Insurance Fairness Project
@insurancefairness.bsky.social
Protecting America's homes, by advocating for a sustainable and equitable solution to the climate-driven property insurance crisis.
This is no longer confined to hurricane-prone coasts.
More from New York Times: www.nytimes.com/interactive/...
More from Bloomberg: www.bloomberg.com/opinion/arti...
More from New York Times: www.nytimes.com/interactive/...
More from Bloomberg: www.bloomberg.com/opinion/arti...
November 24, 2025 at 8:23 PM
This is no longer confined to hurricane-prone coasts.
More from New York Times: www.nytimes.com/interactive/...
More from Bloomberg: www.bloomberg.com/opinion/arti...
More from New York Times: www.nytimes.com/interactive/...
More from Bloomberg: www.bloomberg.com/opinion/arti...
Recent reporting shows how soaring home insurance premiums, driven by climate-risk, are altering the U.S. housing market. In many high-risk regions, insurance is no longer a background expense; it’s determining whether families can buy, sell, or stay in their homes.
November 24, 2025 at 8:23 PM
Recent reporting shows how soaring home insurance premiums, driven by climate-risk, are altering the U.S. housing market. In many high-risk regions, insurance is no longer a background expense; it’s determining whether families can buy, sell, or stay in their homes.
November 24, 2025 at 4:32 PM
On this call, speakers demanded home insurers be held accountable for bad faith practices amid record profits while homeowners continue to lose coverage. You can watch the recording here: drive.google.com/file/d/1Xdw_...
November 24, 2025 at 4:32 PM
On this call, speakers demanded home insurers be held accountable for bad faith practices amid record profits while homeowners continue to lose coverage. You can watch the recording here: drive.google.com/file/d/1Xdw_...
Our report: static1.squarespace.com/static/67747...
Press release: www.insurancefairnessproject.com/press/new-re...
More from The American Prospect: prospect.org/2025/11/19/n...
Press release: www.insurancefairnessproject.com/press/new-re...
More from The American Prospect: prospect.org/2025/11/19/n...
November 21, 2025 at 8:23 PM
Our report: static1.squarespace.com/static/67747...
Press release: www.insurancefairnessproject.com/press/new-re...
More from The American Prospect: prospect.org/2025/11/19/n...
Press release: www.insurancefairnessproject.com/press/new-re...
More from The American Prospect: prospect.org/2025/11/19/n...
A new report from the Insurance Fairness Project (that’s us!) reveals that Florida’s insurance market remains precariously balanced on undercapitalized companies, opaque ratings, and a regulatory system that prioritizes market optics over homeowner protection.
November 21, 2025 at 8:23 PM
A new report from the Insurance Fairness Project (that’s us!) reveals that Florida’s insurance market remains precariously balanced on undercapitalized companies, opaque ratings, and a regulatory system that prioritizes market optics over homeowner protection.
Statement from Consumer Watchdog: consumerwatchdog.org/in-the-court...
Read more: www.latimes.com/business/sto...
Read more: www.latimes.com/business/sto...
November 18, 2025 at 8:23 PM
Statement from Consumer Watchdog: consumerwatchdog.org/in-the-court...
Read more: www.latimes.com/business/sto...
Read more: www.latimes.com/business/sto...
The inquiry focuses on claim delays and denials, "rotating adjuster tactics," coverage misrepresentations, smoke damage payments, failure to disclose estimates/inspection results, and the use of AI in claim review.
November 18, 2025 at 8:23 PM
The inquiry focuses on claim delays and denials, "rotating adjuster tactics," coverage misrepresentations, smoke damage payments, failure to disclose estimates/inspection results, and the use of AI in claim review.
The L.A. County Board of Supervisors and County Counsel have launched a civil investigation into State Farm's handling of 2025 L.A. Wildfire claims.
November 18, 2025 at 8:23 PM
The L.A. County Board of Supervisors and County Counsel have launched a civil investigation into State Farm's handling of 2025 L.A. Wildfire claims.
Read the policy brief here: wwfint.awsassets.panda.org/downloads/ww...
November 18, 2025 at 4:32 PM
Read the policy brief here: wwfint.awsassets.panda.org/downloads/ww...
A recent policy briefing from the World Wildlife Fund outlines strategies for addressing growing insurance challenges. The stability of the economy and financial markets face threats from the combined impact of more frequent extreme weather events and protection gaps.
November 18, 2025 at 4:32 PM
A recent policy briefing from the World Wildlife Fund outlines strategies for addressing growing insurance challenges. The stability of the economy and financial markets face threats from the combined impact of more frequent extreme weather events and protection gaps.
November 17, 2025 at 8:23 PM
“When those temperature changes lead to the types of extreme events and damages that we have seen more of in recent years, that plays out in increased costs, which then show up as higher insurance rates,” Gutowski said.
November 17, 2025 at 8:23 PM
“When those temperature changes lead to the types of extreme events and damages that we have seen more of in recent years, that plays out in increased costs, which then show up as higher insurance rates,” Gutowski said.
News out of Iowa underscores that the home insurance crisis is national in scope, not just relegated to coastal hotspots. Iowa experts are urging a shift to more renewable energy sources and updated building standards.
November 17, 2025 at 8:23 PM
News out of Iowa underscores that the home insurance crisis is national in scope, not just relegated to coastal hotspots. Iowa experts are urging a shift to more renewable energy sources and updated building standards.
Wall Street Journal story: www.wsj.com/us-news/lood...
Miami Herald series: www.miamiherald.com/news/local/e...
Our take: www.insurancefairnessproject.com/press/florid...
Miami Herald series: www.miamiherald.com/news/local/e...
Our take: www.insurancefairnessproject.com/press/florid...
November 17, 2025 at 4:32 PM
Wall Street Journal story: www.wsj.com/us-news/lood...
Miami Herald series: www.miamiherald.com/news/local/e...
Our take: www.insurancefairnessproject.com/press/florid...
Miami Herald series: www.miamiherald.com/news/local/e...
Our take: www.insurancefairnessproject.com/press/florid...
Meanwhile, the Miami Herald exposes a long-running effort by powerful real estate interests and local officials to keep critical flood data out of public view, leaving Florida families in the dark about the true risks facing their homes.
November 17, 2025 at 4:32 PM
Meanwhile, the Miami Herald exposes a long-running effort by powerful real estate interests and local officials to keep critical flood data out of public view, leaving Florida families in the dark about the true risks facing their homes.
Read the story from Forbes: www.forbes.com/sites/terriw...
More from NPR: www.npr.org/2025/11/13/n...
More from NPR: www.npr.org/2025/11/13/n...
November 14, 2025 at 8:23 PM
Read the story from Forbes: www.forbes.com/sites/terriw...
More from NPR: www.npr.org/2025/11/13/n...
More from NPR: www.npr.org/2025/11/13/n...
The increase in insurance costs presents a significant challenge for homeowners, leading to financial strain for many.
November 14, 2025 at 8:23 PM
The increase in insurance costs presents a significant challenge for homeowners, leading to financial strain for many.