Mo Hossain
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mohossain.bsky.social
Mo Hossain
@mohossain.bsky.social
65 followers 1 following 1.6K posts
Investor. I take advice. Sharing things I'm learning. re(Post) ≠ E
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mohossain.bsky.social
𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐜𝐫𝐞𝐝𝐢𝐭: 𝐟𝐫𝐨𝐦 𝐧𝐢𝐜𝐡𝐞 𝐥𝐞𝐧𝐝𝐞𝐫 𝐭𝐨 $𝟑𝐓 𝐬𝐡𝐚𝐝𝐨𝐰 𝐛𝐚𝐧𝐤 𝐛𝐲 𝟐𝟎𝟐𝟖 — 𝐰𝐢𝐭𝐡 𝐛𝐚𝐧𝐤𝐬 & 𝐢𝐧𝐬𝐮𝐫𝐞𝐫𝐬 𝐬𝐭𝐫𝐚𝐩𝐩𝐞𝐝 𝐢𝐧 𝐣𝐮𝐬𝐭 𝐚𝐬 𝐭𝐡𝐞 𝐜𝐫𝐚𝐜𝐤𝐬 𝐚𝐩𝐩𝐞𝐚𝐫.

🐸 Renovo’s 💯‑to‑zero overnight
From Zips Car Wash to Tricolor Auto, everyone fears the boiling frog — but in this market, you don’t simmer. You splat.
x.com/mohossain/st...
𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐜𝐫𝐞𝐝𝐢𝐭: 𝐟𝐫𝐨𝐦 𝐧𝐢𝐜𝐡𝐞 𝐥𝐞𝐧𝐝𝐞𝐫 𝐭𝐨 $𝟑𝐓 𝐬𝐡𝐚𝐝𝐨𝐰 𝐛𝐚𝐧𝐤 𝐛𝐲 𝟐𝟎𝟐𝟖 — 𝐰𝐢𝐭𝐡 𝐛𝐚𝐧𝐤𝐬 & 𝐢𝐧𝐬𝐮𝐫𝐞𝐫𝐬 𝐬𝐭𝐫𝐚𝐩𝐩𝐞𝐝 𝐢𝐧 𝐣𝐮𝐬𝐭 𝐚𝐬 𝐭𝐡𝐞 𝐜𝐫𝐚𝐜𝐤𝐬 𝐚𝐩𝐩𝐞𝐚𝐫. 🐸 Renovo’s 💯‑to‑zero overnight collapse isn’t isolated. From Zips Car Wash to Tricolor Auto, everyone fears the boiling frog — but in this market, you don’t simmer. You splat. #Privatedebt funds promise yield, but the real test comes when private valuations collide with public outcomes. So how much yield is worth that risk? #privateequity #credit #investor https://x.com/mohossain/status/1963805615198781803?s=46
November 12, 2025 at 5:12 AM
mohossain.bsky.social
𝐀𝐈: 𝐩𝐨𝐰𝐞𝐫𝐞𝐝 𝐛𝐲 𝐆𝐏𝐔𝐬, 𝐟𝐢𝐧𝐚𝐧𝐜𝐞𝐝 𝐛𝐲 𝐘𝐎𝐋𝐎 𝐝𝐞𝐛𝐭. AI debt structures with equity‑like returns

Deals: $30B @ 6.58% | $38B @ 6.40% | $12–20B @ 10.50%
Capital costs rise, structures get complex. Yield for credit investors, risk for equity holders?

x.com/mohossain/st... #privatedebt

x.com/mohossain/st...
𝐀𝐈: 𝐩𝐨𝐰𝐞𝐫𝐞𝐝 𝐛𝐲 𝐆𝐏𝐔𝐬, 𝐟𝐢𝐧𝐚𝐧𝐜𝐞𝐝 𝐛𝐲 𝐘𝐎𝐋𝐎 𝐝𝐞𝐛𝐭. AI debt structures with equity‑like returns Deals: $30B @ 6.58% | $38B @ 6.40% | $12–20B @ 10.50% Capital costs rise, structures get complex. Yield for credit investors, risk for equity holders? https://x.com/mohossain/status/1979308168447693289?s=46 #privatedebt #RiskManagement #CRE #Investor @mohossain https://x.com/mohossain/status/1988427504747466997?s=46
November 12, 2025 at 2:06 AM
Reposted by Mo Hossain
mohossain.bsky.social
𝐈𝐬 𝐩𝐫𝐢𝐯𝐚𝐭𝐞 𝐜𝐚𝐩𝐢𝐭𝐚𝐥 𝐟𝐢𝐧𝐚𝐥𝐥𝐲 𝐠𝐡𝐨𝐬𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐒&𝐏 𝟓𝟎𝟎?

Q2 2025 data says yes—with correlations dropping as pandemic-era volatility fades and public markets spiral over trade drama. Independence looks good on alternatives.

ht @PitchBook @ennovance
𝐈𝐬 𝐩𝐫𝐢𝐯𝐚𝐭𝐞 𝐜𝐚𝐩𝐢𝐭𝐚𝐥 𝐟𝐢𝐧𝐚𝐥𝐥𝐲 𝐠𝐡𝐨𝐬𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐒&𝐏 𝟓𝟎𝟎? Q2 2025 data says yes—with correlations dropping as pandemic-era volatility fades and public markets spiral over trade drama. Independence looks good on alternatives. ht @PitchBook @ennovance
November 9, 2025 at 2:25 PM
Reposted by Mo Hossain
mohossain.bsky.social
VC distributions remain at crisis-era lows—LPs retreat as capital returned fails to materialize, and PE faces a growing backlog of aging assets.

Real assets, with tangible income and “political sizzle,” are the only strategy outperforming their long-term IRRs?

#news @PitchBook #realtor #Rent #mbs
VC distributions remain at crisis-era lows—LPs retreat as capital returned fails to materialize, and PE faces a growing backlog of aging assets. Real assets, with tangible income and “political sizzle,” are the only strategy outperforming their long-term IRRs? #news @PitchBook #realtor #Rent #mbs VC distributions remain at crisis-era lows—LPs retreat as capital returned fails to materialize, and PE faces a growing backlog of aging assets. Real assets, with tangible income and “political sizzle,” are the only strategy outperforming their long-term IRRs? #news @PitchBook #realtor #Rent #mbs
November 9, 2025 at 2:41 PM
mohossain.bsky.social
Labour policy risk = investment signal. Persistent H‑1B caps + lottery bottlenecks = structural drag on talent-heavy incumbents. Secular tailwinds for automation, RPA, LMS, and HR SaaS

Will AI shrink HR?
x.com/mohossain/st...

x.com/mohossain/st...
Labour policy risk = investment signal. Persistent H‑1B caps + lottery bottlenecks = structural drag on talent-heavy incumbents. Secular tailwinds for automation, RPA, LMS, and HR SaaS — bet on tools that scale productivity without visa friction. Watch for platforms that blend HR tech with legal compliance, bias detection, and workforce governance. The winners won’t just manage people — they’ll manage trust. Will AI shrink HR by automating its core functions? Or will employment lawyers and algorithm auditors replace it in a world of legal risk and machine-led decisions? https://x.com/mohossain/status/1988407786900693441?s=46 #wage #productivity #GovernemRipoll #investments #aGI #AI https://x.com/mohossain/status/1980824267454587059?s=46 Labour policy risk = investment signal. Persistent H‑1B caps + lottery bottlenecks = structural drag on talent-heavy incumbents. Secular tailwinds for automation, RPA, LMS, and HR SaaS — bet on tools that scale productivity without visa friction. Watch for platforms that blend HR tech with legal compliance, bias detection, and workforce governance. The winners won’t just manage people — they’ll manage trust. Will AI shrink HR by automating its core functions? Or will employment lawyers and algorithm auditors replace it in a world of legal risk and machine-led decisions? https://x.com/mohossain/status/1988407786900693441?s=46 #wage #productivity #GovernemRipoll #investments #aGI #AI https://x.com/mohossain/status/1980824267454587059?s=46
November 12, 2025 at 1:15 AM
mohossain.bsky.social
💥 𝐋𝐏 𝐬𝐞𝐜𝐨𝐧𝐝𝐚𝐫𝐢𝐞𝐬 𝐚𝐫𝐞 𝐡𝐚𝐯𝐢𝐧𝐠 𝐚 𝐦𝐨𝐦𝐞𝐧𝐭.

🔹 $56B in H1 2025 — up 40% YoY
🔹 54% of total secondaries volume
🔹 40% of LP sellers = first-timers

Exit drought + aging PE portfolios = liquidity hunt.

The seller universe isn’t just bigger — it’s bolder.
#PrivateEquity #Secondaries #Liquidity #@PitchBook
💥 𝐋𝐏 𝐬𝐞𝐜𝐨𝐧𝐝𝐚𝐫𝐢𝐞𝐬 𝐚𝐫𝐞 𝐡𝐚𝐯𝐢𝐧𝐠 𝐚 𝐦𝐨𝐦𝐞𝐧𝐭. 🔹 $56B in H1 2025 — up 40% YoY 🔹 54% of total secondaries volume 🔹 40% of LP sellers = first-timers Exit drought + aging PE portfolios = liquidity hunt. The seller universe isn’t just bigger — it’s bolder. #PrivateEquity #Secondaries #Liquidity #venturecapital #merger #Acquisition #fund #investor ht @PitchBook www.Ennovance.com
November 11, 2025 at 2:49 PM
mohossain.bsky.social
VC distributions remain at crisis-era lows—LPs retreat as capital returned fails to materialize, and PE faces a growing backlog of aging assets.

Real assets, with tangible income and “political sizzle,” are the only strategy outperforming their long-term IRRs?

#news @PitchBook #realtor #Rent #mbs
VC distributions remain at crisis-era lows—LPs retreat as capital returned fails to materialize, and PE faces a growing backlog of aging assets. Real assets, with tangible income and “political sizzle,” are the only strategy outperforming their long-term IRRs? #news @PitchBook #realtor #Rent #mbs VC distributions remain at crisis-era lows—LPs retreat as capital returned fails to materialize, and PE faces a growing backlog of aging assets. Real assets, with tangible income and “political sizzle,” are the only strategy outperforming their long-term IRRs? #news @PitchBook #realtor #Rent #mbs
November 9, 2025 at 2:41 PM
mohossain.bsky.social
𝐈𝐬 𝐩𝐫𝐢𝐯𝐚𝐭𝐞 𝐜𝐚𝐩𝐢𝐭𝐚𝐥 𝐟𝐢𝐧𝐚𝐥𝐥𝐲 𝐠𝐡𝐨𝐬𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐒&𝐏 𝟓𝟎𝟎?

Q2 2025 data says yes—with correlations dropping as pandemic-era volatility fades and public markets spiral over trade drama. Independence looks good on alternatives.

ht @PitchBook @ennovance
𝐈𝐬 𝐩𝐫𝐢𝐯𝐚𝐭𝐞 𝐜𝐚𝐩𝐢𝐭𝐚𝐥 𝐟𝐢𝐧𝐚𝐥𝐥𝐲 𝐠𝐡𝐨𝐬𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐒&𝐏 𝟓𝟎𝟎? Q2 2025 data says yes—with correlations dropping as pandemic-era volatility fades and public markets spiral over trade drama. Independence looks good on alternatives. ht @PitchBook @ennovance
November 9, 2025 at 2:25 PM
mohossain.bsky.social
US companies announced 153,074 job cuts in October, nearly triple last year’s figure.

Tech and warehousing led the reductions, driven by AI adoption, rising costs, and weaker consumer spending. It’s the highest October layoff total since 2003.

via BBG

#Jobs #Layoffs
x.com/mohossain/st...
November 6, 2025 at 4:37 PM
mohossain.bsky.social
𝐀𝐈 𝐛𝐨𝐨𝐦 𝐝𝐫𝐢𝐯𝐞𝐬 𝐌&𝐀 𝐥𝐢𝐤𝐞 𝐝𝐨𝐭-𝐜𝐨𝐦 𝟏𝟗𝟗𝟗. 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐞𝐪𝐮𝐢𝐭𝐲’𝐬 𝐩𝐫𝐚𝐲𝐢𝐧𝐠 𝐢𝐭’𝐬 𝐧𝐨𝐭 𝟐𝟎𝟎𝟖. $𝟑.𝟕𝐓 𝐢𝐧 𝐝𝐞𝐚𝐥𝐬, 𝐛𝐮𝐭 𝐞𝐱𝐢𝐭𝐬 𝐬𝐭𝐢𝐥𝐥 𝐥𝐨𝐨𝐤 𝐥𝐢𝐤𝐞 𝐠𝐚𝐫𝐚𝐠𝐞 𝐬𝐚𝐥𝐞𝐬.

x.com/mohossain/st... #merger #acquisition #deals #privateequity #buyouts M&A #pensionfund #Endowment #valuation #Fed #Interestrate #lp #fund #investor
𝐀𝐈 𝐛𝐨𝐨𝐦 𝐝𝐫𝐢𝐯𝐞𝐬 𝐌&𝐀 𝐥𝐢𝐤𝐞 𝐝𝐨𝐭-𝐜𝐨𝐦 𝟏𝟗𝟗𝟗. 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐞𝐪𝐮𝐢𝐭𝐲’𝐬 𝐩𝐫𝐚𝐲𝐢𝐧𝐠 𝐢𝐭’𝐬 𝐧𝐨𝐭 𝟐𝟎𝟎𝟖. $𝟑.𝟕𝐓 𝐢𝐧 𝐝𝐞𝐚𝐥𝐬, 𝐛𝐮𝐭 𝐞𝐱𝐢𝐭𝐬 𝐬𝐭𝐢𝐥𝐥 𝐥𝐨𝐨𝐤 𝐥𝐢𝐤𝐞 𝐠𝐚𝐫𝐚𝐠𝐞 𝐬𝐚𝐥𝐞𝐬. Private equity struggles persist as exits remain low and fundraising tight amid high interest rates since 2022. Some firms see gains, but industry-wide cash returns hit multi-year lows. Despite a rebound in IPOs and M&A, legacy deals bought at peak valuations weigh heavily. https://x.com/mohossain/status/1986332927878222311?s=46 #merger #acquisition #deals #privateequity #buyouts M&A #pensionfund #Endowment #valuation #Fed #Interestrate #lp #fund #investor 𝐀𝐈 𝐛𝐨𝐨𝐦 𝐝𝐫𝐢𝐯𝐞𝐬 𝐌&𝐀 𝐥𝐢𝐤𝐞 𝐝𝐨𝐭-𝐜𝐨𝐦 𝟏𝟗𝟗𝟗. 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐞𝐪𝐮𝐢𝐭𝐲’𝐬 𝐩𝐫𝐚𝐲𝐢𝐧𝐠 𝐢𝐭’𝐬 𝐧𝐨𝐭 𝟐𝟎𝟎𝟖. $𝟑.𝟕𝐓 𝐢𝐧 𝐝𝐞𝐚𝐥𝐬, 𝐛𝐮𝐭 𝐞𝐱𝐢𝐭𝐬 𝐬𝐭𝐢𝐥𝐥 𝐥𝐨𝐨𝐤 𝐥𝐢𝐤𝐞 𝐠𝐚𝐫𝐚𝐠𝐞 𝐬𝐚𝐥𝐞𝐬. Private equity struggles persist as exits remain low and fundraising tight amid high interest rates since 2022. Some firms see gains, but industry-wide cash returns hit multi-year lows. Despite a rebound in IPOs and M&A, legacy deals bought at peak valuations weigh heavily. https://x.com/mohossain/status/1986332927878222311?s=46 #merger #acquisition #deals #privateequity #buyouts M&A #pensionfund #Endowment #valuation #Fed #Interestrate #lp #fund #investor 𝐀𝐈 𝐛𝐨𝐨𝐦 𝐝𝐫𝐢𝐯𝐞𝐬 𝐌&𝐀 𝐥𝐢𝐤𝐞 𝐝𝐨𝐭-𝐜𝐨𝐦 𝟏𝟗𝟗𝟗. 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐞𝐪𝐮𝐢𝐭𝐲’𝐬 𝐩𝐫𝐚𝐲𝐢𝐧𝐠 𝐢𝐭’𝐬 𝐧𝐨𝐭 𝟐𝟎𝟎𝟖. $𝟑.𝟕𝐓 𝐢𝐧 𝐝𝐞𝐚𝐥𝐬, 𝐛𝐮𝐭 𝐞𝐱𝐢𝐭𝐬 𝐬𝐭𝐢𝐥𝐥 𝐥𝐨𝐨𝐤 𝐥𝐢𝐤𝐞 𝐠𝐚𝐫𝐚𝐠𝐞 𝐬𝐚𝐥𝐞𝐬. Private equity struggles persist as exits remain low and fundraising tight amid high interest rates since 2022. Some firms see gains, but industry-wide cash returns hit multi-year lows. Despite a rebound in IPOs and M&A, legacy deals bought at peak valuations weigh heavily. https://x.com/mohossain/status/1986332927878222311?s=46 #merger #acquisition #deals #privateequity #buyouts M&A #pensionfund #Endowment #valuation #Fed #Interestrate #lp #fund #investor 𝐀𝐈 𝐛𝐨𝐨𝐦 𝐝𝐫𝐢𝐯𝐞𝐬 𝐌&𝐀 𝐥𝐢𝐤𝐞 𝐝𝐨𝐭-𝐜𝐨𝐦 𝟏𝟗𝟗𝟗. 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐞𝐪𝐮𝐢𝐭𝐲’𝐬 𝐩𝐫𝐚𝐲𝐢𝐧𝐠 𝐢𝐭’𝐬 𝐧𝐨𝐭 𝟐𝟎𝟎𝟖. $𝟑.𝟕𝐓 𝐢𝐧 𝐝𝐞𝐚𝐥𝐬, 𝐛𝐮𝐭 𝐞𝐱𝐢𝐭𝐬 𝐬𝐭𝐢𝐥𝐥 𝐥𝐨𝐨𝐤 𝐥𝐢𝐤𝐞 𝐠𝐚𝐫𝐚𝐠𝐞 𝐬𝐚𝐥𝐞𝐬. Private equity struggles persist as exits remain low and fundraising tight amid high interest rates since 2022. Some firms see gains, but industry-wide cash returns hit multi-year lows. Despite a rebound in IPOs and M&A, legacy deals bought at peak valuations weigh heavily. https://x.com/mohossain/status/1986332927878222311?s=46 #merger #acquisition #deals #privateequity #buyouts M&A #pensionfund #Endowment #valuation #Fed #Interestrate #lp #fund #investor
November 6, 2025 at 7:30 AM
Reposted by Mo Hossain
mohossain.bsky.social
𝑀𝑒𝑑𝑖𝑐𝑎𝑟𝑒 𝐴𝑑𝑣𝑎𝑛𝑡𝑎𝑔𝑒 𝑖𝑠 𝑠ℎ𝑟𝑖𝑛𝑘𝑖𝑛𝑔, 𝑎𝑛𝑑 ℎ𝑜𝑠𝑝𝑖𝑡𝑎𝑙𝑠 𝑎𝑟𝑒 𝑙𝑒𝑓𝑡 𝑤𝑖𝑡ℎ 𝑡𝑜𝑢𝑔ℎ𝑒𝑟 𝑛𝑒𝑔𝑜𝑡𝑖𝑎𝑡𝑖𝑜𝑛𝑠.

Behind insurer profit strategies stand real patients…Insurers’ push for “discipline” in slashes benefits and narrows networks, raising the stakes for hospitals

𝐇𝐨𝐰 𝐰𝐢𝐥𝐥 𝐂𝐌𝐒 𝐬𝐚𝐟𝐞𝐠𝐮𝐚𝐫𝐝?

x.com/mohossain/st...
𝑀𝑒𝑑𝑖𝑐𝑎𝑟𝑒 𝐴𝑑𝑣𝑎𝑛𝑡𝑎𝑔𝑒 𝑖𝑠 𝑠ℎ𝑟𝑖𝑛𝑘𝑖𝑛𝑔, 𝑎𝑛𝑑 ℎ𝑜𝑠𝑝𝑖𝑡𝑎𝑙𝑠 𝑎𝑟𝑒 𝑙𝑒𝑓𝑡 𝑤𝑖𝑡ℎ 𝑡𝑜𝑢𝑔ℎ𝑒𝑟 𝑛𝑒𝑔𝑜𝑡𝑖𝑎𝑡𝑖𝑜𝑛𝑠. Behind insurer profit strategies stand real patients and caregivers, struggling with dwindling access to care. Less coverage, higher cost‑sharing, and fewer clinic options force seniors and families into a maze that’s more complicated—and more stressful—than ever. Insurers’ push for “discipline” in slashes benefits and narrows networks, raising the stakes for hospitals 𝐇𝐨𝐰 𝐰𝐢𝐥𝐥 𝐂𝐌𝐒 𝐩𝐮𝐥𝐥 𝐢𝐭𝐬 𝐫𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐥𝐞𝐯𝐞𝐫𝐬 𝐭𝐨 𝐬𝐚𝐟𝐞𝐠𝐮𝐚𝐫𝐝 𝐚𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐜𝐚𝐫𝐞 𝐚𝐬 𝐭𝐡𝐞 𝐦𝐚𝐫𝐤𝐞𝐭 𝐬𝐡𝐢𝐟𝐭𝐬? https://www.wsj.com/health/healthcare/in-medicare-less-is-now-more-for-big-insurers-76897ddd $CVS https://x.com/mohossain/status/1952051095234359498?s=46 https://x.com/mohossain/status/1985007502073704921?s=46 #healthcare #educación #philadelphia #philly #college #university #healthcare #hospital #job 𝑀𝑒𝑑𝑖𝑐𝑎𝑟𝑒 𝐴𝑑𝑣𝑎𝑛𝑡𝑎𝑔𝑒 𝑖𝑠 𝑠ℎ𝑟𝑖𝑛𝑘𝑖𝑛𝑔, 𝑎𝑛𝑑 ℎ𝑜𝑠𝑝𝑖𝑡𝑎𝑙𝑠 𝑎𝑟𝑒 𝑙𝑒𝑓𝑡 𝑤𝑖𝑡ℎ 𝑡𝑜𝑢𝑔ℎ𝑒𝑟 𝑛𝑒𝑔𝑜𝑡𝑖𝑎𝑡𝑖𝑜𝑛𝑠. Behind insurer profit strategies stand real patients and caregivers, struggling with dwindling access to care. Less coverage, higher cost‑sharing, and fewer clinic options force seniors and families into a maze that’s more complicated—and more stressful—than ever. Insurers’ push for “discipline” in slashes benefits and narrows networks, raising the stakes for hospitals 𝐇𝐨𝐰 𝐰𝐢𝐥𝐥 𝐂𝐌𝐒 𝐩𝐮𝐥𝐥 𝐢𝐭𝐬 𝐫𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐥𝐞𝐯𝐞𝐫𝐬 𝐭𝐨 𝐬𝐚𝐟𝐞𝐠𝐮𝐚𝐫𝐝 𝐚𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐜𝐚𝐫𝐞 𝐚𝐬 𝐭𝐡𝐞 𝐦𝐚𝐫𝐤𝐞𝐭 𝐬𝐡𝐢𝐟𝐭𝐬? https://www.wsj.com/health/healthcare/in-medicare-less-is-now-more-for-big-insurers-76897ddd $CVS https://x.com/mohossain/status/1952051095234359498?s=46 https://x.com/mohossain/status/1985007502073704921?s=46 #healthcare #educación #philadelphia #philly #college #university #healthcare #hospital #job 𝑀𝑒𝑑𝑖𝑐𝑎𝑟𝑒 𝐴𝑑𝑣𝑎𝑛𝑡𝑎𝑔𝑒 𝑖𝑠 𝑠ℎ𝑟𝑖𝑛𝑘𝑖𝑛𝑔, 𝑎𝑛𝑑 ℎ𝑜𝑠𝑝𝑖𝑡𝑎𝑙𝑠 𝑎𝑟𝑒 𝑙𝑒𝑓𝑡 𝑤𝑖𝑡ℎ 𝑡𝑜𝑢𝑔ℎ𝑒𝑟 𝑛𝑒𝑔𝑜𝑡𝑖𝑎𝑡𝑖𝑜𝑛𝑠. Behind insurer profit strategies stand real patients and caregivers, struggling with dwindling access to care. Less coverage, higher cost‑sharing, and fewer clinic options force seniors and families into a maze that’s more complicated—and more stressful—than ever. Insurers’ push for “discipline” in slashes benefits and narrows networks, raising the stakes for hospitals 𝐇𝐨𝐰 𝐰𝐢𝐥𝐥 𝐂𝐌𝐒 𝐩𝐮𝐥𝐥 𝐢𝐭𝐬 𝐫𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐥𝐞𝐯𝐞𝐫𝐬 𝐭𝐨 𝐬𝐚𝐟𝐞𝐠𝐮𝐚𝐫𝐝 𝐚𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐜𝐚𝐫𝐞 𝐚𝐬 𝐭𝐡𝐞 𝐦𝐚𝐫𝐤𝐞𝐭 𝐬𝐡𝐢𝐟𝐭𝐬? https://www.wsj.com/health/healthcare/in-medicare-less-is-now-more-for-big-insurers-76897ddd $CVS https://x.com/mohossain/status/1952051095234359498?s=46 https://x.com/mohossain/status/1985007502073704921?s=46 #healthcare #educación #philadelphia #philly #college #university #healthcare #hospital #job 𝑀𝑒𝑑𝑖𝑐𝑎𝑟𝑒 𝐴𝑑𝑣𝑎𝑛𝑡𝑎𝑔𝑒 𝑖𝑠 𝑠ℎ𝑟𝑖𝑛𝑘𝑖𝑛𝑔, 𝑎𝑛𝑑 ℎ𝑜𝑠𝑝𝑖𝑡𝑎𝑙𝑠 𝑎𝑟𝑒 𝑙𝑒𝑓𝑡 𝑤𝑖𝑡ℎ 𝑡𝑜𝑢𝑔ℎ𝑒𝑟 𝑛𝑒𝑔𝑜𝑡𝑖𝑎𝑡𝑖𝑜𝑛𝑠. Behind insurer profit strategies stand real patients and caregivers, struggling with dwindling access to care. Less coverage, higher cost‑sharing, and fewer clinic options force seniors and families into a maze that’s more complicated—and more stressful—than ever. Insurers’ push for “discipline” in slashes benefits and narrows networks, raising the stakes for hospitals 𝐇𝐨𝐰 𝐰𝐢𝐥𝐥 𝐂𝐌𝐒 𝐩𝐮𝐥𝐥 𝐢𝐭𝐬 𝐫𝐞𝐠𝐮𝐥𝐚𝐭𝐨𝐫𝐲 𝐥𝐞𝐯𝐞𝐫𝐬 𝐭𝐨 𝐬𝐚𝐟𝐞𝐠𝐮𝐚𝐫𝐝 𝐚𝐜𝐜𝐞𝐬𝐬 𝐭𝐨 𝐜𝐚𝐫𝐞 𝐚𝐬 𝐭𝐡𝐞 𝐦𝐚𝐫𝐤𝐞𝐭 𝐬𝐡𝐢𝐟𝐭𝐬? https://www.wsj.com/health/healthcare/in-medicare-less-is-now-more-for-big-insurers-76897ddd $CVS https://x.com/mohossain/status/1952051095234359498?s=46 https://x.com/mohossain/status/1985007502073704921?s=46 #healthcare #educación #philadelphia #philly #college #university #healthcare #hospital #job
November 2, 2025 at 3:49 PM
Reposted by Mo Hossain
mohossain.bsky.social
Layoffs make noise, but the labor market’s foundation still holds:

• Jobless claims down to 220K 📉
• Consumer spend +0.8% YoY 💳
• Hospitality payrolls +13.8% 🍽️
• Transport +4.8% 🚚

Erosion at the edges ≠ collapse at the core. Is resilience the most underpriced asset?

x.com/mohossain/st...
Layoffs make noise, but the labor market’s foundation still holds: • Jobless claims down to 220K 📉 • Consumer spend +0.8% YoY 💳 • Hospitality payrolls +13.8% 🍽️ • Transport +4.8% 🚚 Erosion at the edges ≠ collapse at the core. For investors, is resilience the most underpriced asset? #economy #Investment #Resilience $
November 3, 2025 at 2:20 PM
Reposted by Mo Hossain
mohossain.bsky.social
🔥 Buffett’s Apple diet continues: Berkshire quietly shaved another $1.2B off its AAPL stake in Q3. That’s 12 straight quarters of net selling, $6B in fresh cash, and a valuation yardstick he once called “playing with fire” now blazing at all-time highs. 🍎

x.com/mohossain/st...
🔥 Buffett’s Apple diet continues: Berkshire quietly shaved another $1.2B off its AAPL stake in Q3. That’s 12 straight quarters of net selling, $6B in fresh cash, and a valuation yardstick he once called “playing with fire” now blazing at all-time highs. 🍎📉 #Buffett #Tech #RiskManagement https://x.com/mohossain/status/1981189867464790163?s=46 https://www.cnbc.com/2025/11/03/warren-buffett-may-have-again-cut-berkshires-stake-in-apple-in-q3-.html via @cnbc ht @ennovance https://x.com/mohossain/status/1985527019916988624?s=46 🔥 Buffett’s Apple diet continues: Berkshire quietly shaved another $1.2B off its AAPL stake in Q3. That’s 12 straight quarters of net selling, $6B in fresh cash, and a valuation yardstick he once called “playing with fire” now blazing at all-time highs. 🍎📉 #Buffett #Tech #RiskManagement https://x.com/mohossain/status/1981189867464790163?s=46 https://www.cnbc.com/2025/11/03/warren-buffett-may-have-again-cut-berkshires-stake-in-apple-in-q3-.html via @cnbc ht @ennovance https://x.com/mohossain/status/1985527019916988624?s=46 🔥 Buffett’s Apple diet continues: Berkshire quietly shaved another $1.2B off its AAPL stake in Q3. That’s 12 straight quarters of net selling, $6B in fresh cash, and a valuation yardstick he once called “playing with fire” now blazing at all-time highs. 🍎📉 #Buffett #Tech #RiskManagement https://x.com/mohossain/status/1981189867464790163?s=46 https://www.cnbc.com/2025/11/03/warren-buffett-may-have-again-cut-berkshires-stake-in-apple-in-q3-.html via @cnbc ht @ennovance https://x.com/mohossain/status/1985527019916988624?s=46
November 4, 2025 at 2:01 AM
Reposted by Mo Hossain
mohossain.bsky.social
🇺🇸 Services revised to 54.8—still growth mode.
✨ 25Q4 GDP 🆙 with consumers showing strength.
💡 All 7 sectors expanding: Financials lead, Healthcare at 13‑mo high, HH spending again.

𝑀𝑎𝑟𝑔𝑖𝑛𝑠 𝑚𝑎𝑦 𝑏𝑒 𝑡𝑖𝑔ℎ𝑡, 𝑏𝑢𝑡 𝑏𝑟𝑒𝑎𝑑𝑡ℎ + 𝑟𝑎𝑡𝑒 𝑡𝑎𝑖𝑙𝑤𝑖𝑛𝑑𝑠 + 𝐴𝑚𝑒𝑟𝑖𝑐𝑎𝑛 𝑟𝑒𝑠𝑖𝑙𝑖𝑒𝑛𝑐𝑒 = 2026 𝑐𝑜𝑛𝑓𝑖𝑑𝑒𝑛𝑐𝑒 𝑟𝑒𝑏𝑜𝑢𝑛𝑑 𝑤𝑖𝑡ℎ 𝑏𝑒𝑡𝑡𝑒𝑟 𝑜𝑑𝑑𝑠.
🇺🇸 Services revised to 54.8—still growth mode. ✨ 25Q4 GDP tracking ~2.5% with consumers showing strength. 💡 All 7 sectors expanding: Financials lead, Healthcare at 13‑mo high, households spending again. 𝑀𝑎𝑟𝑔𝑖𝑛𝑠 𝑚𝑎𝑦 𝑏𝑒 𝑡𝑖𝑔ℎ𝑡, 𝑏𝑢𝑡 𝑏𝑟𝑒𝑎𝑑𝑡ℎ + 𝑟𝑎𝑡𝑒 𝑡𝑎𝑖𝑙𝑤𝑖𝑛𝑑𝑠 + 𝐴𝑚𝑒𝑟𝑖𝑐𝑎𝑛 𝑟𝑒𝑠𝑖𝑙𝑖𝑒𝑛𝑐𝑒 = 2026 𝑐𝑜𝑛𝑓𝑖𝑑𝑒𝑛𝑐𝑒 𝑟𝑒𝑏𝑜𝑢𝑛𝑑 𝑤𝑖𝑡ℎ 𝑏𝑒𝑡𝑡𝑒𝑟 𝑜𝑑𝑑𝑠. #Investment #RiskManagement #economy #Ennovance @mohossain
November 5, 2025 at 11:56 PM
mohossain.bsky.social
Oct ADP: +42k rebound, yet 3‑mo avg only +3k. Labor trend still fragile. 𝐈𝐬 𝐭𝐡𝐞 𝐅𝐞𝐝’𝐬 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧 𝐚 𝐛𝐞𝐭 𝐨𝐧 𝐢𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 𝐫𝐞𝐬𝐢𝐥𝐢𝐞𝐧𝐜𝐞 𝐨𝐫 𝐥𝐚𝐛𝐨𝐫 𝐰𝐞𝐚𝐤𝐧𝐞𝐬𝐬?

#job #unemployment #productivity #economy #fed #interestrates #investment #ennovance
Oct ADP: +42k rebound, yet 3‑mo avg only +3k. Labor trend still fragile. 𝐈𝐬 𝐭𝐡𝐞 𝐅𝐞𝐝’𝐬 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧 𝐚 𝐛𝐞𝐭 𝐨𝐧 𝐢𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 𝐫𝐞𝐬𝐢𝐥𝐢𝐞𝐧𝐜𝐞 𝐨𝐫 𝐥𝐚𝐛𝐨𝐫 𝐰𝐞𝐚𝐤𝐧𝐞𝐬𝐬? #job #unemployment #productivity #economy #fed #interestrates #investment #ennovance Oct ADP: +42k rebound, yet 3‑mo avg only +3k. Labor trend still fragile. 𝐈𝐬 𝐭𝐡𝐞 𝐅𝐞𝐝’𝐬 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧 𝐚 𝐛𝐞𝐭 𝐨𝐧 𝐢𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 𝐫𝐞𝐬𝐢𝐥𝐢𝐞𝐧𝐜𝐞 𝐨𝐫 𝐥𝐚𝐛𝐨𝐫 𝐰𝐞𝐚𝐤𝐧𝐞𝐬𝐬? #job #unemployment #productivity #economy #fed #interestrates #investment #ennovance Oct ADP: +42k rebound, yet 3‑mo avg only +3k. Labor trend still fragile. 𝐈𝐬 𝐭𝐡𝐞 𝐅𝐞𝐝’𝐬 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧 𝐚 𝐛𝐞𝐭 𝐨𝐧 𝐢𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 𝐫𝐞𝐬𝐢𝐥𝐢𝐞𝐧𝐜𝐞 𝐨𝐫 𝐥𝐚𝐛𝐨𝐫 𝐰𝐞𝐚𝐤𝐧𝐞𝐬𝐬? #job #unemployment #productivity #economy #fed #interestrates #investment #ennovance Oct ADP: +42k rebound, yet 3‑mo avg only +3k. Labor trend still fragile. 𝐈𝐬 𝐭𝐡𝐞 𝐅𝐞𝐝’𝐬 𝐃𝐞𝐜𝐞𝐦𝐛𝐞𝐫 𝐝𝐞𝐜𝐢𝐬𝐢𝐨𝐧 𝐚 𝐛𝐞𝐭 𝐨𝐧 𝐢𝐧𝐟𝐥𝐚𝐭𝐢𝐨𝐧 𝐫𝐞𝐬𝐢𝐥𝐢𝐞𝐧𝐜𝐞 𝐨𝐫 𝐥𝐚𝐛𝐨𝐫 𝐰𝐞𝐚𝐤𝐧𝐞𝐬𝐬? #job #unemployment #productivity #economy #fed #interestrates #investment #ennovance
November 6, 2025 at 4:49 AM
Reposted by Mo Hossain
mohossain.bsky.social
𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡

• Percentage of wealth creation accounted for by the best-performing 1% of firms

• Just 3% of companies generated all the net wealth in the US stock market since 1926
x.com/mohossain/st... #monopoly

x.com/mohossain/st...
𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡 Equity market returns are overwhelmingly driven by a tiny handful of “superstar” stocks … ⬇️ • Percentage of wealth creation accounted for by the best-performing 1% of firms (January 1990 to December 2020) • Just 3% of companies generated all the net wealth in the US stock market since 1926 (1926-2022 by share of net wealth created) via FT /baml /GS https://x.com/mohossain/status/1921212100128407578?s=46 #monopoly #tech #AI #investments https://x.com/mohossain/status/1985574657735418162?s=46 𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡 Equity market returns are overwhelmingly driven by a tiny handful of “superstar” stocks … ⬇️ • Percentage of wealth creation accounted for by the best-performing 1% of firms (January 1990 to December 2020) • Just 3% of companies generated all the net wealth in the US stock market since 1926 (1926-2022 by share of net wealth created) via FT /baml /GS https://x.com/mohossain/status/1921212100128407578?s=46 #monopoly #tech #AI #investments https://x.com/mohossain/status/1985574657735418162?s=46 𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡 Equity market returns are overwhelmingly driven by a tiny handful of “superstar” stocks … ⬇️ • Percentage of wealth creation accounted for by the best-performing 1% of firms (January 1990 to December 2020) • Just 3% of companies generated all the net wealth in the US stock market since 1926 (1926-2022 by share of net wealth created) via FT /baml /GS https://x.com/mohossain/status/1921212100128407578?s=46 #monopoly #tech #AI #investments https://x.com/mohossain/status/1985574657735418162?s=46 𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡 Equity market returns are overwhelmingly driven by a tiny handful of “superstar” stocks … ⬇️ • Percentage of wealth creation accounted for by the best-performing 1% of firms (January 1990 to December 2020) • Just 3% of companies generated all the net wealth in the US stock market since 1926 (1926-2022 by share of net wealth created) via FT /baml /GS https://x.com/mohossain/status/1921212100128407578?s=46 #monopoly #tech #AI #investments https://x.com/mohossain/status/1985574657735418162?s=46
November 4, 2025 at 5:12 AM
Reposted by Mo Hossain
mohossain.bsky.social
🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝?
📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow
x.com/mohossain/st...
🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝? 📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow. Investors, watch the wall of refinancings. ⬇️ Private Credit’s Rising Pile of ‘Bad PIK’ Points to Default Woes https://www.bloomberg.com/news/articles/2025-10-31/private-credit-s-rising-pile-of-bad-pik-points-to-default-woes https://x.com/mohossain/status/1985585554424037793?s=46 #privatecredit #credit #debt #RIA #Privateequity #fund #fee 🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝? 📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow. Investors, watch the wall of refinancings. ⬇️ Private Credit’s Rising Pile of ‘Bad PIK’ Points to Default Woes https://www.bloomberg.com/news/articles/2025-10-31/private-credit-s-rising-pile-of-bad-pik-points-to-default-woes https://x.com/mohossain/status/1985585554424037793?s=46 #privatecredit #credit #debt #RIA #Privateequity #fund #fee 🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝? 📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow. Investors, watch the wall of refinancings. ⬇️ Private Credit’s Rising Pile of ‘Bad PIK’ Points to Default Woes https://www.bloomberg.com/news/articles/2025-10-31/private-credit-s-rising-pile-of-bad-pik-points-to-default-woes https://x.com/mohossain/status/1985585554424037793?s=46 #privatecredit #credit #debt #RIA #Privateequity #fund #fee 🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝? 📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow. Investors, watch the wall of refinancings. ⬇️ Private Credit’s Rising Pile of ‘Bad PIK’ Points to Default Woes https://www.bloomberg.com/news/articles/2025-10-31/private-credit-s-rising-pile-of-bad-pik-points-to-default-woes https://x.com/mohossain/status/1985585554424037793?s=46 #privatecredit #credit #debt #RIA #Privateequity #fund #fee
November 4, 2025 at 5:57 AM
Reposted by Mo Hossain
mohossain.bsky.social
Private credit fundraising in 2025: Top quartile ≠ fast track. Even the best are waiting 25 months to close. The Fed didn’t just raise rates—it raised the patience premium.

ht: BBG
Private credit fundraising in 2025: Top quartile ≠ fast track. Even the best are waiting 25 months to close. The Fed didn’t just raise rates—it raised the patience premium. ht: BBG
November 4, 2025 at 6:10 AM
Reposted by Mo Hossain
mohossain.bsky.social
Private credit’s earnings season doubles as the market’s unofficial stress test.

BDCs are off 14% YTD while the S&P 500’s up 16%, yet the “weak link” narrative hasn’t cracked credit quality yet

Private lenders could replace 15% of traditional fixed-income
www.bloomberg.com/news/article...
Private credit’s earnings season doubles as the market’s unofficial stress test. BDCs are off 14% YTD while the S&P 500’s up 16%, yet the “weak link” narrative hasn’t cracked credit quality—at least not yet. Cash flow over confidence, as always. “Private lenders could replace 15% of traditional fixed-income investment, according to Bloomberg Intelligence's Fall 2025 private credit survey.” https://www.bloomberg.com/news/articles/2025-11-04/private-credit-earnings-arrive-amid-fears-of-market-s-weak-link @mohossain @ennovance Private credit’s earnings season doubles as the market’s unofficial stress test. BDCs are off 14% YTD while the S&P 500’s up 16%, yet the “weak link” narrative hasn’t cracked credit quality—at least not yet. Cash flow over confidence, as always. “Private lenders could replace 15% of traditional fixed-income investment, according to Bloomberg Intelligence's Fall 2025 private credit survey.” https://www.bloomberg.com/news/articles/2025-11-04/private-credit-earnings-arrive-amid-fears-of-market-s-weak-link @mohossain @ennovance
November 4, 2025 at 3:52 PM
mohossain.bsky.social
🇺🇸 Services revised to 54.8—still growth mode.
✨ 25Q4 GDP 🆙 with consumers showing strength.
💡 All 7 sectors expanding: Financials lead, Healthcare at 13‑mo high, HH spending again.

𝑀𝑎𝑟𝑔𝑖𝑛𝑠 𝑚𝑎𝑦 𝑏𝑒 𝑡𝑖𝑔ℎ𝑡, 𝑏𝑢𝑡 𝑏𝑟𝑒𝑎𝑑𝑡ℎ + 𝑟𝑎𝑡𝑒 𝑡𝑎𝑖𝑙𝑤𝑖𝑛𝑑𝑠 + 𝐴𝑚𝑒𝑟𝑖𝑐𝑎𝑛 𝑟𝑒𝑠𝑖𝑙𝑖𝑒𝑛𝑐𝑒 = 2026 𝑐𝑜𝑛𝑓𝑖𝑑𝑒𝑛𝑐𝑒 𝑟𝑒𝑏𝑜𝑢𝑛𝑑 𝑤𝑖𝑡ℎ 𝑏𝑒𝑡𝑡𝑒𝑟 𝑜𝑑𝑑𝑠.
🇺🇸 Services revised to 54.8—still growth mode. ✨ 25Q4 GDP tracking ~2.5% with consumers showing strength. 💡 All 7 sectors expanding: Financials lead, Healthcare at 13‑mo high, households spending again. 𝑀𝑎𝑟𝑔𝑖𝑛𝑠 𝑚𝑎𝑦 𝑏𝑒 𝑡𝑖𝑔ℎ𝑡, 𝑏𝑢𝑡 𝑏𝑟𝑒𝑎𝑑𝑡ℎ + 𝑟𝑎𝑡𝑒 𝑡𝑎𝑖𝑙𝑤𝑖𝑛𝑑𝑠 + 𝐴𝑚𝑒𝑟𝑖𝑐𝑎𝑛 𝑟𝑒𝑠𝑖𝑙𝑖𝑒𝑛𝑐𝑒 = 2026 𝑐𝑜𝑛𝑓𝑖𝑑𝑒𝑛𝑐𝑒 𝑟𝑒𝑏𝑜𝑢𝑛𝑑 𝑤𝑖𝑡ℎ 𝑏𝑒𝑡𝑡𝑒𝑟 𝑜𝑑𝑑𝑠. #Investment #RiskManagement #economy #Ennovance @mohossain
November 5, 2025 at 11:56 PM
mohossain.bsky.social
Private credit’s earnings season doubles as the market’s unofficial stress test.

BDCs are off 14% YTD while the S&P 500’s up 16%, yet the “weak link” narrative hasn’t cracked credit quality yet

Private lenders could replace 15% of traditional fixed-income
www.bloomberg.com/news/article...
Private credit’s earnings season doubles as the market’s unofficial stress test. BDCs are off 14% YTD while the S&P 500’s up 16%, yet the “weak link” narrative hasn’t cracked credit quality—at least not yet. Cash flow over confidence, as always. “Private lenders could replace 15% of traditional fixed-income investment, according to Bloomberg Intelligence's Fall 2025 private credit survey.” https://www.bloomberg.com/news/articles/2025-11-04/private-credit-earnings-arrive-amid-fears-of-market-s-weak-link @mohossain @ennovance Private credit’s earnings season doubles as the market’s unofficial stress test. BDCs are off 14% YTD while the S&P 500’s up 16%, yet the “weak link” narrative hasn’t cracked credit quality—at least not yet. Cash flow over confidence, as always. “Private lenders could replace 15% of traditional fixed-income investment, according to Bloomberg Intelligence's Fall 2025 private credit survey.” https://www.bloomberg.com/news/articles/2025-11-04/private-credit-earnings-arrive-amid-fears-of-market-s-weak-link @mohossain @ennovance
November 4, 2025 at 3:52 PM
mohossain.bsky.social
Private credit fundraising in 2025: Top quartile ≠ fast track. Even the best are waiting 25 months to close. The Fed didn’t just raise rates—it raised the patience premium.

ht: BBG
Private credit fundraising in 2025: Top quartile ≠ fast track. Even the best are waiting 25 months to close. The Fed didn’t just raise rates—it raised the patience premium. ht: BBG
November 4, 2025 at 6:10 AM
mohossain.bsky.social
🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝?
📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow
x.com/mohossain/st...
🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝? 📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow. Investors, watch the wall of refinancings. ⬇️ Private Credit’s Rising Pile of ‘Bad PIK’ Points to Default Woes https://www.bloomberg.com/news/articles/2025-10-31/private-credit-s-rising-pile-of-bad-pik-points-to-default-woes https://x.com/mohossain/status/1985585554424037793?s=46 #privatecredit #credit #debt #RIA #Privateequity #fund #fee 🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝? 📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow. Investors, watch the wall of refinancings. ⬇️ Private Credit’s Rising Pile of ‘Bad PIK’ Points to Default Woes https://www.bloomberg.com/news/articles/2025-10-31/private-credit-s-rising-pile-of-bad-pik-points-to-default-woes https://x.com/mohossain/status/1985585554424037793?s=46 #privatecredit #credit #debt #RIA #Privateequity #fund #fee 🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝? 📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow. Investors, watch the wall of refinancings. ⬇️ Private Credit’s Rising Pile of ‘Bad PIK’ Points to Default Woes https://www.bloomberg.com/news/articles/2025-10-31/private-credit-s-rising-pile-of-bad-pik-points-to-default-woes https://x.com/mohossain/status/1985585554424037793?s=46 #privatecredit #credit #debt #RIA #Privateequity #fund #fee 🧨 𝐈𝐬 𝐏𝐫𝐢𝐯𝐚𝐭𝐞 𝐂𝐫𝐞𝐝𝐢𝐭’𝐬 𝐃𝐞𝐟𝐞𝐫𝐫𝐞𝐝 𝐈𝐧𝐭𝐞𝐫𝐞𝐬𝐭 𝐉𝐮𝐬𝐭 𝐏𝐈𝐊-𝐢𝐧𝐠 𝐔𝐩 𝐃𝐨𝐨𝐦 𝐃𝐨𝐰𝐧 𝐭𝐡𝐞 𝐑𝐨𝐚𝐝? 📉 Private credit’s “bad PIK” pile is swelling — now seen as a shadow default rate, hitting 6% vs. 2% in 2021. Deferred interest may soon become deferred pain as 40%+ of borrowers show negative cash flow. Investors, watch the wall of refinancings. ⬇️ Private Credit’s Rising Pile of ‘Bad PIK’ Points to Default Woes https://www.bloomberg.com/news/articles/2025-10-31/private-credit-s-rising-pile-of-bad-pik-points-to-default-woes https://x.com/mohossain/status/1985585554424037793?s=46 #privatecredit #credit #debt #RIA #Privateequity #fund #fee
November 4, 2025 at 5:57 AM
mohossain.bsky.social
𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡

• Percentage of wealth creation accounted for by the best-performing 1% of firms

• Just 3% of companies generated all the net wealth in the US stock market since 1926
x.com/mohossain/st... #monopoly

x.com/mohossain/st...
𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡 Equity market returns are overwhelmingly driven by a tiny handful of “superstar” stocks … ⬇️ • Percentage of wealth creation accounted for by the best-performing 1% of firms (January 1990 to December 2020) • Just 3% of companies generated all the net wealth in the US stock market since 1926 (1926-2022 by share of net wealth created) via FT /baml /GS https://x.com/mohossain/status/1921212100128407578?s=46 #monopoly #tech #AI #investments https://x.com/mohossain/status/1985574657735418162?s=46 𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡 Equity market returns are overwhelmingly driven by a tiny handful of “superstar” stocks … ⬇️ • Percentage of wealth creation accounted for by the best-performing 1% of firms (January 1990 to December 2020) • Just 3% of companies generated all the net wealth in the US stock market since 1926 (1926-2022 by share of net wealth created) via FT /baml /GS https://x.com/mohossain/status/1921212100128407578?s=46 #monopoly #tech #AI #investments https://x.com/mohossain/status/1985574657735418162?s=46 𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡 Equity market returns are overwhelmingly driven by a tiny handful of “superstar” stocks … ⬇️ • Percentage of wealth creation accounted for by the best-performing 1% of firms (January 1990 to December 2020) • Just 3% of companies generated all the net wealth in the US stock market since 1926 (1926-2022 by share of net wealth created) via FT /baml /GS https://x.com/mohossain/status/1921212100128407578?s=46 #monopoly #tech #AI #investments https://x.com/mohossain/status/1985574657735418162?s=46 𝐇𝐲𝐩𝐞𝐫‑𝐏𝐚𝐫𝐞𝐭𝐨 𝐌𝐚𝐫𝐤𝐞𝐭𝐬: 𝐖𝐡𝐞𝐧 𝟏% 𝐨𝐟 𝐒𝐭𝐨𝐜𝐤𝐬 𝐂𝐫𝐞𝐚𝐭𝐞 𝐭𝐡𝐞 𝐖𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝟗𝟕% 𝐉𝐮𝐬𝐭 𝐖𝐚𝐭𝐜𝐡 Equity market returns are overwhelmingly driven by a tiny handful of “superstar” stocks … ⬇️ • Percentage of wealth creation accounted for by the best-performing 1% of firms (January 1990 to December 2020) • Just 3% of companies generated all the net wealth in the US stock market since 1926 (1926-2022 by share of net wealth created) via FT /baml /GS https://x.com/mohossain/status/1921212100128407578?s=46 #monopoly #tech #AI #investments https://x.com/mohossain/status/1985574657735418162?s=46
November 4, 2025 at 5:12 AM
mohossain.bsky.social
🔥 Buffett’s Apple diet continues: Berkshire quietly shaved another $1.2B off its AAPL stake in Q3. That’s 12 straight quarters of net selling, $6B in fresh cash, and a valuation yardstick he once called “playing with fire” now blazing at all-time highs. 🍎

x.com/mohossain/st...
🔥 Buffett’s Apple diet continues: Berkshire quietly shaved another $1.2B off its AAPL stake in Q3. That’s 12 straight quarters of net selling, $6B in fresh cash, and a valuation yardstick he once called “playing with fire” now blazing at all-time highs. 🍎📉 #Buffett #Tech #RiskManagement https://x.com/mohossain/status/1981189867464790163?s=46 https://www.cnbc.com/2025/11/03/warren-buffett-may-have-again-cut-berkshires-stake-in-apple-in-q3-.html via @cnbc ht @ennovance https://x.com/mohossain/status/1985527019916988624?s=46 🔥 Buffett’s Apple diet continues: Berkshire quietly shaved another $1.2B off its AAPL stake in Q3. That’s 12 straight quarters of net selling, $6B in fresh cash, and a valuation yardstick he once called “playing with fire” now blazing at all-time highs. 🍎📉 #Buffett #Tech #RiskManagement https://x.com/mohossain/status/1981189867464790163?s=46 https://www.cnbc.com/2025/11/03/warren-buffett-may-have-again-cut-berkshires-stake-in-apple-in-q3-.html via @cnbc ht @ennovance https://x.com/mohossain/status/1985527019916988624?s=46 🔥 Buffett’s Apple diet continues: Berkshire quietly shaved another $1.2B off its AAPL stake in Q3. That’s 12 straight quarters of net selling, $6B in fresh cash, and a valuation yardstick he once called “playing with fire” now blazing at all-time highs. 🍎📉 #Buffett #Tech #RiskManagement https://x.com/mohossain/status/1981189867464790163?s=46 https://www.cnbc.com/2025/11/03/warren-buffett-may-have-again-cut-berkshires-stake-in-apple-in-q3-.html via @cnbc ht @ennovance https://x.com/mohossain/status/1985527019916988624?s=46
November 4, 2025 at 2:01 AM