Michelle Singletary
michellesingletary.bsky.social
Michelle Singletary
@michellesingletary.bsky.social
Washington Post personal finance columnist https://www.washingtonpost.com/people/michelle-singletary/
2022 Lifetime Achievement Loeb Awards winner | Author, What to Do with Your Money When Crisis Hits and 21 Day Financial Fast
Sure, just sentence people to mortgage debt for life 🙄

Trump Proposes 50-Year Mortgages: Potential Benefits and Drawbacks for Homebuyers
www.realtor.com/news/real-es...
www.realtor.com
November 10, 2025 at 7:12 PM
Have you ever been charged to attend a Thanksgiving or Friendsgiving?

I know money is tight, but there are other ways to afford hosting that don't involve asking for cash from your friends and family.
www.washingtonpost.com/business/202...
Column | If money is tight, is it okay to charge guests for Thanksgiving dinner?
The trend of transferring financial responsibility from the host to the guest is turning fellowship into a monetary affair.
www.washingtonpost.com
November 7, 2025 at 5:08 PM
Reposted by Michelle Singletary
Great article (as always) Michelle! Thoughtful and genuine giving, but not at the expense of yourself and your relationship with the other, is absolutely more difficult than it sounds.
November 6, 2025 at 6:50 AM
"How can I help?"
This question is being asked a lot these days. Here are some ways to make sure your dollars are going to the right places. www.washingtonpost.com/business/202...
Column | 8 tips on how to help those in need by balancing kindness with caution
The ongoing uncertainty over federal food assistance is affecting millions of Americans. It’s easy to be overwhelmed by the calls for help.
www.washingtonpost.com
November 5, 2025 at 7:50 PM
Reposted by Michelle Singletary
Big Tech’s spending spree on AI is helping prop up GDP growth, even as many AI ventures remain unprofitable. If this boom fizzles, economists warn, the entire economy would be hit. @michellesingletary.bsky.social (gift link)
wapo.st/3JBTq2A
Column | I write about retirement savings. Nvidia’s epic run isn’t changing my strategy.
Don’t let widespread enthusiasm for any one stock distract you from the most proven way to succeed as an investor.
wapo.st
October 31, 2025 at 5:08 PM
Reposted by Michelle Singletary
She writes about retirement savings — and Nvidia’s epic run isn’t changing her winning strategy. wapo.st/3JBTq2A (gift link) @michellesingletary.bsky.social
Column | I write about retirement savings. Nvidia’s epic run isn’t changing my strategy.
Don’t let widespread enthusiasm for any one stock distract you from the most proven way to succeed as an investor.
wapo.st
October 31, 2025 at 6:33 PM
You may be in a financial position to give charitably right now. That's amazing. But don’t donate blindly. Scammers have gotten better at making charity pitches appear authentic.

For info on how to find a reputable charity, go to consumer.ftc.gov and search for “Before Giving to a Charity.”
Consumer Advice
The official website of the Federal Trade Commission, protecting America’s consumers for over 100 years.
consumer.ftc.gov
November 5, 2025 at 4:02 PM
I believe that to whom much is given, much is required. So when someone you care about faces a crisis, you help. But you must be discerning about the financial assistance you offer to friends and family. You do them a disservice if your aid is a constant handout rather than a hand-up.
October 30, 2025 at 5:55 PM
I received this question from a reader.

My adult sister has $16,000 in credit card debt. How do I help her out of this pickle without coming off as controlling? She won’t discuss her finances with me.
October 30, 2025 at 5:54 PM
When times get hard, we may be tempted to go for the quick fixes. Beware of these money traps that could leave you more cash-strapped in the long run 👇
October 29, 2025 at 2:43 PM
Open enrollment is coming! But due to rising costs, health care choices are less than ideal www.washingtonpost.com/business/202...
Column | Why open enrollment comes down to rising costs and less-than-ideal choices
Getting health insurance in America can be an absolute financial nightmare. You need to be your own advocate.
www.washingtonpost.com
October 28, 2025 at 4:51 PM
Sorry to laugh but this is adorable. It’s never too early to learn about saving and spending. Good job, parents! Sorry, Little Glinda 🙃 people.com/4-year-old-g...
Girl, 4, Breaks Down in Tears After Realizing She Spent All Her Money at Target (Exclusive)
Alison Shoemaker and her husband, Broc, recently took their daughter Faith, 6, and Everly, 4, to Target to see what “goodies” they could find. As the family wandered through the aisles, both Faith and...
people.com
October 23, 2025 at 1:40 PM
Here's a FREE LINK to my column on who you can call if you're experiencing financial hardship due to the government shutdown. Please share! wapo.st/3W7fNjc
Column | 4 phone calls furloughed workers can’t afford to skip during the shutdown
We don’t know how or when this shutdown ends. But there are resources to help if you’re not getting a paycheck.
wapo.st
October 16, 2025 at 7:10 PM
Did you buy one of the viral gold bars from Costco? If so, I want to hear from you! I'm working on a column about the price of gold hitting $4,000.

Leave a comment and email me @ ColorOfMoney@washpost.com to share your gold bar story.
October 15, 2025 at 3:58 PM
We don’t know how or when this government shutdown ends. But there are resources to help if you’re not getting a paycheck. www.washingtonpost.com/business/202...
Column | 4 phone calls furloughed workers can’t afford to skip during the shutdown
We don’t know how or when this shutdown ends. But there are resources to help if you’re not getting a paycheck.
www.washingtonpost.com
October 15, 2025 at 1:49 PM
Unfortunately, we did not win. But I am still incredibly proud of my team and everything that we accomplished with “Scammed.”
I'm in NYC for the 2025 Loeb Awards. My series, "Scammed" is a nominee in the personal finance category. Wish me luck 🤞
October 10, 2025 at 6:25 PM
I'm in NYC for the 2025 Loeb Awards. My series, "Scammed" is a nominee in the personal finance category. Wish me luck 🤞
October 9, 2025 at 7:43 PM
Job cuts are hitting a lot of industries, from retail to tech. The federal workforce is under attack, yet again. If a friend comes to you with news of a job loss, think carefully before offering words of comfort.

Avoid saying these things when someone loses their job 🤫
October 9, 2025 at 3:31 PM
Prime Days...Big Deal Days...whatever they call it, those slashed prices aren't always a bargain. Here are some tips to avoid being suckered by Amazon sales. www.washingtonpost.com/business/202...
Column | A solid game plan will help you avoid overspending on Prime Day
Sales are like a sugar addiction for consumers. Instead of chasing promotions, look for strategies to reduce your spending.
www.washingtonpost.com
October 8, 2025 at 5:42 PM
If many of us operated our household budgets like the federal government, we would be considered reckless and irresponsible.

And yet, here we are again, facing another showdown over a shutdown.
September 26, 2025 at 2:32 PM
What’s the most outrageous situation where you’ve been asked to leave a tip?

On my column about tipping culture, one reader commented that they were prompted to leave a tip after making a donation on a website. Look, I like to leave a tip when I can but that’s just outrageous!
September 24, 2025 at 8:02 PM
Trump's 'no tax on tips' won't solve America's tipping problem www.washingtonpost.com/business/202...
Column | Trump’s tax break on tips has a catch. Here’s what to know.
This new deduction won’t solve America’ tipping problem — and could get messy for taxpayers to compute,
www.washingtonpost.com
September 24, 2025 at 3:13 PM
You can wait around for the rapture but those student loan bills are coming either way.
September 23, 2025 at 5:58 PM