Elena Falcettoni
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efalcettoni.bsky.social
Elena Falcettoni
@efalcettoni.bsky.social
Sr Economist @federalreserve, Affiliate Scholar @HellerHurwicz, Director/SOTB @FRB_FCU; PhD/MA #UMNEcon, MSc/BSc @Unibocconi; ✈🌍,❤☕,🇮🇹. V=M RT≠E
#EconSky, check out my paper w @vmnygaard.bsky.social on the unbanked. We propose a new way to group individuals w/out a bank account, taking into account their interest in being banked. We show that the two groups differ in policy-relevant ways.

Draft:
lnkd.in/gsZCGN35

Article: lnkd.in/e75Yj_hK
May 18, 2025 at 2:20 AM
By contrast, the out of banking population cites a growing mistrust toward the traditional banking system, and more so over time. They also make up 3.2 percent of banking-age Americans.

The out of banking population is also more likely to have never been banked and to not have been banked recently.
November 23, 2024 at 8:03 PM
🚨🚨New WP w @vmnygaard.bsky.social!🚨🚨

We differentiate individuals that do not have a bank account and would one (the “unbanked”) from individuals that do not have a bank account and are not interested in one (the “out of banking population”). It matters for policy!

shorturl.at/TPDis
November 23, 2024 at 8:03 PM
Bluesky now has over 10 million users, and I was #1,265,475!
September 18, 2024 at 11:24 AM
The @federalreserve is pleased to host the Economics of Payments XII Conference!

The conference will be held in person at FRB in Washington, DC, on October 26-27, 2023.

#EconTwitter, submit to the conference ( and retweet widely!

Contact me w Q's.
January 20, 2025 at 2:53 AM
On my way to DC for a talk before heading back to the BIS after a fantastic @ashecon conference #ASHEcon2023! So great to see so many friends and wonderful health economists. Can’t wait for the next one already!
January 20, 2025 at 2:53 AM
.@Delta has absolutely ruined its loyalty program—upgrades don’t work as they should, certificates have lost value, and now they’ve completely ruined the Delta Sky Club access. In other words, Medallions now are only useful to get tons of money without getting any real perks.
January 20, 2025 at 2:53 AM
#FirstWorldProblems, but @delta has changed (read worsened) skymiles program & wanted to see if others noticed that they simply don’t give out their upgrades even w plenty of seats available & w’in time.I’m platinum & w’in upgrade period.4 FC seats available.They still ask for $$
January 20, 2025 at 2:53 AM
And that’s a wrap! @ACMEAAMO #EAAMO22 is officially done. Thanks for everybody who joined us in DC and to my amazing co-chairs @brwilder @angelamczhou and @DMachuve for being the best co-organizers!

#EconTwitter
January 20, 2025 at 2:53 AM
#OutOfOffice done well

#BlueLagoon #Iceland
January 20, 2025 at 2:53 AM
An #EconTwitter shout-out to @TimTkehoe @vmnygaard @nickpretnar for organizing this interesting conference on aging and healthcare in the macroeconomy at LAEF! Super important and topical issue for many countries.
January 20, 2025 at 2:54 AM
What we find on welfare *convergence*:
🔥No evidence of convergence in welfare levels across states during the 21st century, including before and after the Great Recession
January 20, 2025 at 2:54 AM
🚨🚨Updated Working Paper Alert🚨🚨

#EconTwitter, remember my paper w @vmnygaard comparing living standards (welfare) across U.S. states?

We have a new draft!

Check it out here 👇
https://www.elenafalcettoni.com/s/Welfare_Paper_Falcettoni_Ny
gaard.pdf
January 20, 2025 at 2:54 AM
By every means, send me an email asking me to explain to you something that you could easily Google. You know how that thrills me.
January 20, 2025 at 2:54 AM
Today is Vegard and I’s 6th (!!) anniversary—and what better way to celebrate than catching a @Delta flight back to Italy to see my family after two years?

So here’s to togetherness! 🥂
January 20, 2025 at 2:54 AM
It’s been a while since I posted food on Twitter so here’s today’s homemade carnitas and decorated focaccia!

#Econcookingtwitter #EconTwitter
January 20, 2025 at 2:54 AM
#Alaska #outofoffice

Off from #EconTwitter for a few more days!
January 20, 2025 at 2:54 AM
Super excited that Vegard Nygaard (U Houston) will present our joint paper on living standards at the
@SEDmeeting on July 2, 10am CT.

It will be awesome to see everybody at the SED as well as my #UMNEcon & @HellerHurwicz friends & colleagues!
January 20, 2025 at 2:54 AM
#EconTwitter, I was nominated for a seat on the Board of Directors of the @FRB_FCU--the official announcement can be found here: https://www.frbfcu.org/wp-content/uploads/2021/03/Newsletter-March-2021.pdf

If y
ou are a member of the FRB Federal Credit Union and you want to find out more about me,...
January 20, 2025 at 2:54 AM
Changing it up from my baking, I give you my homemade mozzarella! #Econcookingtwitter #EconTwitter
January 20, 2025 at 2:54 AM
Not gonna lie, I’ve been coming to the US since I was 10 or so and I’ve been living here for the last 7 years and I am still amazed every time I meet (virtually or not) a person from Alaska.
January 20, 2025 at 2:54 AM
I am very happy to announce that I bought myself a shoulder massager and my working-from-home life is now greatly improved.
January 20, 2025 at 2:54 AM
When the iPhone weather forecast app does not understand what a 100%-probability event is (see the forecast for tomorrow)
January 20, 2025 at 2:54 AM
🚨🚨Note Alert!🚨🚨

As we all await the stimulus deal, are you trying to remember the many papers that analyzed UI benefits & stimulus checks & wish you remembered them better? Worry not! Vegard ( & I summarized them for you:
👇👇
https://bi
t.ly/3rjfssQ
January 20, 2025 at 2:54 AM
🔥🔥🔥 Happening now at #SEA2020 🔥🔥🔥

#EconTwitter, check out session 2.H.31 at SEA where Vegard will present our paper together!
January 20, 2025 at 2:54 AM