Center for Responsible Lending
@crlonline.bsky.social
We are a non-partisan research, analysis and advocacy organization focused on creating #FinancialFairness and economic opportunity for all.
#DefendCFPB
#DefendCFPB
Workers & servicemembers deserve protections — not high-cost debt traps disguised as “earned wage access.”
Share your story - hold payday loan apps accountable: crl.memfox.io/puoytj
Share your story - hold payday loan apps accountable: crl.memfox.io/puoytj
November 20, 2025 at 3:34 PM
Workers & servicemembers deserve protections — not high-cost debt traps disguised as “earned wage access.”
Share your story - hold payday loan apps accountable: crl.memfox.io/puoytj
Share your story - hold payday loan apps accountable: crl.memfox.io/puoytj
As families struggle with soaring costs for rent, groceries & basics, nearly 200 labor, consumer & civil rights groups are warning Congress: a bill the payday loan app industry is urging Congress to introduce would open the door to predatory payday loan apps. https://loom.ly/Uuzme1s
November 20, 2025 at 3:28 PM
As families struggle with soaring costs for rent, groceries & basics, nearly 200 labor, consumer & civil rights groups are warning Congress: a bill the payday loan app industry is urging Congress to introduce would open the door to predatory payday loan apps. https://loom.ly/Uuzme1s
CFPB's Proposed ECOA Changes Will Weaken Fair Lending: Ending Agency's Role Will Increase Housing Inequality, Encourage Financial Predators
https://loom.ly/sEbx4rc
https://loom.ly/sEbx4rc
November 17, 2025 at 4:10 PM
CFPB's Proposed ECOA Changes Will Weaken Fair Lending: Ending Agency's Role Will Increase Housing Inequality, Encourage Financial Predators
https://loom.ly/sEbx4rc
https://loom.ly/sEbx4rc
Tomorrow: Join us at the NAREB Black Homeownership Summit to explore how Black wealth is hindered by redlining and algorithmic discrimination - and the bold strategies need to dismantle these barriers.
November 13, 2025 at 6:06 PM
Tomorrow: Join us at the NAREB Black Homeownership Summit to explore how Black wealth is hindered by redlining and algorithmic discrimination - and the bold strategies need to dismantle these barriers.
The Military Lending Act is a readiness tool. When servicemembers aren’t locked in high-cost debt, they stay deployable & focused. Weakening the MLA reintroduces a substantial readiness risk that DoD and Congress already solved. #ProtectConsumers #VeteransDay #KeeptheMLAstrong
November 11, 2025 at 8:49 PM
The Military Lending Act is a readiness tool. When servicemembers aren’t locked in high-cost debt, they stay deployable & focused. Weakening the MLA reintroduces a substantial readiness risk that DoD and Congress already solved. #ProtectConsumers #VeteransDay #KeeptheMLAstrong
As our nation pauses to honor those who have served, we also salute the principles they fought for. The Military Lending Act reflects those values by ensuring that those who wear the uniform—and their families—are protected from predatory debt traps. #VeteransDay #KeeptheMLAstrong #FinancialFairness
November 11, 2025 at 3:32 PM
As our nation pauses to honor those who have served, we also salute the principles they fought for. The Military Lending Act reflects those values by ensuring that those who wear the uniform—and their families—are protected from predatory debt traps. #VeteransDay #KeeptheMLAstrong #FinancialFairness
Join us at the NAREB Black Homeownership Summit to explore how Black wealth is hindered by redlining and algorithmic discrimination - and the bold strategies need to dismantle these barriers.
November 10, 2025 at 9:02 PM
Join us at the NAREB Black Homeownership Summit to explore how Black wealth is hindered by redlining and algorithmic discrimination - and the bold strategies need to dismantle these barriers.
.@AFT.org Settlement Grants Loan Forgiveness for Millions of Student Borrowers. We urge the administration to build on this progress and deliver comprehensive relief for borrowers still struggling under the weight of student debt. https://loom.ly/9NjEXGM
October 22, 2025 at 2:24 PM
.@AFT.org Settlement Grants Loan Forgiveness for Millions of Student Borrowers. We urge the administration to build on this progress and deliver comprehensive relief for borrowers still struggling under the weight of student debt. https://loom.ly/9NjEXGM
Read the new CRL policy brief for an important update on federal & state developments as well as recommendations for protecting borrowers: "Nickel and Dimed: How Payday Loan Apps Drain Workers’ Pay and How to Stop Them." #StopTheDebtTrap www.responsiblelending.org/research-pub...
October 16, 2025 at 6:30 PM
Read the new CRL policy brief for an important update on federal & state developments as well as recommendations for protecting borrowers: "Nickel and Dimed: How Payday Loan Apps Drain Workers’ Pay and How to Stop Them." #StopTheDebtTrap www.responsiblelending.org/research-pub...
New Policy Brief on Payday Loan Apps Draining Workers’ Pay: Fintech companies are using smartphones to issue predatory loans that they deny are loans, lobbying for legal exemptions, defending against lawsuits for violations of credit laws. #StopTheDebtTrap https://loom.ly/2i_zlo8
October 16, 2025 at 4:16 PM
New Policy Brief on Payday Loan Apps Draining Workers’ Pay: Fintech companies are using smartphones to issue predatory loans that they deny are loans, lobbying for legal exemptions, defending against lawsuits for violations of credit laws. #StopTheDebtTrap https://loom.ly/2i_zlo8
As #HispanicHeritageMonth comes to a close, we reaffirm our efforts to close the racial wealth gap and end predatory lending for all.
October 15, 2025 at 3:44 PM
As #HispanicHeritageMonth comes to a close, we reaffirm our efforts to close the racial wealth gap and end predatory lending for all.
CRL stands with #FederalWorkers. Today, members of Congress spoke outside the #CFPB, where staff face RIF warnings—just days after the entire CDFI Fund team was illegally terminated. These workers are vital to ensuring fair, affordable financial services for all. #ConsumerProtection
October 14, 2025 at 9:07 PM
CRL stands with #FederalWorkers. Today, members of Congress spoke outside the #CFPB, where staff face RIF warnings—just days after the entire CDFI Fund team was illegally terminated. These workers are vital to ensuring fair, affordable financial services for all. #ConsumerProtection
Illegal firing of federal employees puts Americans at risk of predatory lending! #DefendCFPB
CRL signed onto an amicus brief supporting NTEU’s request for en banc review at the US Court of Appeals for the DC Circuit. Learn more and read the brief: https://loom.ly/prJcYp8
CRL signed onto an amicus brief supporting NTEU’s request for en banc review at the US Court of Appeals for the DC Circuit. Learn more and read the brief: https://loom.ly/prJcYp8
October 7, 2025 at 8:09 PM
Illegal firing of federal employees puts Americans at risk of predatory lending! #DefendCFPB
CRL signed onto an amicus brief supporting NTEU’s request for en banc review at the US Court of Appeals for the DC Circuit. Learn more and read the brief: https://loom.ly/prJcYp8
CRL signed onto an amicus brief supporting NTEU’s request for en banc review at the US Court of Appeals for the DC Circuit. Learn more and read the brief: https://loom.ly/prJcYp8
Want to learn more about why these apps are just #PaydayLoans in disguise? Read our new report: www.responsiblelending.org/research-pub...
#StopTheDebtTrap #ProtectConsumers
#StopTheDebtTrap #ProtectConsumers
October 3, 2025 at 6:12 PM
Want to learn more about why these apps are just #PaydayLoans in disguise? Read our new report: www.responsiblelending.org/research-pub...
#StopTheDebtTrap #ProtectConsumers
#StopTheDebtTrap #ProtectConsumers
View the full report, "Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA)" www.responsiblelending.org/research-pub...
October 3, 2025 at 3:40 PM
View the full report, "Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA)" www.responsiblelending.org/research-pub...
Thank you @econaction.bsky.social for gathering community leaders and legislators today to fight for an affordability agenda. Rohit Chopra delivered a powerful keynote including calling out payday loan apps.
#PaydayLoanApps #DebtTrap
#PaydayLoanApps #DebtTrap
September 25, 2025 at 9:11 PM
Thank you @econaction.bsky.social for gathering community leaders and legislators today to fight for an affordability agenda. Rohit Chopra delivered a powerful keynote including calling out payday loan apps.
#PaydayLoanApps #DebtTrap
#PaydayLoanApps #DebtTrap
Thank you @cleaver.house.gov for joining us at #NAREB #ALC54 and for being a staunch ally in the fight for affordable housing. #MadeForThisMoment #DemocracyInHousing
September 25, 2025 at 4:15 PM
Thank you @cleaver.house.gov for joining us at #NAREB #ALC54 and for being a staunch ally in the fight for affordable housing. #MadeForThisMoment #DemocracyInHousing
"There is no future of the housing market unless you and your clients are at the very center of homeownership. That is why we are #MadeForThisMoment." Mitria Wilson Spotser #NAREB #ALC54 #DemocracyInHousing
September 25, 2025 at 4:00 PM
"There is no future of the housing market unless you and your clients are at the very center of homeownership. That is why we are #MadeForThisMoment." Mitria Wilson Spotser #NAREB #ALC54 #DemocracyInHousing
“Housing serves as a pathway to opportunity - not a barrier to it.” @ItsLisaRice.bsky.social @natfairhouse.bsky.social #ALC54 #MadeForThisMoment
#DemocracyInHousing
#DemocracyInHousing
September 25, 2025 at 1:36 PM
“Housing serves as a pathway to opportunity - not a barrier to it.” @ItsLisaRice.bsky.social @natfairhouse.bsky.social #ALC54 #MadeForThisMoment
#DemocracyInHousing
#DemocracyInHousing
CRL is proud to partner with NAREB in advocacy and community partnerships. “Advocacy is not optional. It’s essential.” Danny Felton, NAREB #ALC54 #MadeForThisMoment
#DemocracyInHousing
#DemocracyInHousing
September 25, 2025 at 1:26 PM
CRL is proud to partner with NAREB in advocacy and community partnerships. “Advocacy is not optional. It’s essential.” Danny Felton, NAREB #ALC54 #MadeForThisMoment
#DemocracyInHousing
#DemocracyInHousing
New fact sheet from the Center for Responsible Lending:
Student loan borrower protections are under threat.
2025 changes mean higher costs, fewer safeguards, & more uncertainty for millions.
Read more 👉 https://loom.ly/wnNELgw
#StudentDebt #HigherEd
Student loan borrower protections are under threat.
2025 changes mean higher costs, fewer safeguards, & more uncertainty for millions.
Read more 👉 https://loom.ly/wnNELgw
#StudentDebt #HigherEd
September 24, 2025 at 4:15 PM
New fact sheet from the Center for Responsible Lending:
Student loan borrower protections are under threat.
2025 changes mean higher costs, fewer safeguards, & more uncertainty for millions.
Read more 👉 https://loom.ly/wnNELgw
#StudentDebt #HigherEd
Student loan borrower protections are under threat.
2025 changes mean higher costs, fewer safeguards, & more uncertainty for millions.
Read more 👉 https://loom.ly/wnNELgw
#StudentDebt #HigherEd
Tomorrow: Join CRL's Mitria Wilson Spotser and NFHA's @itslisarice.bsky.social at the NAREB Legislative Breakfast on Thursday, September 24 at 9am. www.nareb.com #BlackRealEstateProfessionals #Realtist #ItsAGreatTimeToBeARealtist
September 24, 2025 at 2:32 PM
Tomorrow: Join CRL's Mitria Wilson Spotser and NFHA's @itslisarice.bsky.social at the NAREB Legislative Breakfast on Thursday, September 24 at 9am. www.nareb.com #BlackRealEstateProfessionals #Realtist #ItsAGreatTimeToBeARealtist
New CRL Report on the Real Impact of Payday Loan Apps: Escalating Debt -
New data show apps multiply costs and financial insecurity for borrowers – puncturing industry claims.
#PaydayLoanApps #StopTheDebtTrap #ConsumerProtection
https://loom.ly/lfC8yRU
New data show apps multiply costs and financial insecurity for borrowers – puncturing industry claims.
#PaydayLoanApps #StopTheDebtTrap #ConsumerProtection
https://loom.ly/lfC8yRU
September 22, 2025 at 5:28 PM
New CRL Report on the Real Impact of Payday Loan Apps: Escalating Debt -
New data show apps multiply costs and financial insecurity for borrowers – puncturing industry claims.
#PaydayLoanApps #StopTheDebtTrap #ConsumerProtection
https://loom.ly/lfC8yRU
New data show apps multiply costs and financial insecurity for borrowers – puncturing industry claims.
#PaydayLoanApps #StopTheDebtTrap #ConsumerProtection
https://loom.ly/lfC8yRU
New CRL Report “Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA)” Data show apps multiply costs and financial insecurity for borrowers – puncturing industry claims
#StopTheDebtTrap #ConsumerProtection #DebtTrap
https://loom.ly/XzG2Q6k
#StopTheDebtTrap #ConsumerProtection #DebtTrap
https://loom.ly/XzG2Q6k
September 22, 2025 at 4:43 PM
New CRL Report “Escalating Debt: The Real Impact of Payday Loan Apps Sold as Earned Wage Advances (EWA)” Data show apps multiply costs and financial insecurity for borrowers – puncturing industry claims
#StopTheDebtTrap #ConsumerProtection #DebtTrap
https://loom.ly/XzG2Q6k
#StopTheDebtTrap #ConsumerProtection #DebtTrap
https://loom.ly/XzG2Q6k
CRL Welcomes Seema Agnani to Its Board of Directors - “Seema's decades of leadership in housing and community development will help strengthen CRL’s work to ensure a fair and inclusive financial marketplace,” said Martin Eakes, CRL CEO. https://loom.ly/s03emRs
September 19, 2025 at 4:54 PM
CRL Welcomes Seema Agnani to Its Board of Directors - “Seema's decades of leadership in housing and community development will help strengthen CRL’s work to ensure a fair and inclusive financial marketplace,” said Martin Eakes, CRL CEO. https://loom.ly/s03emRs