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Scott A. Olson, CLTC is an expert on long-term care insurance. His new book "Long-Term Care Insurance NOW!" can be previewed on Amazon:

https://amzn.to/3BaWu1u
Pinned
January 23, 2026 at 11:02 PM
January 19, 2026 at 11:01 PM
January 16, 2026 at 11:01 PM
Are Insurers Fleeing LTC Insurance? (Part 3)

Why did more than 150 insurance companies really stop selling traditional long-term care insurance?

#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiver #caregiverlife #retirementplanning
January 12, 2026 at 9:21 PM
Are Insurers Fleeing LTC Insurance? (Part 2)

Why did more than 150 insurance companies really stop selling traditional long-term care insurance?

#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiver #caregiverlife #longtermcareinsurance
January 9, 2026 at 9:21 PM
January 7, 2026 at 11:02 PM
Caregiving is hard enough.
Long-term care insurance helps protect your family from burnout, financial stress, and impossible choices.

#ltc #insurancetips #longtermcare #retirement #eldercare #caregiver #caregiverlife #longtermcareinsurance #retirementplanning
January 3, 2026 at 12:00 AM
"If it’s called ‘guaranteed,’ make sure you’re actually seeing the guarantees.”

Projections aren’t promises.

#ltc #insurancetips #longtermcare #retirement #eldercaretips #eldercare #caregiverlife
January 2, 2026 at 11:00 PM
If it’s not guaranteed, it’s not a plan.

When looking at life insurance with a long-term care rider, always decide based on guaranteed values — not projections. Guarantees matter.

#ltc #insurancetips #retirement #eldercaretips #eldercare #caregiverlife #longtermcareinsurance #retirementplanning
December 31, 2025 at 11:00 PM
Guarantees You MUST Have in a Long-Term Care Insurance Policy

#ltc #insurancetips #retirement #eldercaretips #eldercare #longtermcareinsurance
December 30, 2025 at 7:54 PM
What happens when LTCi isn’t in place? Forced asset sales. Higher taxes. Fewer care options.
Planning changes everything!

#applyforltci #longtermcareinsurance #investinyourcare #insurancetips #ltc #longtermcare
December 24, 2025 at 11:00 PM
December 23, 2025 at 11:01 PM
Insurance paid for care. Assets stayed intact. Income kept growing. That’s the difference planning can make!

#ltc #retirement #insurancetips #eldercaretips #longtermcare #investinyourcare #financialtips #caregiverlife
December 22, 2025 at 11:00 PM
December 19, 2025 at 11:01 PM
$40,000 → $280,000 in care → $878,522 protected.
This isn’t an investment strategy—it’s risk protection.

#ltc #retirement #eldercaretips #insurancetips #longtermcare #financialprotection #thisisreal
December 18, 2025 at 11:00 PM
December 17, 2025 at 10:01 PM
Self-insuring for long-term care doesn’t just reduce your portfolio by the cost of care.
It permanently removes the income those assets would have generated.
That’s a hidden risk worth understanding.

#ltc #insurancetips #longtermcare #retirement #hiddencosts #ltcitip
December 16, 2025 at 11:00 PM
The Huge Costs of Self-Funding Long-Term Care

#ltc #retirement #caregiver #eldercare #eldercaretips #insurancetips #longtermcare
December 15, 2025 at 11:02 PM
Would you risk hundreds of thousands of dollars to gain 0.6% a year? That’s the real question behind self-insuring for long-term care.

#ltc #retirement #eldercare #caregiver #insurancetips #caregiverlife #1milliondollars #financialloss
December 13, 2025 at 8:00 PM
$40,000 → $280,000 in care → $878,522 protected.
This isn’t an investment strategy—it’s risk protection.

#ltc #retirement #eldercaretips #insurancetips #longtermcare #financialprotection #thisisreal
December 13, 2025 at 12:48 AM
How to Protect Your $1 Million Portfolio from a Long-Term Care Catastrophe

#ltc #insurancetips #caregiverlife #longtermcare #retirement
December 12, 2025 at 11:27 PM
Long-Term Care Insurance is Portfolio Insurance
December 10, 2025 at 10:01 PM