You should say that, you'd definitely be the first person on Bluesky to make that joke.

I think this could happen to Tories with Reform but I don't see it happening to Labour in office unless they split

1920s liberals split and the outcome would IMV have been different if either Asquith or Lloyd George (or, you know, both) had been willing to back down

I sadly agree with this outside some areas where LDs or greens will be able to make a charge through sheer volume of leaflets. The second round is critical in French people feeling able to vote how they want in the first round. And it will probably fail if it looks like Melenchon-Le Pen!

How was any of us to know that this was the one thing they weren't lying about?

But we all just assumed they were lying because of Starmer's leadership campaign where he lied about everything else!

You know lads, I think most people would have expected a Labour government to be the other way round

Anyway mine is also 51% but my husband earns about 1k a year more than me so his is 73.5%.

I think there'd be a lot more interest in this problem if everyone who could fix it didn't have a defined benefit scheme

My solution would be that the state needs to find a way to absorb more of the risk to make annuities better value and find a way to allow people to hedge interest rate risk but it won't be cheap and like I say I'm not an expert

- auto enrollment is too low so most of the above is academic anyway
- most pension funds are too cautious for younger savers so pots don't grow as much as they should

It needs a minister willing to dive into it and really look at how this all interacts and come up with fixes

I'm not an expert but it seems like a really odd mix of over and under regulation
- annuities are very heavily regulated and so are very expensive
- annuities are also interest rate dependent so if you retire at the wrong time you're fucked
- drawdown is not really regulated so appears good value

Five years ago I'd have said five years ago but at this point who the fuck knows

I also wonder how many of the pensioners who didn't buy annuities and are living off drawdown will live longer than expected and run out of money. Did we plan for that when we deregulated pensions? We did not.

Right here in the centre with my left and right friends, screaming like Cassandra about the looming genX pensions crisis

Just gotta get one of these and it's all good. Now to take a big sip of coffee and check the ceiling height on my new build

But every time a developer tries to build four and five bedroom homes, people scream about how it's 'executive housing' and 'no one can afford it'

Right the small rooms in modern builds is a key part of the problem, it's fine for kids to share a room but it has to fit two beds! Or you can have two smaller rooms. Either is fine but 'kids share box room' isn't what we should aspire to (my kids share the box room but they are little)

I forgot to set up my postal vote for that and it remains the only time I've had the opportunity to vote and not taken it