to answer your questions and find the perfect mortgage for you.
Heard any other home-buying myths? Tell us in the comments! 💬
Contact Us:
📞 (850) 542-2221
🌐 www.cumortgagexpress.com
#MortgageMyths
MORTGAGE MYTH: “You need 20% down to buy a home.”
REALITY CHECK: You can buy with as little as 3% down (and sometimes 0% 👀).
Stop letting myths hold you back from your keys! 🔑
Let’s chat about what’s really possible for you.
#MortgageMyths #HomeOwnershipGoals #RealTalk #SouthwestFunding
REALITY CHECK: You can buy with as little as 3% down (and sometimes 0% 👀).
Stop letting myths hold you back from your keys! 🔑
Let’s chat about what’s really possible for you.
#MortgageMyths #HomeOwnershipGoals #RealTalk #SouthwestFunding
November 6, 2025 at 5:04 PM
MORTGAGE MYTH: “You need 20% down to buy a home.”
REALITY CHECK: You can buy with as little as 3% down (and sometimes 0% 👀).
Stop letting myths hold you back from your keys! 🔑
Let’s chat about what’s really possible for you.
#MortgageMyths #HomeOwnershipGoals #RealTalk #SouthwestFunding
REALITY CHECK: You can buy with as little as 3% down (and sometimes 0% 👀).
Stop letting myths hold you back from your keys! 🔑
Let’s chat about what’s really possible for you.
#MortgageMyths #HomeOwnershipGoals #RealTalk #SouthwestFunding
Nobody’s excited to get a mortgage… but everyone wants a house 🤷♂️
Here’s why the lender might just be your best friend in this process 👇
#HomeBuyingTips #MortgageMyths #RealEstate
Here’s why the lender might just be your best friend in this process 👇
#HomeBuyingTips #MortgageMyths #RealEstate
October 7, 2025 at 4:40 PM
Nobody’s excited to get a mortgage… but everyone wants a house 🤷♂️
Here’s why the lender might just be your best friend in this process 👇
#HomeBuyingTips #MortgageMyths #RealEstate
Here’s why the lender might just be your best friend in this process 👇
#HomeBuyingTips #MortgageMyths #RealEstate
Think you can’t get a mortgage? 🤔 Myths about deposits, credit & self-employment stop buyers — but you might already be ready. 🏡
Watch here: youtu.be/AQAUfO9YnPM
#MortgageAdvice #UKProperty #FirstTimeBuyer #MortgageMyths
Watch here: youtu.be/AQAUfO9YnPM
#MortgageAdvice #UKProperty #FirstTimeBuyer #MortgageMyths
youtu.be
September 23, 2025 at 5:20 PM
Think you can’t get a mortgage? 🤔 Myths about deposits, credit & self-employment stop buyers — but you might already be ready. 🏡
Watch here: youtu.be/AQAUfO9YnPM
#MortgageAdvice #UKProperty #FirstTimeBuyer #MortgageMyths
Watch here: youtu.be/AQAUfO9YnPM
#MortgageAdvice #UKProperty #FirstTimeBuyer #MortgageMyths
#HomeBuyingTips #MortgageMyths #RealEstateTikTok #MortgageWithTonya #FirstTimeBuyer
As a Mortgage Loan Originator (NMLS 2661651), I provide informational content. For personalized guidance, please reach out to me directly.
As a Mortgage Loan Originator (NMLS 2661651), I provide informational content. For personalized guidance, please reach out to me directly.
September 19, 2025 at 7:04 PM
#HomeBuyingTips #MortgageMyths #RealEstateTikTok #MortgageWithTonya #FirstTimeBuyer
As a Mortgage Loan Originator (NMLS 2661651), I provide informational content. For personalized guidance, please reach out to me directly.
As a Mortgage Loan Originator (NMLS 2661651), I provide informational content. For personalized guidance, please reach out to me directly.
#HomeBuyingTips #MortgageMyths #RealEstateTikTok #MortgageWithTonya #FirstTimeBuyer As a Mortgage Loan Originator (NMLS 2661651), I provide informational content. For personalized guidance, please reach out to me directly.
September 18, 2025 at 3:05 PM
#HomeBuyingTips #MortgageMyths #RealEstateTikTok #MortgageWithTonya #FirstTimeBuyer As a Mortgage Loan Originator (NMLS 2661651), I provide informational content. For personalized guidance, please reach out to me directly.
🏡 Time to bust some mortgage myths! Confused about home loans? Let's clear things up together. Got questions? DM me! 😊
#MortgageMyths #WashingtonHomeLoans #HomebuyingTips
#MortgageMyths #WashingtonHomeLoans #HomebuyingTips
September 13, 2025 at 6:08 PM
🏡 Time to bust some mortgage myths! Confused about home loans? Let's clear things up together. Got questions? DM me! 😊
#MortgageMyths #WashingtonHomeLoans #HomebuyingTips
#MortgageMyths #WashingtonHomeLoans #HomebuyingTips
Think you need perfect credit or 20% down? Think again.
• Pre-qual ≠ pre-approval
• You might qualify with credit under 600
• 20% down isn’t required
Let’s bust the myths and talk real options.
#mortgagemyths #homebuyinghelp #tonislist #njrealestateagent
• Pre-qual ≠ pre-approval
• You might qualify with credit under 600
• 20% down isn’t required
Let’s bust the myths and talk real options.
#mortgagemyths #homebuyinghelp #tonislist #njrealestateagent
July 17, 2025 at 6:28 PM
Think you need perfect credit or 20% down? Think again.
• Pre-qual ≠ pre-approval
• You might qualify with credit under 600
• 20% down isn’t required
Let’s bust the myths and talk real options.
#mortgagemyths #homebuyinghelp #tonislist #njrealestateagent
• Pre-qual ≠ pre-approval
• You might qualify with credit under 600
• 20% down isn’t required
Let’s bust the myths and talk real options.
#mortgagemyths #homebuyinghelp #tonislist #njrealestateagent
“My loan’s off the table because I just started a new job.”
❌ FALSE.
We’ve got lenders who’ll take you on after just 1 payslip.
📩 Ask us how.
#MortgageMyths #BrokerBFF
❌ FALSE.
We’ve got lenders who’ll take you on after just 1 payslip.
📩 Ask us how.
#MortgageMyths #BrokerBFF
July 2, 2025 at 9:10 PM
“My loan’s off the table because I just started a new job.”
❌ FALSE.
We’ve got lenders who’ll take you on after just 1 payslip.
📩 Ask us how.
#MortgageMyths #BrokerBFF
❌ FALSE.
We’ve got lenders who’ll take you on after just 1 payslip.
📩 Ask us how.
#MortgageMyths #BrokerBFF
You don’t need 20% down! FHA loans can get you in the door with as little as 3.5% #MortgageMyths
July 2, 2025 at 4:02 PM
You don’t need 20% down! FHA loans can get you in the door with as little as 3.5% #MortgageMyths
🏡 Myth: You need a 20% down payment to buy a home. 🤔
Truth: Many options allow for less, so don't let this myth hold you back! Want to know more? DM me!
#HomeBuyingTips #MortgageMyths #NewHomeJourney
Truth: Many options allow for less, so don't let this myth hold you back! Want to know more? DM me!
#HomeBuyingTips #MortgageMyths #NewHomeJourney
June 30, 2025 at 7:54 PM
🏡 Myth: You need a 20% down payment to buy a home. 🤔
Truth: Many options allow for less, so don't let this myth hold you back! Want to know more? DM me!
#HomeBuyingTips #MortgageMyths #NewHomeJourney
Truth: Many options allow for less, so don't let this myth hold you back! Want to know more? DM me!
#HomeBuyingTips #MortgageMyths #NewHomeJourney
Common down payment myths can keep great buyers on the sidelines. Let’s bust the biggest ones and put you back in the game.
#realestate #homebuyingtips #mortgagemyths #firsttimehomebuyer #downpaymenthelp #tonislist
#realestate #homebuyingtips #mortgagemyths #firsttimehomebuyer #downpaymenthelp #tonislist
June 17, 2025 at 5:59 PM
Common down payment myths can keep great buyers on the sidelines. Let’s bust the biggest ones and put you back in the game.
#realestate #homebuyingtips #mortgagemyths #firsttimehomebuyer #downpaymenthelp #tonislist
#realestate #homebuyingtips #mortgagemyths #firsttimehomebuyer #downpaymenthelp #tonislist
Myth: It’s better to wait for rates to drop. Timing the market is tough—focus on readiness. 📉 #MortgageMyths
June 3, 2025 at 8:47 PM
Myth: It’s better to wait for rates to drop. Timing the market is tough—focus on readiness. 📉 #MortgageMyths
Worried that checking your credit will hurt your score?
Let’s clear that up, it’s a myth.
I use soft credit pulls, which means:
✔️ No hit to your credit score
✔️ Fast insights into where you stand
✔️ Zero pressure, just clarity
🏠… #MortgageMyths #SoftCreditPull #HomeLoanHelp #MortgageMaestro
Let’s clear that up, it’s a myth.
I use soft credit pulls, which means:
✔️ No hit to your credit score
✔️ Fast insights into where you stand
✔️ Zero pressure, just clarity
🏠… #MortgageMyths #SoftCreditPull #HomeLoanHelp #MortgageMaestro
May 28, 2025 at 8:51 PM
Worried that checking your credit will hurt your score?
Let’s clear that up, it’s a myth.
I use soft credit pulls, which means:
✔️ No hit to your credit score
✔️ Fast insights into where you stand
✔️ Zero pressure, just clarity
🏠… #MortgageMyths #SoftCreditPull #HomeLoanHelp #MortgageMaestro
Let’s clear that up, it’s a myth.
I use soft credit pulls, which means:
✔️ No hit to your credit score
✔️ Fast insights into where you stand
✔️ Zero pressure, just clarity
🏠… #MortgageMyths #SoftCreditPull #HomeLoanHelp #MortgageMaestro
Worried that checking your credit will hurt your score?
Let’s clear that up, it’s a myth.
I use soft credit pulls, which means:
✔️ No hit to your credit score
✔️ Fast insights into where you stand
✔️ Zero pressure, just clarity
🏠… #MortgageMyths #SoftCreditPull #HomeLoanHelp #MortgageMaestro
Let’s clear that up, it’s a myth.
I use soft credit pulls, which means:
✔️ No hit to your credit score
✔️ Fast insights into where you stand
✔️ Zero pressure, just clarity
🏠… #MortgageMyths #SoftCreditPull #HomeLoanHelp #MortgageMaestro
May 28, 2025 at 8:51 PM
Worried that checking your credit will hurt your score?
Let’s clear that up, it’s a myth.
I use soft credit pulls, which means:
✔️ No hit to your credit score
✔️ Fast insights into where you stand
✔️ Zero pressure, just clarity
🏠… #MortgageMyths #SoftCreditPull #HomeLoanHelp #MortgageMaestro
Let’s clear that up, it’s a myth.
I use soft credit pulls, which means:
✔️ No hit to your credit score
✔️ Fast insights into where you stand
✔️ Zero pressure, just clarity
🏠… #MortgageMyths #SoftCreditPull #HomeLoanHelp #MortgageMaestro
Myth: You need a 20% deposit to buy a home in Australia.
Fact: Some lenders accept as little as 5%! Options like LMI (Lenders Mortgage Insurance) can help you get into your dream home sooner. Let’s chat about your options! 🏡
#FinanceFacts #MortgageMyths #AustraliaProperty
Fact: Some lenders accept as little as 5%! Options like LMI (Lenders Mortgage Insurance) can help you get into your dream home sooner. Let’s chat about your options! 🏡
#FinanceFacts #MortgageMyths #AustraliaProperty
April 22, 2025 at 10:43 PM
Myth: You need a 20% deposit to buy a home in Australia.
Fact: Some lenders accept as little as 5%! Options like LMI (Lenders Mortgage Insurance) can help you get into your dream home sooner. Let’s chat about your options! 🏡
#FinanceFacts #MortgageMyths #AustraliaProperty
Fact: Some lenders accept as little as 5%! Options like LMI (Lenders Mortgage Insurance) can help you get into your dream home sooner. Let’s chat about your options! 🏡
#FinanceFacts #MortgageMyths #AustraliaProperty
🚨 Debunking Mortgage Myths! 🚨 A refinance can happen at renewal, but a renewal isn’t always a refinance! 🤔💰
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
April 9, 2025 at 11:02 PM
🚨 Debunking Mortgage Myths! 🚨 A refinance can happen at renewal, but a renewal isn’t always a refinance! 🤔💰
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
🚨 Debunking Mortgage Myths! 🚨 A refinance can happen at renewal, but a renewal isn’t always a refinance! 🤔💰
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
April 9, 2025 at 2:01 AM
🚨 Debunking Mortgage Myths! 🚨 A refinance can happen at renewal, but a renewal isn’t always a refinance! 🤔💰
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
🚨 Debunking Mortgage Myths! 🚨 A refinance can happen at renewal, but a renewal isn’t always a refinance! 🤔💰
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
April 9, 2025 at 12:02 AM
🚨 Debunking Mortgage Myths! 🚨 A refinance can happen at renewal, but a renewal isn’t always a refinance! 🤔💰
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
Swipe 👉 to see the key differences and make the best choice for your home financing! 🏡✅
#MortgageMyths #HomeFinancing #RefinanceVsRenewal #SmartHomeownership
DM me to see what works best for you! 💬 #MortgageMyths #HomeBuying
February 10, 2025 at 10:02 PM
DM me to see what works best for you! 💬 #MortgageMyths #HomeBuying
🚨 Fact check: No, Trump (or any president) can't order the Fed to lower rates. 📉 The Fed is independent & sets policy based on economic data—not politics. Mortgage rates are driven by the bond market, not campaign promises! 🏡💰 #MortgageMyths #RealEstateFacts #OrlickiGroup
February 4, 2025 at 5:24 PM
🚨 Fact check: No, Trump (or any president) can't order the Fed to lower rates. 📉 The Fed is independent & sets policy based on economic data—not politics. Mortgage rates are driven by the bond market, not campaign promises! 🏡💰 #MortgageMyths #RealEstateFacts #OrlickiGroup
🏡📉 Can Trump (or any president) control mortgage rates? Nope. Rates are driven by the bond market, inflation & Fed policy—not political promises. Stay informed & work with experts to navigate the market! #MortgageMyths #RealEstateFacts #OrlickiGroup
January 27, 2025 at 5:24 PM
🏡📉 Can Trump (or any president) control mortgage rates? Nope. Rates are driven by the bond market, inflation & Fed policy—not political promises. Stay informed & work with experts to navigate the market! #MortgageMyths #RealEstateFacts #OrlickiGroup
🔥 Friday Myth-Busting:
❌ Myth: “You need perfect credit to buy a home.”
✅ Truth: Many lenders accept scores as low as 600!
✔ Save a strong down payment.
✔ Keep debt low.
✔ Work with a mortgage pro (that’s me!).
Let’s make your dream home a reality! 🏡💬 #MortgageMyths
❌ Myth: “You need perfect credit to buy a home.”
✅ Truth: Many lenders accept scores as low as 600!
✔ Save a strong down payment.
✔ Keep debt low.
✔ Work with a mortgage pro (that’s me!).
Let’s make your dream home a reality! 🏡💬 #MortgageMyths
January 24, 2025 at 2:54 PM
🔥 Friday Myth-Busting:
❌ Myth: “You need perfect credit to buy a home.”
✅ Truth: Many lenders accept scores as low as 600!
✔ Save a strong down payment.
✔ Keep debt low.
✔ Work with a mortgage pro (that’s me!).
Let’s make your dream home a reality! 🏡💬 #MortgageMyths
❌ Myth: “You need perfect credit to buy a home.”
✅ Truth: Many lenders accept scores as low as 600!
✔ Save a strong down payment.
✔ Keep debt low.
✔ Work with a mortgage pro (that’s me!).
Let’s make your dream home a reality! 🏡💬 #MortgageMyths