This paper examines the factors associated with access to and frequency of use of alternative financial services (AFS) using a composite dataset comprising of geographic locations of AFS establishmen...

As digital financial services (DFS) become increasingly important in personal financial management, understanding their implications for individual well-being is critical. Although prior research has...

This study examines the association between poverty and mortgage delinquency, and the mediating role of financial overconfidence during the COVID-19 pandemic. Analyses for this study are done using...

Abstract. Emerging adults throughout the world are struggling financially, yet the financial domain is a key aspect of the transition to adulthood. This is

Abstract. This chapter explores literature related to the impact of financial stress and financial anxiety on the mental health and well-being of emerging

This paper examines the factors associated with access to and frequency of use of alternative financial services (AFS) using a composite dataset comprising of geographic locations of AFS establishmen...

Seongsu David Kim, Swarn Chatterjee, Joseph D. Haley, An Examination of Life Insurer Share Price Behavior Surrounding Covid-19 Death Announcements, Journal of Insurance Issues, Vol. 45, No. 2 (FALL 2022), pp. 1-25

Objective This study develops a conceptual framework for examining the associations between family financial socialization and financial capability on individuals' financial well-being and explores ...

This study contributes to research on family financial behaviors in the United States by examining the association between various family structures and desirable financial behaviors among American fa...

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The increasingly complicated financial markets and products can be daunting for investors, while access to complete and accurate information through appropriate sources is key to making informed investment decisions. This study uses the 2021 National Financial Capability Study State-by-State Survey combined with the Investor Survey to examine the relationships between investment-specific and fundamental financial knowledge and the associations of these two types of knowledge with investors’ reliance on three distinct information sources for investment decisions, namely, mobile trading apps, financial professionals, and social networks. The analysis reveals that objective investment-specific knowledge and objective fundamental financial knowledge negatively correlated with investors’ reliance on all three information sources and the number of sources used. On the other hand, subjective investment-specific knowledge exhibited positive correlations with the reliance on these three information sources and the number of sources used but subjective fundamental knowledge did not. The findings provide important implications for policymakers, financial planners, and counselors.

Digital financial literacy is an emerging concept that refers to the ability to effectively use digital tools, platforms, and services to manage personal finances. While previous studies have explored...