Joshua Beniston
@joshuabeniston.com
Mortgage Broker, finance guy, based in Sydney Australia. Over 23 years of experience dealing with some of Australia’s wealthiest families.
Fixed, variable, or split? The best choice usually matches your risk comfort + cashflow. Fixed can buy certainty; variable can buy flexibility. Splitting can hedge both. If you’re weighing options for 2026, I’m happy to talk it through. — Newstart Financial Solutions
January 15, 2026 at 8:37 PM
Fixed, variable, or split? The best choice usually matches your risk comfort + cashflow. Fixed can buy certainty; variable can buy flexibility. Splitting can hedge both. If you’re weighing options for 2026, I’m happy to talk it through. — Newstart Financial Solutions
Australian property market tip: don’t just watch headline prices. Look at days on market, vendor discounts, and stock levels in your suburb—these change faster than national averages. If you want help interpreting what you’re seeing, message me. — Newstart Financial Solutions
January 14, 2026 at 8:36 PM
Australian property market tip: don’t just watch headline prices. Look at days on market, vendor discounts, and stock levels in your suburb—these change faster than national averages. If you want help interpreting what you’re seeing, message me. — Newstart Financial Solutions
Essential Guide to First Home Buyer Loans in Australia
Buying your first home in Australia is a major financial decision that can be daunting due to rising prices and complex lending rules. First home buyer loans, tailored with government incentives, can simplify the process. Utilizing a mortgage…
Buying your first home in Australia is a major financial decision that can be daunting due to rising prices and complex lending rules. First home buyer loans, tailored with government incentives, can simplify the process. Utilizing a mortgage…
Essential Guide to First Home Buyer Loans in Australia
Buying your first home in Australia is a major financial decision that can be daunting due to rising prices and complex lending rules. First home buyer loans, tailored with government incentives, can simplify the process. Utilizing a mortgage broker provides broader access to options, ensuring strategic decisions for long-term financial stability.
propertyfinancebroker.com
January 14, 2026 at 1:37 AM
Essential Guide to First Home Buyer Loans in Australia
Buying your first home in Australia is a major financial decision that can be daunting due to rising prices and complex lending rules. First home buyer loans, tailored with government incentives, can simplify the process. Utilizing a mortgage…
Buying your first home in Australia is a major financial decision that can be daunting due to rising prices and complex lending rules. First home buyer loans, tailored with government incentives, can simplify the process. Utilizing a mortgage…
Buying a property soon? Before you fall in love with a listing, run the ‘boring numbers’: repayments at +1–2% higher rates, strata/body corp, insurance, and a buffer for surprises. It makes the fun part less stressful. Questions welcome. — Newstart Financial Solutions
January 13, 2026 at 8:35 PM
Buying a property soon? Before you fall in love with a listing, run the ‘boring numbers’: repayments at +1–2% higher rates, strata/body corp, insurance, and a buffer for surprises. It makes the fun part less stressful. Questions welcome. — Newstart Financial Solutions
Mortgage review idea: once a year, check 3 things—rate, features you actually use (offset/redraw), and your goals (pay off sooner vs invest). Loans drift over time. If you’re unsure what to compare, happy to point you in the right direction. — Newstart Financial Solutions
January 12, 2026 at 8:34 PM
Mortgage review idea: once a year, check 3 things—rate, features you actually use (offset/redraw), and your goals (pay off sooner vs invest). Loans drift over time. If you’re unsure what to compare, happy to point you in the right direction. — Newstart Financial Solutions
Refinancing isn’t just chasing the lowest rate. Ask: what’s the total cost (fees, cashback conditions, offset access, redraw rules)? A 0.2% drop can be wiped out by the wrong features. Want a quick sense-check? DM me. — Newstart Financial Solutions
January 11, 2026 at 8:10 PM
Refinancing isn’t just chasing the lowest rate. Ask: what’s the total cost (fees, cashback conditions, offset access, redraw rules)? A 0.2% drop can be wiped out by the wrong features. Want a quick sense-check? DM me. — Newstart Financial Solutions
With access to a wide range of lenders, I can help you:
✅ Compare car loan options (not just the one your dealer offers)
✅ Find competitive rates and flexible loan structures
✅ Choose a repayment that fits your lifestyle and your other goals
#LoansMadeEasy #HereToHelp
✅ Compare car loan options (not just the one your dealer offers)
✅ Find competitive rates and flexible loan structures
✅ Choose a repayment that fits your lifestyle and your other goals
#LoansMadeEasy #HereToHelp
January 5, 2026 at 11:08 PM
With access to a wide range of lenders, I can help you:
✅ Compare car loan options (not just the one your dealer offers)
✅ Find competitive rates and flexible loan structures
✅ Choose a repayment that fits your lifestyle and your other goals
#LoansMadeEasy #HereToHelp
✅ Compare car loan options (not just the one your dealer offers)
✅ Find competitive rates and flexible loan structures
✅ Choose a repayment that fits your lifestyle and your other goals
#LoansMadeEasy #HereToHelp
Social media can be a slow grind but with consistency and patience it slowly builds #socialmedia #broking #mortgages #rates
January 2, 2026 at 5:02 AM
Social media can be a slow grind but with consistency and patience it slowly builds #socialmedia #broking #mortgages #rates
🎅 “Broker My Christmas Wish!”
Dear Santa, I’ve been good this year. All I want is:
🎁 A lower rate.
🎁 Better repayments.
🎁 A new home.
Whatever’s on your wish list, let’s make it happen before the year wraps up. Ready to tick one off?
#mortgagebroker #loanoptions #propertydreams #holidaygoals
Dear Santa, I’ve been good this year. All I want is:
🎁 A lower rate.
🎁 Better repayments.
🎁 A new home.
Whatever’s on your wish list, let’s make it happen before the year wraps up. Ready to tick one off?
#mortgagebroker #loanoptions #propertydreams #holidaygoals
December 17, 2025 at 8:11 PM
🎅 “Broker My Christmas Wish!”
Dear Santa, I’ve been good this year. All I want is:
🎁 A lower rate.
🎁 Better repayments.
🎁 A new home.
Whatever’s on your wish list, let’s make it happen before the year wraps up. Ready to tick one off?
#mortgagebroker #loanoptions #propertydreams #holidaygoals
Dear Santa, I’ve been good this year. All I want is:
🎁 A lower rate.
🎁 Better repayments.
🎁 A new home.
Whatever’s on your wish list, let’s make it happen before the year wraps up. Ready to tick one off?
#mortgagebroker #loanoptions #propertydreams #holidaygoals
🙅♂️ “Loan Declined? Computer say no!” A loan rejection isn't the end—it's just a detour.
🚧 With access to over 60 lenders, it’s our job to find the right fit for your unique situation. Let's turn that 'no' into a 'yes'!
#homeloanhelp #mortgagebroker #loanapproval
🚧 With access to over 60 lenders, it’s our job to find the right fit for your unique situation. Let's turn that 'no' into a 'yes'!
#homeloanhelp #mortgagebroker #loanapproval
December 7, 2025 at 10:28 PM
🙅♂️ “Loan Declined? Computer say no!” A loan rejection isn't the end—it's just a detour.
🚧 With access to over 60 lenders, it’s our job to find the right fit for your unique situation. Let's turn that 'no' into a 'yes'!
#homeloanhelp #mortgagebroker #loanapproval
🚧 With access to over 60 lenders, it’s our job to find the right fit for your unique situation. Let's turn that 'no' into a 'yes'!
#homeloanhelp #mortgagebroker #loanapproval
🌱 Reminder – Check Your Credit Report
#creditcheck #creditscore #homeloan #mortgage #lending #finance #creditimpaired #mortgagebroker #LoanSolutions #MortgageBrokerSuccess
#creditcheck #creditscore #homeloan #mortgage #lending #finance #creditimpaired #mortgagebroker #LoanSolutions #MortgageBrokerSuccess
November 26, 2025 at 8:28 PM
🌱 Reminder – Check Your Credit Report
#creditcheck #creditscore #homeloan #mortgage #lending #finance #creditimpaired #mortgagebroker #LoanSolutions #MortgageBrokerSuccess
#creditcheck #creditscore #homeloan #mortgage #lending #finance #creditimpaired #mortgagebroker #LoanSolutions #MortgageBrokerSuccess
🏦 Monday Motivation
New Week ✨
New Energy ⚡
New Experiences 🌟
New Opportunity 💪
#MondayMotivation #goalgetter #gogetter #Monday #reset #recharge
New Week ✨
New Energy ⚡
New Experiences 🌟
New Opportunity 💪
#MondayMotivation #goalgetter #gogetter #Monday #reset #recharge
November 23, 2025 at 8:25 PM
🏦 Monday Motivation
New Week ✨
New Energy ⚡
New Experiences 🌟
New Opportunity 💪
#MondayMotivation #goalgetter #gogetter #Monday #reset #recharge
New Week ✨
New Energy ⚡
New Experiences 🌟
New Opportunity 💪
#MondayMotivation #goalgetter #gogetter #Monday #reset #recharge
💪 International Men’s Day
Celebrating International Men’s Day! This month we’re highlighting Movember to raise awareness for men’s health and suicide prevention.
Let’s make a difference together 💙
#MensHealth #Movember #SuicidePrevention #InternationalMensDay #MortgageBrokers
Celebrating International Men’s Day! This month we’re highlighting Movember to raise awareness for men’s health and suicide prevention.
Let’s make a difference together 💙
#MensHealth #Movember #SuicidePrevention #InternationalMensDay #MortgageBrokers
November 17, 2025 at 8:13 PM
💪 International Men’s Day
Celebrating International Men’s Day! This month we’re highlighting Movember to raise awareness for men’s health and suicide prevention.
Let’s make a difference together 💙
#MensHealth #Movember #SuicidePrevention #InternationalMensDay #MortgageBrokers
Celebrating International Men’s Day! This month we’re highlighting Movember to raise awareness for men’s health and suicide prevention.
Let’s make a difference together 💙
#MensHealth #Movember #SuicidePrevention #InternationalMensDay #MortgageBrokers
💼 Fun Fact Friday
Before getting into Banking and finance 24 years, Josh was a tradesman, a stone mason. So when you need a broker who understands the money side but also understands the construction or renovation side, you are covered.
#funfact #mortgagebroker #finance
Before getting into Banking and finance 24 years, Josh was a tradesman, a stone mason. So when you need a broker who understands the money side but also understands the construction or renovation side, you are covered.
#funfact #mortgagebroker #finance
November 13, 2025 at 8:09 PM
💼 Fun Fact Friday
Before getting into Banking and finance 24 years, Josh was a tradesman, a stone mason. So when you need a broker who understands the money side but also understands the construction or renovation side, you are covered.
#funfact #mortgagebroker #finance
Before getting into Banking and finance 24 years, Josh was a tradesman, a stone mason. So when you need a broker who understands the money side but also understands the construction or renovation side, you are covered.
#funfact #mortgagebroker #finance
🏡 Happiness is Eating Tacos in Your Dream Home!
Happiness isn’t just a feeling – it’s sitting in your dream home, eating tacos on Taco Wednesday.
🌮 Let us help you find the right loan to make that dream a reality
#DreamHome #TacoThursday #HomeLoanSolutions #AussieDream
Happiness isn’t just a feeling – it’s sitting in your dream home, eating tacos on Taco Wednesday.
🌮 Let us help you find the right loan to make that dream a reality
#DreamHome #TacoThursday #HomeLoanSolutions #AussieDream
November 11, 2025 at 8:07 PM
🏡 Happiness is Eating Tacos in Your Dream Home!
Happiness isn’t just a feeling – it’s sitting in your dream home, eating tacos on Taco Wednesday.
🌮 Let us help you find the right loan to make that dream a reality
#DreamHome #TacoThursday #HomeLoanSolutions #AussieDream
Happiness isn’t just a feeling – it’s sitting in your dream home, eating tacos on Taco Wednesday.
🌮 Let us help you find the right loan to make that dream a reality
#DreamHome #TacoThursday #HomeLoanSolutions #AussieDream
🌟 Property of the Month 🌟
📍16A Brooks St, Linley Point NSW
Architect-designed waterfront luxury with skyline views, guest house & entertainer’s terrace.
Dream home or smart investment? Let’s make it happen.
👉 newstartfinancialsolutions.c...
#NewStart #Property
📍16A Brooks St, Linley Point NSW
Architect-designed waterfront luxury with skyline views, guest house & entertainer’s terrace.
Dream home or smart investment? Let’s make it happen.
👉 newstartfinancialsolutions.c...
#NewStart #Property
November 6, 2025 at 3:03 AM
🌟 Property of the Month 🌟
📍16A Brooks St, Linley Point NSW
Architect-designed waterfront luxury with skyline views, guest house & entertainer’s terrace.
Dream home or smart investment? Let’s make it happen.
👉 newstartfinancialsolutions.c...
#NewStart #Property
📍16A Brooks St, Linley Point NSW
Architect-designed waterfront luxury with skyline views, guest house & entertainer’s terrace.
Dream home or smart investment? Let’s make it happen.
👉 newstartfinancialsolutions.c...
#NewStart #Property
🐎💚 It’s Melbourne Cup Day — and Newt’s racing for the best rate in the field!
Whether you’re cheering your horse or just here for the hats & snacks, may your day be full of wins.
In finance, like racing — it’s not just speed, it’s strategy. 😉
#MelbourneCup #NewStart
Whether you’re cheering your horse or just here for the hats & snacks, may your day be full of wins.
In finance, like racing — it’s not just speed, it’s strategy. 😉
#MelbourneCup #NewStart
November 3, 2025 at 11:56 PM
🐎💚 It’s Melbourne Cup Day — and Newt’s racing for the best rate in the field!
Whether you’re cheering your horse or just here for the hats & snacks, may your day be full of wins.
In finance, like racing — it’s not just speed, it’s strategy. 😉
#MelbourneCup #NewStart
Whether you’re cheering your horse or just here for the hats & snacks, may your day be full of wins.
In finance, like racing — it’s not just speed, it’s strategy. 😉
#MelbourneCup #NewStart
📋 RBA Rate Decision Day
Today’s the day! The day that stops the nation!..... oh thats Melbourne cup.
The Reserve Bank of Australia will be announcing today, stay tuned.
#RBADecision #InterestRates #MortgageNews #StayInformed #financebroker #homeloan #rba
Today’s the day! The day that stops the nation!..... oh thats Melbourne cup.
The Reserve Bank of Australia will be announcing today, stay tuned.
#RBADecision #InterestRates #MortgageNews #StayInformed #financebroker #homeloan #rba
November 3, 2025 at 8:55 PM
📋 RBA Rate Decision Day
Today’s the day! The day that stops the nation!..... oh thats Melbourne cup.
The Reserve Bank of Australia will be announcing today, stay tuned.
#RBADecision #InterestRates #MortgageNews #StayInformed #financebroker #homeloan #rba
Today’s the day! The day that stops the nation!..... oh thats Melbourne cup.
The Reserve Bank of Australia will be announcing today, stay tuned.
#RBADecision #InterestRates #MortgageNews #StayInformed #financebroker #homeloan #rba
🎃 The credits roll… Newt survived the Haunted Mortgage! 🦎👻
This Halloween, remember: the scariest monsters aren’t ghosts — they’re bad loans.
Stay spooky, stay savvy, and Happy Halloween! 🕷️🕸️
#Halloween #MortgageTips
This Halloween, remember: the scariest monsters aren’t ghosts — they’re bad loans.
Stay spooky, stay savvy, and Happy Halloween! 🕷️🕸️
#Halloween #MortgageTips
October 30, 2025 at 8:02 PM
🎃 The credits roll… Newt survived the Haunted Mortgage! 🦎👻
This Halloween, remember: the scariest monsters aren’t ghosts — they’re bad loans.
Stay spooky, stay savvy, and Happy Halloween! 🕷️🕸️
#Halloween #MortgageTips
This Halloween, remember: the scariest monsters aren’t ghosts — they’re bad loans.
Stay spooky, stay savvy, and Happy Halloween! 🕷️🕸️
#Halloween #MortgageTips
Trick or treat? 🍬 With us, your mortgage is always a treat — no tricks. Happy Halloween eve! 🕷️🕸️ #Halloween #MortgageTips
October 29, 2025 at 7:55 PM
Trick or treat? 🍬 With us, your mortgage is always a treat — no tricks. Happy Halloween eve! 🕷️🕸️ #Halloween #MortgageTips
October and Onward! 📅
We are currently taking bookings for our 1-hour personal strategy sessions. Book your free session today – the links in our bio.
#MortgageAdvice #LoanOptions #FinanceHelp #MortgageExpert #MortgageBroker #FinancialSuccess
We are currently taking bookings for our 1-hour personal strategy sessions. Book your free session today – the links in our bio.
#MortgageAdvice #LoanOptions #FinanceHelp #MortgageExpert #MortgageBroker #FinancialSuccess
October 28, 2025 at 8:24 PM
October and Onward! 📅
We are currently taking bookings for our 1-hour personal strategy sessions. Book your free session today – the links in our bio.
#MortgageAdvice #LoanOptions #FinanceHelp #MortgageExpert #MortgageBroker #FinancialSuccess
We are currently taking bookings for our 1-hour personal strategy sessions. Book your free session today – the links in our bio.
#MortgageAdvice #LoanOptions #FinanceHelp #MortgageExpert #MortgageBroker #FinancialSuccess
Don’t let lender delays creep up like cobwebs 🕸️. We know who moves fast. #MortgageJourney #HalloweenFinance
October 28, 2025 at 7:54 PM
Don’t let lender delays creep up like cobwebs 🕸️. We know who moves fast. #MortgageJourney #HalloweenFinance
BROKER PAGES REVIEW: ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
#HomeEquity #RenovationPlans #MortgageHelp #InvestmentProperty #PropertyGoals #MortgageExpert #FinanceBroker
#HomeEquity #RenovationPlans #MortgageHelp #InvestmentProperty #PropertyGoals #MortgageExpert #FinanceBroker
October 27, 2025 at 8:22 PM
BROKER PAGES REVIEW: ⭐️ ⭐️ ⭐️ ⭐️ ⭐️
#HomeEquity #RenovationPlans #MortgageHelp #InvestmentProperty #PropertyGoals #MortgageExpert #FinanceBroker
#HomeEquity #RenovationPlans #MortgageHelp #InvestmentProperty #PropertyGoals #MortgageExpert #FinanceBroker
Haunted houses are fun at Halloween, not IRL 👻. Let’s get your pre-approval sorted. #PreApproval #HalloweenVibes
October 27, 2025 at 7:53 PM
Haunted houses are fun at Halloween, not IRL 👻. Let’s get your pre-approval sorted. #PreApproval #HalloweenVibes