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Scott A. Olson, CLTC is an expert on long-term care insurance. His new book "Long-Term Care Insurance NOW!" can be previewed on Amazon:
https://amzn.to/3BaWu1u
https://amzn.to/3BaWu1u
A big myth about long term care insurance is that it only pays for a year or two. That is not true. Even a short benefit period can protect hundreds of thousands of dollars, and healthy applicants can choose much longer coverage. The right policy protects your care and your wealth.
#ltc
#ltc
February 7, 2026 at 10:15 PM
A big myth about long term care insurance is that it only pays for a year or two. That is not true. Even a short benefit period can protect hundreds of thousands of dollars, and healthy applicants can choose much longer coverage. The right policy protects your care and your wealth.
#ltc
#ltc
A Common Misunderstanding with Long-Term Care Insurance...
#longtermcare #longtermcareinsurance #ltc #ltci #insurancetips #retirement #annuity #annuityinvestment #unlimitedltc
#longtermcare #longtermcareinsurance #ltc #ltci #insurancetips #retirement #annuity #annuityinvestment #unlimitedltc
February 6, 2026 at 10:02 PM
A Common Misunderstanding with Long-Term Care Insurance...
#longtermcare #longtermcareinsurance #ltc #ltci #insurancetips #retirement #annuity #annuityinvestment #unlimitedltc
#longtermcare #longtermcareinsurance #ltc #ltci #insurancetips #retirement #annuity #annuityinvestment #unlimitedltc
Do you have an annuity or cash value life insurance? You may be able to use it for long-term care, tax-free, under the Pension Protection Act.
#LongTermCare #AnnuityPlanning #RetirementPlanning #FinancialProtection #WealthPreservation #InsuranceStrategy #FinancialEducation #SmartPlanning
#LongTermCare #AnnuityPlanning #RetirementPlanning #FinancialProtection #WealthPreservation #InsuranceStrategy #FinancialEducation #SmartPlanning
February 5, 2026 at 10:00 PM
Do you have an annuity or cash value life insurance? You may be able to use it for long-term care, tax-free, under the Pension Protection Act.
#LongTermCare #AnnuityPlanning #RetirementPlanning #FinancialProtection #WealthPreservation #InsuranceStrategy #FinancialEducation #SmartPlanning
#LongTermCare #AnnuityPlanning #RetirementPlanning #FinancialProtection #WealthPreservation #InsuranceStrategy #FinancialEducation #SmartPlanning
A 1035 exchange can help you save thousands of dollars on the cash value in your life insurance policy.
#longtermcare #ltc #ltci #longtermcareinsurance #retirementplanning #ltc #ltci #insurancetips #cashvaluelifeinsurance #cashvalue
#taxes #taxfreeincome #taxfree
#longtermcare #ltc #ltci #longtermcareinsurance #retirementplanning #ltc #ltci #insurancetips #cashvaluelifeinsurance #cashvalue
#taxes #taxfreeincome #taxfree
February 4, 2026 at 10:02 PM
A 1035 exchange can help you save thousands of dollars on the cash value in your life insurance policy.
#longtermcare #ltc #ltci #longtermcareinsurance #retirementplanning #ltc #ltci #insurancetips #cashvaluelifeinsurance #cashvalue
#taxes #taxfreeincome #taxfree
#longtermcare #ltc #ltci #longtermcareinsurance #retirementplanning #ltc #ltci #insurancetips #cashvaluelifeinsurance #cashvalue
#taxes #taxfreeincome #taxfree
A Pension Protection Act compliant annuity changes taxable gains into tax-free long-term care income.
#longtermcare #longtermcareinsurance #fiancialfreedom #retirementplanning #ltc #ltci #insurancetips #retirement #annuity #annuityinvestment #ppa #pension
#longtermcare #longtermcareinsurance #fiancialfreedom #retirementplanning #ltc #ltci #insurancetips #retirement #annuity #annuityinvestment #ppa #pension
February 2, 2026 at 11:25 PM
A Pension Protection Act compliant annuity changes taxable gains into tax-free long-term care income.
#longtermcare #longtermcareinsurance #fiancialfreedom #retirementplanning #ltc #ltci #insurancetips #retirement #annuity #annuityinvestment #ppa #pension
#longtermcare #longtermcareinsurance #fiancialfreedom #retirementplanning #ltc #ltci #insurancetips #retirement #annuity #annuityinvestment #ppa #pension
Self insuring for long term care sounds smart until real life happens. You cannot predict when care starts, how long it lasts, or how it affects your spouse. Planning ahead protects your income and your family.
#insurancetips #ltc #longtermcare #longtermcareinsurance #caregiving #retirement
#insurancetips #ltc #longtermcare #longtermcareinsurance #caregiving #retirement
January 30, 2026 at 9:00 PM
Self insuring for long term care sounds smart until real life happens. You cannot predict when care starts, how long it lasts, or how it affects your spouse. Planning ahead protects your income and your family.
#insurancetips #ltc #longtermcare #longtermcareinsurance #caregiving #retirement
#insurancetips #ltc #longtermcare #longtermcareinsurance #caregiving #retirement
Long-term care insurance can feel complicated because most people never receive clear answers. This breaks it down in plain language so you can see who needs it, who does not, and how to protect your future with confidence.
#ltc #longtermcare #retirementplanning #longtermcareinsurance
#ltc #longtermcare #retirementplanning #longtermcareinsurance
January 28, 2026 at 10:00 PM
Long-term care insurance can feel complicated because most people never receive clear answers. This breaks it down in plain language so you can see who needs it, who does not, and how to protect your future with confidence.
#ltc #longtermcare #retirementplanning #longtermcareinsurance
#ltc #longtermcare #retirementplanning #longtermcareinsurance
Looking for more information before buying into LTCi? My book will give you everything you need!
#insurancetips #ltc #longtermcare #eldercare #caregiving #retirement #longtermcareinsurance #retirementplanning
#insurancetips #ltc #longtermcare #eldercare #caregiving #retirement #longtermcareinsurance #retirementplanning
January 26, 2026 at 8:35 PM
Looking for more information before buying into LTCi? My book will give you everything you need!
#insurancetips #ltc #longtermcare #eldercare #caregiving #retirement #longtermcareinsurance #retirementplanning
#insurancetips #ltc #longtermcare #eldercare #caregiving #retirement #longtermcareinsurance #retirementplanning
Unlimited Benefit Long-Term Care Insurance.
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
January 23, 2026 at 11:02 PM
Unlimited Benefit Long-Term Care Insurance.
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
Can an 83-year-old Buy Long-Term Care Insurance?
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
January 19, 2026 at 11:01 PM
Can an 83-year-old Buy Long-Term Care Insurance?
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
Can you buy Long-Term Care Insurance in your 40s?
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
January 16, 2026 at 11:01 PM
Can you buy Long-Term Care Insurance in your 40s?
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
#longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #ltci #insurancetips #retirement #caregiving
There Are No Do-Overs.
#guarantees #lifeinsurance #assetprotection #longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #insurancetips #retirement #caregiving #eldercare
#guarantees #lifeinsurance #assetprotection #longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #insurancetips #retirement #caregiving #eldercare
January 14, 2026 at 11:01 PM
Are Insurers Fleeing LTC Insurance? (Part 3)
Why did more than 150 insurance companies really stop selling traditional long-term care insurance?
#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiver #caregiverlife #retirementplanning
Why did more than 150 insurance companies really stop selling traditional long-term care insurance?
#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiver #caregiverlife #retirementplanning
January 12, 2026 at 9:21 PM
Are Insurers Fleeing LTC Insurance? (Part 3)
Why did more than 150 insurance companies really stop selling traditional long-term care insurance?
#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiver #caregiverlife #retirementplanning
Why did more than 150 insurance companies really stop selling traditional long-term care insurance?
#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiver #caregiverlife #retirementplanning
Are Insurers Fleeing LTC Insurance? (Part 2)
Why did more than 150 insurance companies really stop selling traditional long-term care insurance?
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiver #caregiverlife #longtermcareinsurance
Why did more than 150 insurance companies really stop selling traditional long-term care insurance?
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiver #caregiverlife #longtermcareinsurance
January 9, 2026 at 9:21 PM
Are Insurers Fleeing LTC Insurance? (Part 2)
Why did more than 150 insurance companies really stop selling traditional long-term care insurance?
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiver #caregiverlife #longtermcareinsurance
Why did more than 150 insurance companies really stop selling traditional long-term care insurance?
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiver #caregiverlife #longtermcareinsurance
Are Insurers Fleeing LTC Insurance? (Part 1)
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiver #caregiverlife
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiver #caregiverlife
January 7, 2026 at 11:02 PM
Are Insurers Fleeing LTC Insurance? (Part 1)
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiver #caregiverlife
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiver #caregiverlife
There Are No Do-Overs.
#capitalgainstaxsolutions #capitalgains #guarantees #lifeinsurance #assetprotection #longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #insurancetips #retirement #caregiving #eldercare
#capitalgainstaxsolutions #capitalgains #guarantees #lifeinsurance #assetprotection #longtermcare #longtermcareinsurance #fiancialfreedom #financialplanning101 #retirementplanning #ltc #insurancetips #retirement #caregiving #eldercare
January 5, 2026 at 9:14 PM
Caregiving is hard enough.
Long-term care insurance helps protect your family from burnout, financial stress, and impossible choices.
#ltc #insurancetips #longtermcare #retirement #eldercare #caregiver #caregiverlife #longtermcareinsurance #retirementplanning
Long-term care insurance helps protect your family from burnout, financial stress, and impossible choices.
#ltc #insurancetips #longtermcare #retirement #eldercare #caregiver #caregiverlife #longtermcareinsurance #retirementplanning
January 3, 2026 at 12:00 AM
Caregiving is hard enough.
Long-term care insurance helps protect your family from burnout, financial stress, and impossible choices.
#ltc #insurancetips #longtermcare #retirement #eldercare #caregiver #caregiverlife #longtermcareinsurance #retirementplanning
Long-term care insurance helps protect your family from burnout, financial stress, and impossible choices.
#ltc #insurancetips #longtermcare #retirement #eldercare #caregiver #caregiverlife #longtermcareinsurance #retirementplanning
"If it’s called ‘guaranteed,’ make sure you’re actually seeing the guarantees.”
Projections aren’t promises.
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiverlife
Projections aren’t promises.
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiverlife
January 2, 2026 at 11:00 PM
"If it’s called ‘guaranteed,’ make sure you’re actually seeing the guarantees.”
Projections aren’t promises.
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiverlife
Projections aren’t promises.
#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiverlife
When Guaranteed Means NOT Guaranteed!
#longtermcare #longtermcareinsurance #fiancialfreedom #capitalgainstaxsolutions #capitalgains #guarantees #lifeinsurance #assetprotection
#longtermcare #longtermcareinsurance #fiancialfreedom #capitalgainstaxsolutions #capitalgains #guarantees #lifeinsurance #assetprotection
January 1, 2026 at 11:02 PM
When Guaranteed Means NOT Guaranteed!
#longtermcare #longtermcareinsurance #fiancialfreedom #capitalgainstaxsolutions #capitalgains #guarantees #lifeinsurance #assetprotection
#longtermcare #longtermcareinsurance #fiancialfreedom #capitalgainstaxsolutions #capitalgains #guarantees #lifeinsurance #assetprotection
If it’s not guaranteed, it’s not a plan.
When looking at life insurance with a long-term care rider, always decide based on guaranteed values — not projections. Guarantees matter.
#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiverlife #longtermcareinsurance #retirementplanning
When looking at life insurance with a long-term care rider, always decide based on guaranteed values — not projections. Guarantees matter.
#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiverlife #longtermcareinsurance #retirementplanning
December 31, 2025 at 11:00 PM
If it’s not guaranteed, it’s not a plan.
When looking at life insurance with a long-term care rider, always decide based on guaranteed values — not projections. Guarantees matter.
#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiverlife #longtermcareinsurance #retirementplanning
When looking at life insurance with a long-term care rider, always decide based on guaranteed values — not projections. Guarantees matter.
#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiverlife #longtermcareinsurance #retirementplanning
Guarantees You MUST Have in a Long-Term Care Insurance Policy
#ltc #insurancetips #retirement #eldercaretips #eldercare #longtermcareinsurance
#ltc #insurancetips #retirement #eldercaretips #eldercare #longtermcareinsurance
December 30, 2025 at 7:54 PM
Guarantees You MUST Have in a Long-Term Care Insurance Policy
#ltc #insurancetips #retirement #eldercaretips #eldercare #longtermcareinsurance
#ltc #insurancetips #retirement #eldercaretips #eldercare #longtermcareinsurance
What happens when LTCi isn’t in place? Forced asset sales. Higher taxes. Fewer care options.
Planning changes everything!
#applyforltci #longtermcareinsurance #investinyourcare #insurancetips #ltc #longtermcare
Planning changes everything!
#applyforltci #longtermcareinsurance #investinyourcare #insurancetips #ltc #longtermcare
December 24, 2025 at 11:00 PM
What happens when LTCi isn’t in place? Forced asset sales. Higher taxes. Fewer care options.
Planning changes everything!
#applyforltci #longtermcareinsurance #investinyourcare #insurancetips #ltc #longtermcare
Planning changes everything!
#applyforltci #longtermcareinsurance #investinyourcare #insurancetips #ltc #longtermcare
What Could Happen If You Don't Purchase LTCi
#longtermcareinsurance #fiancialfreedom #retirementplanning #ltc #insurancetips #retirement #investing #realestate #capitalgains
#longtermcareinsurance #fiancialfreedom #retirementplanning #ltc #insurancetips #retirement #investing #realestate #capitalgains
December 23, 2025 at 11:01 PM
What Could Happen If You Don't Purchase LTCi
#longtermcareinsurance #fiancialfreedom #retirementplanning #ltc #insurancetips #retirement #investing #realestate #capitalgains
#longtermcareinsurance #fiancialfreedom #retirementplanning #ltc #insurancetips #retirement #investing #realestate #capitalgains
Insurance paid for care. Assets stayed intact. Income kept growing. That’s the difference planning can make!
#ltc #retirement #insurancetips #eldercaretips #longtermcare #investinyourcare #financialtips #caregiverlife
#ltc #retirement #insurancetips #eldercaretips #longtermcare #investinyourcare #financialtips #caregiverlife
December 22, 2025 at 11:00 PM
Insurance paid for care. Assets stayed intact. Income kept growing. That’s the difference planning can make!
#ltc #retirement #insurancetips #eldercaretips #longtermcare #investinyourcare #financialtips #caregiverlife
#ltc #retirement #insurancetips #eldercaretips #longtermcare #investinyourcare #financialtips #caregiverlife
How Long-Term Care Insurance Protects Your Investments
#ltc #insurancetips #caregiverlife #eldercaretips #longtermcare #protectyourinvestments #ltcitips #insurancetrips
#ltc #insurancetips #caregiverlife #eldercaretips #longtermcare #protectyourinvestments #ltcitips #insurancetrips
December 19, 2025 at 11:01 PM
How Long-Term Care Insurance Protects Your Investments
#ltc #insurancetips #caregiverlife #eldercaretips #longtermcare #protectyourinvestments #ltcitips #insurancetrips
#ltc #insurancetips #caregiverlife #eldercaretips #longtermcare #protectyourinvestments #ltcitips #insurancetrips