While a 50 year mortgage might lower monthly payments, it drastically increases total interest and slows equity growth. Stimulating demand without fixing supply would likely raise prices. The core issue in the housing market isn't financing; it's the lack of supply.

If the Fed doesn't cut in December, borrowing to buy a home will get more expensive.

The Fed is flying blind. The govt shutdown is starving it of critical data, especially BLS wage reports. Without data showing cooling wages, the Fed likely can't risk cutting interest rates.

As Redfin's Chief Economist, I love to see NYC voters addressing the economic causes of high rents. Proposals 2, 3 & 4 passed last night and will fast-track affordable housing, de-risking development. With a 1% vacancy rate, the mandate is clear: build.

The U.S. housing market is frozen. Our new Redfin analysis finds just 28 out of 1,000 homes sold this year—a 30-year low.

Why? A trifecta of affordability challenges, rate lock-in, and economic caution has both buyers and sellers staying put.

The Fed cut rates, but mortgage rates will likely rise. Powell injected uncertainty, backing off a guaranteed December cut. The Fed is torn: high inflation vs. rising unemployment. Here is my take as Redfin's Chief Economist.

Congrats to the 2025 Nobel winners in Economics! Their vital message: Progress isn't an accident, it's a choice. Stagnation was the historical norm. To keep our economy growing, we must actively choose openness and innovation over isolation.

The Government Shutdown has 17% of Americans delaying a major purchase like for a home or car according to a new Redfin survey.

There are over 70% more condo sellers than buyers in the market right now according to a new Redfin report.

The government shutdown delayed the jobs report, so the Fed is flying blind on interest rates.

A government shutdown is (likely) coming. The president is threatening mass layoffs of govt workers. The Fed will be flying blind on interest rates without key govt data. This could weaken the economy and impact mortgage rates. We're tracking the impacts closely at Redfin.

As China halts U.S. soybean imports for Argentinian ones, American farmers face frustration over a U.S. bailout for Argentina's economy. According to Redfin, this is impacting housing, with 2 in 5 homes in Des Moines & Omaha seeing price drops—double the national rate.

A U.S. deal to aid Argentina could make global investors nervous. This uncertainty often leads to higher government borrowing costs, which in turn means more expensive mortgage rates for you. At Redfin, we're watching how this could impact home affordability.

In the year 2025 is it legal to deny someone housing because they have autism, because they are Black, or because they are a member of a protected group? The answer should be no, but laws have to be enforced in order for them to be effectual. And new evidence suggests that HUD isn't doing its job.

Inflation & student loan payments are harming Gen-Z credit scores. At Redfin, we see this as a threat to housing security. Bad credit can make it harder to find an apartment and more expensive to get a mortgage to buy a home.