Center for Responsible Lending
@crlonline.bsky.social
We are a non-partisan research, analysis and advocacy organization focused on creating #FinancialFairness and economic opportunity for all.
#DefendCFPB
#DefendCFPB
Workers & servicemembers deserve protections — not high-cost debt traps disguised as “earned wage access.”
Share your story - hold payday loan apps accountable: crl.memfox.io/puoytj
Share your story - hold payday loan apps accountable: crl.memfox.io/puoytj
November 20, 2025 at 3:34 PM
Workers & servicemembers deserve protections — not high-cost debt traps disguised as “earned wage access.”
Share your story - hold payday loan apps accountable: crl.memfox.io/puoytj
Share your story - hold payday loan apps accountable: crl.memfox.io/puoytj
View the full report, "Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA)" www.responsiblelending.org/research-pub...
October 3, 2025 at 3:40 PM
View the full report, "Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA)" www.responsiblelending.org/research-pub...
Christelle Bamona, CRL senior researcher & a co-author of the report, said rising use “is not a signal of satisfaction” with the product. Rather the pattern suggests workers are continually trying to make up for a shortfall in their paychecks resulting from repeated loans & fees.
October 3, 2025 at 3:39 PM
Christelle Bamona, CRL senior researcher & a co-author of the report, said rising use “is not a signal of satisfaction” with the product. Rather the pattern suggests workers are continually trying to make up for a shortfall in their paychecks resulting from repeated loans & fees.