Oscar Torres, TN Realtor
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Oscar Torres, TN Realtor
@oscartorresretn.bsky.social
230 followers 1 following 260 posts
Contact me today!
(865) 406-8216
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Learn How to Clean Up Your #CreditScore Before You Buy a House

TREF
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/learn-h...
Learn How to Clean Up Your Credit Score Before You Buy a House
Learn actionable steps to clean up your credit score before buying a house. Understand why your credit matters and how to improve it through paying bills on time, reducing debt, and correcting errors ...
www.tnliving.homes
November 24, 2025 at 1:22 PM
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What’s a Short Sale?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/whats-a...
What’s a Short Sale?
Understand what a short sale is in real estate: when a home sells for less than the mortgage owed, requiring lender approval. Learn the process and the implications for both buyers and sellers.
www.tnliving.homes
November 21, 2025 at 1:32 PM
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Is this #TV mounted too high?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
November 20, 2025 at 12:42 PM
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When Buying a Home, What’s a Lease Option?

Oscar Torres
TREF
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/when-bu...
When Buying a Home, What’s a Lease Option?
Considering a lease option when buying a home? Learn what a rent-to-own agreement entails, including option fees, purchase prices, rent credits, and the pros and cons for potential buyers.
www.tnliving.homes
November 19, 2025 at 12:29 PM
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Is this #kitchen big enough for you or would you want a bigger one?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
November 18, 2025 at 12:45 PM
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What’s a Home Equity Loan?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/whats-a...
What’s a Home Equity Loan?
Learn what a home equity loan is, how it works, its pros and cons, and common uses like home renovations and debt consolidation. Understand if tapping into your home's equity with a fixed-rate loan is...
www.tnliving.homes
November 17, 2025 at 1:21 PM
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What’s Private Mortgage #Insurance (PMI)?

Oscar Torres
TREF
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/whats-p...
What’s Private Mortgage Insurance (PMI)?
Understand Private Mortgage Insurance (PMI): what it is, why it's required with down payments less than 20%, how it's paid, and when you can get rid of it. Learn the basics of PMI and its role in the ...
www.tnliving.homes
November 14, 2025 at 1:19 PM
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Is this green metal #roof a good choice for this house?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
November 13, 2025 at 1:54 PM
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What’s The Difference Between A Fixed-Rate and An Adjustable-Rate Mortgage?

#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/whats-t...
What’s The Difference Between A Fixed-Rate and An Adjustable-Rate Mortgage?
Learn the key differences between fixed-rate and adjustable-rate mortgages. Understand the pros and cons of each to make an informed decision for your home loan.
www.tnliving.homes
November 12, 2025 at 12:48 PM
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Is this a good use of a small room?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
November 11, 2025 at 1:05 PM
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What’s The Impact of Interest Rates on Home Prices?

Oscar Torres
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/whats-t...
What’s The Impact of Interest Rates on Home Prices?
Explore the relationship between interest rates and home prices. Learn how interest rates influence affordability, demand, supply, and overall market dynamics in the real estate sector.
www.tnliving.homes
November 10, 2025 at 1:40 PM
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How Much House Can I Afford?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/how-muc...
How Much House Can I Afford?
Determine your home buying budget with this guide. Learn how to calculate your affordability, understand debt-to-income ratios, get pre-approved, and find the right home for your financial situation.
www.tnliving.homes
November 7, 2025 at 1:14 PM
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Is there anything better than a cleanly designed kitchen?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
November 6, 2025 at 12:36 PM
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What Happens if the Appraisal Price is Different from the Purchase Price?

#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/what-ha...
What Happens if the Appraisal Price is Different from the Purchase Price?
Discover what happens when the appraised value of a home differs from the agreed-upon purchase price. Learn about the potential consequences, negotiation strategies, and how to navigate this common ch...
www.tnliving.homes
November 5, 2025 at 12:15 PM
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Do you like the #wood on the ceiling as well?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
November 4, 2025 at 1:15 PM
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Is My Real Estate Agent Allowed to Talk with the Appraiser?

(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/is-my-r...
Is My Real Estate Agent Allowed to Communicate with the Appraiser?
This article explores the ethical considerations surrounding communication between real estate agents and appraisers. Learn about the importance of appraiser independence and how agents can ethically ...
www.tnliving.homes
November 3, 2025 at 4:03 PM
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Do House #Appraisals Take Place in Person?

Oscar Torres
TREF
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/do-hous...
Do House Appraisals Take Place in Person?
Find out if a home appraisal requires an in-person inspection. Learn about the importance of on-site visits for appraisers to accurately assess property condition, gather data, and determine a propert...
www.tnliving.homes
October 31, 2025 at 11:58 AM
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Is the lighting in this #kitchen too bright?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
October 30, 2025 at 11:47 AM
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What Does a Home #Appraisal Look Like?

Oscar Torres
TREF
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/what-do...
What Does a Home Appraisal Look Like?
Curious about what happens during a home appraisal? This article provides an inside look at the appraisal process, including the exterior and interior inspection, market analysis, and report compilati...
www.tnliving.homes
October 29, 2025 at 11:51 AM
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Is that #fan too big?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
October 28, 2025 at 11:58 AM
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When Buying a House, Do I Have To Get An #Appraisal?

Oscar Torres
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/when-bu...
When Buying a House, Do I Have To Get An Appraisal?
Find out if you need a home appraisal when buying a house. Learn why lenders require appraisals, what happens if the appraisal comes in low, and the importance of this crucial step in the home buying ...
www.tnliving.homes
October 27, 2025 at 11:36 AM
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What is an #Appraisal?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/what-is...
What is an Appraisal?
**Meta Description:** Learn about home appraisals, including how they're conducted, why they're important, and how they impact your mortgage application. Understand the appraisal process and its role...
www.tnliving.homes
October 24, 2025 at 12:08 PM
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Is it weird to have your work #desk in your #closet?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
October 23, 2025 at 11:30 AM
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Safety Tips for Severe #Winter Weather

Oscar Torres
TREF
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
www.tnliving.homes/blog/safety-...
Safety Tips for Severe Winter Weather
Stay safe during severe winter weather with these essential tips. Learn how to prepare your home, vehicle, and yourself for blizzards, ice storms, and extreme cold. This guide covers emergency kit ess...
www.tnliving.homes
October 22, 2025 at 11:49 AM
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Is artificial turf a good idea for a #backyard?

Oscar Torres
The Real Estate Firm
(865) 406-8216
#Knoxville #KnoxvilleTN #Knoxvillerealestate #realestate #Tennesseerealestate #Realtor #realestateagent #Tennessee #business #home #house #property #RockyTop #casa #realestatetips
October 21, 2025 at 12:08 PM