Phaserburn
phaserburn.bsky.social
Phaserburn
@phaserburn.bsky.social
Terminally Online Cusper
Crash/Crashing/Crashed Out
📍SD
Not a viable solution for cities, but a good transitional step for urbanizing towns or outer suburbs.

The issue is trying to implement them where the need is already well beyond that capacity (and, personally, I think they should always be at least two stories)
November 22, 2025 at 8:50 PM
The reason Gavin Newsom’s podcast guests were so awful was because he not only platformed terrible people, but spent most of his time AGREEING with them.

Trump does not need to be platformed. He is the PRESIDENT. He HAS a platform. And Mamdani did not once give him any credit or cover.
November 22, 2025 at 8:18 AM
What if you’re DSA at large, but nosy?
November 19, 2025 at 11:38 PM
Even WITH the $114/mo you saved on mortgage payments, that’s $26,644 less than you’d have with the 30-year to find a new place to live. Almost HALF.

And most first time/starter home buyers move within the first 5 years
November 11, 2025 at 11:00 PM
And the Amortization would get you if you tried to relocate too. Say you lived in the same $400k hypothetical home for 10 years and you decide to sell and move.

With a 30 year mortgage, you’d have paid off $52,206 of the loan.

With a 50 year mortgage, you’d have only paid off $11,882.
November 11, 2025 at 10:52 PM
If the interest rate for a 50 year mortgage was even .5% higher than the 30 year mortgage, the “savings” on the monthly payment go from $234 to $114.
November 11, 2025 at 10:36 PM
Reposted by Phaserburn
@schiff.senate.gov @padilla.senate.gov what in the actual fuck is wrong with you guys? You’re so fucking out of touch.
November 11, 2025 at 3:27 AM
Reposted by Phaserburn
A $400,000 mortgage at 7% for various terms:

15-year: $247,000 interest, $3,600/mo
30-year: $558,000, $2,660/mo
50-year: $1,022,000, $2,410/mo

So you double your interest for 10% lower payment. The first payment is $73.42 in principal.
November 8, 2025 at 8:47 PM
And then there’s the pretty obvious shenanigans that happened with the Dem endorsement in Minnesota
November 7, 2025 at 7:55 PM