Elena Falcettoni
@efalcettoni.bsky.social
Sr Economist @federalreserve, Affiliate Scholar @HellerHurwicz, Director/SOTB @FRB_FCU; PhD/MA #UMNEcon, MSc/BSc @Unibocconi; ✈🌍,❤☕,🇮🇹. V=M RT≠E
Central Banking also wrote a great piece about this paper (which is their 5th most-read story today!)
Article: www.centralbanking.com/7972881
Article: www.centralbanking.com/7972881
Fed researchers call for new definition of ‘unbanked’ - Central Banking
Economists support paper’s more nuanced approach, but caution against dropping current terminology
www.centralbanking.com
May 18, 2025 at 2:20 AM
Central Banking also wrote a great piece about this paper (which is their 5th most-read story today!)
Article: www.centralbanking.com/7972881
Article: www.centralbanking.com/7972881
January 23, 2025 at 6:41 PM
Looking forward to seeing you!
December 30, 2024 at 12:17 PM
Looking forward to seeing you!
Thanks! 😊 we are also excited about this, and it’s been great to get people’s reactions. Let me know if you have any comments!
November 24, 2024 at 1:04 AM
Thanks! 😊 we are also excited about this, and it’s been great to get people’s reactions. Let me know if you have any comments!
Policymakers should consider these factors when designing policies aimed at increasing financial inclusion.
The strong majority of individuals that do not currently have a bank account are out of the banking population, and their reasons tend to not be only related to financial factors.
The strong majority of individuals that do not currently have a bank account are out of the banking population, and their reasons tend to not be only related to financial factors.
November 23, 2024 at 8:03 PM
Policymakers should consider these factors when designing policies aimed at increasing financial inclusion.
The strong majority of individuals that do not currently have a bank account are out of the banking population, and their reasons tend to not be only related to financial factors.
The strong majority of individuals that do not currently have a bank account are out of the banking population, and their reasons tend to not be only related to financial factors.
By contrast, the out of banking population cites a growing mistrust toward the traditional banking system, and more so over time. They also make up 3.2 percent of banking-age Americans.
The out of banking population is also more likely to have never been banked and to not have been banked recently.
The out of banking population is also more likely to have never been banked and to not have been banked recently.
November 23, 2024 at 8:03 PM
By contrast, the out of banking population cites a growing mistrust toward the traditional banking system, and more so over time. They also make up 3.2 percent of banking-age Americans.
The out of banking population is also more likely to have never been banked and to not have been banked recently.
The out of banking population is also more likely to have never been banked and to not have been banked recently.
Using FDIC data, we estimate an approximation of both newly-defined groups.
The redefined unbanked are 1.3% of the banking population and mostly cite financial and past credit or banking history problems as reasons for not having a bank account.
The redefined unbanked are 1.3% of the banking population and mostly cite financial and past credit or banking history problems as reasons for not having a bank account.
November 23, 2024 at 8:03 PM
Using FDIC data, we estimate an approximation of both newly-defined groups.
The redefined unbanked are 1.3% of the banking population and mostly cite financial and past credit or banking history problems as reasons for not having a bank account.
The redefined unbanked are 1.3% of the banking population and mostly cite financial and past credit or banking history problems as reasons for not having a bank account.
Love it! I’d love to be added 😊
November 15, 2024 at 12:42 AM
Love it! I’d love to be added 😊
🙋🏻♀️ Great pack!!
November 12, 2024 at 1:58 PM
🙋🏻♀️ Great pack!!