Finance Innovation Lab
@thefinancelab.bsky.social
The Finance Innovation Lab builds power to transform the financial system for people and planet.
Reposted by Finance Innovation Lab
November 27, 2025 at 1:58 PM
Reposted by Finance Innovation Lab
The government has published their Financial Inclusion Strategy. What comes next?
#FinancialInclusion #AffordableCredit #FairBankingAct #CommunityFinance #FairBankingForAll
@thefinancelab.bsky.social @fairbydesign.bsky.social
financeinnovationlab.org/the-governme...
#FinancialInclusion #AffordableCredit #FairBankingAct #CommunityFinance #FairBankingForAll
@thefinancelab.bsky.social @fairbydesign.bsky.social
financeinnovationlab.org/the-governme...
The government has published their Financial Inclusion Strategy. What comes next? - Finance Innovation Lab
At the end of October, I sat in a room in Glasgow with seven remarkable people. Each of them has had to ask a bank for help at some point, and each of them has been turned away. I listened as they tal...
financeinnovationlab.org
November 25, 2025 at 3:08 PM
The government has published their Financial Inclusion Strategy. What comes next?
#FinancialInclusion #AffordableCredit #FairBankingAct #CommunityFinance #FairBankingForAll
@thefinancelab.bsky.social @fairbydesign.bsky.social
financeinnovationlab.org/the-governme...
#FinancialInclusion #AffordableCredit #FairBankingAct #CommunityFinance #FairBankingForAll
@thefinancelab.bsky.social @fairbydesign.bsky.social
financeinnovationlab.org/the-governme...
Reposted by Finance Innovation Lab
Great to join the conversation in Glasgow! Listening to residents share the challenges they face in accessing affordable credit reinforces why initiatives like the #FairBankingAct matter. Huge thanks to everyone involved for exploring practical steps to boost financial inclusion. #FairBankingForAll
Thank you to Martin Rhodes MP,
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
“You’re left with no good options” - Glasgow campaigners urge MPs to back a Fair Banking Act to end high cost credit crisis - Finance Innovation Lab
Glasgow residents from the Fair Banking for All Campaign have met with MPs to demand action on fair and affordable credit, as Glasgow households pay an estimated £4.1 million a year extra due to high-...
financeinnovationlab.org
November 25, 2025 at 2:25 PM
Great to join the conversation in Glasgow! Listening to residents share the challenges they face in accessing affordable credit reinforces why initiatives like the #FairBankingAct matter. Huge thanks to everyone involved for exploring practical steps to boost financial inclusion. #FairBankingForAll
Reposted by Finance Innovation Lab
Great report from @econchange.bsky.social - the UK has made £550bn LESS public investment than the OECD average in the 20 years up to 2024. No wonder our public services are creaking.
An increase in public investment would improve the economy and CUT debt/GDP.
drive.google.com/file/d/1BMUy...
An increase in public investment would improve the economy and CUT debt/GDP.
drive.google.com/file/d/1BMUy...
Closing the Gap - The case for a public investment target.pdf
drive.google.com
November 25, 2025 at 8:58 AM
Great report from @econchange.bsky.social - the UK has made £550bn LESS public investment than the OECD average in the 20 years up to 2024. No wonder our public services are creaking.
An increase in public investment would improve the economy and CUT debt/GDP.
drive.google.com/file/d/1BMUy...
An increase in public investment would improve the economy and CUT debt/GDP.
drive.google.com/file/d/1BMUy...
Reposted by Finance Innovation Lab
Thank you to Martin Rhodes MP,
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
“You’re left with no good options” - Glasgow campaigners urge MPs to back a Fair Banking Act to end high cost credit crisis - Finance Innovation Lab
Glasgow residents from the Fair Banking for All Campaign have met with MPs to demand action on fair and affordable credit, as Glasgow households pay an estimated £4.1 million a year extra due to high-...
financeinnovationlab.org
November 25, 2025 at 9:33 AM
Thank you to Martin Rhodes MP,
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
@pjferguson.bsky.social, @maureenburke.bsky.social & John Grady MP for meeting Glasgow residents to hear their experiences of being shut out of affordable credit, & how a #FairBankingAct could change this.
#FairBankingForAll
financeinnovationlab.org/youre-left-w...
Reposted by Finance Innovation Lab
Financial Inclusion, But Who Is Included? A Response to the 2025 Strategy 🙌👇
#FinancialInclusion #AffordableCredit #CommunityFinance #RaceEquity #FairBankingForAll @neweconomics.bsky.social @runnymedetrust.bsky.social
www.linkedin.com/pulse/financ...
#FinancialInclusion #AffordableCredit #CommunityFinance #RaceEquity #FairBankingForAll @neweconomics.bsky.social @runnymedetrust.bsky.social
www.linkedin.com/pulse/financ...
Financial Inclusion, But Who Is Included? A Response to the 2025 Strategy
The new Financial Inclusion Strategy sets out a wide-ranging plan covering banking access, savings, insurance, affordable credit and financial education. There is a lot in it that is positive and wort...
www.linkedin.com
November 24, 2025 at 10:40 AM
Financial Inclusion, But Who Is Included? A Response to the 2025 Strategy 🙌👇
#FinancialInclusion #AffordableCredit #CommunityFinance #RaceEquity #FairBankingForAll @neweconomics.bsky.social @runnymedetrust.bsky.social
www.linkedin.com/pulse/financ...
#FinancialInclusion #AffordableCredit #CommunityFinance #RaceEquity #FairBankingForAll @neweconomics.bsky.social @runnymedetrust.bsky.social
www.linkedin.com/pulse/financ...
Reposted by Finance Innovation Lab
This new Government strategy on financial inclusion is welcome, but it doesn’t go far enough – more change and progress is desperately needed, like a #FairBankingAct
Find out more here: justmoney.org.uk/blog/lets-ma...
Find out more here: justmoney.org.uk/blog/lets-ma...
November 6, 2025 at 2:34 PM
This new Government strategy on financial inclusion is welcome, but it doesn’t go far enough – more change and progress is desperately needed, like a #FairBankingAct
Find out more here: justmoney.org.uk/blog/lets-ma...
Find out more here: justmoney.org.uk/blog/lets-ma...
Reposted by Finance Innovation Lab
I was at the @coopparty.party.coop conference flying the flag for the @fbfacampaign.bsky.social campaign.
The UK is a co-op outlier - with around 2% of people members of credit unions vs 80% in Ireland & 40% in the US. The Act could change that. Here's more:
www.linkedin.com/in/jesse-gri...
The UK is a co-op outlier - with around 2% of people members of credit unions vs 80% in Ireland & 40% in the US. The Act could change that. Here's more:
www.linkedin.com/in/jesse-gri...
www.linkedin.com
November 17, 2025 at 8:56 AM
I was at the @coopparty.party.coop conference flying the flag for the @fbfacampaign.bsky.social campaign.
The UK is a co-op outlier - with around 2% of people members of credit unions vs 80% in Ireland & 40% in the US. The Act could change that. Here's more:
www.linkedin.com/in/jesse-gri...
The UK is a co-op outlier - with around 2% of people members of credit unions vs 80% in Ireland & 40% in the US. The Act could change that. Here's more:
www.linkedin.com/in/jesse-gri...
COP30 kicked off in Brazil: new emissions pledges offer hope but fall short. Vulnerable communities need more support. As the world pursues deeper cuts, a just and fair transition must remain at the centre. bit.ly/3JYhGMy
Reality bites at COP30 climate summit
Nations far off track for Paris goals even after updated emission pledges
bit.ly
November 17, 2025 at 4:00 PM
COP30 kicked off in Brazil: new emissions pledges offer hope but fall short. Vulnerable communities need more support. As the world pursues deeper cuts, a just and fair transition must remain at the centre. bit.ly/3JYhGMy
Reposted by Finance Innovation Lab
Great new piece from Neil Duncan-Jordan - a leading MP calling for greater ambition from the gov's landmark pension reforms!
He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
November 12, 2025 at 12:37 PM
Great new piece from Neil Duncan-Jordan - a leading MP calling for greater ambition from the gov's landmark pension reforms!
He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
He rightly highlights 3 priorities for the current Pension Schemes Bill too: worker representation, fossil fuel phase out and funding for the green transition.
Reposted by Finance Innovation Lab
Great to have MPs like Simon Opher supporting @thefinancelab.bsky.social's amendment to the Pensions Schemes Bill.
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
November 5, 2025 at 2:55 PM
Great to have MPs like Simon Opher supporting @thefinancelab.bsky.social's amendment to the Pensions Schemes Bill.
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
Help us build support for greener, fairer pensions. Write to your MP today: justmoney.eaction.online/better-pensi...
Reposted by Finance Innovation Lab
Today marks the launch of the Financial Inclusion Strategy. The Strategy must be seen as an important first step that sets the direction of travel to ending the poverty premium and financial exclusion.
Read our full statement here: fairbydesign.com/response-uk-...
Read our full statement here: fairbydesign.com/response-uk-...
November 5, 2025 at 12:53 PM
Today marks the launch of the Financial Inclusion Strategy. The Strategy must be seen as an important first step that sets the direction of travel to ending the poverty premium and financial exclusion.
Read our full statement here: fairbydesign.com/response-uk-...
Read our full statement here: fairbydesign.com/response-uk-...
Reposted by Finance Innovation Lab
"A commitment to a Fair Banking Act...would have shown that the government is serious about driving change at scale, rather than just hoping that banks will step up”. Read our response to the government's Financial Inclusion Strategy. #FairBankingForAll
bit.ly/47FSceO
bit.ly/47FSceO
Our reaction to the government's newly published Financial Inclusion Strategy - Finance Innovation Lab
The Finance Innovation Lab welcomes the publication of the government’s Financial Inclusion Strategy, and is particularly pleased to see that it recognises the crucial role of credit unions and Commun...
bit.ly
November 5, 2025 at 1:20 PM
"A commitment to a Fair Banking Act...would have shown that the government is serious about driving change at scale, rather than just hoping that banks will step up”. Read our response to the government's Financial Inclusion Strategy. #FairBankingForAll
bit.ly/47FSceO
bit.ly/47FSceO
Reposted by Finance Innovation Lab
Response from @thefinancelab.bsky.social to the government's new Financial Inclusion Strategy 👇
#FairBankingForAll
financeinnovationlab.org/financial-in...
#FairBankingForAll
financeinnovationlab.org/financial-in...
November 5, 2025 at 2:12 PM
Response from @thefinancelab.bsky.social to the government's new Financial Inclusion Strategy 👇
#FairBankingForAll
financeinnovationlab.org/financial-in...
#FairBankingForAll
financeinnovationlab.org/financial-in...
"A commitment to a Fair Banking Act...would have shown that the government is serious about driving change at scale, rather than just hoping that banks will step up”. Read our response to the government's Financial Inclusion Strategy. #FairBankingForAll
bit.ly/47FSceO
bit.ly/47FSceO
Our reaction to the government's newly published Financial Inclusion Strategy - Finance Innovation Lab
The Finance Innovation Lab welcomes the publication of the government’s Financial Inclusion Strategy, and is particularly pleased to see that it recognises the crucial role of credit unions and Commun...
bit.ly
November 5, 2025 at 1:20 PM
"A commitment to a Fair Banking Act...would have shown that the government is serious about driving change at scale, rather than just hoping that banks will step up”. Read our response to the government's Financial Inclusion Strategy. #FairBankingForAll
bit.ly/47FSceO
bit.ly/47FSceO
Whether you're retiring next year or after 2050, we all need stable pensions on a stable planet.
This letter to pension funds is clear: stop gambling with everyone's futures. #FutureProofPensions
This is about ALL of us 🤝
bit.ly/FutureProofPensions
This letter to pension funds is clear: stop gambling with everyone's futures. #FutureProofPensions
This is about ALL of us 🤝
bit.ly/FutureProofPensions
FutureProofOurPensionsLetter.pdf
bit.ly
November 5, 2025 at 12:57 PM
Whether you're retiring next year or after 2050, we all need stable pensions on a stable planet.
This letter to pension funds is clear: stop gambling with everyone's futures. #FutureProofPensions
This is about ALL of us 🤝
bit.ly/FutureProofPensions
This letter to pension funds is clear: stop gambling with everyone's futures. #FutureProofPensions
This is about ALL of us 🤝
bit.ly/FutureProofPensions
Reposted by Finance Innovation Lab
In December 2024, the Government committed to a Financial Inclusion Strategy. Since then, officials, regulators, and consumer groups have worked in subcommittees developing the Strategy.
With the Strategy’s launch imminent the question remains: will it be bold enough?
With the Strategy’s launch imminent the question remains: will it be bold enough?
October 31, 2025 at 12:29 PM
In December 2024, the Government committed to a Financial Inclusion Strategy. Since then, officials, regulators, and consumer groups have worked in subcommittees developing the Strategy.
With the Strategy’s launch imminent the question remains: will it be bold enough?
With the Strategy’s launch imminent the question remains: will it be bold enough?
Whose side are they on? Just when we are meant to be reducing our reliance on fossil fuels, the government has been increasing their interaction with the sector.
Labour ministers met fossil fuel lobbyists 500 times in first year of power, analysis shows
Lobbyists attended 48% more meetings than Tories, as Labour accused of giving them ‘backstage pass’
t.co
October 24, 2025 at 4:00 PM
Whose side are they on? Just when we are meant to be reducing our reliance on fossil fuels, the government has been increasing their interaction with the sector.
Coal use continues to rise because banks and investors continue to finance it.
Global use of coal hit record high in 2024
Bleak report finds greenhouse gas emissions are still rising despite ‘exponential’ growth of renewables
filab.uk
October 23, 2025 at 11:15 AM
Coal use continues to rise because banks and investors continue to finance it.
The market will chase profit, even if that means driving us all over the edge of a cliff.
It’s up to governments to step in to change course
It’s up to governments to step in to change course
No major banks have yet committed to stop funding new oil, gas and coal, research finds
‘The objectives of the Paris agreement are slipping further out of reach,’ say researchers from LSE
filab.uk
October 22, 2025 at 9:15 AM
The market will chase profit, even if that means driving us all over the edge of a cliff.
It’s up to governments to step in to change course
It’s up to governments to step in to change course
British pensions could be worth far less if we ignore climate risk.
Without action, an estimated 20–30% will be wiped off our savings by 2040.
But the Pension Schemes Bill can tackle fossil fuel exposure to protect savers’ futures.
filab.uk/49dNEOY
Without action, an estimated 20–30% will be wiped off our savings by 2040.
But the Pension Schemes Bill can tackle fossil fuel exposure to protect savers’ futures.
filab.uk/49dNEOY
Why the Pension Schemes Bill must tackle climate risk to protect UK savers - Finance Innovation Lab
This article was written by our CEO, Jesse Griffiths, for Net Zero Investor. You can read the original article here. The UK’s pension system, with around £3trn in asset, is undergoing its most…
financeinnovationlab.org
October 21, 2025 at 4:58 PM
British pensions could be worth far less if we ignore climate risk.
Without action, an estimated 20–30% will be wiped off our savings by 2040.
But the Pension Schemes Bill can tackle fossil fuel exposure to protect savers’ futures.
filab.uk/49dNEOY
Without action, an estimated 20–30% will be wiped off our savings by 2040.
But the Pension Schemes Bill can tackle fossil fuel exposure to protect savers’ futures.
filab.uk/49dNEOY
Fascinating piece from Lab Associate David Fagleman on the role of cash — and why a fully ‘cashless society’ is still a long way off.
We need to understand where and who still relies on cash — and make sure access remains.
We need to understand where and who still relies on cash — and make sure access remains.
Cash at 9%: Why the Headline Number Tells Half the Story
filab.uk
October 21, 2025 at 4:45 PM
Fascinating piece from Lab Associate David Fagleman on the role of cash — and why a fully ‘cashless society’ is still a long way off.
We need to understand where and who still relies on cash — and make sure access remains.
We need to understand where and who still relies on cash — and make sure access remains.
filab.uk/42GU05v
“Efforts to protect forests don’t stand a chance as long as our economic system keeps rewarding quick profits from forest destruction,”
Since the Paris agreement banks have made $26bn from financing deforesting companies.
@ClimateFocus.bsky.social
“Efforts to protect forests don’t stand a chance as long as our economic system keeps rewarding quick profits from forest destruction,”
Since the Paris agreement banks have made $26bn from financing deforesting companies.
@ClimateFocus.bsky.social
‘Dismal’ health of world’s forests is threat to humanity, report warns
Financial institutions pouring money into land clearance and undermining efforts to stop destruction, says Climate Focus
filab.uk
October 16, 2025 at 1:15 PM
filab.uk/42GU05v
“Efforts to protect forests don’t stand a chance as long as our economic system keeps rewarding quick profits from forest destruction,”
Since the Paris agreement banks have made $26bn from financing deforesting companies.
@ClimateFocus.bsky.social
“Efforts to protect forests don’t stand a chance as long as our economic system keeps rewarding quick profits from forest destruction,”
Since the Paris agreement banks have made $26bn from financing deforesting companies.
@ClimateFocus.bsky.social
filab.uk/46UAMvN
The climate crisis means more and worse flooding, heatwaves and extreme weather. The UK needs to invest now to future proof against the impacts of climate change. Inaction will cost much more.
The climate crisis means more and worse flooding, heatwaves and extreme weather. The UK needs to invest now to future proof against the impacts of climate change. Inaction will cost much more.
UK must prepare buildings for 2C rise in global temperature, government told
Climate advisers warn that current plans to protect against extreme weather are inadequate
filab.uk
October 16, 2025 at 10:30 AM
filab.uk/46UAMvN
The climate crisis means more and worse flooding, heatwaves and extreme weather. The UK needs to invest now to future proof against the impacts of climate change. Inaction will cost much more.
The climate crisis means more and worse flooding, heatwaves and extreme weather. The UK needs to invest now to future proof against the impacts of climate change. Inaction will cost much more.
bit.ly/48nJhAC
Increased flooding due to climate change means that towns across the UK are going to be unable to access insurance. That is going to have a massive impact for them - and for our whole financial system.
Increased flooding due to climate change means that towns across the UK are going to be unable to access insurance. That is going to have a massive impact for them - and for our whole financial system.
Towns may have to be abandoned due to floods with millions more homes in Great Britain at risk
Every constituency projected to be at greater risk, with many areas likely to be uninsurable, Guardian investigation finds
www.theguardian.com
October 15, 2025 at 9:17 AM
bit.ly/48nJhAC
Increased flooding due to climate change means that towns across the UK are going to be unable to access insurance. That is going to have a massive impact for them - and for our whole financial system.
Increased flooding due to climate change means that towns across the UK are going to be unable to access insurance. That is going to have a massive impact for them - and for our whole financial system.