It's not perfect, but this works: www.te.com/en/product-C...

Your use of the term "average" in this analysis implies that the tax savings are normally distributed. I doubt that is true, a few long-term home owners reap all the benefits. Young families pay all the tax.

Thank you for helping your trainees out! Honestly, it feels like a lot to ask! I wish every university would just use Interfolio.

Happy birthday to both of you!