Ben Carlson
@martinwiliam.bsky.social
Reposted by Ben Carlson
The winners write the history books but nothing lasts forever
Some thoughts on world powers and why I practice international diversification:
awealthofcommonsense.com/2026/01/the-...
Some thoughts on world powers and why I practice international diversification:
awealthofcommonsense.com/2026/01/the-...
January 21, 2026 at 2:45 PM
The winners write the history books but nothing lasts forever
Some thoughts on world powers and why I practice international diversification:
awealthofcommonsense.com/2026/01/the-...
Some thoughts on world powers and why I practice international diversification:
awealthofcommonsense.com/2026/01/the-...
Reposted by Ben Carlson
Animal Spirits: Small Caps Are Back
Is geopolitical risk here to stay?
Why are bond yields rising?
Household balance sheets are in great shape
The great wealth transfer of housing
The bottom 50% owns more stocks
Why are Netflix movies meh & more
awealthofcommonsense.com/2026/01/anim...
Is geopolitical risk here to stay?
Why are bond yields rising?
Household balance sheets are in great shape
The great wealth transfer of housing
The bottom 50% owns more stocks
Why are Netflix movies meh & more
awealthofcommonsense.com/2026/01/anim...
January 21, 2026 at 1:55 PM
Animal Spirits: Small Caps Are Back
Is geopolitical risk here to stay?
Why are bond yields rising?
Household balance sheets are in great shape
The great wealth transfer of housing
The bottom 50% owns more stocks
Why are Netflix movies meh & more
awealthofcommonsense.com/2026/01/anim...
Is geopolitical risk here to stay?
Why are bond yields rising?
Household balance sheets are in great shape
The great wealth transfer of housing
The bottom 50% owns more stocks
Why are Netflix movies meh & more
awealthofcommonsense.com/2026/01/anim...
Reposted by Ben Carlson
January 20, 2026 at 4:08 PM
Reposted by Ben Carlson
Art of the Deal:
Give us an inconsequential territory or we're gonna put a tax on our own citizens
Give us an inconsequential territory or we're gonna put a tax on our own citizens
January 20, 2026 at 1:54 PM
Art of the Deal:
Give us an inconsequential territory or we're gonna put a tax on our own citizens
Give us an inconsequential territory or we're gonna put a tax on our own citizens
Reposted by Ben Carlson
Nasdaq 100 returns:
From 2000 to the bottom in March 2009:
-72% (-13% annualized)
From the March 2009 bottom to today:
+2,300% (+21% annualized)
What a run
From 2000 to the bottom in March 2009:
-72% (-13% annualized)
From the March 2009 bottom to today:
+2,300% (+21% annualized)
What a run
January 18, 2026 at 4:50 PM
Nasdaq 100 returns:
From 2000 to the bottom in March 2009:
-72% (-13% annualized)
From the March 2009 bottom to today:
+2,300% (+21% annualized)
What a run
From 2000 to the bottom in March 2009:
-72% (-13% annualized)
From the March 2009 bottom to today:
+2,300% (+21% annualized)
What a run
Reposted by Ben Carlson
I think the most underrated part of this scene is the red YMCA jersey over the yellow t-shirt
PSH deserved a best supporting actor nod for this role
PSH deserved a best supporting actor nod for this role
January 18, 2026 at 5:11 AM
I think the most underrated part of this scene is the red YMCA jersey over the yellow t-shirt
PSH deserved a best supporting actor nod for this role
PSH deserved a best supporting actor nod for this role
Reposted by Ben Carlson
How to fix the housing market:
Bring down mortgage spreads?
Ban institutional ownership?
One time 3% rate for first-time homebuyers?
OR
We could actually incentivize homebuilders to build more houses
awealthofcommonsense.com/2026/01/how-...
Bring down mortgage spreads?
Ban institutional ownership?
One time 3% rate for first-time homebuyers?
OR
We could actually incentivize homebuilders to build more houses
awealthofcommonsense.com/2026/01/how-...
January 17, 2026 at 2:09 PM
How to fix the housing market:
Bring down mortgage spreads?
Ban institutional ownership?
One time 3% rate for first-time homebuyers?
OR
We could actually incentivize homebuilders to build more houses
awealthofcommonsense.com/2026/01/how-...
Bring down mortgage spreads?
Ban institutional ownership?
One time 3% rate for first-time homebuyers?
OR
We could actually incentivize homebuilders to build more houses
awealthofcommonsense.com/2026/01/how-...
Reposted by Ben Carlson
If I had a Oscar vote this is my best picture choice
It felt so real
The ending really got me
It felt so real
The ending really got me
January 17, 2026 at 3:52 AM
If I had a Oscar vote this is my best picture choice
It felt so real
The ending really got me
It felt so real
The ending really got me
Reposted by Ben Carlson
Why are credit card borrowing rates so high?
Why are merchant fees for credit card transactions so high?
How did we get to $1.2 trillion in credit card debt in America?
Here's a short history of credit cards and how we got here:
awealthofcommonsense.com/2026/01/why-...
Why are merchant fees for credit card transactions so high?
How did we get to $1.2 trillion in credit card debt in America?
Here's a short history of credit cards and how we got here:
awealthofcommonsense.com/2026/01/why-...
January 16, 2026 at 1:59 PM
Why are credit card borrowing rates so high?
Why are merchant fees for credit card transactions so high?
How did we get to $1.2 trillion in credit card debt in America?
Here's a short history of credit cards and how we got here:
awealthofcommonsense.com/2026/01/why-...
Why are merchant fees for credit card transactions so high?
How did we get to $1.2 trillion in credit card debt in America?
Here's a short history of credit cards and how we got here:
awealthofcommonsense.com/2026/01/why-...
Reposted by Ben Carlson
How often S&P 500 drawdowns occurred in a given year since 1928:
-5%: 94% of all years
-10%: 63% of all years
-20%: 26% of all years
-30%: 10% of all years
-40%: 6% of all years
-50%: 2% of all years
awealthofcommonsense.com/2026/01/the-...
-5%: 94% of all years
-10%: 63% of all years
-20%: 26% of all years
-30%: 10% of all years
-40%: 6% of all years
-50%: 2% of all years
awealthofcommonsense.com/2026/01/the-...
January 15, 2026 at 8:38 PM
How often S&P 500 drawdowns occurred in a given year since 1928:
-5%: 94% of all years
-10%: 63% of all years
-20%: 26% of all years
-30%: 10% of all years
-40%: 6% of all years
-50%: 2% of all years
awealthofcommonsense.com/2026/01/the-...
-5%: 94% of all years
-10%: 63% of all years
-20%: 26% of all years
-30%: 10% of all years
-40%: 6% of all years
-50%: 2% of all years
awealthofcommonsense.com/2026/01/the-...
Reposted by Ben Carlson
January 14, 2026 at 2:20 PM
Reposted by Ben Carlson
Animal Spirits: Is the Stock Market Invincible?
Capping credit card rates
Institutional home ownership
Jerome Powell
AI vs the labor market
The bull market is broadening out
Why are there fewer pizza places?
Why TVs are so cheap & more
awealthofcommonsense.com/2026/01/anim...
Capping credit card rates
Institutional home ownership
Jerome Powell
AI vs the labor market
The bull market is broadening out
Why are there fewer pizza places?
Why TVs are so cheap & more
awealthofcommonsense.com/2026/01/anim...
January 14, 2026 at 2:07 PM
Animal Spirits: Is the Stock Market Invincible?
Capping credit card rates
Institutional home ownership
Jerome Powell
AI vs the labor market
The bull market is broadening out
Why are there fewer pizza places?
Why TVs are so cheap & more
awealthofcommonsense.com/2026/01/anim...
Capping credit card rates
Institutional home ownership
Jerome Powell
AI vs the labor market
The bull market is broadening out
Why are there fewer pizza places?
Why TVs are so cheap & more
awealthofcommonsense.com/2026/01/anim...
Reposted by Ben Carlson
The average inflation rate over the past 100+ years is 3.3%
We've now been below that level for 18 straight months
We've now been below that level for 18 straight months
January 13, 2026 at 1:52 PM
The average inflation rate over the past 100+ years is 3.3%
We've now been below that level for 18 straight months
We've now been below that level for 18 straight months
Reposted by Ben Carlson
Historical annual returns 1928-2025:
Stocks +10.0%
Gold +5.6%
Bonds +4.5%
Housing +4.2%
Cash +3.4%
awealthofcommonsense.com/2026/01/hist...
Stocks +10.0%
Gold +5.6%
Bonds +4.5%
Housing +4.2%
Cash +3.4%
awealthofcommonsense.com/2026/01/hist...
Historical Returns For Stocks, Bonds, Cash, Housing & Gold (2025) - A Wealth of Common Sense
Updated long run returns through 2025.
awealthofcommonsense.com
January 12, 2026 at 10:01 PM
Historical annual returns 1928-2025:
Stocks +10.0%
Gold +5.6%
Bonds +4.5%
Housing +4.2%
Cash +3.4%
awealthofcommonsense.com/2026/01/hist...
Stocks +10.0%
Gold +5.6%
Bonds +4.5%
Housing +4.2%
Cash +3.4%
awealthofcommonsense.com/2026/01/hist...
Reposted by Ben Carlson
A lot of people's actions in the 2020s will be judged harshly by future generations
Jay Powell will not be one of those people
Jay Powell will not be one of those people
January 12, 2026 at 4:30 PM
A lot of people's actions in the 2020s will be judged harshly by future generations
Jay Powell will not be one of those people
Jay Powell will not be one of those people
Reposted by Ben Carlson
2 things that aren't going to happen:
1. credit card rates get capped at 10%
2. this ridiculous powell indictment going any further
1. credit card rates get capped at 10%
2. this ridiculous powell indictment going any further
January 12, 2026 at 2:02 PM
2 things that aren't going to happen:
1. credit card rates get capped at 10%
2. this ridiculous powell indictment going any further
1. credit card rates get capped at 10%
2. this ridiculous powell indictment going any further
Reposted by Ben Carlson
If you think buying a home is a bad investment right now here are your options:
1. Rent
2. Smaller down payment
3. Skip the starter home
4. Extend your time horizon
awealthofcommonsense.com/2026/01/is-a...
1. Rent
2. Smaller down payment
3. Skip the starter home
4. Extend your time horizon
awealthofcommonsense.com/2026/01/is-a...
Is a House Still a Good Investment Right Now? - A Wealth of Common Sense
Is housing a good investment right now?
awealthofcommonsense.com
January 10, 2026 at 2:56 PM
If you think buying a home is a bad investment right now here are your options:
1. Rent
2. Smaller down payment
3. Skip the starter home
4. Extend your time horizon
awealthofcommonsense.com/2026/01/is-a...
1. Rent
2. Smaller down payment
3. Skip the starter home
4. Extend your time horizon
awealthofcommonsense.com/2026/01/is-a...
Reposted by Ben Carlson
From 2020-2024 nearly 4% of California's population (in 2020) moved to a new state
January 8, 2026 at 8:25 PM
From 2020-2024 nearly 4% of California's population (in 2020) moved to a new state