Using a brush you didn't make, using paint you didn't make. Using someone else's hands, using someone else's ideas, using someone else's talents, buying someone else's art. You can tell where the line is between creating and not creating, right? Because you have a brain

It's also notable that this technique is largely used in professions that are already highly exploitative - voice acting, modelling, music. These are people who already struggle to find good work, and can't easily advocate for better deals. So there's not a lot of negotiation going on.