Pretty lackluster 2025 expected if mortgage rates maintain the status quo.

Housing market still appears stuck in the mud and not much different than 2024 really.

I learned to ski as an adult so caveat that I have no concept of the "good old days" but paying ~$1000 for essentially unlimited skiing at dozens of resorts, many of which are world-class, is objectively a good deal! independent resorts are out here charging $2k plus for a season pass

250 (nyc to near dc), train, northeast corridor transit >>>>

def an "idk maybe it's fine??" situation! I lived through 2016 and 2020 when spreads blew out and then came back in without totally ruining the economy but 2020 had us there for a minute