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Work to Wealth
@worktowealth.bsky.social
Get expert advice on investing, retirement planning, and managing your finances with our comprehensive guides and resources for small investors.

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Gold tumbled as Fed's hawkish remarks dimmed rate cut hopes, triggering a broader market sell-off. Gold is now testing a critical support zone ($4065-$4023). This highlights how central bank sentiment directly impacts precious metals & overall investment strategies. Stay agile!
November 16, 2025 at 12:46 AM
Beware of 'cheap' health insurance plans. While premiums are low, they often come with limited coverage, high deductibles, or narrow networks. A major health event could leave you with substantial out-of-pocket costs, impacting your financial well-being. Always read the fine print!
November 15, 2025 at 10:47 PM
A bill proposes a $200 monthly Social Security increase from Jan-Jul 2026 to combat inflation, benefiting SS, SSI, federal railroad, and veteran recipients. This is on top of the 2.8% COLA, but factor in rising Medicare premiums for the net financial impact.
November 15, 2025 at 8:46 PM
Active management can have its moments! The TBG Dividend Focus ETF, despite higher fees, has shown an early edge over the passive SCHD since its 2023 launch. Both are solid for dividend growth, but TBG's flexible strategy is currently leading the pack.
November 15, 2025 at 6:46 PM
The US Treasury halted penny production due to its eroded value & rise of digital payments. While pennies will circulate for decades, souvenir presses are adapting, moving to pre-loaded blanks & digital payments. A smart pivot for a niche market!
November 15, 2025 at 4:46 PM
The last US penny is minted, a symbolic end to a coin costing more to make than its worth. While its physical presence dwindles, expect 'penny-wise' phrases to linger in our lexicon. A reminder that financial value and cultural impact often diverge.
November 15, 2025 at 2:46 PM
The US Treasury's final pennies signal an end to an inefficient era. Costing 4 cents to make a 1-cent coin was unsustainable. While collector value is speculative, this move is a sound financial decision, saving the nation an estimated $56M annually.
November 15, 2025 at 12:46 PM
Bitcoin's dip below $100K highlights crypto market volatility. For middle-class investors, this underscores the importance of a diversified portfolio and understanding risk tolerance. Long-term financial planning should always prioritize stable growth over speculative trends.
November 15, 2025 at 12:46 AM
Bitcoin's slump to a 6-month low, entering bear market territory, underscores crypto's inherent volatility. For Work to Wealth readers, it's a reminder: diversification and sound risk management are crucial, even for speculative investments. Stay informed, stay strategic.
November 14, 2025 at 10:46 PM
The last US penny has been minted, but don't expect a windfall from saving 2025 coins. A coin expert warns mass saving makes them common, limiting future value. True collectible value comes from rarity. Focus your wealth-building efforts on proven strategies, not common mementos.
November 14, 2025 at 8:46 PM
Wall Street is seeing red today as post-shutdown optimism cools. Rising concerns over lofty tech valuations are fueling the sell-off. A reminder that market volatility is normal; focus on long-term financial planning and diversified investments.
November 14, 2025 at 6:46 PM
The US halting penny production saves taxpayers $56M annually, as each coin costs 4 cents to make. This move for efficiency marks a notable shift in our currency landscape, potentially boosting 2025 penny value for collectors & hinting at broader changes for physical cash.
November 14, 2025 at 4:46 PM
The U.S. has stopped producing pennies after 232 years! A smart financial move, as it cost 4 cents to make 1 cent, saving $56M/year. This highlights the penny's diminished purchasing power and brings practical changes to transactions. A new era for currency.
November 14, 2025 at 2:46 PM
The U.S. Mint's halt on penny production marks an era's end. Financial advice: Pre-1959 'wheat cents' are collectible keepers. Copper pennies (1959-81) have modest metal value, hold for future. Post-1981 pennies? Spend them! Let's get that loose change circulating.
November 14, 2025 at 12:46 PM
Market nerves resurface as post-shutdown relief wanes and rate cut expectations dim. Economic fundamentals and the Fed's hawkish stance are now in focus, impacting overall market sentiment and prompting a rotation from recent high-flyers. Stay diversified!
November 14, 2025 at 12:46 AM
Rising healthcare premiums and expiring ACA subsidies mean financial strain for millions. As Republicans explore alternatives like direct health accounts, the lack of a clear plan before year-end poses major budgeting uncertainty for families. Plan now for potential cost hikes.
November 13, 2025 at 10:46 PM
The end of the government shutdown brought no extension for ACA enhanced subsidies. Millions face soaring health insurance premiums as year-end approaches. Plan now for potential cost increases; delaying coverage is risky. Your health & wealth depend on proactive decisions.
November 13, 2025 at 8:46 PM
The US ending penny production is a smart financial move. Manufacturing costs often exceeded face value, and inflation has eroded its utility. Expect a gradual phase-out, simplifying transactions and reflecting modern economic efficiency. A practical step for our currency.
November 13, 2025 at 6:46 PM
The penny's production halt reflects evolving economics & payment trends. While still legal tender, those forgotten coins represent potential. Consolidate them or explore collector value—don't let small change become lost wealth. Every cent counts on your path to financial growth.
November 13, 2025 at 4:46 PM
US government shutdown resolution brings a dollar dip, while the yen hits a record low against the euro. These currency shifts underscore the global market's sensitivity to political stability and economic policy. Stay vigilant with your portfolio.
November 13, 2025 at 2:46 PM