10) Yet the Government's funding commitment is £415mn short of our annual budget. On a per home basis, the Government's commitment is similar (if not more generous) than ours. So there's agreement that grant rates need to increase following a recent dip in delivery.

7) There has been a decline in annual lettings within the social sector in recent years, affecting the sector's capacity to meet need through turnover in existing stock. But this is primarily due to fewer homes becoming vacant annually, not longer void periods.

6) The geography of need is stark. In absolute terms, over 50% of affordable housing need is in the Eastern Scotland region. When measured as housing need per 1,000 households, Highlands and Islands has the second highest need.

5) Affordability will also affect newly forming households over the next parliamentary term. We estimate that 55% of newly formed households will be unable to afford market housing. And this pressure will be felt unevenly due to regional variation in affordability.

4) There has also been an increase in households in the private sector living with disrepair and in homes unsuitable for their health needs. Plus, 36.5% of these households are in affordability stress following the cost of living crisis and rental inflation.

3) Rising homelessness is a key driver of need. The number of open homelessness cases has risen by 45.5% relative to previous research conducted in 2020. As this graph shows, this has been associated with a dramatic increase in households in temporary accommodation.

7/ This chart shows local authorities by percentage aged 65+ and percentage under-occupying. Yes the relationship does plateau, and of course there's risk of ecological fallacy. But the point is that areas with excess bedrooms are not simply the areas of significant housing need/demand!