Phil Leivesley
@pleivesley.bsky.social
Director of Mortgages at LDN Finance | Come for the finance chat, stay for the dad jokes
If you’re still wearing your paper cracker hat, I doff my paper hat to you.
December 25, 2024 at 8:47 PM
If you’re still wearing your paper cracker hat, I doff my paper hat to you.
I’ve just watched the #Undisputed documentary on @netflix.com. Wow, what a sensational hour of television. Two great fighters, two great stories.
December 20, 2024 at 9:17 PM
I’ve just watched the #Undisputed documentary on @netflix.com. Wow, what a sensational hour of television. Two great fighters, two great stories.
As expected, UK inflation rises for the second consecutive month, to 2.6%. Any chance of a further cut to the Bank of England Base Rate tomorrow has now disappeared, although markets still expect 3-4 quarter point reductions throughout 2025.
www.thetimes.com/article/bdcf...
www.thetimes.com/article/bdcf...
UK inflation rises to 2.6%
Increase in consumer prices index solidifies expectations that the Bank of England will keep interest rates unchanged on Thursday
www.thetimes.com
December 18, 2024 at 7:08 AM
As expected, UK inflation rises for the second consecutive month, to 2.6%. Any chance of a further cut to the Bank of England Base Rate tomorrow has now disappeared, although markets still expect 3-4 quarter point reductions throughout 2025.
www.thetimes.com/article/bdcf...
www.thetimes.com/article/bdcf...
Are they playing or commentating?
Announcing our on-air talent for the NFL Christmas Gameday Live on Netflix!
December 11, 2024 at 6:04 AM
Are they playing or commentating?
Bruges is such a beautiful city. Here’s some #photography from a part of the city that probably isn’t photographed a lot. Shot on my Canon EOS R50.
December 8, 2024 at 10:23 PM
Bruges is such a beautiful city. Here’s some #photography from a part of the city that probably isn’t photographed a lot. Shot on my Canon EOS R50.
Travelling is great until you want a nice cup of tea. Glass mug of hot water, tea bag on the side and hot milk, every time. 😭
December 8, 2024 at 9:47 AM
Travelling is great until you want a nice cup of tea. Glass mug of hot water, tea bag on the side and hot milk, every time. 😭
Have just finished reading The Art of Explaination by @rosatkins.bsky.social.
This is a sensational book packed with great tips on how to communicate more effectively and meaningfully. If you like Ros’ peerless explainer videos, you’ll like this book.
This is a sensational book packed with great tips on how to communicate more effectively and meaningfully. If you like Ros’ peerless explainer videos, you’ll like this book.
December 7, 2024 at 4:31 PM
Have just finished reading The Art of Explaination by @rosatkins.bsky.social.
This is a sensational book packed with great tips on how to communicate more effectively and meaningfully. If you like Ros’ peerless explainer videos, you’ll like this book.
This is a sensational book packed with great tips on how to communicate more effectively and meaningfully. If you like Ros’ peerless explainer videos, you’ll like this book.
Some great tips here. But it bears repeating that there is no central credit score which will determine your fate on an application for any piece of credit. Very rarely - but still sometimes - someone with a great score on Experian/Equifax will fail. Usually for a reason detailed in this video.
While no one has an official credit score, there are many things you can do to make yourself more attractive to lenders when you apply…
Watch the full Martin Lewis Money Show ‘the truth about credit scores’ on ITVX www.itv.com/watch/the-ma...
Watch the full Martin Lewis Money Show ‘the truth about credit scores’ on ITVX www.itv.com/watch/the-ma...
Ten tips to boost your ‘credit score’
YouTube video by MoneySavingExpert.com
youtu.be
December 6, 2024 at 11:24 AM
Some great tips here. But it bears repeating that there is no central credit score which will determine your fate on an application for any piece of credit. Very rarely - but still sometimes - someone with a great score on Experian/Equifax will fail. Usually for a reason detailed in this video.
Tell me a headline writer somewhere has gone with: Belgian sex workers get a happy ending.
Prostitutes in Belgium have been given full employment rights as sex workers under a new law that entitles them to social security and pensions
Belgian prostitutes given full employment rights as sex workers
The new law entitles sex workers to social security and pensions, but critics say it fails to address stigmas and stereotypes about sex work
www.thetimes.com
December 2, 2024 at 4:52 PM
Tell me a headline writer somewhere has gone with: Belgian sex workers get a happy ending.
An oldie, but I like this.
Family on a bench in Richmond Park, admiring the view. #photography #canonR50
Family on a bench in Richmond Park, admiring the view. #photography #canonR50
December 1, 2024 at 10:07 PM
An oldie, but I like this.
Family on a bench in Richmond Park, admiring the view. #photography #canonR50
Family on a bench in Richmond Park, admiring the view. #photography #canonR50
Humpty Dumpty had a great fall. #greggwallace #eggwallace
The Sun: Masterchef scandal exclusive #TomorrowsPapersToday
November 29, 2024 at 11:05 PM
Humpty Dumpty had a great fall. #greggwallace #eggwallace
Parliament has been the place of some shameful behaviour from time to time, but it’s heartening to see respectful and healthy debate on the ‘Assisted Dying Bill’ and this is a great advert for our parliamentary democracy. I have buckets of admiration for Kim Leadbeater for bringing this bill.
November 29, 2024 at 10:31 AM
Parliament has been the place of some shameful behaviour from time to time, but it’s heartening to see respectful and healthy debate on the ‘Assisted Dying Bill’ and this is a great advert for our parliamentary democracy. I have buckets of admiration for Kim Leadbeater for bringing this bill.
I’ve deactivated my X account now, so how do I tell South Western Rail that their service has been pretty useless recently? Do I have to make a banner?
November 27, 2024 at 7:49 PM
I’ve deactivated my X account now, so how do I tell South Western Rail that their service has been pretty useless recently? Do I have to make a banner?
Was about to post “is this what YouGov actually DO?” but then felt immediate horror on the Die Hard numbers and complete incredulity to the 8% of people who do not believe that Home Alone is a Christmas film.
November 25, 2024 at 1:02 PM
Was about to post “is this what YouGov actually DO?” but then felt immediate horror on the Die Hard numbers and complete incredulity to the 8% of people who do not believe that Home Alone is a Christmas film.
November 24, 2024 at 2:11 PM
After dismantling City at the Etihad today, it’s only right to expect Spurs to get beat at home by Fulham next week. “It’s who we are mate.”
November 23, 2024 at 7:36 PM
After dismantling City at the Etihad today, it’s only right to expect Spurs to get beat at home by Fulham next week. “It’s who we are mate.”
Good article from @georgenixon97.bsky.social.
A further point on Stamp Duty that should focus the minds of first time buyers in London: buying above £500k from April 2025 onwards will see you lose your First Time Buyers Relief, giving a significant Stamp Duty hike. www.thetimes.com/business-mon...
A further point on Stamp Duty that should focus the minds of first time buyers in London: buying above £500k from April 2025 onwards will see you lose your First Time Buyers Relief, giving a significant Stamp Duty hike. www.thetimes.com/business-mon...
Sell up or stay put — what next for the housing market?
With mortgage rates rising, house prices stumbling and stamp duty changing, George Nixon assesses the state of play
www.thetimes.com
November 23, 2024 at 5:35 PM
Good article from @georgenixon97.bsky.social.
A further point on Stamp Duty that should focus the minds of first time buyers in London: buying above £500k from April 2025 onwards will see you lose your First Time Buyers Relief, giving a significant Stamp Duty hike. www.thetimes.com/business-mon...
A further point on Stamp Duty that should focus the minds of first time buyers in London: buying above £500k from April 2025 onwards will see you lose your First Time Buyers Relief, giving a significant Stamp Duty hike. www.thetimes.com/business-mon...
A month ago back-to-back cuts to the Bank of England Base Rate seemed very likely. Now, post-Budget and given today’s inflation print, I wouldn’t bet on a December cut.
Consensus in the market is still for a series of rate cuts throughout 2025, but these might not come as often as we’d like.
Consensus in the market is still for a series of rate cuts throughout 2025, but these might not come as often as we’d like.
NEW
CPI inflation rises from 1.7% to 2.3% in Oct. A slightly bigger increase than expected (consensus was 2.2%).
Mostly pushed upwards by higher energy bills.
Raises fresh questions about how quickly interest rates will fall in the coming months. Full release:
www.ons.gov.uk/economy/infl...
CPI inflation rises from 1.7% to 2.3% in Oct. A slightly bigger increase than expected (consensus was 2.2%).
Mostly pushed upwards by higher energy bills.
Raises fresh questions about how quickly interest rates will fall in the coming months. Full release:
www.ons.gov.uk/economy/infl...
Consumer price inflation, UK - Office for National Statistics
Price indices, percentage changes, and weights for the different measures of consumer price inflation.
www.ons.gov.uk
November 20, 2024 at 7:15 AM
A month ago back-to-back cuts to the Bank of England Base Rate seemed very likely. Now, post-Budget and given today’s inflation print, I wouldn’t bet on a December cut.
Consensus in the market is still for a series of rate cuts throughout 2025, but these might not come as often as we’d like.
Consensus in the market is still for a series of rate cuts throughout 2025, but these might not come as often as we’d like.
It’s incredible how quickly Bluesky has taken off. Lots of journalists here, but not many businesses yet. It does very much feel like Twitter at the beginning.
Despite a massive head start, BlueSky has now overtaken Threads in the US 👇
November 20, 2024 at 7:06 AM
It’s incredible how quickly Bluesky has taken off. Lots of journalists here, but not many businesses yet. It does very much feel like Twitter at the beginning.
This is a great thread. And if you find this interesting, you’ll love Ed’s book Material World, which tells the fascinating stories of how the things we take for granted are made.
🧵SALT🧵
It's been snowing in the UK and the road gritters are out in force, begging the question:
Have you ever wondered where that grit actually COMES from?
The answer is more magical, beautiful and fascinating than you probably realised.
1/14
It's been snowing in the UK and the road gritters are out in force, begging the question:
Have you ever wondered where that grit actually COMES from?
The answer is more magical, beautiful and fascinating than you probably realised.
1/14
November 20, 2024 at 6:58 AM
This is a great thread. And if you find this interesting, you’ll love Ed’s book Material World, which tells the fascinating stories of how the things we take for granted are made.
Hello Bluesky. It doesn’t appear that the UK mortgage industry folk have found their way here yet, so I’ll probably talk to myself for a bit, which is broadly what happened on The Other Place.
November 17, 2024 at 1:58 PM
Hello Bluesky. It doesn’t appear that the UK mortgage industry folk have found their way here yet, so I’ll probably talk to myself for a bit, which is broadly what happened on The Other Place.