Steven Davis
@sbdavis123.bsky.social
"Much better is possible for children with disabilities and disabled adults"
I didn't make up the name, Wes!
The official name for these trusts is "Special Needs Trusts".... according to AI... they were first established under common law and then ratified formally in 1993... no references, but sounds plausible, so well before "special" became problematic.
The official name for these trusts is "Special Needs Trusts".... according to AI... they were first established under common law and then ratified formally in 1993... no references, but sounds plausible, so well before "special" became problematic.
December 11, 2024 at 7:22 PM
I didn't make up the name, Wes!
The official name for these trusts is "Special Needs Trusts".... according to AI... they were first established under common law and then ratified formally in 1993... no references, but sounds plausible, so well before "special" became problematic.
The official name for these trusts is "Special Needs Trusts".... according to AI... they were first established under common law and then ratified formally in 1993... no references, but sounds plausible, so well before "special" became problematic.
We can choose to care and care about our caregivers.
t is time for Universal Disability Services Insurance.
No Asset Limits
No Income Limits
No Co-pays
No Marriage Penalty
No Claw-backs
December 10, 2024 at 6:59 PM
We can choose to care and care about our caregivers.
t is time for Universal Disability Services Insurance.
No Asset Limits
No Income Limits
No Co-pays
No Marriage Penalty
No Claw-backs
Elderly and disabled people have a lot of time available to lobby
& those who care for disabled and elderly people often don't have a lot of time to lobby
& we pay the people who care for our elderly and disabled fellow citizens so badly that they don't have much time for lobbying.
December 10, 2024 at 6:59 PM
Elderly and disabled people have a lot of time available to lobby
& those who care for disabled and elderly people often don't have a lot of time to lobby
& we pay the people who care for our elderly and disabled fellow citizens so badly that they don't have much time for lobbying.
You have to impoverish yourselves to get any services (under Medicaid, they aren't covered under Medicare).
If you have any money left when you die, Medicaid will try to claw it back (these services aren't treated as insurance, but a Benefit like welfare).
December 10, 2024 at 6:59 PM
You have to impoverish yourselves to get any services (under Medicaid, they aren't covered under Medicare).
If you have any money left when you die, Medicaid will try to claw it back (these services aren't treated as insurance, but a Benefit like welfare).
Mostly, caregivers aren't covered by insurance (our policy choice).
When and if they are, the coverage is ... minimal... another one of our policy choices.
As with everything... At best you get what you pay for.
If you haven't experienced it, the current system is brutal.
When and if they are, the coverage is ... minimal... another one of our policy choices.
As with everything... At best you get what you pay for.
If you haven't experienced it, the current system is brutal.
December 10, 2024 at 6:59 PM
Mostly, caregivers aren't covered by insurance (our policy choice).
When and if they are, the coverage is ... minimal... another one of our policy choices.
As with everything... At best you get what you pay for.
If you haven't experienced it, the current system is brutal.
When and if they are, the coverage is ... minimal... another one of our policy choices.
As with everything... At best you get what you pay for.
If you haven't experienced it, the current system is brutal.
A Disability Trust in a Box? Part 3
If you have a friend at a financial institution, mutual fund company, or similar, I'd appreciate an introduction.
Let me know what you think.
disabilityalmanac.com/the-missing-...
If you have a friend at a financial institution, mutual fund company, or similar, I'd appreciate an introduction.
Let me know what you think.
disabilityalmanac.com/the-missing-...
The Missing Disability Financial Link?
Can we make Disability Financial Planning Easier? Maybe. Something between an ABLE Account and a roll-your-own Special Needs Trust. This kind of feels "retroactively obvious". What do you think?
disabilityalmanac.com
December 9, 2024 at 6:41 PM
A Disability Trust in a Box? Part 3
If you have a friend at a financial institution, mutual fund company, or similar, I'd appreciate an introduction.
Let me know what you think.
disabilityalmanac.com/the-missing-...
If you have a friend at a financial institution, mutual fund company, or similar, I'd appreciate an introduction.
Let me know what you think.
disabilityalmanac.com/the-missing-...
A Disability Trust in a Box? Part 2
* Help disabled adults (and parents with a disabled child) easily implement a powerful tool to protect their access to disability services.
* Make money for the financial service firm.
Win-Win.
* Help disabled adults (and parents with a disabled child) easily implement a powerful tool to protect their access to disability services.
* Make money for the financial service firm.
Win-Win.
December 9, 2024 at 6:41 PM
A Disability Trust in a Box? Part 2
* Help disabled adults (and parents with a disabled child) easily implement a powerful tool to protect their access to disability services.
* Make money for the financial service firm.
Win-Win.
* Help disabled adults (and parents with a disabled child) easily implement a powerful tool to protect their access to disability services.
* Make money for the financial service firm.
Win-Win.
One of my absolute favorite newsletters. A must read.
December 5, 2024 at 6:09 PM
One of my absolute favorite newsletters. A must read.
BONUS - First Instance of Dark Money - 1832?
The Bank of the United States made loans and discounts before the election $1B to fight Jackson and directly financed $3M in anti-Jackson literature.
and its President had a slush fund of $734,000 to directly bribe the press.
in 2024 dollars
The Bank of the United States made loans and discounts before the election $1B to fight Jackson and directly financed $3M in anti-Jackson literature.
and its President had a slush fund of $734,000 to directly bribe the press.
in 2024 dollars
December 5, 2024 at 6:08 PM
BONUS - First Instance of Dark Money - 1832?
The Bank of the United States made loans and discounts before the election $1B to fight Jackson and directly financed $3M in anti-Jackson literature.
and its President had a slush fund of $734,000 to directly bribe the press.
in 2024 dollars
The Bank of the United States made loans and discounts before the election $1B to fight Jackson and directly financed $3M in anti-Jackson literature.
and its President had a slush fund of $734,000 to directly bribe the press.
in 2024 dollars
BONUS - First Instance of Dark Money - 1832?
The Bank of the United States made loans and discounts before the election $28M to fight Jackson and directly financed $80,000 in anti-Jackson literature.
its President had a slush fund of $20,000 to directly bribe the press.
$100 in 1832 is $3670 now
The Bank of the United States made loans and discounts before the election $28M to fight Jackson and directly financed $80,000 in anti-Jackson literature.
its President had a slush fund of $20,000 to directly bribe the press.
$100 in 1832 is $3670 now
December 5, 2024 at 6:08 PM
BONUS - First Instance of Dark Money - 1832?
The Bank of the United States made loans and discounts before the election $28M to fight Jackson and directly financed $80,000 in anti-Jackson literature.
its President had a slush fund of $20,000 to directly bribe the press.
$100 in 1832 is $3670 now
The Bank of the United States made loans and discounts before the election $28M to fight Jackson and directly financed $80,000 in anti-Jackson literature.
its President had a slush fund of $20,000 to directly bribe the press.
$100 in 1832 is $3670 now
... I'm still in the middle of this.
Whole paragraphs sound like "today's headlines".
Age of Betrayal: The Triumph of Money in America, 1865-1900
by Jack Beatty
www.penguinrandomhouse.com/books/10335/...
Whole paragraphs sound like "today's headlines".
Age of Betrayal: The Triumph of Money in America, 1865-1900
by Jack Beatty
www.penguinrandomhouse.com/books/10335/...
December 5, 2024 at 6:08 PM
... I'm still in the middle of this.
Whole paragraphs sound like "today's headlines".
Age of Betrayal: The Triumph of Money in America, 1865-1900
by Jack Beatty
www.penguinrandomhouse.com/books/10335/...
Whole paragraphs sound like "today's headlines".
Age of Betrayal: The Triumph of Money in America, 1865-1900
by Jack Beatty
www.penguinrandomhouse.com/books/10335/...
Make America Gilded Again...
... we need some merch
(and then get to work).
disabilityalmanac.com/make-america...
... we need some merch
(and then get to work).
disabilityalmanac.com/make-america...
Make America Gilded Again - Disability Almanac
Thank you readers. Welcome new subscribers (and local organization supporters). And some US History that they didn't teach us in school. _____________________________ Welcome to Disability Drumbeat #7...
disabilityalmanac.com
December 5, 2024 at 6:08 PM
Make America Gilded Again...
... we need some merch
(and then get to work).
disabilityalmanac.com/make-america...
... we need some merch
(and then get to work).
disabilityalmanac.com/make-america...
The Presidency flip-flopped between the two political parties in every election from Garfield (1880) to T. Roosevelt (1901).
There were no 2 term presidents between Grant (1868 – 1875) and T. Roosevelt (1901-1909) .
There were no 2 term presidents between Grant (1868 – 1875) and T. Roosevelt (1901-1909) .
December 5, 2024 at 6:08 PM
The Presidency flip-flopped between the two political parties in every election from Garfield (1880) to T. Roosevelt (1901).
There were no 2 term presidents between Grant (1868 – 1875) and T. Roosevelt (1901-1909) .
There were no 2 term presidents between Grant (1868 – 1875) and T. Roosevelt (1901-1909) .
“It’s deja vu all over again”
“… the lesson should constantly be enforced that though the people support the Government, the Government should not support the people.” – President Grover Cleveland
“… the lesson should constantly be enforced that though the people support the Government, the Government should not support the people.” – President Grover Cleveland
December 5, 2024 at 6:08 PM
“It’s deja vu all over again”
“… the lesson should constantly be enforced that though the people support the Government, the Government should not support the people.” – President Grover Cleveland
“… the lesson should constantly be enforced that though the people support the Government, the Government should not support the people.” – President Grover Cleveland
Before Crypto there was Gold
$2 Billion in US Government bonds that were used to finance the Civil War were purchased with fiat currency “Greenbacks’ while they were redeemed in Gold – turning a 6 percent return into 15 percent (of course only wealthy people had the money to invest in bonds).
$2 Billion in US Government bonds that were used to finance the Civil War were purchased with fiat currency “Greenbacks’ while they were redeemed in Gold – turning a 6 percent return into 15 percent (of course only wealthy people had the money to invest in bonds).
December 5, 2024 at 6:08 PM
Before Crypto there was Gold
$2 Billion in US Government bonds that were used to finance the Civil War were purchased with fiat currency “Greenbacks’ while they were redeemed in Gold – turning a 6 percent return into 15 percent (of course only wealthy people had the money to invest in bonds).
$2 Billion in US Government bonds that were used to finance the Civil War were purchased with fiat currency “Greenbacks’ while they were redeemed in Gold – turning a 6 percent return into 15 percent (of course only wealthy people had the money to invest in bonds).
…. and poorer families paid 70 to 90 percent of their savings in taxes while the wealthy 250,000 paid 3 to 10 percent.
December 5, 2024 at 6:08 PM
…. and poorer families paid 70 to 90 percent of their savings in taxes while the wealthy 250,000 paid 3 to 10 percent.
Concentration of Wealth
25,000 people owned half the wealth of the US, 250,000 owned 75 to 80 percent of the wealth in 1880. By 1890, “4047 families had the same wealth as 11,593,887 families”
25,000 people owned half the wealth of the US, 250,000 owned 75 to 80 percent of the wealth in 1880. By 1890, “4047 families had the same wealth as 11,593,887 families”
December 5, 2024 at 6:08 PM
Concentration of Wealth
25,000 people owned half the wealth of the US, 250,000 owned 75 to 80 percent of the wealth in 1880. By 1890, “4047 families had the same wealth as 11,593,887 families”
25,000 people owned half the wealth of the US, 250,000 owned 75 to 80 percent of the wealth in 1880. By 1890, “4047 families had the same wealth as 11,593,887 families”
Undermining Civil Service Protections
President Cleveland extended civil service protections to 30,000 workers while his Assistant Postmaster General replaced 40,000 local postmasters. Over the next several elections, more than 250,000 federal jobs fluxed with the change in Presidents.
President Cleveland extended civil service protections to 30,000 workers while his Assistant Postmaster General replaced 40,000 local postmasters. Over the next several elections, more than 250,000 federal jobs fluxed with the change in Presidents.
December 5, 2024 at 6:08 PM
Undermining Civil Service Protections
President Cleveland extended civil service protections to 30,000 workers while his Assistant Postmaster General replaced 40,000 local postmasters. Over the next several elections, more than 250,000 federal jobs fluxed with the change in Presidents.
President Cleveland extended civil service protections to 30,000 workers while his Assistant Postmaster General replaced 40,000 local postmasters. Over the next several elections, more than 250,000 federal jobs fluxed with the change in Presidents.
Justice Field was the source of many of these rulings (he was a Californian and led the 9th Circuit as well as being on the Supreme Court).
A “pro-people” Supreme Court is the anomaly.
A “pro-people” Supreme Court is the anomaly.
December 5, 2024 at 6:08 PM
Justice Field was the source of many of these rulings (he was a Californian and led the 9th Circuit as well as being on the Supreme Court).
A “pro-people” Supreme Court is the anomaly.
A “pro-people” Supreme Court is the anomaly.
US courts in general, and the Supreme Court in particular were rabidly pro-corporation until President Franklin Roosevelt pushed hard on them in the 1930s.
December 5, 2024 at 6:08 PM
US courts in general, and the Supreme Court in particular were rabidly pro-corporation until President Franklin Roosevelt pushed hard on them in the 1930s.
The 9th Circuit Court (California and environs) was vigorously pro-corporation and was the source of many “precedents’ that favored corporations over workers and governments.
December 5, 2024 at 6:08 PM
The 9th Circuit Court (California and environs) was vigorously pro-corporation and was the source of many “precedents’ that favored corporations over workers and governments.
... the case (first in San Mateo then Santa Clara vs. the Southern Pacific Railroad).
Totally made up by the courts, enshrined by judges and lawyers since.
Totally made up by the courts, enshrined by judges and lawyers since.
December 5, 2024 at 6:08 PM
... the case (first in San Mateo then Santa Clara vs. the Southern Pacific Railroad).
Totally made up by the courts, enshrined by judges and lawyers since.
Totally made up by the courts, enshrined by judges and lawyers since.
Corporations became People and the Supreme Court went Corporation Crazy – for decades (Thanks California!)
The Supreme Court created the notion that a “corporation” is a person and entitled to “Equal Protection” under the 14th Amendment (the story is long and strange but worth reading).
The Supreme Court created the notion that a “corporation” is a person and entitled to “Equal Protection” under the 14th Amendment (the story is long and strange but worth reading).
December 5, 2024 at 6:08 PM
Corporations became People and the Supreme Court went Corporation Crazy – for decades (Thanks California!)
The Supreme Court created the notion that a “corporation” is a person and entitled to “Equal Protection” under the 14th Amendment (the story is long and strange but worth reading).
The Supreme Court created the notion that a “corporation” is a person and entitled to “Equal Protection” under the 14th Amendment (the story is long and strange but worth reading).