MESH Auditor
@meshplatform.bsky.social
Efficient mortgage servicing compliance. Testing every loan, every day against every (measurable) regulation to provide peace of mind to mortgage servicers. We're here to elevate mortgage servicing. www.mesh-platform.com
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MESH Auditor
@meshplatform.bsky.social
· Nov 25
MESH Auditor - Everything in 100 seconds
All the functionality of MESH auditor described in under 2 minutes. This is how we take 10,000 regulatory obligations and narrow down to the 1,000+ that are measurable,…
vimeo.com
MESH is Mortgage Servicing Compliance software. It's cheap and covers more than 1,000 regulations. Learn more in 99 seconds. vimeo.com/1020297817
These Rules Aren't New
Most of these protections come from Reg X, under the Real Estate Settlement Procedures Act (RESPA), from 1975!
They exist so servicers treat you fairly. They know these rules, but mistakes still happen all the time. Make sure that they know that you know.
#mortgage #payments
Most of these protections come from Reg X, under the Real Estate Settlement Procedures Act (RESPA), from 1975!
They exist so servicers treat you fairly. They know these rules, but mistakes still happen all the time. Make sure that they know that you know.
#mortgage #payments
June 20, 2025 at 4:45 PM
You Don’t Have to Navigate Mortgage Problems Alone
HUD-approved housing counselors are FREE & available to:
✔️ Explain your options
✔️ Help you apply for relief
✔️ Talk to your servicer
Find a free counselor: consumerfinance.gov/find-a-housing-counselor
#mortgage #payments
HUD-approved housing counselors are FREE & available to:
✔️ Explain your options
✔️ Help you apply for relief
✔️ Talk to your servicer
Find a free counselor: consumerfinance.gov/find-a-housing-counselor
#mortgage #payments
Find a Housing Counselor | Consumer Financial Protection Bureau
The counseling agencies on this list are approved by the U.S. Department of Housing and Urban Development (HUD), and they can offer independent advice about whether a particular set of mortgage loan…
consumerfinance.gov
June 18, 2025 at 4:55 PM
You Don’t Have to Navigate Mortgage Problems Alone
HUD-approved housing counselors are FREE & available to:
✔️ Explain your options
✔️ Help you apply for relief
✔️ Talk to your servicer
Find a free counselor: consumerfinance.gov/find-a-housing-counselor
#mortgage #payments
HUD-approved housing counselors are FREE & available to:
✔️ Explain your options
✔️ Help you apply for relief
✔️ Talk to your servicer
Find a free counselor: consumerfinance.gov/find-a-housing-counselor
#mortgage #payments
What’s Escrow—and Why Should You Care?
Your escrow pays taxes & insurance.
Your servicer must:
- Send you an annual escrow statement
- Explain how your escrow balance was calculated
Changes in tax/ins can increase your payment, and mistakes do happen—know your numbers!
#mortgage #payments
Your escrow pays taxes & insurance.
Your servicer must:
- Send you an annual escrow statement
- Explain how your escrow balance was calculated
Changes in tax/ins can increase your payment, and mistakes do happen—know your numbers!
#mortgage #payments
June 11, 2025 at 4:45 PM
You Can Ask Questions—and Get Answers
Did you know you can send a written request to your mortgage servicer and they MUST respond? It’s called a “Request for Information.” They have 30 business days to respond accurately.
You’re not powerless. Use your rights.
#mortgage #payments
Did you know you can send a written request to your mortgage servicer and they MUST respond? It’s called a “Request for Information.” They have 30 business days to respond accurately.
You’re not powerless. Use your rights.
#mortgage #payments
June 9, 2025 at 4:45 PM
What’s “Dual Tracking” & Why It Matters
Dual tracking = starting foreclosure while also reviewing you for assistance.
🚫 It’s restricted by law.
Your servicer can’t foreclose while your help request is active.
This rule protects borrowers from losing their homes unfairly.
#mortgage #payments
Dual tracking = starting foreclosure while also reviewing you for assistance.
🚫 It’s restricted by law.
Your servicer can’t foreclose while your help request is active.
This rule protects borrowers from losing their homes unfairly.
#mortgage #payments
June 6, 2025 at 4:45 PM
Servicers Must Offer a Solution When Possible
If you’re eligible for assistance, your servicer must offer you a solution—not just say no. That could include:
✔️ Forbearance
✔️ Loan modification
✔️ Repayment plan
You have options. Don’t assume you’re out of luck.
#mortgage #payments
If you’re eligible for assistance, your servicer must offer you a solution—not just say no. That could include:
✔️ Forbearance
✔️ Loan modification
✔️ Repayment plan
You have options. Don’t assume you’re out of luck.
#mortgage #payments
June 4, 2025 at 4:45 PM
You Might Be Eligible for Help—Even Before You Miss a Payment
You don’t need to wait until you're behind to reach out. If you’re worried about making payments, you can request hardship options in advance.
Being proactive helps protect your home *and* your credit.
#mortgage #payments
You don’t need to wait until you're behind to reach out. If you’re worried about making payments, you can request hardship options in advance.
Being proactive helps protect your home *and* your credit.
#mortgage #payments
June 3, 2025 at 4:45 PM
You Have the Right to Be Heard
If you ask your mortgage servicer for help b/c you’re having trouble making your pmt (aka "loss mitigation" in the biz), they must respond:
* W/in 5 business days, they must acknowledge you
* W/in 30 days, they must give a decision
It’s the law
#mortgage #payments
If you ask your mortgage servicer for help b/c you’re having trouble making your pmt (aka "loss mitigation" in the biz), they must respond:
* W/in 5 business days, they must acknowledge you
* W/in 30 days, they must give a decision
It’s the law
#mortgage #payments
June 2, 2025 at 4:45 PM
Struggling to Pay Your Mortgage? You’re Not Alone.
If you’re facing hardship, your mortgage servicer *must* have a process to help.
Regulations require:
1. Acknowledge your request
2. Communicate clearly
3. Evaluate options like forbearance or modification
More to come.
#mortgage #payments
If you’re facing hardship, your mortgage servicer *must* have a process to help.
Regulations require:
1. Acknowledge your request
2. Communicate clearly
3. Evaluate options like forbearance or modification
More to come.
#mortgage #payments
May 30, 2025 at 7:00 PM
If you have a mortgage, your servicer is NOT the same as your lender.
Servicers:
✔️ Send your monthly bill
✔️ Collect your payment
✔️ Manage escrow accounts and handle hardship requests
You have rights, too. We’ll explain them in posts here. Give us a follow
#mortgage #payments
Servicers:
✔️ Send your monthly bill
✔️ Collect your payment
✔️ Manage escrow accounts and handle hardship requests
You have rights, too. We’ll explain them in posts here. Give us a follow
#mortgage #payments
May 29, 2025 at 7:07 PM
Did your mortgage servicer change? You’re Protected.
Federal rules say your mortgage servicer can’t report your payment as late for 60 days after a transfer, even if it IS late.
Why? Because mistakes happen during hand-offs. The law protects you from getting unfairly dinged.
#mortgage #payments
Federal rules say your mortgage servicer can’t report your payment as late for 60 days after a transfer, even if it IS late.
Why? Because mistakes happen during hand-offs. The law protects you from getting unfairly dinged.
#mortgage #payments
May 28, 2025 at 5:47 PM
If Your Mortgage Was Transferred:
You will receive:
- A “goodbye” letter from the old servicer
- A “hello” letter from the new 1
It's required by law. Also w/in 60 days of a transfer, they can’t report you late to the credit agencies, so relax. The law's on your side.
#mortgage #payments
You will receive:
- A “goodbye” letter from the old servicer
- A “hello” letter from the new 1
It's required by law. Also w/in 60 days of a transfer, they can’t report you late to the credit agencies, so relax. The law's on your side.
#mortgage #payments
May 23, 2025 at 2:46 PM
Day 1 – Series Kickoff
What Homeowners Should Know About Mortgage Servicing
We’re MESH Auditor. We help mortgage companies stay compliant—but we’re also here to help you.
Starting today, we’ll share regular tips about your mortgage rights & what to expect from your servicer.
#mortgage #payments
What Homeowners Should Know About Mortgage Servicing
We’re MESH Auditor. We help mortgage companies stay compliant—but we’re also here to help you.
Starting today, we’ll share regular tips about your mortgage rights & what to expect from your servicer.
#mortgage #payments
May 22, 2025 at 5:04 PM
MESH is Mortgage Servicing Compliance software. It's cheap and covers more than 1,000 regulations. Learn more in 99 seconds. vimeo.com/1020297817
MESH Auditor - Everything in 100 seconds
All the functionality of MESH auditor described in under 2 minutes. This is how we take 10,000 regulatory obligations and narrow down to the 1,000+ that are measurable,…
vimeo.com
November 25, 2024 at 9:45 PM
MESH is Mortgage Servicing Compliance software. It's cheap and covers more than 1,000 regulations. Learn more in 99 seconds. vimeo.com/1020297817