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Work to Wealth
@worktowealth.bsky.social
Get expert advice on investing, retirement planning, and managing your finances with our comprehensive guides and resources for small investors.

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Bitcoin's slump to a 6-month low, entering bear market territory, underscores crypto's inherent volatility. For Work to Wealth readers, it's a reminder: diversification and sound risk management are crucial, even for speculative investments. Stay informed, stay strategic.
November 14, 2025 at 10:46 PM
The last US penny has been minted, but don't expect a windfall from saving 2025 coins. A coin expert warns mass saving makes them common, limiting future value. True collectible value comes from rarity. Focus your wealth-building efforts on proven strategies, not common mementos.
November 14, 2025 at 8:46 PM
Wall Street is seeing red today as post-shutdown optimism cools. Rising concerns over lofty tech valuations are fueling the sell-off. A reminder that market volatility is normal; focus on long-term financial planning and diversified investments.
November 14, 2025 at 6:46 PM
The US halting penny production saves taxpayers $56M annually, as each coin costs 4 cents to make. This move for efficiency marks a notable shift in our currency landscape, potentially boosting 2025 penny value for collectors & hinting at broader changes for physical cash.
November 14, 2025 at 4:46 PM
The U.S. has stopped producing pennies after 232 years! A smart financial move, as it cost 4 cents to make 1 cent, saving $56M/year. This highlights the penny's diminished purchasing power and brings practical changes to transactions. A new era for currency.
November 14, 2025 at 2:46 PM
The U.S. Mint's halt on penny production marks an era's end. Financial advice: Pre-1959 'wheat cents' are collectible keepers. Copper pennies (1959-81) have modest metal value, hold for future. Post-1981 pennies? Spend them! Let's get that loose change circulating.
November 14, 2025 at 12:46 PM
Market nerves resurface as post-shutdown relief wanes and rate cut expectations dim. Economic fundamentals and the Fed's hawkish stance are now in focus, impacting overall market sentiment and prompting a rotation from recent high-flyers. Stay diversified!
November 14, 2025 at 12:46 AM
Rising healthcare premiums and expiring ACA subsidies mean financial strain for millions. As Republicans explore alternatives like direct health accounts, the lack of a clear plan before year-end poses major budgeting uncertainty for families. Plan now for potential cost hikes.
November 13, 2025 at 10:46 PM
The end of the government shutdown brought no extension for ACA enhanced subsidies. Millions face soaring health insurance premiums as year-end approaches. Plan now for potential cost increases; delaying coverage is risky. Your health & wealth depend on proactive decisions.
November 13, 2025 at 8:46 PM
The US ending penny production is a smart financial move. Manufacturing costs often exceeded face value, and inflation has eroded its utility. Expect a gradual phase-out, simplifying transactions and reflecting modern economic efficiency. A practical step for our currency.
November 13, 2025 at 6:46 PM
The penny's production halt reflects evolving economics & payment trends. While still legal tender, those forgotten coins represent potential. Consolidate them or explore collector value—don't let small change become lost wealth. Every cent counts on your path to financial growth.
November 13, 2025 at 4:46 PM
US government shutdown resolution brings a dollar dip, while the yen hits a record low against the euro. These currency shifts underscore the global market's sensitivity to political stability and economic policy. Stay vigilant with your portfolio.
November 13, 2025 at 2:46 PM
The US Mint's halt of penny production is a sound financial decision. It cost almost 4 cents to make a 1-cent coin, leading to significant losses. This move improves fiscal efficiency. Remember, existing pennies are still legal tender – use them wisely!
November 13, 2025 at 12:46 PM
Government shutdown ends, but Obamacare subsidy uncertainty looms. 140k Oregonians face potential insurance cost hikes, with some seeing monthly payments jump $127-$456 or more. Plan for higher expenses as enhanced tax credits expire without a deal. Review your 2026 coverage now.
November 13, 2025 at 12:47 AM
The US has officially ended penny production, a move to curb the costly 3.7-cent production per coin. While a logical step, watch for impact on cash transactions rounding & potential budget shifts as pricier nickels (13.8 cents) become the lowest denomination.
November 12, 2025 at 10:46 PM
The US Mint is halting penny production, a fiscally sound move. With production costs exceeding face value, discontinuing the 1-cent coin saves $56M for taxpayers. It reflects the penny's diminished purchasing power in today's economy. Time to round up!
November 12, 2025 at 8:48 PM
The dollar strengthened as US government reopening hopes emerged, while the yen dipped to a nine-month low. This shift reflects investor confidence in US economic stability, a key factor for middle-class portfolios.
November 12, 2025 at 6:46 PM
The US Mint is striking its final penny! A long-overdue move, as each 1-cent coin cost nearly 4 cents to produce. This cancellation, ordered by President Trump, will save the Treasury $56M annually, reflecting a sound financial decision to streamline currency.
November 12, 2025 at 4:48 PM
Older Texans face drastic ACA premium hikes as enhanced subsidies expire. This significantly impacts middle-class individuals aged 45-64, with some costs rising over 87%. It's crucial for retirement planning to factor in these potentially higher, volatile healthcare expenses.
November 12, 2025 at 2:46 PM
DXY holds steady at 99.50 as the US House prepares to vote on the shutdown bill, following Senate approval. Weaker ADP job data is increasing Fed rate cut expectations, with markets now pricing a ~66% chance of a December cut. Economic shifts ahead.
November 12, 2025 at 12:46 PM
The looming expiration of enhanced ACA subsidies by end of 2025 poses a significant financial threat. Millions, including many middle-class families, face sharply higher health insurance premiums in 2026 if Congress fails to act. Prepare for potential budget shocks.
November 12, 2025 at 12:46 AM
Heads up, cardholders! Your checkout experience is evolving. New complexities in credit card processing mean it's crucial to stay informed about potential changes to transaction flows and how they might impact your spending and budgeting. Keep an eye on your statements!
November 11, 2025 at 10:46 PM
A Chinese fraud mastermind was jailed in the UK for laundering Bitcoin. This case highlights the persistent risks of illicit financial activities in the crypto space. Always be vigilant about sources and transaction legitimacy. Financial integrity is key to building wealth.
November 11, 2025 at 8:46 PM
European markets rally, lifted by hopeful signs of a US government shutdown resolution and potential tariff cuts for Switzerland. This highlights how global economic shifts and political developments directly impact investment landscapes. A key reminder for informed planning.
November 11, 2025 at 6:46 PM
The $38bn Visa/Mastercard settlement over merchant fees is big news for businesses. This could mean lower operational costs for merchants, potentially benefiting consumers through stable or even reduced prices. A critical development for the commerce ecosystem.
November 11, 2025 at 4:46 PM