Marijuana is still federally illegal, so it’s not as clear cut as that, unfortunately. When I was a state employee, testing THC+ was still a fireable offense even if the employee held a medical card. The state receives/utilizes federal funds and is subject to federal workplace drug policies.

I’m south of you, but it nailed me this year too - been lucky the last couple of years, but not this time!

Yes, it’s a 10% penalty unless it’s a hardship withdrawal if I remember right. If you weigh paying (10% + income tax) versus losing much more than that in the downturn - it may make sense to some, especially people who don’t have enough time left to recover before retirement.

Same.

I haven’t! A few of my friends went last year and said it was fantastic. Next year’s is in Detroit, I think!