Oswald Heger
@oswald1160.bsky.social
Science !! Reason !! Sanity !!
Verhindert das Weiterrollen der Lok durch Aufprellen. An dem Band kommt nichts vorbei!
November 19, 2025 at 4:16 PM
Verhindert das Weiterrollen der Lok durch Aufprellen. An dem Band kommt nichts vorbei!
Hmm, that one doesn't play for me ...
November 16, 2025 at 7:42 PM
Hmm, that one doesn't play for me ...
My point is that it is still called insurance, because it is.
November 15, 2025 at 2:48 PM
My point is that it is still called insurance, because it is.
That's a special case, and it's quite alright that it works that way.
However, if you have a job, you make monthly mandatory payments (shared between you and your employer) to a public insurance organization, the amount depending on your income.
The system was introduced by Bismarck in 1883 (!)
However, if you have a job, you make monthly mandatory payments (shared between you and your employer) to a public insurance organization, the amount depending on your income.
The system was introduced by Bismarck in 1883 (!)
November 15, 2025 at 1:39 PM
That's a special case, and it's quite alright that it works that way.
However, if you have a job, you make monthly mandatory payments (shared between you and your employer) to a public insurance organization, the amount depending on your income.
The system was introduced by Bismarck in 1883 (!)
However, if you have a job, you make monthly mandatory payments (shared between you and your employer) to a public insurance organization, the amount depending on your income.
The system was introduced by Bismarck in 1883 (!)
In Germany, we call it "Gesetzliche Krankenversicherung", meaning mandatory health insurance, by law.
November 15, 2025 at 1:21 PM
In Germany, we call it "Gesetzliche Krankenversicherung", meaning mandatory health insurance, by law.
Pooling is the principle of insurance. Share the load.
Commercial insurers do this too, but in trying to maximise their gains they have to minimize the reimbursements.
That's the central difference to a publicly-held 'pool' (plus of course stringent regulations for costs in the latter case).
Commercial insurers do this too, but in trying to maximise their gains they have to minimize the reimbursements.
That's the central difference to a publicly-held 'pool' (plus of course stringent regulations for costs in the latter case).
November 15, 2025 at 1:20 PM
Pooling is the principle of insurance. Share the load.
Commercial insurers do this too, but in trying to maximise their gains they have to minimize the reimbursements.
That's the central difference to a publicly-held 'pool' (plus of course stringent regulations for costs in the latter case).
Commercial insurers do this too, but in trying to maximise their gains they have to minimize the reimbursements.
That's the central difference to a publicly-held 'pool' (plus of course stringent regulations for costs in the latter case).
Surely that will make the United States MUCH safer ...
November 15, 2025 at 12:09 PM
Surely that will make the United States MUCH safer ...
Then we are in agreement. Note that I'm used to public healthcare because Germany and all countries in Europe have it.
Sometimes people are grumbling about it, but the point stands that there is a reasonable level of services, with price control, so that we aren't driven to poverty when falling ill.
Sometimes people are grumbling about it, but the point stands that there is a reasonable level of services, with price control, so that we aren't driven to poverty when falling ill.
November 14, 2025 at 3:14 PM
Then we are in agreement. Note that I'm used to public healthcare because Germany and all countries in Europe have it.
Sometimes people are grumbling about it, but the point stands that there is a reasonable level of services, with price control, so that we aren't driven to poverty when falling ill.
Sometimes people are grumbling about it, but the point stands that there is a reasonable level of services, with price control, so that we aren't driven to poverty when falling ill.
Universal healthcare IS insurance. Just not profit-oriented.
November 14, 2025 at 8:07 AM
Universal healthcare IS insurance. Just not profit-oriented.
In der Tat. Da wackelt das Gleisbett.
November 12, 2025 at 2:38 PM
In der Tat. Da wackelt das Gleisbett.
Praktisch jeder Cargo-Train muss durch eine Ehekrise - zunächst herrscht Gütergemeinschaft, dann folgt aber unweigerlich eine Gütertrennung ...
November 12, 2025 at 1:59 PM
Praktisch jeder Cargo-Train muss durch eine Ehekrise - zunächst herrscht Gütergemeinschaft, dann folgt aber unweigerlich eine Gütertrennung ...
An insurance (public or private) is a risk- and cost-sharing device, preventing sudden steep liabilities in case of immediate needs.
If you cut out commercial insurance providers, you need a public replacement. Healthcare simply doesn't work without it.
If you cut out commercial insurance providers, you need a public replacement. Healthcare simply doesn't work without it.
November 9, 2025 at 9:22 AM
An insurance (public or private) is a risk- and cost-sharing device, preventing sudden steep liabilities in case of immediate needs.
If you cut out commercial insurance providers, you need a public replacement. Healthcare simply doesn't work without it.
If you cut out commercial insurance providers, you need a public replacement. Healthcare simply doesn't work without it.
He does NOT say "Get rid of the insurance companies".
Where are people going to get their health care from when they receive direct payments?
Where are people going to get their health care from when they receive direct payments?
November 9, 2025 at 8:41 AM
He does NOT say "Get rid of the insurance companies".
Where are people going to get their health care from when they receive direct payments?
Where are people going to get their health care from when they receive direct payments?
We are lucky to have kept major wood areas in Germany. On a trip to an area close to the eastern border I met one of these ('Baummarder' in German, meaning tree marten).
.
.
November 8, 2025 at 4:19 PM
We are lucky to have kept major wood areas in Germany. On a trip to an area close to the eastern border I met one of these ('Baummarder' in German, meaning tree marten).
.
.
Apparently you are not up to date. He has campaigned for Sherrill and Spanberger.
November 7, 2025 at 6:16 AM
Apparently you are not up to date. He has campaigned for Sherrill and Spanberger.
Because they are consuming news that are deliberately selective and misleading, stirring up diversion and hate.
Then social media is doing away with any leftovers of common sense.
Then social media is doing away with any leftovers of common sense.
November 7, 2025 at 5:58 AM
Because they are consuming news that are deliberately selective and misleading, stirring up diversion and hate.
Then social media is doing away with any leftovers of common sense.
Then social media is doing away with any leftovers of common sense.
Oh, but it's really four-dimensional chess, you know!
November 7, 2025 at 5:47 AM
Oh, but it's really four-dimensional chess, you know!
What if you are really poor and stuck in a state like Texas or Florida, with no means to leave?
November 6, 2025 at 6:44 AM
What if you are really poor and stuck in a state like Texas or Florida, with no means to leave?
It should be clear from all history we know that this doesn't work.
Capitalism is essential, but it must be harnessed.
Capitalism is essential, but it must be harnessed.
November 6, 2025 at 6:41 AM
It should be clear from all history we know that this doesn't work.
Capitalism is essential, but it must be harnessed.
Capitalism is essential, but it must be harnessed.
Also Germany, to an extent.
Capitalism has to be regulated. It's essential but there has to be a balance, and the long-term stability eventually helps the economic climate.
Capitalism has to be regulated. It's essential but there has to be a balance, and the long-term stability eventually helps the economic climate.
November 6, 2025 at 6:38 AM
Also Germany, to an extent.
Capitalism has to be regulated. It's essential but there has to be a balance, and the long-term stability eventually helps the economic climate.
Capitalism has to be regulated. It's essential but there has to be a balance, and the long-term stability eventually helps the economic climate.
Vielleicht in Frankfurt Süd eher möglich?
November 4, 2025 at 11:40 AM
Vielleicht in Frankfurt Süd eher möglich?
Statistics are saying that the rate of accidents is higher when morning commute is in darkness.
November 3, 2025 at 7:06 PM
Statistics are saying that the rate of accidents is higher when morning commute is in darkness.
Perfect fly-by!
Did you pay it to do that?
Did you pay it to do that?
October 31, 2025 at 4:12 PM
Perfect fly-by!
Did you pay it to do that?
Did you pay it to do that?
It's obvious. Turns out that the U.S. constitution relies on well-behaving instead of enforcement.
October 29, 2025 at 9:11 PM
It's obvious. Turns out that the U.S. constitution relies on well-behaving instead of enforcement.